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12-12-2016CITY OF EDGEWATER POLICE OFFICERS' PENSION BOARD QUATERLY MEETING MINUTES City Hall Council Chambers Monday, December 12, 2016 at 1:30PM TRUSTEES PRESENT: David Arcieri Lawrence Leaf Larry Brinson Alexander Penalta Timothy Webb TRUSTEES ABSENT: None OTHERS PRESENT: Ken Harrison , Sugarman Susskind Ferrell Jenne , Foster & Foster Jack Evatt , The Bogdahn Group 1. Call to Order Alexander Penalta called the meeting to order at 1 :30pm. 2. Roll Call -As reflected above . 3. Public Comment -None. 4. Approval of Minutes The minutes from the September 19, 2016, quarterly meeting were approved upon motion by David Arcieri and second by Larry Brinson, motion carried 5-0. 5. New Business a. Actual expenses budget as of September 30, 2016. i. Ferrell Jenne reviewed the expenditure amounts and reminded the board this was done to stay compliant with SB172. The board approved the actual expenses as of September 30, 2016 as presented, upon motion by Larry Brinson and second by David Arcieri, motion carried 5-0. b. Renewal of 2017 FPPT A board membership. i. Fe r rell Jenne informed the board that the 2017 FPPTA membership had been renewed and asked the trustees to contact her if they were interested in attending any of the upcoming conferences. c. Proposed 2017 meeting dates . i. Ferrell Jenne reviewed the proposed 2017 dates with the board; March 20th , June 19th, September 1 ath, and December 11th . The board approved the proposed 2017 meeting dates upon motion by Lawrence Leaf and second by Timothy Webb, motion carried 5-0. d. Salem Trust staffing change memo . i. Ferrell Jenne reviewed the Salem Trust memo with the board informing them that Brad Rinsem had stepped down as President and Mark Rhein would be replacing him. e. Discussion of updating the Summary Plan Description (SPD). i. Ferrell Jenne commented the SPD was last updated in 2003 and needed to be done every two years. Now that the plan had been restated, Foster & Foster could update the SPD for a fee not to exceed $500. 1 The board approved having Foster & Foster update the Summary Plan Description (SPD) for a fee not to exceed $500, upon motion by Lawrence Leaf and second by Larry Brinson, motion carried 5-0. 6. Old Business -None. 7. Reports a. The Bogdahn Group, Jack Evatt , Investment Consultant. i. Jack Evatt informed the board that his firm was rebranding and would soon have a new name and logo. Jack confirmed that there has been no change in the ownership. ii. Quarterly update as of September 30, 2016. 1. Jack Evatt gave a brief overview of the market environment during the quarter. 2. Market value of the fund as of September 30, 2016, was $8 ,551,031 . 3. Jack Evatt reminded the board that Dana had been removed from the portfolio after the end of the third quarter and Vanguard Index 500 was added. 4. Gross returns for the quarter were 2.97%, underperforming the policy benchmark of 3.20%. Fiscal YTD returns were 7.79%, underperforming the benchmark of 10.43%. Trailing returns for the 3 and 5 year periods were 6.32% and 9.68%. Since inception (10/1/2000) gross returns were 4 .67%, slightly underperforming the policy benchmark of 4.82%. 5. Jack Evatt briefly reviewed the financial reconciliation fiscal YTD. 6. Jack Evatt felt that Vanguard Index was a permanent piece of the portfolio and he brought complimentary managers for the board's review. 7. Jack Evatt reviewed the compliance checklist and commented that it included Dana . The board approved the September 30, 2016 Bogdahn quarterly report as presented, upon motion by David Arcieri and second by Lawrence Leaf, motion carried 5-0. iii. Discussion of Large Cap Value Equity managers. 1. Jack Evatt reviewed the definition of the value stock & growth space . 2. Jack Evatt commented that the portfolio needed some level of market outperformance in order to meet the assumed rate of return. 3. Jack Evatt reviewed the manager and fund comparison for the large cap value equity evaluation . 4. Jack Evatt commented that the lower the total holdings were for the company , the increased likelihood for volatility. 5 . Jack Evatt briefly reviewed the fees and investment strategy for each manager. 6. Jack Evatt reviewed the net-of-fees returns and rolling active returns for each manager to illustrate how far away from the benchmark the managers could get. 7. Jack Evatt reviewed the risk/return analysis for each manager. 8. Jack Evatt stated he liked Becker Value Equity , Ridgeworth Large Cap Value, and Great Lakes Value. 9. Jack Evatt recommended moving $650,000 to Becker Value Equity Fund. iv. Discussion of Large Cap Growth Equity. 1. Jack Evatt reviewed each manager , their associated fees, and strategic evaluation. 2. Jack Evatt reviewed the trailing returns for each manager. 3. Jack Evatt reviewed the risk/return analysis for each manager. 2 10. 4. Jack Evatt recommended investing with MFS Growth and commented they had lower fees. Jack stated his second recommendation was Fred Alger Capital Appreciation . The board aooroved Jack Evatt's recommendation of diversifying the portfolio upon motion by David Arcieri and second by Larry Brinson, motion carried 5-0. The board approved moving $1.3MM from Vanguard 500 Index and investing $650,000 with Large Cap Growth manager MFS, and investing $650,000 with Large Cap Value Equity manager Becker, upon motion by David Arcieri and second by Larry Brinson, motion carried 5-0. v. Jack Evatt stated these changes would not affect the Investment Policy Statement (IPS), and that no rebalancing was needed at this time. b. Sugarman & Susskind, Ken Harrison, Attorney . i. Legal update. 1. Ken Harrison stated his office was still waiting on the final IRS Determination Letter. 2. Ken commented that he hadn't seen any pre-filed pension reform bills for the spring legislative session . 8 . Consent Agenda a. David Arcieri inquired about the Independent Medical Exam (IME) cost being $4,000. Ken Harrison stated it was more expensive than usual due to the psychiatric evaluation. The board approved the consent agenda as presented upon motion made by David Arcieri and second by Lawrence Leaf, motion carried 5-0. 9 . 11. 12. Staff Reports, Discussion, and Action a. Ferrell Jenne informed the board that Ordinance 2016-0-34 was adopted by Council on November 14, 2016, and sent to the State on December 5, 2016. Trustee Reports. Discussion, and Action a. David Arcieri asked what the possibility was for Share Plan monies to be used to pay for post-retirement medical insurance. Ken Harrison commented that a VEBA could be set-up and there were various funding sources . Ken advised that Chapter 185 rules would have to be followed and he could send some examples to David Arcieri. b. David Arcieri commented that City Council would like to provide health insurance to all members receiving an In-Line-of-Duty Disability benefit. David stated that he would like to see a health subsidy benefit for all members. Ken Harrison commented he would put a letter together describing the different options and send it to the board prior to the next meeting . c. Alex Penalta asked what was in place to keep a disability recipient from recovering from an injury and still collect a disability benefit. Ken Harrison stated that the board had the right to re-evaluate any disability recipient. Ferrell Jenne reminded the board that a disability affidavit is also sent out to anyone receiving a disability benefit. d. Ferrell Jenne commented that the finance director asked her to pass along to the board that the General Board went out for a fee analysis for all service providers. The board decided not to have a fee analysis done at this time . Adjournment The meeting adjourned at 3:00pm. Next Meeting Friday , February 17, 2017 , 1 :30PM . &nub;: Approved ~ 0 ~" 3 Ferrell Jenne , Plan Administrator Alexander Penalta, Chairman Date Approved By the Pension Board: rn A '(,CK g., 0' ~ 0 l / 4