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03-13-2023A 0 1 1*1 0. E:r S11111101mikimirill M TRUSTEES PRESENT: Bridgette Vaissiere Dilena Talley Tim Sopko Brenda DeWees Tyna Hilton OTHERS PRESENT: Bonni Jensen, Klausner, Kaufman, Jensen & Levinson (via phone) Frank Wan, Burgess, Chambers & Associates (via phone) Katie Lamp, Burgess, Chambers & Associates Doug Lo en, Foster & Foster Michelle Rodriguez, Foster & Foster I Call to Order/Roll Call — Brenda DeWees called the meeting to order at 9,130 AIVI� 2Education �2ssion a. Bonnie Jensen, Katie Lamp and Frank Wan provided an education session for the board. The Board reconvened at 10:31 AM 4. Approval of Minutes a. December 12, 2022, Quartedy Meeting Minutes Olin 0 t En �W=-j�=Irzm a. Foster & Foster, Doug Lo en, Plan Actuary L October 1, 2022, actuarial valuation report 1. Doug Leven reviewed the report and commented the City's required contribution increased primarily due to a net unfavorable actuarial experience. 2. Doug Lo en cornmented the plan experience was unfavorable overall on the basis of the plan's actuarial assumptions and added sources of actuarial loss included an investment return of 3.86% which fell short of the 6,25% assumption and an inactive mortality experience. 3, Doug Lown commented the negative impact was mitigated by the smoothing methodology., k I a M -. ror rr# I g T#l# =# a 1, WMW WMAROVIA I I "I'll, .111, im Vaissiere and second by T,na Hilton-, motion carried 5-0. The Board voted the declaration of returns for the Dian shall be 6.26% for the next yea , the ne,, 1: 1 .-OW-1116=11M• HIMMOURISAMN 1waw OMMEMIS-111ir M A b. Burgess, Chambers & Associates, Frank Wan and Katie Lamp, Investment Consultants i. Quarterly Report as of December 31, 2022 1. Frank Wan reviewed the market environment over the last quarter and commented the American Funds Euro Pacific fund was one of the best performers. 2, Frank Wan commented he stood by this team given their strong track performance. 1 Frank Wan reviewed the value versus growth aspects of the market and commented the FTSE Russell reconstitutes indices annually. 4. The market value of the plan as of December 31, 2022, was $11,404,648. The fund's total net returns for the quarter were 3.3%, underperforming the policy benchmark of 4.5%. Trailing total fund gross returns for the 1, 3, and 5 -year periods were -16r 8%, 2.3% and 4.1 % respectively. 5. Katie Lamp commented in comparison to their peers, the long-term prospects of the plan looked good. 6. The board discussed the real estate market, Klausner, Kaufman, Jensen, and Levinson, Bonni Jensen, Plan Attorney i. Internal Controls rnemo 1Bonni Jensen reviewed the background and recommendations found in the memo includingons should be processed by more than one person, perform periodic reviews of financial transactions and statements, implement layers of security controls including dual signatures or multi factor authentication, use a subscription- based service to conduct death audits, and use an independent auditor, ii. SECURE 2.0 Act I , Bonni Jensen reviewed the different provisions of the legislation including: an increase in the age for Required Minimum Distributions (RMD) to age 73 through January 1, 2033 and then age 75 thereafter, a reduction in the tax penalty for missing an RMD, extends tax free earnings for certain disability retirement benefits to normal retirement, expands exemptions from tax penalties for first responders by adding 25 years of service as a separate qualifying condition for exemption, and repeals the requirement to deduct health insurance premiums directly from a pension benefit in order to receive a $3,000 tax break for health insurance premiums, 5� 1�41 - �1_1 I - �fq � a, Ratification of Warrants i. Warrant #84 b. New invoices for payment approval i. Warrant #85 c. Fund Activity Report for December 6, 2022, through March 3, 2023 IMI . .. ... ..... Dilena Talley; motion carried 5-0. Respectfully submitted by: A' Wkhe�HiLeRoddguez', Plan Ad-mini�—s�tr *r Date Approved by the Pension Board- Approved by: Bridgette VaisiMere, Vice -Ch ir