06-23-2008
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Police Pension Board of Trustees
Minutes - Meeting
June 23, 2008
Page 1 of 4
CITY OF EDGEW A TER
POLICE OFFICERS' PENSION BOARD OF TRUSTEES QUARTERLY MEETING
MINUTES
Monday, June 23, 2008
CALL TO ORDER! ROLL CALLIDETERMINA TION OJl' A QUORUM
The Edgewater Police Officers' Pension Board held its quarterly meeting on Monday, June 23,2008
in the Conference Room at Edgewater City Hall, 104 N. Riverside Drive, Edgewater, Florida.
Members Present:
Ferd Heeb
Gary Conroy
Dan Blazi
Lawrence Leaf
Jeanne DelNigro
H. Lee Dehner
Sheila Hutcheson
Lisa Spanraft, CF A, The Bogdahn Group
William Bennett, Police Chief
Donna Looney, Personnel Director
Members Absent:
Plan Attorney:
Plan Administrator:
Consultants:
City Staff:
Chairman Blazi called the meeting to order at II :31 a.m. Members indicated their presence; there was
a quorum, with four members present.
APPROVAL OF MINUTES
None
NEW BUSINESS
Plan Administration Services
Member Ferd Heeb made a presentation regarding the Plan Administration services of Sheila
Hutcheson. Mr. Heeb summarized the search for a Plan Administrator by a committee comprised of a
representative from each Board. The search committee considered three candidates, all of whom were
qualified. One candidate withdrew from consideration and the committee's recommendation was to
retain Sheila Hutcheson. Mr. Heeb advised that a draft contract for plan administration had been
prepared by Attorney Dehner for the Board's consideration~ the draft contract was presented to the
Board for their review and action.
Mr. Heeb continued by noting that the hire of an Administrator would assist in the transition of the
pension plan from The Principal Group. Chairman Blazi asked if the monthly fee was fixed regardless
of what the other Boards decide and Ms. Hutcheson advised that it was. Mr. Blazi was advised by
Attorney Dehner, in response to his question, that he agreed with the contract terms. Mr. Heeb next
addressed correspondence from the City Manager noting several contract change recommendations~ it
was the consensus that the proposed changes were acceptable with the exception of a set contract
period (which could be contrary to the Board's fiduciary responsibility) and inclusion of provision for
services that might be engaged by the City (this would be a separate City issue, and would not need to
be referenced in the contract).
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Police Pension Board of Trustees
Minutes - Meeting
June 23,2008
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Member Heeb made a motion to approve the contract with the changes noted above, with an effective
date of June 23, 2008; Member Conroy seconded the motion, which passed unanimously upon a roll
call vote. Attorney Dehner advised that he would prepare and send the contract for execution.
Procedure for Meetings -Tape Recordings
The next item of discussion was whether or not to tape record the Board's meeting. The Attorney
advised that tape recording is not required and stated that well prepared minutes would be in the
Board's better interest.
Member Heeb made a motion that Board meetings would not be tape recorded; Member Conroy
seconded the motion, which passed unanimously upon a roll call vote.
Benefit Improvements
Chairman Blazi discussed that Member Conroy had reviewed and studied the Valuation from Principal
with respect to the State moneys and asked that the Board consider a benefit improvement using the
available funds. He continued by reporting that he has been approached by the union as to use of the
funds for benefit improvements. Member Heeb agreed and mentioned that the Fire Pension Plan had
adopted a share plan. Member Conroy reported that he had discussed a share plan with Foster &
Foster and the Actuary favors this approach, which the Police Officers like as a means to help defray
health insurance costs. Member Conroy asked for the Board's authorization to work with Foster &
Foster in this regard to obtain an impact statement. The Attorney advised that plan members would
have to approve the usage of the state moneys and discussed the mechanics of a share plan, noting the
need to educate the members prior to a vote on the benefit. Discussion continued that members also
have an interest in the following benefit improvements:
. increase of the benefit multiplier to 3.5%;
. buy-back of "air time" (the Attorney advised that F.S., Chapter 185 does not allow this type of
buy-back); and
. COLA's and alternatives for duration of the COLA's.
Member Conroy made a motion for the Board to authorize him to work with Foster & Foster on
impact studies for the benefit improvements requested by the Union; Member Heeb seconded the
motion, which passed unanimously upon a roll call vote.
OLD BUSINESS
Contract with Foster & Foster
Attorney Dehner addressed the Board with regard to the proposed contract with Actuary Foster &
Foster. Chairman Blazi summarized that Mr. Dehner had been working with Foster & Foster on a
contract which the Board had previously authorized. The Attorney said that when he had sent the
contract to Foster & Foster, the firm responded with a counter-proposal that included a provision for
an increased payment based upon the negotiation of the separation from Principal. Mr. Dehner
continued with a discussion of the steps that would be involved in this process, the first of which
would be to convince Principal to agree to release the monies for current retirees if the retirees signed
an authorization in this regard. He noted that the provision for a payment based on the negotiation
was unusual and would be difficult to quantify (as to which party was responsible).
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Police Pension Board of Trustees
Minutes - Meeting
June 23, 2008
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Member Conroy made a motion to approve the contract as originally presented, without the counter-
proposal from Foster & Foster; Member Heeb seconded the motion, which passed unanimously upon
a roll call vote.
Member Heeb then asked if the contract outlined the actuarial services at an hourly rate, which the
Attorney confirmed, and he also asked about the retirees separating from Principal and the process.
Mr. Dehner said this was a calculation that would be performed by Foster & Foster.
REPORTS (A TIORNEY/CONSUL T ANTS)
H. Lee Dehner, Attorney
Attorney Dehner opened his report with a legislative update. He advised that all of the bills, which did
not pass last year, were re-filed in this year's legislative session, and, again, did not pass. However,
there was a change in the portion of the statute dealing with forfeiture of pension for certain felony
convictions: convictions (for crimes committed after October 1,2008) as a result ofa felony against a
minor result in forfeiture of pension. The Attorney stated that he has to depend on the City to be
informed of such offenses so that he can determine if a hearing would need to be held. Mr. Dehner
also reported that the non-taxable status of retiree insurance premiums other than directly through the
City is still not allowed, but there may be a change in the federal regulations, which he will continue to
monitor.
With regard to federal legislation, the Attorney discussed The Pension Protection Act of 2006 and said
it is unknown what Principal is doing in this regard, but that Christiansen and Dehner will include the
required provisions in the plan restatement when the severance from Principal occurs. He continued
by noting that the Board can decide at that time whether or not to apply for a Favorable Determination
Letter from the Internal Revenue Service, even though currently it is not required for public sector
plans. Mr. Dehner concluded his report with a reminder to the Board members that the annual
Financial Disclosure Forms must be filed, no later than July 1,2008, with the Office of the Supervisor
of Elections in the County in which each Trustee resides.
Chairman Blazi asked the Attorney about not collecting benefits till age fifty-five (55); Mr. Dehner
advised that this does not apply to monthly benefits, rather the provision relates to lump sum
distributions, but that was reduced to age fifty (50).
The Bogdahn Group, Performance Consultant - Lisa Span raft
Ms. Spanraft began her report by noting that the quarter ending March 31, 2008 was negative for all
stock indices, with positive returns only in the fixed income investments. She continued with a review
of sector performance, all of which were negative. There was some good news with respect to the
Treasury yield curve. Ms. Spanraft then discussed the asset allocation and sub-classifications. The
total fund performance was negative 4.98% for the quarter, but better than many funds. The returns
underperformed the benchmark, but outperformed the peer group. Next, she reviewed the investment
returns by type and noted that the new reporting format shows the last six fiscal years' performance.
The total plan assets (market value) were $7,379,000 as of March 31, 2008. Chairman BIazi asked if
the economy is in a recession and Ms. Spanraft addressed the market conditions. He also asked if any
changes in asset allocation are recommended at this time; she stated that, generally, it is The Bogdahn
Group's position that there should be a greater investment in equities (buy now), but this is from a
broad perspective and The Principal doesn't agree. Ms. Spanraft concluded her report by noting that
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Police Pension Board of Trustees
Minutes - Meeting
June 23,2008
Page 4 of 4
there are bright spots and service jobs (manufacturing) are starting to rethink their overseas presence
due to fuel costs.
Plan Administrator's Report - Sheila Hutcheson
Ms. Hutcheson reviewed her proposed format and procedure for minutes, agendas, processing of
invoices, and discussed meeting dates. The Board concurred with the proposals.
DISBURSEMENTS
Christiansen & Dehner, professional legal fees, May 31, 2008 invoice - $1699.23
The Attorney's invoice, in the amount of$1699.23, was presented by Member Conroy.
Member Heeb made motion to approve the payment of the Attorney's invoice in the amount of
$1699.23. Member Leaf seconded the motion, which passed unanimously upon a roll call vote.
TRUSTEES' REPORTS, DISCUSSION, AND ACTION
Member Conroy reported that the Annual Report had been submitted to the State but is not yet
approved. He next discussed the Board's fiduciary insurance, reporting that the premium quotation
had lapsed and that he is updating the application for the coverage with the Florida League of Cities
for signature and that he will obtain the CAFR (once accepted by the City) to accompany the
application.
Chairman Blazi mentioned GASB and the 2007 Valuation Report, discussing the net assets.
STAFF REPORTS, DISCUSSION, AND ACTION
Personnel Director Donna Looney was asked about Diana Floyd's retirement and she said that she
would work on it after the meeting. Ms. Looney also is working with Helen Andrews, Foster and
Foster, on some information.
REQUESTS FROM THE PUBLICIEMPLOYEES PRESENT
None
ADJOURNMENT
Member Heeb made a motion to adjourn the meeting; Member Conroy seconded the motion, which
passed unanimously. The meeting was adjourned at 12:50 p.m.
Respectfully Submitted:
Approved:
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Dan Blazi
Chairman
Sheila Hutcheson
Plan Administrator