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09-15-2025CITY OF EDGEWATER POLICE OFFICERS' PENSION BOARD QUARTERLY MEETING MINUTES City Hall Council Chambers 104 N. Riverside Drive Edgewater, FL 32132 Monday, September 15, 2025, at 1 :30PM TRUSTEES PRESENT: Myles Lawler David Williams Charles Geiger Brian Gintz Scott Gaboury TRUSTEES ABSENT: None OTHERS PRESENT: Pedro Herrera, Sugarman, Susskind, Braswell & Herrera (via phone) 1. 2. 3 . 4. Siera Feketa, Foster & Foster Doug Lozen, Foster & Foster Troy Jenne, Foster & Foster John Thinnes, Mainer Institutional Call to Order -Charles Ge iger called the meeting to order at 1 :46PM Roll Call -As reflected above. Public Comments -None. Approval of Minutes a. June 9, 2025, quarterly meeting The Board approved the June 9, 2025, quarterly meeting minutes as presented, upon motion by David Williams and second by Brian Gintz; motion carried 5-0. 5. New Business a. Trustee update a. Troy Jenne introduced Scott Gaboury as the new member- elected Trustee and welcomed him to the Board. Troy discussed the general workings of the meetings and determined he had served on a Board before. The Board nominated Charles Geiger as Chairman, upon motion by Myles Lawler and second by Brian Gintz; motion carried 4-0. The Board nominated David Williams as Secretary, upon motion by Brian Gintz and second by Myles Lawler; motion carried 4-0. 1 b. Proposed 2026 meeting dates 1. Troy Jenne reviewed the proposed 2026 meeting dates with the Board. The Board approved the proposed 2026 meeting dates presented, upon motion by David Williams and second by Brian Gintz: motion carried 5-0. c. Proposed 2025-206 budget 1. Troy Jenne reviewed the 2025-2026 proposed budget with the Board. The Board voted to approve the proposed 2025-2026 budget as presented, upon motion by Myles Lawler and second by David Williams: motion carried 5-0. d. Summary Plan Description update 1. Troy Jenne reviewed the updated Summary Plan Description with the Board. The Board approved the Summary Plan Description to include the update to the Board Trustees, upon motion by David Williams and second by Brian Gintz; motion carried 5-0. 6. Reports (Attorney/Consultants) a. Foster & Foster , Doug Lozen , Board Actuary a. Experience study 1. Doug Lozen reviewed the Experience Study prepared for the Board. 2. Doug Lozen explained that the current investment assumption was 7.30% and he didn't believe this was a good number to stay at. Doug provided options for the Board to discuss, lowering the assumption rate slightly. 3. Doug Lozen asked John Thinnes to discuss his opinion with the Board. John recommended a 7.25% assumption rate moving forward to take a slight decrease moving toward a future of 7 .00%. Doug commented he agreed with this glidepath method, instead of an all at once move . 4. Doug Lozen reviewed the salary increase history and projection moving forward. 5. Doug Lozen reviewed the Mortality Table with the Board. The Board approved the Experience Study option (8), but at a 7.25% assumption rate with the October 1, 2025 valuation report, upon motion by David Williams and second by Myles Lawler: motion carried 5-0. b. Mariner Institutional, John Thinnes, Investment Consultant a. Quarterly report as of June 30, 2025 2 1. John Thinnes spoke to the new Trustee to explain his basic role in managing the pension fund. 2. John Thinnes commented on a recent award his company won for being at the top of their profession. 3. John Thinnes reviewed the fund performance from the past quarter. This included a sharp downturn followed by a spike, to return about a 7% increase for the quarter. 4. The market value of assets (MVA) as of June 30, 2025, was $19,005.325. 5. The total fund net returns were 8.25%, underperforming the policy benchmark of 7.26%. The 1, 3, 5, 7, and 10-year trailing net returns were 11 .92%, 11.80%, 9.17%, 8.52% and 7.77%, respectively . Since inception (10/1 /00), the net return was 6.01 %, slightly underperforming the benchmark of 6.13%. 6 . John Thinnes reviewed the strong performance for the quarter versus their peers. 7. John Thinnes reviewed the domestic and international performances, as well as real estate still holding its own . 8. John Thinnes discussed the investment of the state funds that were just received. 9. John Thinnes reviewed the Investment Policy Statement (IPS) he handed out to the Board . John discussed the new state law regarding doing business with companies of concern and the most recent was companies that refuse to do business with Israel. John recommended updating the IPS. The Board approved updating the Investment Policy Statement to include the new law changes, upon motion by Brian Gintz and second by David Willams; motion carried 5-0. 10. John Thinnes discussed a handout he gave the Board regarding a fee adjustment Mariner was requesting . The Board voted to approve the fee increase Option 2 beginning on January 1, 2026, upon motion by David Williams and second by Scott Gaboury; motion carried 5-0. 7. 8. c. Sugarman, Susskind, Braswell, & Herrera, Pedro Herrera, Board Attorney a. Pedro Herrera gave a legal update on the Florida legislative session. Old Business -None. Consent Agenda 3 12-08-2025 a. Payment Ratification a. Warrant #112 b. New invoices for payment approval a. None c. Fund activity report for June 3, 2025, through September 8, 2025 The consent agenda was approved as presented, upon motion by David Williams and second by Scott Gaboury; motion carried 5-0. 9. Staff Reports, Discussion, and Action a. Foster & Foster, Troy Jenne, Plan Administrator a. State monies update 1. Troy Jenne informed the Board the state monies were received in the amount of $302,630.99. b. Educational opportunities 1. Troy Jenne reviewed upcoming educational opportunities available to the Board. 10. Trustee Reports, Discussion, and Action -None. 11. Adiournment -The meeting adjourned at 2:45PM 12. Next Meeting -December 8, 2025, Quarterly Meeting, at 1 :30PM Respectfully submitted by: Approved by: Date Approved by the Pension Board: ______________ _ 4