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03-11-2019CITY OF EDGEWATER GENERAL EMPLOYEES' PENSION BOARD QUARTERLY MEETING MINUTES City Hall Council Chambers Tuesday, March 11, 2019 at 9:30AM TRUSTEES PRESENT: Bridgette King Brenda DeWees Tyna Hilton TRUSTEES ABSENT: Tim Sopko OTHERS PRESENT: Bonni Jensen, Klausner, Kaufman, Jensen & Levinson Frank Wan, Burgess, Chambers & Associates Doug Lozen, Foster & Foster Michelle Rodriguez, Foster & Foster Siera Feketa, Foster & Foster Julie Christine, City of Edgewater Steve loncar, Ceredex Call to Order — Brenda DeWees called the meeting to order at 9:36am. 2. Roll Call — As reflected above. 3. Public Comments — None. 4. Education Session a. Bonni Jensen conducted an educational session for the trustees that outlined the fiduciary responsibilities of a trustee, b. Frank Wan conducted an educational session for the trustees on the basics of institutional investing. 5. A2proyal of Minutes The minutes from the December 11, 2018, quarterly meeting were approved, upon motion by Bridgette King and second from Tyna Hilton, motion carried 3-0. 6. New Business — None. 7. Old Business a. Update on IOUE Trustee Seat i. The board directed the administrator to follow up with the IOUE regarding the new union representative. ii. The board directed the administrator to verify all of the trustee's terms with the City Clerk. 8. Reports a. Burgess, Chambers & Associates, Frank Wan, Investment Consultant i. Quarterly Report as of December 31, 2018 1. Frank Wan reviewed the last quarter of 2018 and commented the stock market experienced losses due to the unstable political climate including rising interest rates and a trade war with China. 2. The market value of the plan as of December 31, 2018, was $11,462,627. 1 3. The total fund's gross returns for the quarter were -7.0%, underperforming the benchmark of -6.2%. Trailing total fund gross returns for the 1, 3, and 5 -year periods were -3.5%, 5.0% and 4.1% respectively. 4. Frank Wan suggested hiring a private real estate manager to manage 10% of assets. He advised the board the Investment Policy Statement (IPS) would need to be updated. The board requested Frank to bring a representative to the next meeting before they made a decision. 5. Frank commented that a majority of Defined Benefit plans had investments in private real estate and that the 10% would come from bonds. Note: The board recessed of 10:54am. Note: The board reconvened at 10:59am. Ceredex, Steve loncar, Investment Consultant i. Steve loncar reviewed the Virtus Mutual Funds Overview as of December 31, 2018 and gave a brief overview of the firm's partners and asset allocations. ii. Frank Wan asked if there was a less costly Collective Investment Trust (CIT) option. Steve loncar commented the CIT was fifty basis points and mutual funds were more regulated and typically have higher fees. iii. Frank Wan reviewed what a CIT was. iv. Frank Wan suggested that the board invest in CIT rather than work the mutual funds and recommended that Bonni Jensen review. Steve loncar stated he would send the data to Frank. c. Foster & Foster, Doug Lozen, Plan Actuary i. Actuarial Valuation, October 1, 2018 1. Doug Lozen commented that the gains and losses experienced in the last year were almost entirely due to investments and mortality, however the total assumptions seemed to be fine. 2. The City's required contribution was $799,181. A shortfall contribution of $8,204.71 was also due for the fiscal year ending in September 30, 2019 and until the full amount was deposited, an interest charge of $46 was due for each full month after September 30, 2018. 3. Doug Lozen commented that going forward, no items of the unfunded liability would be dropping off, and therefore, the City's contributions would not change drastically from year-to-year. Doug commented that eventually the investments would fund this plan, and the City was funding the unfunded liability. Until the plan gets the 5th, 6th and 71h year out, the City's cost would remain similar. 4. Doug Lozen reviewed the smoothing technique for the plan and commented they were on a four-year smoothing. 5. The funded ratio went down 0.1% from 63.9% on October 1, 2017, to 63.8% on October 1, 2018. The board approved the October 31, 2018, Actuarial Valuation, upon motion by Tyna Hilton and second by Brid ette King-, otion carried 3-0. The board declared the returns for the plan shall be 7.70% for the next year, the next several years, and the long-term thereafter, net of investment related expenses, upon motion by Bridgette King and second by Tyna Hilton; motion carried 3-0. d. Klausner, Kaufman, Jensen and Levinson, Bonni Jensen, Plan Attorney i. IRS mileage rate 1. Bonni Jensen notified the board the IRS mileage rate was now $0.58 per mile, ii. Division of Retirement (DOR) Annual Report 2 1. Bonni Jensen reviewed the memo and commented this year the DOR did not have any recommendations for the legislature. Bonni commented that the report contained data of average plans across the State. iii. Power of Attorney (POA) Memo 1. Bonni Jensen reviewed the POA memo and commented recent legislative changes required POAs to be more specific. The changes also required the POA to be in compliance with the originating state law, but also with Florida State Law. iv. House Bill 265 1. Bonni Jensen reviewed the proposed bill, which could affect current open meeting laws, and outlined the ways it could affect the administrator's preparation of documents for board meetings. v. Public Records Law memo 1. Bonni Jensen reviewed Florida's Public Records Law. Bonni commented there were two new exemptions, one relating to victims of incidents of mass violence and the other exempting any portion of a meeting that would reveal a fire safety system plan. 9. Consent Aaenda a. Ratification of Warrants i. Warrant #44 and #45 b. New invoices for payment approval i. Warrant #46 c. Fund Activity Report for December 5: 2018 through March 4, 2019 i. Brenda DeWees commented that Joseph Lavender's name was incorrect on the Fund Activity Report. The board voted to approve the consent agenda as presented, upon motion bV T na Hilton and second by Bridgette King; motion carried 3-0. 10. Staff Reports, Discussion and Action a. Foster & Foster, Michelle Rodriguez, Plan Administrator i. FPPTA Guest Registration Policy 1. Michelle Rodriguez reviewed the FPPTA's new guest policy fees and commented there would now be a $100 registration fee for guests. The board agreed by consensus not to cover guest fees. ii. Upcoming educational opportunities 1. Michelle Rodriguez reviewed upcoming educational opportunities for the board. 11. Trustee Reports, Discussion and Action a. Julie Christine asked the administrator to send member statements directly to HR, so they could be scanned into the member files and sent out to the members. 9. Adiournment - The meeting adjourned at 12:02pm. 10. Next Meeting - June 17, 2019, at 10:30am. Respectfully submitted by: Name: Michelle Rodriguez Approved by;.. y Name: Bf-sp4o-G..Wees— Title: Plan Administrator Title: 9ha0pc+s-�mrc-P -7 Date Approved by the Pension Board: / 3