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FY 2002 CAFRm CITY OF EDGEWATER, FLORIDA l COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR TIC YEAR ENDED SEPTEMBER 30, 2002 im CITY OF EDGEWATER, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT For The Year Ended September 30, 2002 Prepared by: Finance Department Jon C. Williams, Acting Finance Director 11 t 1 1 1 1 t This page intentionally left blank. INTRODUCTORY SECTION This section contains the following subsections: Table of Contents Letter of Transmittal GFOA Certificate of Achievement Organizational Chart List of Principal Officials This page intentionally left blank. COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF EDGEWATER, FLORIDA TABLE OF CONTENTS September 30, 2002 L t 1 1 Page I. Introductory Section: Table of Contents Letter of Transmittal iii -x GFOA Certificate of Achievement xi Organizational Chart xii List of Principal Officials xiii II. Financial Section: Independent Auditor's Report 1 -2 General Purpose Financial Statements (Combined Statements - Overview): Combined Balance Sheet - All Fund Types and Account Groups 3 -6 Combined Statement of Revenues, Expenditures and Changes in Fund Balances - All Governmental Fund Types 7 Combined Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - All Governmental Fund Types 8 -10 Combined Statement of Revenues, Expenses and Changes in Retained Earnings — Proprietary Fund Type 11 Combined Statement of Changes in Pension Fund Net Assets 12 Combined Statement of Cash Flows - All Proprietary Fund Types 13 -14 Notes to Financial Statements 15 -41 Combining, Individual Fund and Account Group Statements and Schedules: Special Revenue Funds: Combining Balance Sheet 42 Combining Statement of Revenues, Expenditures and Changes in Fund Balances 43 Combining Statement of Revenues, Expenditures and Changes In Fund Balances - Budget and Actual 44 -47 Proprietary Fund Type: Enterprise Funds: Combining Balance Sheet 48 -49 Combining Statement of Revenues, Expenses and Changes in Retained Earnings 50 Combining Statement of Cash Flows 51 -52 L t 1 1 COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY OF EDGEWATER, FLORIDA TABLE OF CONTENTS - Continued September 30, 2002 IV. Internal Control and Compliance Section: Report on Compliance and on Internal Control Over Financial Reporting Based on an Audit of Financial Statements Performed In Accordance with Government Auditing Standards 72 -73 Management Letter 74.78 1 1 Paqe II. Financial Section (Continued): Fiduciary Fund Types: Combining Statement of Pension Fund Net Assets 53 Combining Statement of Changes in Pension Fund Net Assets 54 General Fixed Assets Account Groups: Schedule of General Fixed Assets by Function and Activity 55 III. Statistical Section: General Governmental Expenditures by Function 56 -57 General Government Revenues by Source 58 -59 Property Tax Levies and Collections 60 Assessed and Estimated Actual Value of Taxable Property 61 Property Tax Rates - All Direct and Overlapping Governments 62 Special Assessment Collections 63 Computation of Overlapping Debt 64 Demographic Statistics 65 Property Value, Construction and Bank Deposits 66 Summary of Ten Largest Single Unit Water Users 67 Principal Taxpayers 68 Miscellaneous Statistical Data 69 -70 Water and Sewer Revenue Bond Coverage 71 IV. Internal Control and Compliance Section: Report on Compliance and on Internal Control Over Financial Reporting Based on an Audit of Financial Statements Performed In Accordance with Government Auditing Standards 72 -73 Management Letter 74.78 1 1 to t 1 THE CITY OF EDGE WATER POST OFFICE BOX 100- EDGEWATER, FLORIDA 32132 -0100 March 21, 2003 Honorable Mayor and Members Of the City Council City of Edgewater, Florida The Comprehensive Annual Financial Report (CAFR) of the City of Edgewater, Florida, (hereinafter referred to as "the City"), for the fiscal year ended September 30, 2002, is submitted herewith pursuant to Chapter 10.500 of the Rules of the Auditor General of the State of Florida. Responsibility for both the accuracy of the data, and the completeness and fairness of the presentation, including all disclosures, rests with the City. To the best of our knowledge and belief, the enclosed data are accurate in all material respects and are reported in a manner designed to present fairly the financial position and results of operations of the various funds and account groups of the City. All disclosures necessary to enable the reader to gain an understanding of the City's financial activities have been included. The comprehensive annual financial report is presented in four sections: introductory, financial, statistical and other reports. The introductory section includes this transmittal letter, the government's organizational chart and a list of principal officials. The financial section includes the general- purpose financial statements and the combining and individual fund and account group financial statements and schedules, as well as the auditor's report on the financial statements and schedules. The statistical section includes selected financial and demographic information, generally presented on a multi -year basis. The other reports section includes various reports and schedules. This report includes all funds and account groups of the City. The City provides a full range of services. These services include police and fire protection; water and sewer services; reclaimed water services; sanitation services; stormwater management; the construction and maintenance of highways, streets, and infrastructure; recreational activities and cultural events. In addition to general government activities, the City Council has financial accountability and oversight of the Police Officers', Firefighters', and the General Employees' Retirement Systems; therefore, these activities are included in the reporting entity. I n 1 1 Honorable Mayor and Members Of the City Council aa�� City of Edgewater, Florida Page 2 of 8 March 21, 2003 ECONOMIC CONDITION AND OUTLOOK The City is located in southeast Volusia County, adjacent to I -95 and south of New Smyrna Beach, to Ariel Road, along the Indian River and two miles west of the Atlantic Ocean. The City is within the economic zone of Central Florida, which roughly follows Interstate 4 from Tampa through Orlando to the communities along the Atlantic coast in Volusia County. Edgewater has experienced a moderate rate of growth in the last five years. Edgewater's population during that period increased from 17,820 to 19,515, an 8.7% increase for the period or an average of 1.74% per year over the last five years. The City's growth rate is increasing and the City is stimulating new industrial growth with the recently completed ParkTowne Industrial Park. Coronado paint factory, residential home construction, boat building (Boston Whaler, Edgewater Power Boats, Porta Products) and other light manufacturing provide employment. NASA and related supporting enterprises at Cape Canaveral provide further employment opportunities. Many residents commute to Daytona Beach, Deland and Orlando for business employment. The community currently has a 5.3% unemployment rate, below the state average of 5.4 %. During the past five years, property taxable assessment values have increased 17.38 %. As the economy grows, we expect the recent growth trends experienced by the City to increase. The City continues exploring several options to increase economic growth within the City and improve economic development within southeast Volusia County. Toward this goal, the City's Economic Development Board is continuing its emphasis on result - orientated initiatives. The City has also continued many partnerships between various economic development agencies, local businesses and the City. The City completed the purchase of approximately 162 acres from the Florida Inland Navigation District r (FIND). This land is part of the 250 acres originally purchased by FIND for a containment site (Phase I of the project) and a business /industrial park (Phase 11 of the project). Construction of Phase I of the project has been completed. The design, engineering and construction of Phase II of the project, will consist of roadways, rt drainage and utility improvements, and is expected to begin Fiscal year 2003 and to be completed by 2004. The City is pleased to announce that purchase /sales agreements have been executed on all available parcels (30 acres or more) within Phase I of the industrial park. The sale of property will spur non - residential economic growth for the City and stimulate additional economic benefits for the Park Avenue corridor. The Daytona Beach Community College, which has a campus adjacent to the proposed project, may assist in attracting. new jobs through the creation of a marine industry technology center on a portion of the proposed project. 1 1 iv b, Honorable Mayor and Members Of the City Council City of Edgewater, Florida Page 3 of 8 March 21, 2003 MAJOR INITIATIVES For the Year A The City completed the initial phase of the $1.6 million Hawks Park Recreational Facility in November of 2000. The initial phase includes a public /private partnership with the YMCA to provide staffing for the gymnasium. The City purchased adjacent land to the Recreational Facility, which is used to house the Park r and Recreation offices as well as a historical museum. The 26 -acre complex is designed, permitted and planned for additional softball fields, swimming pool, racquetball courts, general - purpose athletic fields, and tennis facilities. Construction of the swimming pool has been completed and the City is currently constructing so softball fields utilizing FERDAP grants. The City was recently awarded a $100,000 grant from Volusia County for improvements to the Hawks Park Facility. As a result of the demand for residential growth, the Florida Shores subdivision continues to grow and is near fully developed. Construction of single - family homes remains strong within Florida Shores and the surrounding vicinity. San Remo, our newest residential community, has seen moderate construction and sales. The outlook for the future looks positive for continued single - family residential growth. Two additional single - family communities, Majestic Oaks and Mariners Gate are entering the final stages of permitting/platting. Construction and sales of single - family homes shall commence during fiscal year 2003. The City issued approximately 226 new residential building permits during 2002. The City continues the process of relocating utility lines in conjunction with the widening of State Road 442 by the Florida Department of Transportation. Water, sewer and reclaimed infrastructure was expanded and extended to many industrial areas in the City during the year. The City completed water distribution and wastewater collection improvements in the ParkTowne Center project as well as a proposed water distribution system on Hazelwood River Road to serve approximately forty-six parcels. For the Future The City continues to plan for the redevelopment of Kennedy Park east of Riverside Drive /City Hall complex. This plan will include an expanded landscaped site that will benefit boaters and the sport fishing public of the area. The redevelopment plan should be completed by 2005. The City is also in the process of establishing and expanding a variety of programs through the Police Department such as traffic abatement, mentoring, neighborhood watch, expansion of the Citizens Assisting Police (CAP) program as well as increasing the focus of activities with local youth and school related issues. Department Focus The Police Department has provided another excellent year of law enforcement service which is reflected in the recently published Crime Statistics. According to the Florida Department of Law Enforcement (FDLE), the City's violent crime index has decreased for the second year in a row by 9.48 %. The Fire/Rescue Department continues to provide superior ALS Emergency Medical Services (EMS) with 2098 request for assistance last year. The City achieved its goal of an average response time of 4 minutes or less to the majority of the incidents. Most of the responses were emergency medical treatment request with many requiring the need for Advanced Life Support Emergency Medical. Treatment. In addition to the emergency and non - emergency incidents, Fire/Rescue personnel continued to provide various other services Honorable Mayor and Members Of the City Council City of Edgewater, Florida Page 4 of 8 March 21, 2003 that include blood pressure screenings, CPR/First Aid training, disaster preparedness, Community Emergency Response Team (CERT) training and immunizations to City employees and the community. Additionally, the Department assisted with the initiation of the first Regional Communication Center (partnering with Port Orange and New Smyrna Beach) within Volusia County. The regional communication concept enhances partnerships with neighboring communities and provides for the dispatch of the closest emergency response unit. It also allows for the cost effective sharing of other resources and opportunities for enhanced joint multi - jurisdictional and multi - company trainings. The computer program associated with the system will give the dispatchers and emergency responders critical information for facilities within our area. We also continue to research future programs that will enhance the level of services to City residents as well as the opportunity to secure contract Fire/Rescue service to the unincorporated areas of the City, and to provide emergency transport of unstable medical/trauma patients to the emergency department. The Parks and Recreation Department was responsible for a variety of activities such as maintaining City parks, roadway medians and organizing soccer and baseball activities for Edgewater's youth. These activities allow many children the opportunity to participate in a variety of sports they may not otherwise have an opportunity to do so. In addition, Parks and Recreation personnel assisted in the completion of the new department offices and the first City Historical Museum located at the Hawks Park Recreational Complex. FINANCIAL INFORMATION City management is responsible for establishing and maintaining an internal control structure designed-to ensure that the assets of the City are protected from loss, theft or misuse and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable assurance, but not absolute assurance, that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of control should not exceed the benefits likely to be derived; (2) the valuation of costs and benefits requires estimates and judgments by management. During previous years, the City implemented investment policies in response to national events, improved internal control measures over cash and investments, and increased legislative review. Budgeting Controls In addition, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. The City Manager has the authority to exercise legal budgetary control at the fund level. Authority to adjust the various fund budgets is held by the City Council. The legally adopted annual operating budgets consist of: (1) the general fund; (2) the water and sewer fund; (3) the refuse fund; and (4).stormwater management fund. The City maintains an encumbrance accounting system as one technique of accomplishing budgetary control. Encumbrance amounts lapse at year -end. However, encumbrances generally are either absorbed or appropriated as part of the following year's budget. As demonstrated by the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound fiscal management. General Government Functions The following schedule presents a summary of General Fund revenues for the fiscal year ended September 30, y 2002, and percent of the total amount and amount of increases and decreases in relation to prior year revenues. F Vi 60 L Honorable Mayor and Members Of the City Council City of Edgewater, Florida Page 5 of 8 March 21, 2003 GENERAL REVENUES BY SOURCE GENERAL FUND Increase Percent (Decrease) Revenue Source Amount of Total From 2001 Taxes* Licenses and permits Intergovernmental revenues Charges for services Fines and forfeitures Investment Income Miscellaneous revenues Totals $5,130,474 61.91% $(1,059,087) 326,793 3.94% 28,930 2,566,811 30.97% 1,183,856 57,137 .69% (148,845) 69,297 .84% (46,311) 13,610 .16% 13,610 123,222 1.49% (167,249) 986,671, 10.16% 37,226 $8,287,344 *Tax Revenue is comparable to prior year; the apparent decrease is due to a reclassification of Revenue source to Intergovernmental. Revenues for the General Fund totaled $8,287,344 (which excludes $918,000 in operating transfers), a decrease of $195,096. The decrease is due to reduced Interest Earnings of $76,077. This item is combined with various increases and decreases in other revenues of $ 119,019. The following schedule presents a summary of General Fund expenditures for the fiscal year ended September 30, 2002, and percent of the total amount and amount of increases and decreases in relation to prior year expenditures. EXPENDITURES AND OTHER USES CLASSIFIED BY MAJOR FUNCTIONS GENERAL FUND . 1 Totals $9,709,855 100% $ (195,096) 100% $ 114,284 Vii Increase Percent (Decrease) Function Amount of Total From 2001 General Government $2,133,671 21.97% $ 500,647 Public Safety 5,353,367 55.13% 957,500 Transportation 986,671, 10.16% 37,226 Culture/Recreation 1,186,547 12.22% 260,560 Capital Outlay 0 .00 % (1,665,678) Debt Service 49,599 .51% 24,029 Totals $9,709,855 100% $ (195,096) 100% $ 114,284 Vii Honorable Mayor and Members Of the City Council City of Edgewater, Florida Page 6 of 8 March 21, 2003 1; Expenditures for the General Fund totaled $9,709,855 (which excludes paving and drainage related transfers of $353,429 to the Debt Service Fund), an increase of $114,284 over the previous year's expenditures. The net increase in expenditures is attributed to several factors: insurance /workers compensation premiums and pension funding increase. at Government Fund Balances The General Fund's reserved/unreserved fund balance of $748,209 is lower than last year by $190,391. The decrease is primarily the result of capital outlay expenditures being budgeted from fund balance instead of increasing the City's debt. The undesignated fund balance is $634,286, which increased $1,308 from last year's $632,978. Cash Management Residual cash held during the year was invested primarily with the State Board of Administration. Debt Administration The City's general long -term debt totaled $14,253,285 at September 30, 2002, an increase of $6,925,885. The debt consisted of expected employee benefits payable in future -periods, capital road and drainage improvement bonds (Series 1995A and 1995B). Note payable to Volusia County for the 800 MHz Radio System, note payable to FIND for the purchase of ParkTowne Industrial Center and a Revenue note payable to Bank of America for reclaimed water improvement, Airpark Road realignment, ParkTowne Industrial Center Phase II improvement and other minor capital improvement projects. Risk Management The City of Edgewater contracts for all known risk elements through the purchase of insurance from outside insurance companies. These policies carry low retentions with limits averaging $1,000,000 per risk insured. As a government entity, Florida's sovereign immunity statutes protect the City. Under these statutes, liability claims, under most cases, in excess of $100,000 per person or $200,000 per occurrence require that a claim bill be passed by the Florida legislature before judgment can be collected. Nd The City contracts for its worker's compensation exposure through the Preferred Governmental Insurance Trust. The loss experience has been excellent over the previous two years and so the City elected to change to W first dollar coverage beginning in October 1, 1997. A medical health and dental plan, as well as an employee assistance program (EAP), are provided to all full time employees. The medical plan provides for two options of coverage under either a Preferred Physician Organization (PPO) or Health Maintenance Organization (HMO) option. Utility Operations The City's Water and Sewer Fund operations continue to report gains in the number of new customers connecting to the water and sewer system. As of yearend, the City served almost 9,001 water customers, 8,457 sewer customers, and 2,526 reclaimed water customers. The water and sewer rate structure continues to support the system's operational needs, debt service and renewal and replacement requirements. The City has had stable water and sewer rates since 1994. The City's stormwater utility support, the maintenance of the stormwater system and provide debt service for the City's proportionate share of the Florida Shores drainage improvements. Viii r on Honorable Mayor and Members Of the City Council City of Edgewater, Florida Page 7 of 8 to March 21, 2003 +r Pension Trust Funds The Municipal Police Officers' Retirement Trust Fund was created by Ordinance under the provisions of Chapter 185, Florida Statues. During the year, revenues of $83,309 were derived from State of Florida y contributions; net change in fair value of plan assets was $159,157, employees' contributions of $76,069 and City contributions of $329,225. At September 30, 2002, the fund balance was $4,031,246. to The General Employees' Pension Trust Fund includes all full time City employees, except police officers, firefighters, City Manager; City Attorney, employees hired after October 1, 1996 and those employees not vested in the General Employees' Plan who opted to participate in the new General Employees' Money Purchase Plan and Trust established October 1, 1996. This plan, as well as the Police Officers' plan, are administered as Flexible Pension Investment contracts by The Principal Financial Group. During the year, the City contributed $439,160 to the general employees' plan and the net change in fair value of plan assets was $587,488. At September 30, 2002, the fund balance was $8,365,438. The Firefighters' Pension Fund was created by Ordinance under the provisions of Chapter 175, Florida Statutes. The Firefighters' Pension Board administers this plan. During the year, revenues were derived from so State of Florida contributions of $59,783 net change in fair value of plan assets was (89,680), employees contributions of $50,922 and City contributions of $140,163. At September 30, 2002, the fund balance was $1,382,306. General Fixed Assets The general fixed assets of the City are those fixed assets used in the performance of general governmental functions and exclude the fixed assets of the Enterprise Funds and the cost of certain public domain or "infrastructure" general fixed assets which have been excluded from the General Fixed Assets Account Group in accordance with generally accepted accounting principles. As of September 30, 2002, the general fixed assets of the City amounted to $29,201,566. This amount represents the original or estimated cost and is considerably less than present value. Depreciation of general fixed assets is not recognized in the City's accounting system. C� "a 10 1 1 - lifl],I Independent Audit State Statute requires an annual audit by independent certified public accountants. The accounting firm of McDirmit Davis Puckett was selected by the City Council. The audit was designed to meet the requirements set forth in State and Federal Statutes. The report of independent certified public accountants on the general- purpose financial statements and combining and individual fund statements and schedules is included in the financial section of this report. Awards The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Edgewater for its comprehensive annual financial report (CAFR) for the fiscal year ended September 30, 2001. The Certificate of Achievement is a prestigious national award- recognizing conformance with the highest standards for preparation of a state and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report, whose contents conform to program standards. The CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. ix Honorable Mayor and Members Of the City Council City of Edgewater, Florida Page 8 of 8 March 21, 2003 A Certificate of Achievement is valid for a period of one year only. The City of Edgewater has received a Certificate of Achievement for the last sixteen consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA. Acknowledgments The preparation of the comprehensive annual financial report on a timely basis was made possible by the dedicated service of the entire staff of the Finance Department. Each member of the department has our sincere appreciation for the contributions made in the preparation of this report. In closing, we would also like to thank the Edgewater City Council for their direction, interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Kenneth R. Hooper Jon C. Williams City Manager Acting Finance Director t r f 1 1 A t I I X a r� . Certificate of Achievement for Excellence in Financial Reporting Presented to City of Edgewater, Florida For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2001 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. �a E Opp CF9 WO STA S AND CAMU President 40 Executive Director A CITY OF ED GE WA TER ORGANIZATIONAL CHART CITIZENS OF EDGEWATER MAYOR AND CITY COUNCIL ADVISORYBOARDS I I CITYMANAGER I I CITYATTORNEY I I CITYCLERK FINANCE PARKS & RECREATION/ ENVIRONMENTAL MAINTENANCE SERVICES PLANNING /ZONING RECREATION UTILITIES POLICE MAINTENANCE J: EATER FIRE/RESCUE J WASTEWATER CIVIL DEFENSE FIELD BUILDING PUBLIC WORKS PERSONNEL STORMWATER REFUSE STREET xi i CITY OF EDGEWATER, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT Year Ended September 30, 2002 MAYOR Donald A. Schmidt CITY COUNCIL James P. Brown — District 1 Dennis A. Vincenzi — District 2 Harriet E. Rhodes — District 3 Judith R. Lichter — District 4 CITY MANAGER Kenneth Hooper CITY ATTORNEY Foley and Lardner CITY CLERK Susan J. Wadsworth CITY AUDITOR McDirmit Davis Puckett & Company, LLC xiii This page intentionally left blank. 1 1 1 I I c d FINANCIAL SECTION This section contains the following subsections: Independent Auditor's Report General Purpose Financial Statements Combining Statements Fi s fl This page intentionally left blank. 1 0. OLO an 71,A MCDIRMIT DAMS PUCKETT o. INDEPENDENT AUDITOR'S REPORT ft Honorable Mayor and City Council City of Edgewater, Florida We have audited the accompanying general purpose financial statements of the City of Edgewater, Florida, as of and for the year ended September 30, 2002, as listed in the table of contents. These general purpose financial statements are the responsibility of the City's aw management. O ur responsibility i s to e xpress a n o pinion o n t hese general purpose financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America a nd t he standards a pplicable t o f inancial a udits contained i n G overnment Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used 4 and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Edgewater, Florida, as of September 30, 2002, and the results of its operations and the cash flows of its proprietary fund types and the changes in pension fund net assets for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued a report dated February 25, 2003 on our consideration of the City of Edgewater, Florida's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in L considering the results of our audit. MCDIRMIT DAVIS PUCKETT & COMPANY, LLC CERTIFIED PUBLIC ACCOUNTANTS AND ADVISORS 605 E. ROBINSON STREET, SUITE 635 • ORLANDO, FLORIDA 32801 TELEPHONE 407 -843 -5406 • FAx 407 -649 -9339 • EMAIL: INFO @MDPCPA.COM MEMBERS: PRIVATE. COMPANIES PRACTICE SECTION • AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS • FLORIDA INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS 1 1 Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining and individual fund and account group financial statements, listed in the accompanying table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the City of Edgewater, Florida. Such information has been subjected to the auditing procedures applied i n t he a udit o f t he g eneral p urpose f inancial s tatements a nd, in our opinion, is fairly presented in all material respects in relation to the general purpose financial statements taken as a whole. The information listed in the Statistical Section is presented for purposes of additional analysis and is not a required part of the general purpose financial statements. Such information has not been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, accordingly, we express no opinion on it. 7 McDIRMIT DAVIS PUCKETT & COMPANY, LLC February 25, 2003 2 is i s GENERAL PURPOSE FINANCIAL STATEMENTS (COMBINED STATEMENTS - OVERVIEW) W These basic financial statements provide a summary overview of the financial position of all funds and account groups as well as the operating results of all funds. They also serve as an introduction to the detailed statements that follow in subsequent sections. r I I CITY OF EDGEWATER, FLORIDA COMBINED BALANCE SHEET ALL FUND TYPES AND ACCOUNT GROUPS September 30, 2002 The accompanying Notes to Financial Statements are an integral part of this statement. 3 .„ Governmental Fund Types Special Debt Capital General Revenue Service Projects Assets and Other Debits Assets: Cash and cash equivalents $ 827,485 $ 287,837 $ 493,011 $ 1,641,267 Investments - - - - Receivables: Accounts, net - - - - Special assessments 17,207 - - - Interest - - - - Investment in joint venture - - - - Due from other governments 871,940 - - - Due from other funds 1,209 - - - Inventories 12,664 - - - Prepaid costs 4,312 - - - Restricted assets: Cash and cash equivalents - - - - Investments - - - - Special assessment receivables - - 3,540,535 - Property and equipment - - - - Accumulated depreciation - - - - Construction in progress - - - - Unamortized debt issuance costs - - - -° Special assessment receivables - long -term - - - - Other debits: Amount available in debt service fund - - - - Amount to be provided for retirement of general long -term debt - - - - Total assets $ 1,734,817 $ 287,837 $ 4,033,546 $ 1,641,267 The accompanying Notes to Financial Statements are an integral part of this statement. 3 .„ s e r s i i 1 10,021,445 - - - 10,021,445 493,011 493,011 - - 13,760,274 13,760,274 $ 70,444,166 $ 13,780,199 $ 29,537,933 $ 14,253,285 $ 135,713,050 (Continued) i Account Groups Proprietary Fiduciary General General Totals Fund Type Fund Type Fixed Long -Term (Memorandum Enterprise Trust Assets Debt Only) $ 2,635,659 $ 4,805 $ - $ - $ 5,890,064 - 13,775,385 - - 13,775,385 735,894 - - - 735,894 - - - - 17,207 - 9 - - 9 - - 336,367 - 336,367 - - - - 871,940 - - - - 1,209 52,681 - - - 65,345 4,088 - - - 8,400 7,324,747 - - - 7,324,747 1,115,568 - - - 1,115,568 1,507,911 - - - 5,048,446 58,568,968 - 23,655,322 - 82,224,290 (14,970,985) - - - (14,970,985) 3,100,793 - 5,546,244 - 8,647,037 347,397 - - - 347,397 10,021,445 - - - 10,021,445 493,011 493,011 - - 13,760,274 13,760,274 $ 70,444,166 $ 13,780,199 $ 29,537,933 $ 14,253,285 $ 135,713,050 (Continued) i CITY OF EDGEWATER, FLORIDA COMBINED BALANCE SHEET ALL FUND TYPES AND ACCOUNT GROUPS September 30, 2002 Liabilities, equity and other credits Liabilities: Accounts payable Retainage payable Accrued liabilities Due to other funds Deferred revenue Refundable deposits Notes payable - current Payable from restricted assets: Customer deposits Accrued interest payable Revenue bonds payable - current State revolving loan payable - current Accrued compensated absences Notes payable - long -term Revenue bonds payable - net State revolving loan payable Total liabilities Fund equity and other credits: Contributed capital Investment in general fixed assets Retained earnings: Reserved Unreserved Fund balances: Reserved Unreserved: Designated Undesignated Total fund equity and other credits Total liabilities, fund equity and other credits Governmental Fund Types Special Debt Capital General Revenue Service Projects $ 623,057 $ - $ - $ 273,171 - - - 39,469 - - 48,506 - 3,540,535 2,585 - - 986,788 - 3,540,535 - 101,459 - 493,011 - 12,284 287,837 - 1,641,267 634,286 - - 748,029 287,837 493,011 1,641,267 $ 1,734,817 $ 287,837 $ 4,033,546 $ 1,641,267 The accompanying Notes to Financial Statements are an integral part of this statement. 5 Proprietary Fiduciary General General Totals Fund Type Fund Type Fixed Long -Term (Memorandum Enterprise Trust Assets Debt Only) $ 375,571 $ - $ - $ - $ 998,628 100,505 - - - 373,676 117,163 - - - 156,632 - 1,209 - - 1,209 - - - - 3,589,041 - - - - 2,585 769,165 - - - 769,165 523,086 - - - 523,086 423,132 - - - 423,132 385,000 - - - 385,000 1,187,004 - - - 1,187,004 232,004 - - 839,520 1,071,524 6,808,466 - - 7,540,032 14,348,498 11,809,037 - - 5,873,733 17,682,770 15,804,864 - - - 15,804,864 38,534,997 1,209 - 14,253,285 57,316,814 24,222,027 - - - 24,222,027 - - 29,537,933 - 29,537,933 2,943,278 - - - 2,943,278 4,743,864 - - - 4,743,864 - 13,778,990 - - 14,373,460 - - - - 1,941,388 - - - - 634,286 31,909,169 13,778,990 29,537,933 - 78,396,236 $ 70,444,166 $ 13,780,199 $ 29,537,933 $ 14,253,285 $ 135,713,050 This page intentionally left blank. CITY OF EDGEWATER, FLORIDA COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUND TYPES For The Year Ended September 30, 2002 " Governmental Fund Types Totals Special Debt Capital (Memorandum General Revenue Service Projects Only) Revenues: Taxes $ 5,130,474 $ $ $ $ 5,130,474 Licenses and permits 326,793 _ 326,793 Intergovernmental revenues 2 2,566,811 Charges for services 57,137 57,137 Fines and forfeitures 69,297 8,211 77,508 Impact fees /special assessments - 210,981 367,017 577,998 ' Investment income 13,610 4,668 268,294 6,478 293,050 Miscellaneous revenues 123,222 - - - 123,222 Total revenues 8,287,344 223,860 635,311 6,478 9,152,993 Expenditures: Current: General government 2,133,671 - - - 2,133,671 Public safety 5,353,367 9,453 5,362,820 Transportation /public works 986,671 - 986,671 Culture and recreation 1,186,547 149,201 - 1,335,748 ' Capital outlay - - - 4,967,147 4,967,147 Debt service: Principal retirement 22,012 575,367 - 597,379 Interest and fiscal charges 27,587 338,003 - 365,590 Total expenditures 9,709,855 158,654 913,370 4,967,147 15,749,026 Excess (Deficiency) of Revenues Over Expenditures (1,422,511) 65,206 (278,059) (4,960,669) (6,596,033) Other Financing Sources (Uses): Loan proceeds Operating transfers in 890,000 918,000 - - 353,429 6,601,936 7,491,936 1,271,429 Operating transfers out (353,429) (353,429) Net other financing sources (uses) 1,454,571 353,429 6,601,936 8,409,936 ' Excess of Revenues and Other Sources Over Expenditures and Other Uses 32,060 65,206 75,370 1,641,267 1,813,903 i Fund Balances - Beginning of Year 938,600 - 417,641 - 1,356,241 Residual Equity Transfers In (Out) (222,631) 222,631 - - - l Fund Balances - End of Year $ 748,029 $ 287,837 $ 493,011 $1,641,267 $ 3,170,144 � I ' The accompanying Notes to Financial Statements are an integral part of this statement. 7 CITY OF EDGEWATER, FLORIDA COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL ALL GOVERNMENTAL FUND TYPES For The Year Ended September 30, 2002 General Fund Revenues: Taxes Licenses and permits Intergovernmental revenues Charges for services Fines and forfeitures Impact fees /special assessments Investment income Miscellaneous Total revenues Expenditures: Current: General government Public safety Transportation Culture and recreation Debt service: Principal retirement Interest and fiscal charges Total expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses): Loan proceeds Operating transfers in Operating transfers out Net other financing sources (uses) Excess (Deficiency) of Revenues and Other Sources Over Expenditures and Other Uses Fund Balances - Beginning of Year Residual Equity Transfers In (Out) Fund Balances -End of Year 5,164,989 2,133,671 Variance 5,391,657 5,353,367 Favorable Budget Actual (Unfavorable) $ 5,026,760 $ 5,130,474 $ 103,714 316,500 326,793 10,293 5,236,973 2,566,811 (2,670,162) 70,700 57,137 (13,563) 92,600 69,297 (23,303) 200,000 13,610 (186,390) 112,350 123,222 10,872 11,055,883 8,287,344 (2,768,539) 5,164,989 2,133,671 3,031,318 5,391,657 5,353,367 38,290 951,775 986,671 (34,896) 1,285,480 1,186,547 98,933 22,325 22,012 313 26,848 27,587 (739) 12,843,074 9,709,855 3,133,645 (1,787,191) (1,422,511) 364,680 890,000 890,000 918,000 918,000 (353,429) (353,429) 1,454,571 1,454,571 - (332,620) 32,060 364,680 938,600 938,600 (222,631) (222,631) - $ 383,349 $ 748,029 $ 364,680 ow I � The accompanying Notes to Financial Statements are an integral part of this statement. 8 1 Special Revenue Funds 9,453 Debt Service Fund Variance 145,136 149,201 Variance - - Favorable - - Favorable Budget Actual (Unfavorable) Budget Actual (Unfavorable) 339,197 338,003 1,194 153,800 158,654 (4,854) 916,610 913,370 3,240 6,728 8,211 1,483 - (278,059) 501 200,250 210,981 10,731 392,015 367,017 (24,998) 2,830 4,668 1,838 246,035 268,294 22,259 209,808 223,860 14,052 638,050 635,311 (2,739) 8,664 9,453 (789) - 145,136 149,201 (4,065) - - - - - 577,413 575,367 2,046 - - - 339,197 338,003 1,194 153,800 158,654 (4,854) 916,610 913,370 3,240 56,008 65,206 9,198 (278,560) (278,059) 501 353,429 353,429 353,429 353,429 56,008 65,206 9,198 74,869 75,370 501 - - - 417,641 417,641 - 222,631 222,631 - - - $ 278,639 $ 287,837 $ 9,198 $ 492,510 $ 493,011 $ 501 (Continued) �9 This page intentionally left blank. 1 1 1 1 1 1 CITY OF EDGEWATER, FLORIDA COMBINED STATEMENT OF REVENUE EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL ALL GOVERNMENTAL FUND TYPES- (CONTINUED) For The Year Ended September 30, 2002 Capital Projects Fund Revenues: Taxes Licenses and permits Intergovernmental revenues Charges for services Fines and forfeitures Impact fees /special assessments Investment income Miscellaneous Total revenues Expenditures: Current: General government Public safety Transportation Culture and recreation Debt service: Principal retirement Interest and fiscal charges Total expenditures Excess (Deficiency) of Revenues Over Expenditures Other Financing Sources (Uses): Loan proceeds Operating transfers in Operating transfers out Net other financing sources (uses) Excess (Deficiency) of Revenues and Other Sources Over Expenditures and Other Uses Fund Balances - Beginning of Year Residual Equity Transfers In (Out) Fund Balances -End of Year Variance Favorable Budget Actual (Unfavorable) 6,478 6,478 6,478 6,478 4,967,147 (4,967,147) (4,960,669) (4,960,669) 1,650,000 6,601,936 4,951,936 1,650,000 6,601,936 4,951,936 1,650,000 1,641,267 (8,733) The accompanying Notes to Financial Statements are an integral part of this statement. 10 This page intentionally left blank. CITY OF EDGEWATER, FLORIDA COMBINED STATEMENT OF REVENUES, EXPENSES AND CHANGES IN RETAINED EARNINGS ALL PROPRIETARY FUND TYPES For The Year Ended September 30, 2002 Operating Revenues: User charges ' Operating Expenses: Personal services Materials and supplies Contractual services Depreciation and amortization Total operating expenses Operating income (loss) Nonoperating Revenue (Expenses): Capital contributions Investment income Interest expense Gain (loss) on disposal of property Total nonoperating revenue Income before operating transfers Operating Transfers: Operating transfers out Net operating transfers Net income (loss) Add back depreciation expense on contributed assets Retained Earnings - Beginning of Year End of Year Enterprise $ 6,709,274 2,818,088 1,192,201 695,503 1,633,183 6,338,975 370,299 1,313,962 751,360 (1,551,908) 68 513,482 883.781 (918,000) (918,000) (34,219) 756,532 6,964,829 $ 7,687,142 The accompanying Notes to Financial Statements are an integral part of this statement. 11 1 1 1 1 1 This page intentionally left blank. 1 1 1. �I CITY OF EDGEWATER, FLORIDA COMBINED STATEMENT OF CHANGES IN PENSION FUND NET ASSETS For The Year Ended September 30, 2002 Additions: Contributions: Employer Plan members State Total contributions Investment income: Investment income Less: investment expense Net investment income (loss) Total additions Deductions: Benefits /distributions Administrative expenses Total deductions Net Increase Net Assets Held in Trust for Pension Benefits: Beginning of Year End of Year $ 908,548 189,945 143,092 1,241,585 681,884 (24,919) 656,965 1,898,550 273,409 30,345 303,754 1,594,796 12,184,194 $ 13,778,990 The accompanying Notes to Financial Statements are an integral part of this statement. 12 CITY OF EDCEWATER, FLORIDA COMBINED STATEMENT OF CASH FLOWS ALL PROPRIETARY FUND TYPES For The Year Ended September 30, 2002 Enterprise Cash Flows from Operating Activities: Receipts from customers $ 6,725,133 Payments to suppliers (1,623,825) Payments to employees (2,784,569) „ Net cash provided by operating activities 2,316,739 Cash Flows from Non - Capital Financing Activities: Operating transfers out (918,000) Net cash used in non - capital financing activities (918,000) �. Cash Flows from Capital and Related Financing Activities: Proceeds from note payable 5,140,000 Payments on bonds and notes payable (1,752,030) Proceeds from sale of capital assets 3,137 Acquisition of capital assets (2,800,615) Interest paid on bonds and notes (1,558,701) Impact fees received 1,462,302 Net cash provided by capital and related financing activities 494,093 Cash Flows from Investing Activities: Purchase of investments (1,115,568) Interest received 751,360 Net cash used in investing activities (364,208) Net Increase in Cash and Cash Equivalents 1,528,624 Cash and Cash Equivalents at Beginning of Year 8,431,782 Cash and Cash Equivalents at End of Year $ 9,960,406 Classified As: Current assets $ 2,635,659 Restricted assets 7,324,747 Total $ 9,960,406 The accompanying Notes to Financial Statements are an integral part of this statement. 13 Enterprise Reconciliation of Operating Income to Net Cash Provided by Operating Activities Operating income $ 370,299 Adjustments Not Affecting Cash: Depreciation and amortization 1,633,183 Change in Assets and Liabilities: Increase in accounts receivable (27,358) Increase in prepaids (300) Decrease in inventory 1,341 Increase in accounts payable 162,333 Decrease in accrued expenses 33,519 Decrease in contracts payable 100,505 Increase in accrued annual leave 2,345 Increase in customer deposits 40,872 Total adjustments 1,946,440 Net Cash Provided by Operating Activities $ 2,316,739 14 h o k D i I This page intentionally left blank. 1 I 1 1 F - I 1 11 NOTES TO FINANCIAL STATEMENTS 1� This page intentionally left blank. an CITY OF EDGEWATER, FLORIDA r NOTES TO FINANCIAL STATEMENTS September 30, 2002 W Note 1 — Summary of Significant Accounting Policies: The City of Edgewater, Florida is a political subdivision of the State of Florida located in Volusia County. The Town of Edgewater was originally incorporated under the general law on October 20, 1924, "Municipal Charters" Volume 4, page 117. The town became the City of Edgewater when its initial charter was adopted by Chapter 275.32 Special Acts of 1951. The legislative branch of the City is composed of a Mayor and four (4) member elected Council. The City Council is governed by the City Charter and by state and local laws and regulations. The City Council is responsible for the establishment and adoption of policy. The execution of such policy is the responsibility of the Council appointed City Manager. The accounting policies of the City of Edgewater conform to accounting principles generally accepted in the United States of America as applicable to governments. The following is a summary of the significant policies. Reporting Entity — Accounting principles generally accepted in the United Sates of America require that these financial statements present the City (the primary government) and its component units. Component units generally are legally separate entities which a primary government is financially accountable. Financial accountability ordinarily involves meeting both of the following criteria: the primary government is accountable for the potential component unit (i.e., the primary government appoints the voting majority of its board) and the primary government is able to impose its will upon the potential component unit, or there is a possibility that the potential component unit may provide specific financial benefits or impose specific financial burdens on the primary government. In applying the above criteria management has determined that there are no component units to be included within the reporting entity. Fund Accounting - The accounts of the City are organized on the basis of funds and account groups, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self - balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures, or expenses, as appropriate. Government resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent and the means by which spending activities are controlled. Accounts groups are a reporting device to account for certain assets and liabilities of the governmental funds not recorded directly in those funds. The purposes of the City's various funds and account groups are as follows: 1 15 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 1 — Summary of Significant Accounting Policies (Continued): Governmental Fund Types: General Fund - The General Fund is the general operating fund of the City. It is used to account for all financial resources, except those required to be accounted for in another fund. Special Revenue Funds - To account for revenue sources that are legally restricted to expenditure for specific purposes (not including major capital projects). Debt Service Fund - The Debt Service Fund is used to account for the accumulation of resources for, and the payment of, general long -term debt principal, interest, and related costs. Capital Projects Funds - To account for the acquisition of fixed assets or construction of major capital projects not being financed by proprietary funds. Proprietary Fund Types: Enterprise Funds - Enterprise Funds are used to account for operations that are financed and operated in a manner similar to private business enterprises - where the intent of the governing body is that the costs (expenses, including depreciation) of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges. Fiduciary Fund Type: Trust Funds - Pension Trust Funds are used to account for assets held by the City in a trustee capacity for individuals, private organizations, other governments, and /or other funds. Account Groups: General Fixed Assets - The General Fixed Assets Account Group is used to account for all fixed assets of the City, except fixed assets of proprietary funds. General Long -Term Debt - The General Long -Term Debt Account Group is used to account for all the outstanding principal balances of any general and special obligation bonds or notes of the City, except long -term debt of proprietary funds. 16 1 1 t 1 L Ll n CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 1 — Summary of Significant Accounting Policies (Continued): Measurement Focus and Basis of Accounting - Governmental funds are used to account for the government's general government activities. Governmental fund types use the flow of current financial resources measurement focus and the modified accrual basis of accounting. Under the modified accrual basis of accounting revenues are recognized when susceptible to accrual (i.e., when they are "measurable and available "). "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current period or soon enough thereafter to pay liabilities of the current period. The government considers all revenues available if they are collected within 60 days after year end. Expenditures are recorded when the related fund liability is incurred, except for unmatured interest on general long -term debt which is recognized when due, and certain compensated absences and claims and judgments which are recognized when the obligations are expected to be liquidated with expendable available financial resources. Property taxes, franchise taxes, licenses, interest and special assessments are susceptible to accrual. Sale taxes collected and held by the state at year end on behalf of the government are also recognized as revenue. Other receipts and taxes become measurable and available when cash is received by the government and are recognized as revenue at that time. Entitlements are shared revenues are recorded at the time of receipt or earlier if the susceptible to accrual criteria are met. Expenditure driven grants are recognized as revenue when the qualifying expenditures have been incurred and all other grant requirements have been met. Proprietary funds are accounted for on the flow of economic resources measurement focus and use the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The government applies all applicable FASB pronouncements issued prior to November 30, 1989 in accounting and reporting for its proprietary operations. Pension trust funds are accounted for in essentially the same manner as the proprietary funds. Cash and Cash Equivalents - For purposes of cash flows, cash includes amounts in demand deposits as well as short -term investments with a maturity date within three months of the date acquired by the government. Accounts Receivable From Other Governments - Those amounts that represent a claim against another government, and are measurable, have been accrued. 1 17 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 1 — Summary of Significant Accounting Policies (Continued): Inventories - Inventories are stated at cost, using the FIFO method. Inventories are maintained by the General Fund and the Enterprise Funds. The City uses the consumption method in expensing governmental fund inventories. r Restricted Assets - The restricted assets shown on the Enterprise Fund balance sheet represent those assets of the Enterprise Fund which are earmarked for specific purposes and cannot be used for paying general obligations of the Fund. The corresponding liability designated as payable for restricted assets represents the current maturities for which the restricted assets are accumulated. Receivables and Payables - Transactions between funds that are representative of lending /borrowing arrangements outstanding at the end of the fiscal year are referred to as either "interfund receivables /payabies" (i.e., the current portion of interfund loans) or "advances to /from other funds" (i.e., the non - current portion of interfund loans). All other outstanding balances between funds are reported as "due to /from other funds." All trade and property tax receivables are shown net of an allowance for uncollectibles. Property taxes are levied on October 1 of each year, on property values assessed on January 1 of the same year, are due and payable on March 31 of the following year. Discounts are allowed for early payment at the rate of 4% in the month of November, 3% in the month of December, 2% in the month of January and 1% in the month of February. Taxes paid in March are not subject to discount. Delinquent taxes on real property bear interest at 18% per year. All unpaid taxes are delinquent on April 1 following the year in which they are assessed. On or about May 31 following the tax year, certificates are sold for all delinquent taxes on real property. Application for a tax deed on any unredeemed tax certificates may be made to the certificate holder after a period of two years. Unsold certificates are held by the County. Water, sewer and refuse operating revenues are generally recognized on the basis of cycle billings rendered monthly. The unbilled portion was accrued at year end by calculating the cycle billing the City sent to its customers and prorating the number of days applicable to the current year. iull 1 1 1 1 I 1 1 I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 1 — Summary of Significant Accounting Policies (Continued): Investments - Investments in all fund types are stated at fair value, which is the amount at which an investment could be exchanged in a current transaction between willing parties, other than in a forced liquidation sale. Fair value is based on quoted market prices. Income from investments held by the individual funds is recorded in the respective fund as it is earned. Changes in the fair value of investments is recognized as revenue and included in investment income. Fixed Assets - Fixed assets purchased in the Governmental Fund Type are recorded as expenditures at the time of purchase. Assets are capitalized at cost in the General Fixed Assets Account Group. Donated fixed assets are recorded in the general fixed assets at fair market value at the time received. No depreciation has been provided on general fixed assets, and the City does not capitalize infrastructure general fixed assets. The fixed assets of the enterprise funds are capitalized at cost when purchased. Donated fixed assets are capitalized at their fair market value at the date received and classified as contributions. Interest is capitalized on enterprise fund assets acquired with tax - exempt debt. The amount of interest to be capitalized is calculated by offsetting interest expense incurred from the date of the borrowing until completion of the project with interest earned on invested proceeds over the same period. Depreciation is provided using the straight -line method over the assets' estimated useful lives. Depreciation expense on assets from contributed capital is added back to retained earnings and deducted from contributed capital. The estimated useful lives of the various classes of depreciable assets are as follows: Water system Sewer system Refuse collection facilities Machinery and equipment Stormwater system Assets Years 25 -65 years 6 -65 years 10 years 3 -25 years 6 -65 years IF r C Amortization of Bond Discounts and Issuance Costs - Bond discounts and issuance costs are being amortized on a straight -line basis, which approximate the interest method, over the life of the bonds. Amortization of bond issuance costs amounted to $41,316 for the 2002 fiscal year. Amortization of bond discount, included in interest expense, amounted to $11,545 for 2002 fiscal year. 19 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 1 - Summary of Significant Accounting Policies (Continued): Compensated Absences - The City records compensated absences in the General Fund as an expenditure for the amount accrued during the year that would normally be liquidated with expendable available financial resources. The remainder of the liability is reported in the General Long -Term Debt Account Group. Proprietary Fund Types accrue compensated absences in the period they are earned. Long -term Obligations - Long -term debt is recognized as a liability of a governmental fund when due. For other long -term obligations, only that portion expected to be financed from expendable available financial resources is reported as a fund liability of a governmental fund. The remaining portion of such obligations is reported in the general long -term debt account group. Long -term liabilities expected to be financed from proprietary fund operations are accounted for in those funds. Fund Equity Proprietary Funds - Contributed capital consists of funds from developers, and federal and state (capital) grants through September 30, 2000. There have been no additions to contributed capital since then because the City was required to implement GASB Statement No. 33. This statement requires governmental entities that use proprietary fund accounting to recognize capital contributions and impact fees received as revenues, not contributed capital. However, governments are not allowed to restate contributed capital arising from periods prior to implementation of Statement No. 33 until implementation of GASB Statement No. 34. Grants received for operating assistance are recorded as non - operating revenue. Reservations of retained earnings are created by increases in assets restricted for debt service, renewal and replacement, and other contractual obligations. These increases - result from earnings on restricted assets and other intrafund transfers to (from) restricted accounts. Earnings on restricted assets are included in net income of the Proprietary Funds. Reserves are not established for bond proceeds deposited into construction accounts. Governmental Funds - Reserves of the governmental funds are limited to the portions -� of fund balance, which are either not subsequently appropriated for expenditures or legally segregated for specific use. Combined Statements "Memorandum Only" Total Columns - Total columns on the Combined Statements —All Fund Types and Account Groups are captioned "Memorandum Only" to indicate that they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations, or cash flows in conformity with generally accepted accounting principles. Interfund eliminations have not been made in the aggregation of these data. 20 - CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 2 — Stewardship, Compliance and Accountability: Budgetary Information - The City follows these procedures in establishing the budgetary data reflected in the financial statements: (1) Prior to the end of the fiscal year, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following October 1. The operating budget includes proposed expenditures and the means of financing them. (2) Budget workshops are scheduled by the City Manager as needed. (3) The general summary of the budget and notice of public hearing is published in the local newspaper. (4) Public hearings are conducted to obtain taxpayer comments. (5) Prior to October 1, the budgets are legally enacted through passage of a ordinance. (6) The City Manager is authorized to transfer budgeted amounts within and between divisions and departments; however, any revisions that alter the total appropriations of any fund must be approved by the City Council. (7) The level of classification detail at which expenditures may not legally exceed appropriations is the fund level. (8) Appropriations lapse at the close of the fiscal year to the extent they have not been expended. (9) Budgets are adopted for the General Fund, Special Revenue Funds, Debt Service Funds and the Capital Projects Fund 'on a basis consistent with generally accepted accounting principles. Budgets are also adopted for the enterprise funds: however, these data are not presented under generally accepted accounting principles. (10) The City Council, by Ordinance or Resolution, may make supplemental appropriations in excess of those originally estimated for the year up to the amount of available revenues. Budgeted amounts presented in the accompanying financial statements have been adjusted for legally authorized revisions. Excess of Expenditures Over Appropriations — Actual expenditures exceeded appropriations in the following funds: Special Law Enforcement Trust Special Revenue Fund, $789; Recreation Impact Fees Special Revenue Fund, $4065; and the Capital Projects Fund $4,967,147. All of the above funds had revenue and funds available to cover the expenditures. 21 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 3 — Deposits and Investments: The City maintains a cash and investment pool that is available for use by all funds, except the fiduciary fund types. Each fund type's portion of this pool is included on the combined balance sheet in Cash and Cash Equivalents. In addition, investments are separately held by several of the City's funds. The deposits and investments of the pension trust funds are held separately from those of other City funds. Deposits - Florida Statutes require depositories of public funds to provide collateral each month at least equal to fifty percent of the average daily balance of all public deposits in excess of deposit insurance. The collateral is held by the State Treasurer or other custodian with full legal rights maintained by the Treasurer to transfer ownership. Any loss not covered by the pledged securities and deposit insurance would be assessed by the State Treasurer and paid by the other public depositories. At September 30, 2002, the carrying amount of the City's deposits and petty cash was $1,326,925 and the bank balance was $1,335,953. Since the City's banks are on the list of state qualified public depositories, the entire amount of deposits is considered fully collateralized or insured. The City classifies investments in the State Board of Administration account as cash and cash equivalents due to the liquid nature of the account. Investments - The City's investment policies are governed by State Statute and City ordinance. Authorized investments are: (a) The Local Government Surplus Funds Trust (SBA) (b) SEC registered money market funds (c) Interest - bearing time deposits or savings accounts (d) Direct obligations of the U.S. Treasury (e) Federal agencies and instrumentalities (f) Securities of, or other interests in, any open -end or closed -end management -type investment company or investment trust registered under the Investment Company Act of 1940 (g) Other investments authorized by ordinance Investments of the Municipal Police Officers' Retirement Trust and General Employees' Pension were managed by Principal Mutual Life Insurance Company. Investments consist principally of debt and equity mutual funds, all of which are authorized by the City. The Firefighters' Pension Fund's investments are governed by an investment policy adopted by the Fund's Board of Trustees. Investments consist of debt and equity mutual funds, all of which are allowed by the policy. 22 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 3 — Deposits and Investments (Continued): Investments (Continued) - Most of the City's investments beside pension funds are invested in the SBA, the Local Government Surplus Funds Trust Fund investment pool (a 2a -7 like external investment pool). A 2a -7 like pool is not registered with the SEC as an investment company, but nevertheless has a policy that it will, and does, operate in a manner consistent with the SEC's Rule 2a -7 of the Investment Company Act of 1940, which comprises the rules governing money market funds. The Local Government Surplus Funds Trust Fund is administered by the State Board of Administration, under the regulatory oversight of the State of Florida, Chapter 19 -7 of the Florida Administrative Code. The City's investment in this external investment pool is reported at amortized cost, and the City's investment position in the Local Government Surplus Funds Trust Fund is the same as the value of the pool shares. The following schedule categorizes the level of risk assumed by the City relating to investments held. Category 1 includes investments insured or registered or for which the securities are held by the City or its agent in the City's name. r Category 2 includes uninsured and unregistered investments for which the securities are is held by the counterparty's trust department or agent in the City's name. Category 3 includes uninsured and unregistered investments for which the securities are held by the counterparty or by its trust department or agent, but not in the City's name. Category Total 1 2 3 (fair value) U.S. Government Securities Investments not subject to categorization: Deposits with State Board of Administration Investments with Principal Mutual Life Insurance Corp. (mutual funds) Investments with SunTrust Bank of Central Florida, N.A. (mutual funds) 1 11 $-- $ - $ 1,115,568 11,887,886 12,397,805 1,377,580 26.778.839 C, 23 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 3 — Deposits and Investments (Continued): Investments (Continued) Reconciliation of deposits and investments to amounts reported on the combined balance sheet: Total deposits and investments: Deposits $ 1,326,925 Investments 26,778,839 Total $28,105,764 Combined balance sheet classification: Cash and cash equivalents $ 5,890,064 Investments 13,775,385 Restricted cash and cash equivalents 7,324,747 Restricted investments 1,115,568 Total $28,105,764 Note 4 — Receivables: Accounts and special assessments receivable and the related allowance for doubtful accounts at September 30, 2002 are as follows: Debt General Service Enterprise Trust Total Receivables: Interest $ - $ - $ 460,749 $ 9 $ 460,758 Taxes 47,120 - - - 47,120 Accounts - - 815,573 - 815,753 Special assessments 17,207 3.540.535 11,068,607 - 14,626,349 Total receivables 64,327 3,540,535 12,344,929 9 15,949,800 Less allowance for Uncollectibles 47120) - (79.679 - (126.799 Net Receivables 1 7 3.540.535 12.265.250 $ 9 $15.823.001 24 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 5 - Changes in General Fixed Assets: A summary of changes in general fixed assets follows: Balance Balance September 30, 2002 $ 1,845,196 4,370,864 14,210,363 3,228,899 5,546,244 336,367 29.537.933 General Fund $21,105,461 Federal Grants 614,227 Gifts 7,818,245 29.537.933 The sources of investment in general fixed assets are as follows: Note 6 - Changes in General Long -Term Debt: October 1, 2001 Additions Deletions Land $ 1,841,847 $ 3,349 $ - Buildings 4,298,781 72,083 - Improvements other 2001 Additions Deletions than buildings 14,121,825 88,538 - Equipment 3,203,954 231,966 207,021 Construction in progress 686,178 5,563,995 703,929 Investment in joint 405,830 4,173,682 venture - 336,367 - Total $24,152,585 6.296.298 $ 910 Balance September 30, 2002 $ 1,845,196 4,370,864 14,210,363 3,228,899 5,546,244 336,367 29.537.933 General Fund $21,105,461 Federal Grants 614,227 Gifts 7,818,245 29.537.933 The sources of investment in general fixed assets are as follows: Note 6 - Changes in General Long -Term Debt: 25 Balance Balance October 1, September 30, 2001 Additions Deletions 2002 Compensated absences $ 807,879 $31,641 $ - $ 839,520 Capital Improvements Bonds, Series 1995 A 4,579,512 405,830 4,173,682 Capital Improvements Bonds, Series 1995 B 1,869,589 - 169,538 1,700,051 Lease payable — Volusia County 70,420 - 22,324 48,096 Note payable — FIND - 4,951,936 - 4,951,936 Revenue note, Series 2002A - 2,540,000 - 2,540,000 Total $7,523,577 S 597,692 S14,25a.2K 25 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 7 - Capital Lease and Notes Payable: Capital Lease - The City has a 5% capital lease to finance the purchase of additional equipment for the countywide 800 MHz Radio System. Payments are due semi - annually until 2004 and will be made from operating revenues. The annual requirements to amortize capital lease payable as of September 30, 2002 are as follows: Notes Payable - During the year 2002, the City entered into three notes payable agreements. The City purchased land from Florida Inland Navigation District (FIND) in August 2002 for a cost of $4,951,936. The note shall be paid in ten equal annual installments of $495,194 each starting August 26, 2003. For the first five years, no interest shall accrue on the outstanding principle balance. Starting on August 26, 2007, interest shall begin to accrue on the outstanding principal balance at an interest rate equal to rate of interest available from the State Board of Administration (SBA). Debt service requirements for the FIND note are as follows: Year Ended General Long -Term Debt September 30 Principal Interest Total 2003 $ 495,194 $ - $ 495,194 2004 495,194 - 495,194 2005 495,194 - 495,194 2006 495,194 - 495,194 2007 495,194 - 495,194 2008 -2012 2,475,966 148,588 2,624,524 4.951.936 iL4a.5U 5.100.494 General Stormwater Year ending Long -Term Water and Refuse Management September 30 Debt Sewer Fund Fund Fund Total 2003 $ 25,570 $ 3,211 $ 896 $ 729 $30,406 2004 25,570 3,211 896 729 30,406 51,140 6,422 1,792 1,458 60,812 Less amount representing interest (3,044) 381) 104) 89) (3,618) Total 48.096 41 1.688 $ X571 4 Notes Payable - During the year 2002, the City entered into three notes payable agreements. The City purchased land from Florida Inland Navigation District (FIND) in August 2002 for a cost of $4,951,936. The note shall be paid in ten equal annual installments of $495,194 each starting August 26, 2003. For the first five years, no interest shall accrue on the outstanding principle balance. Starting on August 26, 2007, interest shall begin to accrue on the outstanding principal balance at an interest rate equal to rate of interest available from the State Board of Administration (SBA). Debt service requirements for the FIND note are as follows: Year Ended General Long -Term Debt September 30 Principal Interest Total 2003 $ 495,194 $ - $ 495,194 2004 495,194 - 495,194 2005 495,194 - 495,194 2006 495,194 - 495,194 2007 495,194 - 495,194 2008 -2012 2,475,966 148,588 2,624,524 4.951.936 iL4a.5U 5.100.494 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 7 - Capital Lease and Notes Payable (Continued): In addition to the above, the City issued the following revenue notes: Water and Sewer General Long -term Debt Revenue Note, Series 2002 Revenue Note, Series 2002A Original amount issued $5,140,000 $2,540,000 Issue date March 13, 2002 March 13, 2002 Final maturity October 1, 2012 October 1, 2012 Interest due Monthly Monthly Interest rate Adjusted Libor Adjusted Libor The Water and Sewer Revenue, Series 2002, notes are secured by all water and sewer revenues of the City. Water and sewer revenues include revenue from the operation of the water and sewer system as well as the special assessments payable to the City with respect to water service to be provided by the City to the residents of Waterway Park. The Revenue Note, Series 2002A, is secured by a covenant to budget and appropriate from Non -Ad Valorem funds. Debt service requirements for these revenue notes are: n t C 1 27 Year Water and Sewer General Long -Term Debt Ended Revenue Note, Series 2002 Revenue Note, Series 2002A September 30 Principal Interest Principal Interest 2003 $ 514,000 $105,833 $ 254,000 $ 52,299 2004 514,000 95,249 254,000 47,069 2005 514,000 84,666 254,000 41,839 2006 514,000 74,083 254,000 36,609 2007 514,000 63,500 254,000 31,379 2008 -2012 2,570,000 158,749 1,270,000 78,448 Total: $ 5140,_00-0 $582,_079 $2.540.000 7 42 n t C 1 27 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 8 - Special Assessment and Stormwater Revenue Bonds: The Special Assessment and Stormwater Revenue Bonds consist of the following: Series 1995A Interest Rates: Interest Dates: Final Maturity: Original Amount Issued: 5.22% April 1, October 1 October 1, 2010 $9,234,660 Series 1995B 5.58% April 1, October 1 October 1, 2010 $3,964,740 The 1995 Bonds are secured by the revenues pledged in order of priority; (1) assessment revenues, (2) Stormwater Revenues, (3) Utility Taxes, (4) All Non - Advalorem Revenues (except Franchise Taxes). The Special Assessment and Stormwater Revenue Bonds resolutions provide for: (1) Establishment and maintenance of Special Assessment Improvement Bonds Sinking Fund and related accounts. (2) Restrictions on the use of cash from operations in order of priority. (a) All Special Assessments shall be applied and deposited only inot the 1995 subaccounts listed above.. Moneys and Authorized Investments on deposit at any time in the 1995 subaccounts may be used only for the payment of Debt Service on, or redemption of the price of, the 1995 Bonds. (b) All Stormwater Fees shall be deposited into the Stormwater Utility Management Fund ( "the " Utiltiy Fund "). After the provision for the payment of operating expenses of the City's Stormwater Utility, the City shall transfer to the 1995 Bonds subaccount Stormwater Utility Fees until the aggregate amount transferred is equal to the amount certified by the City's Director of Finance as the portion of that fiscal year's debt service necessary to be paid out of the Stormwater Utility Fees. (c) All Non - Advalorem Revenues (except Franchise Taxes) shall make up for any deficiency in meeting the debt service requirement after all of the aforementioned pledged revenues have been exhausted. (3) Early redemption: The City may prepay up to 10% without penalty. Should the prepayments exceed the amount allowed by the bank, the prepayments are subject to a penalty using a predetermined formula based on certain interest factors. 28 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 8 - Special Assessment and Stormwater Revenue Bonds (Continued): Annual requirements to amortize the Special Assessment and Stormwater Revenue Bonds as of September 30, 2002 are as follows: L L 29 Bond Year Enterprise Fund Ended General Long -Term Debt Stormwater October 1 Principal Interest Principal Interest 2003 $ 606,420 $ 304,950 $ 250,729 $126,084 ' 2004 639,151 272,220 264,262 112,551 2005 673,650 237,721 278,525 98,287 2006 710,012 201,358 293,560 83,253 2007 748,340 163,030 309,407 67,406 2008 -2010 2,496,160 237,850 1,032,050 98,341 Total: 5.873.733 1.417.129 $2,428,533 22 Note 9 - Water and Sewer Revenue Bonds: The Water and Sewer Revenue Bonds consist of the following: Series 1993 Series 1991 Interest Rates: 2.75% to 5.5% 5.4% to 7.0% Interest Dates: April 1, October 1 April 1, October 1 Final Maturity: October 1, 2021 October 1, 2021 Original Amount Issued: $12,460,000 $13,580,000 The 1993 bonds and remaining 1991 bonds and interest thereon are secured by a first lien on and pledge of the net revenues of the water and sewer system and a first lien on and pledge of allowable impact fees imposed on new users of the system. L L 29 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 9 - Water and Sewer Revenue Bonds (Continued): The Water and Sewer Revenue Bonds resolution provide for: (1) Establishment and maintenance of various funds and accounts (2) Restrictions on the use of cash from operations in order of priority — (a) Deposits are made to the Operations and Maintenance Fund each month in an amount which will pay the costs of operation and maintenance for the next month; , (b) Deposits to the Sinking Fund are made monthly in an amount equal to one -sixth (1/6) of the interest coming due on the next semi - annual interest payment date and one - twelfth (1/12) of the bond amortization t installment coming due during the next year: (c) Deposits to the Reserve Fund are required to make up any deficiency in ' its balance as compared to the reserve equipment; (d) Deposits to the Renewal and Replacement Fund are required each month in an amount equal to one - twelfth (1/12) of five per centum (5 %) of the gross revenues of the system for the previous fiscal year; provided, however, that so long as there shall be on deposit in the Renewal and Replacement Fund a balance of at least five per centum (5 %) of the value of the fixed assets of the system, no additional deposits shall be required; (e) Deposits will next be made into the Rate Stabilization Fund for the amount budgeted for the then current period; and (f) Thereafter for any lawful purposes. (3) Early redemption: The bond resolution provides for early redemption of outstanding bonds at call rates varying from 100% to 102% of the instruments' face value, dependent upon the call date. L� 30 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 9 - Water and Sewer Revenue Bonds (Continued): im �M 31 Bond transactions for the City for the year ended September 30, 2002 are as follows: Balance Balance October 1, September 2001 Additions Deletions 302002 Water and Sewer Revenue Bonds, Series 1993 $11,975,000 $ - $345,000 $11,630,000 ar► Water and Sewer Revenue Bonds, Series 1991 715,000 - 20,000 695,000 12.690.000 $ - $12.325.000 Annual requirements to amortize water and sewer revenue bonds outstanding as of September 30, 2002 are as follows: Bond Year ending October 1 Principal Interest Total 2003 $ 385,000 $ 683,262 $ 1,068,262 2004 405,000 663,328 1,068,328 2005 425,000 641,968 1,066,968 2006 450,000 619,143 1,069,143 2007 470,000 594,480 1,064,480 2008 -2012 2,795,000 2,549,362 5,344,362 2013 -2017 3,665,000 1,678,537 5,343,537 2018 -2021 3,730,000 535,875 4,265,875 Totals 12,325,000 $7.965.955 $20,290,955 Less unamortized discount (130,963 Net $12,194.037 im �M 31 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 10 - State Revolving Fund Loans: The City financed a portion of its wastewater improvements for the Florida Shores capital improvement projects with two loans from the State of Florida Revolving Fund loan program. The City received the loans on a reimbursement basis as costs were incurred. The City executed agreements with the State for these loans in the amount of $25,809,428. The State Revolving Fund (SRF) loans are secured by a junior lien on and pledge of the net revenues of the water and sewer system and the special assessment revenues levied against the benefiting property owners in Florida Shores. The assessments are payable over 20 years with interest of 6.007% until December 1, 1994 and of 5.35% thereafter. Since many taxpayers take advantage of prepayment discounts, actual interest rates paid may be less than the stated amounts. The SRF loans consist of the following: Interest Rates: Payment Frequency: Payment Amount: Maturity Date: Treatment Loan 3.16% to 3.78% 20 annual payments $516,458 September 30, 2013 Collections Loan 3.57% to 3.78% 20 annual payments $1,294,980 October 31, 2013 Debt Service requirements for Enterprise Fund State Revolving Fund loans are as follows: Fiscal year Endin Principal Interest Total 2003 $ 1,187,004 $ 624,433 $ 1,811,437 2004 1,230,638 580,799 1,811,437 2005 1,275,879 535,558 1,811,437 2006 1,322,786 488,653 1,811,439 2007 1,371,417 440,021 1,811,438 2008 -2012 7,651,577 1,405,614 9,057,191 2013 -2014 2.952.567 153.851 3.106.418 4,228.92 $21,220,797 Note 11 - Deferred Revenues: Deferred revenues at September 30, 2002 consist of the following: Occupational licenses received in advance $ 38,619 Deferred special assessments 3.550.422 Total $$UB 41 32 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 12 - Fund Equity Reserves and Designations: At September 30, 2002, the retained earnings of the enterprise funds were reserved as follows: Renewal and replacement Water /Sewer development At September 30, 2002, fund balances were reserved and designated as follows: Enterprise Funds $ 731,109 2,212,169 $2,943 1 7 4 11 13.778.990 33 General Debt Fund Service Trust Reserved for - Encumbrances $ 81,750 $ - $ - Inventories 12,664 - - Prepaid costs 4,312 - - Fire donations 2,733 - - Debt service - 493,011 - Employees pension benefits - - 13,778,990 101,459 493,011 13,778,990 Designated for - Special road resurfacing 12,284 - - 1 7 4 11 13.778.990 33 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 13 — Segment Information for Enterprise Funds: The City of Edgewater maintains three Enterprise Funds which provide water, sewer, garbage and stormwater management services. Segment information for the year ended September 30, 2002 follows: Note 14 — Contributed Capital: The following is a summary of changes in contributed capital for the Enterprise Funds during the year ended September 30, 2002: Water and Refuse Stormwater Sewer Collection Management Total Balance - Beginning of year Fund Fund Fund Total Operating revenues $4,530,617 $1,345,691 $832,966 $6,709,274 Depreciation and amortization 1,399,729 62,430 171,024 1,633,183 Operating income 84,778 52,285 233,236 370,299 Operating transfers out 712,000 154,500 51,500 918,000 Net income (loss) 4,287 (92,503) 53,997 (34,219) Transfer of depreciation on 34 contributed assets 748,890 3,281 4,361 756,532 Capital contributions 1,306,052 - 7,910 1,313,962 Property, plant and equipment: Additions 1,320,698 124,879 1,847 1,447,424 Deletions (33,067) (45,602) (10,712) (89,351) Working capital 1,776,432 173,634 (116,152) 1,833,914 Total assets 65,762,730 605,901 4,075,535 70,444,166 Total fund equity 29,794,284 513,757 1,601,128 31,909,169 Long -term liabilities payable from operating revenues 32,242,997 866 2,178,504 34,422,367 Note 14 — Contributed Capital: The following is a summary of changes in contributed capital for the Enterprise Funds during the year ended September 30, 2002: Water and Refuse Stormwater Sewer Collection Management Total Balance - Beginning of year $24,847,579 $16,417 $114,563 $24,978,555 Depreciation on contributed Assets (748,890 (3,281) (4,361) (756,532 Balance - End of year $224 98.689 $ 24,222,027 34 r, t i� t 1 c ri CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 15 - Defined Benefit Retirement Plans: Plan Descriptions: Police Officers' Retirement Trust Fund - The Police Officers' Retirement Trust Fund is a single employer defined benefit retirement system established pursuant to state statute. The funding methods and determination of benefits payable are provided in the various acts of the Florida Legislature, the Board of Trustees, and the City Council. The statutes provide, in general, that funds are to be accumulated from employee contributions, City contributions, state appropriations and income from investment of accumulated funds. Actuarial deficiencies, as determined by the state are funded by the City. The investments of the fund are administered, managed and operated by its Board of Trustees using the services of the Finance Department and Principal Mutual Life Insurance Company. Investments are reported at fair value. Full -time police officers are eligible to participate in the Police Officers' Retirement Trust Fund on the first of the month following the completion of three months of continuous service with vesting beginning upon their first day of employment with the City. Participating police employees contribute 6% of their salary to the plan. The City is required by statute to contribute remaining amounts necessary based upon actuarial valuations to the fund as performed in accordance with State Statute. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on the three years which give the highest average out of the last five years. Members will receive a benefit amount equal to 2% of that average multiplied by years of actual service up to October 1, 1987, and 3% of that average multiplied by years of actual service after October 1, 1987. General Employees' Pension Fund - The General Employees' Pension Fund is a single employer defined benefit retirement system and contains the assets of the General Employees' Pension Fund. The funding methods and determination of benefits payable are provided by various acts of the City Council, including subsequent amendments thereto. The code provides, in general, that funds are to be accumulated from City contributions, and income from investment of accumulated funds. Investments are reported at fair value. The General Employees' Pension Fund includes all full -time City employees, except police, firefighters and City Manager. 35 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 15 - Defined Benefit Retirement Plans (Continued): Plan Descriptions (Continued): General Employees' Pension Fund (Continued) - Employees become eligible for the plan after three months of continuous employment with vesting beginning as of the first day of employment. No employee contributions are required. The City's policy is to contribute amounts as determined by actuarial valuations. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on the three consecutive years which give the highest average out of the last ten years. Members will receive a benefit amount equal to 2% of that average multiplied by years of accrual service. The General Employees' Pension Fund was amended in October 1996, which closed off the plan to any new employees hired by the City after October 1, 1996. Employees hired after October 1, 1996, however, are eligible for the City's 401(a) Defined Contribution Plan. Employees hired prior to October 1, 1996, and not vested in the General Employees' Pension Fund as of September 30, 1997, may elect to participate in the 401(a) Defined Contribution Plan. Firefighters' Pension Fund - The Firefighters' Pension Fund is a single employer defined benefit retirement system established pursuant to state statute in July 1990, with an effective date of November 1989. The funding methods and determination of benefits payable are provided in the various acts of the Florida Legislature, Firefighters' Pension Board and the City Council. The statutes provide in general, that funds are to be accumulated from employee contributions, City contributions, state appropriations and income from investment of accumulated funds. Investments are reported at fair value. Full -time firefighters are eligible to participate in the Firefighters' Pension Fund upon their first day of employment with the City. Participating fire employees contribute 6% of their salary to the plan. The City is required by statute to contribute remaining amounts necessary based upon actuarial valuations to the fund as performed in accordance with State Statute. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on the five years which give the highest average out of the last ten years. Members will receive a benefit amount equal to 3% of that average multiplied by years of accrual service. t 36 1 I� l 0 L CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 15 — Defined Benefit Retirement Plans (Continued): Plan Descriptions (Continued): Membership data of the Pension Plans are summarized as follows: Retirees and beneficiaries currently receiving benefits and vested terminated employees Active employees: Fully vested Nonvested Police General Officers Employees Firefighters 12 75 1 24 77 9 8 0 9 Significant Accounting Policies - City of Edgewater's financial statements for the three pension funds are prepared using the accrual basis of accounting. Employer and plan member contributions are recognized in the period that contributions are due. Investments in the three pension funds are reported at fair value according to the independent custodian for each plan using various third party pricing sources. Publicly available financial reports for each plan, that include detailed actuarial data, can be obtained from the City's Finance Department. In 1997 the City adopted GASB Statement No. 25 on pension accounting and reporting. This Statement requires the disclosure of any investments in any one organization that represents 5% or more of plan net assets. All investments in the Police Officers' Retirement Trust Fund and the General Employees Pension Fund are invested in the Principal Financial Group's various investment portfolios. There are no investments in any one organization in the Firefighters' Pension Fund that exceeds 5% of plan net assets. None of the plans held securities issued by the employer. Contribution Requirements and Contributions Made - The Florida Legislature, City Council and each Pension Board governs the City and employee contribution requirements for the Police Officers' Retirement Trust Fund and Firefighters' Pension Fund. The City's contribution to the General Employees' Pension Fund is an actuarially determined periodic amount that increases gradually over time so that sufficient assets will be available to pay benefits when due. The employees' contribution is 2.5% of their salary. The City's contribution to the Police Officers' Retirement Trust Fund and Firefighters' Pension Fund is an actuarially determined periodic amount. The employees' contribution for these plans is 6% of their salary. Contributions provided by the State of Florida are in accordance with State statutes. 1 37 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 15 — Defined Benefit Retirement Plans (Continued): Annual Pension Cost and Net Pension Obligation — The City has contributed the Annual Required Contribution (ARC) each year since plan inception and thus has not had, or had need to report, a - Net Pension Obligation (NPO). In accordance with GASB Statement No. 27 the City calculated the potential for a net pension liability (asset) and reaffirmed that none existed at September 30, 2002. i— Required supplementary information is as follows: Schedule of Contributions from the Employer General Employees Police Officers Firefighters Annual Percentage Annual Percentage Annual Percentage Year Ended Required of ARC Required of ARC Required of ARC September 30 Contribution Contributed Contribution Contributed Contribution Contributed 1997 $546,020 100% $138,191 100% $65,735 100% 1998 462,796 100% 172,948 100% 61,653 100% 1999 268,589 100% 181,224 100% 71,331 100% 2000 301,864 100% 350,071 100% 99,161 100% 2001 360,769 100% 351,770 100% 140,163 100% .. 2002 439,160 100% 329,225 100% 140,163 100% Schedule of Funding Progress - Police Officers' Retirement Trust Fund Unfunded Actuarial (Assets in Accrued Excess of) AAL Actuarial Liability (AAL) - Unfunded as a Percentage Actuarial Value of Frozen Entry (Assets in Funded Covered of Covered Valuation Assets Age Excess of) AAL Ratio Payroll Payroll Date (a) (b) (b -a) (b -a) (c) ((b -a) /c) 10/01/96 1,679,636 2,001,604 321,968 83.9 918,376 35.1.. 10/01/97 1,827,091 2,166,313 339,222 84.3 1,001,927 33.9 10/01/98 2,344,955 2,694,072 349,117 87.0 1,049,925 33.3 10/01/99 2,672,255 4,313,393 1,641,138 61.0 995,602 164.8 10/01/00 3,307,503 4,861,764 1,554,261 68.0 1,041,134 149.2 10/01/01 3,868,547 5,334,718 1,466,171 72.5 980,382 149.5 38 1 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 As noted above, the General Employees and Firefighters Plan use the aggregate actuarial cost method, which does not identify or separately amortize unfounded actuarial liabilities. Therefore, presentation of a schedule of funding progress is not required. Since the Police Officers Plan uses the frozen entry age actuarial cost method, a schedule of funding progress has been presented above. Ii it F, 1 39 Note 15 — Defined Benefit Retirement Plans (Continued): Notes to the Required Supplementary Information - The information presented in the required supplementary schedule was determined as part of the actuarial valuation at October 1, 2001. Additional information applies as follows: General Police Employees Officers Firefighters Valuation Date 10/01/01 10/01/01 10/01/01 Actuarial Cost Method Aggregate Cost Frozen Entry Age Aggregate Cost Amortization Method N/A Level Percentage N/A Remaining Amortization Period N/A 28 open N/A 4 Year Smoothed Asset Valuation Method Market Value Market Market Value Actuarial Assumptions: Investment rate of return 8.0% 7.5% 7.5% Projected salary increases (including inflation of 3.0 %) 7.5% 7.5% 7.5% Retirement age 55 and 5 years of 55 with 5 years of 55 with 5 years plan participation or accrued service of accrued 20 years of plan or after 25 years service or after i participation, of accrued 25 years of whichever is service accrued service earliest As noted above, the General Employees and Firefighters Plan use the aggregate actuarial cost method, which does not identify or separately amortize unfounded actuarial liabilities. Therefore, presentation of a schedule of funding progress is not required. Since the Police Officers Plan uses the frozen entry age actuarial cost method, a schedule of funding progress has been presented above. Ii it F, 1 39 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 16 - Defined Contribution Pension Plans: General Employees - The City adopted a defined contribution plan effective October 1, 1996. The plan is a money purchase plan administered for the City by the Principal Financial Group. Eligible employees are employees hired effective October 1, 1996, or thereafter that would otherwise qualify for the General Employees' Pension Plan. �* Employees hired prior to October 1, 1996, and not vested in the General Employees' Pension Plan may also elect, instead, to participate in the defined contribution plan. The plan provides for an employer contribution equal to 12% of employee earnings. Employees who elect to participate in this plan that were hired prior to October 1, 1996 will have the following contributions made: Term of % Contributed for % Contributed for Employment Prior Earnings Prior to Earnings After to October 1, 1996 October 1, 1996 October 1, 1996 3 months - 2 years 10% 12% 2 years — 4 years 11 12 4 years — 5 years 12 12 Employees are 100% vested immediately upon participation. Employees direct the investment of funds contributed to the plan on their behalf. Employer contributions made during the year amounted to $178,326. Note 17 - Commitments and Contingencies: Litigation - The City is engaged in various liability claims incidental to the conduct of its general government operations at September 30, 2002. While the ultimate outcome of the litigation cannot be determined at this time, management believes that any amounts not covered by insurance, if any, resulting from these lawsuits would not materially affect the financial position of the City. Risk Management - The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; and natural disasters for which the City carries commercial insurance. Liability limits are in excess of $39.1 million and terms associated with property insurance include total deductibles of approximately $11,000, with a 90% coinsurance provision. The City has obtained excess insurance coverage with varying retentions and limits to further limit exposure to large losses. There have been no significant reductions in insurance coverage from the prior year and settlements have not exceeded insurance coverage during the past three years. M I� I I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 E k Note 18 - Joint Venture: On January 11, 2002 the Cities of Port Orange, New Smyrna and Edgewater entered into an interlocal agreement to provide a consolidated (Dispatch) communications and record system servicing law enforcement, fire, rescue and emergency communications for each of the Cities. This entity, know as Communications Interlocal Agency (CI Agency) was established pursuant to Florida Statute Section 163.01 (7). The Cl Agency operates as a public entity using a fiscal year ending September 30. The interlocal agreement expires on January 1, 2007, unless renewed by the three cities. On dissolution of the Cl Agency, the net assets will be distributed in the same proportional share to the financial contribution made by the cities. The Cl Agency is an instrumentality of the municipal parties and is entitled to sovereign immunity except where waived by general law. It operates pursuant to direction from its governing board. The governing board is comprised of three mayors for the respective Cities, mentioned above. Operating guidelines, procedures, designations and restrictions are determined by this governing body. All cost of the Cl Agency is allocated to Port Orange, New Smyrna and Edgewater in the respective amounts of 50 %, 25% and 25 %. Therefore, the City of Edgewater has an ongoing financial responsibility to pay its share of the cost of operations. The majority of initial, first year charges to the respective Cities were for the acquisitions of capital purchases. These initial charges were not in accordance with the above allocations, as some Cities owned certain pieces of equipment prior to the inception of the Entity. The different proportions of existing equipment and other capital already owned by the three participating Cities gives rise to a disproportionate allocation of net assets. The City of Edgewater's net investment in the joint venture is reported in the General Fixed Assets Account Group and totals $336,367 at September 30, 2002. Complete financial statements for the Cl Agency are available upon request. Note 19 — Interfund Receivables and Payables: Due from and due to other funds at September 30, 2002-are as follows: Due From Due To General Fund $1,209 $ - Trust Funds: General employees - 1,034 Police officers - 87 Firefighters - 88 12 12 41 This page intentionally left blank. 1 1 L 11 COMBINING AND INDIVIDUAL FUND AND ACCOUNT GROUP STATEMENTS These financial statements provide a more detailed view of the "General Purpose Financial Statements" presented in the preceding subsection. Combining statements are presented when there are more than one fund of a given fund type. C LI This page intentionally left blank. 1 rl SPECIAL REVENUE FUNDS Special Revenue Funds are used to account for revenues from specific taxes or other earmarked revenue sources, which legally restricted to expenditures for particular purposes. The City has the following special revenue funds: Special Law Enforcement Trust Fund This fund was established to receive revenues derived from confiscated property obtained during the enforcement of illegal operations. Proceeds are utilized strictly for law enforcement purposes, exclusive of salaries and vehicles. Such purposes may include drug education programs such as DARE. Police Impact Fees Fund Fire Impact Fees Fund Recreation Impact Fees Fund This fund was established to account for police impact fees collected from new developments constructed in the City. This fund was established to account for fire impact fees collected from new developments constructed in the City. This fund was established to account for recreation impact fees collected from new developments constructed in the City. CITY OF EDGEWATER, FLORIDA COMBINING BALANCE SHEET ALL SPECIAL REVENUE FUNDS September 30, 2002 1 oft Special 42 Total Law Police Fire Recreation Special Enforcemert Impact Impact Impact Revenue Trust Fees Fees Fees Funds Assets: Cash and cash equivalents $ 24,267 $ 49,115 $ 107,403 $ 107,052 $ 287,837 r " Total assets $ 24,267 $ 49,115 $ 107,403 $ 107,052 $ 287,837 Liabilities and Fund Balances: Fund Balances: Unreserved: Designated for subsequent year's budget 24,267 49,115 107,403 107,052 287,837 Total fund balances 24,267 49,115 107,403 107,052 287,837 Total liabilities and fund balances $ 24,267 $ 49,115 $ 107,403 $ 107,052 $ 287,837 42 CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF REVENUES. EXPENDITURES AND CHANGES IN FUND BALANCES ALL SPECIAL REVENUE FUNDS rr For The Year Ended September 30, 2002 M In Expenditures: Current: Public safety Culture and recreation Total expenditures Excess (Deficiency) of Revenues Over Expenditures Fund Balance - Beginning of Year Residual Equity Transfers In Fund Balance - End of Year 9,453 - - - 9,453 149,201 149,201 9,453 - - 149,201 158,654 (1,141) 43,226 75,770 (52,649) 65,206 25,408 Special 31,633 159,701 222,631 Total $ 49,115 Law Police Fire Recreation Special Enforcement Impact Impact Impact Revenue Trust Fees Fees Fees Funds Revenues: Fines and forfeitures $ 8,211 $ - $ - $ - $ 8,211 Impact fees /special assessments - 42,618 74,326 94,037 210,981 Investment income 101 608 1,444 2,515 4,668 Total revenues 8,312 43,226 75,770 96,552 223,860 In Expenditures: Current: Public safety Culture and recreation Total expenditures Excess (Deficiency) of Revenues Over Expenditures Fund Balance - Beginning of Year Residual Equity Transfers In Fund Balance - End of Year 9,453 - - - 9,453 149,201 149,201 9,453 - - 149,201 158,654 (1,141) 43,226 75,770 (52,649) 65,206 25,408 5,889 31,633 159,701 222,631 $ 24,267 $ 49,115 $ 107,403 $ 107,052 287,837 43 CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUA ALL SPECIAL REVENUE FUNDS For The Year Ended September 30, 2002 44 Special Law Enforcement Trust Variance Favorable Budget Actual (Unfavorable) Revenues: Fines and forfeitures $ 6,728 $ 8,211 $ 1,483 .. Impact fees /special assessments - - - Investment income 130 101 (29) Total revenues 6,858 8,312 1,454 Expenditures: Current: Public safety 8,664 9,453 (789) Culture and recreation - - - Debt service: Principal retirement - - - Interest and fiscal charges - - - Total expenditures 8,664 9,453 (789) Excess (Deficiency) of Revenues Over Expenditures (1,806) (1,141) 665 Fund Balances - Beginning of Year - - - Residual Equity Transfers In 25,408 25,408 Fund Balances - End of Year S 23.602 S 24.267 $ 665 44 Police Impact Fees Fire Impact Fees Variance Variance Favorable Favorable Budget Actual (Unfavorable) Budget Actual (Unfavorable) 32,250 42,618 10,368 72,000 74,326 2,326 500 608 108 1,000 1,444 444 32,750 43,226 10,476 73,000 75,770 2,770 32,750 43,226 10,476 73,000 75,770 2,770 5,889 5,889 31,633 31,633 $ 38,639 $ 49,115 $ 10,476 $ 104,633 $ 107,403 $ 2,770 (Continued) 45 CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUA ALL SPECIAL REVENUE FUNDS (Continued) For The Year Ended September 30, 2002 Revenues: Recreation Impact Fees Variance Favorable Budget Actual (Unfavorable) Fines and forfeitures $ - $ - $ - Impact fees /special assessments 96,000 94,037 (1,963) Investment income 1,200 2,515 1,315 Total revenues 97,200 96,552 (648) Expenditures: Current: Public safety Culture and recreation Debt service: Principal retirement Interest and fiscal charges Total expenditures Excess (Deficiency) of Revenues Over Expenditures Fund Balances - Beginning of Year Residual Equity Transfers In Fund Balances - End of Year 145,136 149,201 (4,065) 145,136 149,201 (4,065) (47,936) (52,649) (4,713) 159,701 159,701 - $ 111,765 $ 107,052 $ (4,713) M. 6 go Totals Variance Favorable Budget Actual (Unfavorable) $ 6,728 $ 8,211 $ 1,483 200,250 210,981 10,731 2,830 4,668 1,838 209,808 223,860 14,052 8,664 9,453 (789) 145,136 149,201 (4,065) 153 158,654 (4,854) 56,008 65,206 9,198 222,631 222,631 - $ 278,639 $ 287,837 $ 9,198 47 .r dw This page intentionally left blank. ow PROPRIETARY FUND TYPE ENTERPRISE FUNDS Enterprise funds account for operations that are financed and operated in a manner similar to private enterprise, where the intent of the governing body is that the costs of providing goods or services to the general public on a continuing basis be financed or recovered primarily through user charges. Water and Sewer Fund The Water and Sewer Fund accounts for the fiscal Refuse Collection Fund Stormwater Management Fund activities of the City's water and sewer treatment and distribution operations, as well as the funding and payment of related debt. The Refuse Collection Fund accounts for the fiscal activities of the City's refuse collection and disposal operation. The Stormwater Management Fund accounts for the fiscal activities of the City's storm water drainage operation, as well as the funding and payment of related debt. CITY OF EDGEWATER, FLORIDA COMBINING BALANCE SHEET ALL ENTERPRISE FUNDS September 30, 2002 Water and Sewer Assets: Current assets: Cash and cash equivalents Receivables (net of allowance (for uncollectibles) Inventory - materials Prepaid costs Total current assets Restricted assets: Cash and cash equivalents Investments Special assessments receivable - current portion Total restricted assets Fixed assets: Property, plant and equipment Less: accumulated depreciation Construction in progress Total fixed assets - net Other assets: Special assessments receivable Unamortized bond issuance costs Total other assets Total assets Total Refuse Stormwater Enterprise Collection Management Funds $ 2,297,170 $ 203,064 $ 135,425 $ 2,635,659 638,689 61,733 35,472 735,894 43,827 - 8,854 52,681 3,973 115 - 4,088 2,983,659 264,912 179,751 3,428,322 7,324,747 - - 7,324,747 1,115,568 - - 1,115,568 1,507,911 - - 1,507,911 9,948,226 - - 9,948,226 52,801,186 895,363 4,872,419 58,568,968 (13,422,834) (554,374) (993,777) (14,970,985) 3,091,349 - 9,444 3,100,793 42,469,701 340,989 3,888,086 46,698,776 10,021,445 - - 10,021,445 339,699 - 7,698 347,397 10,361,144 - 7,698 10,368,842 $ 65,762,730 $ 605,901 $ 4,075,535 $ 70,444,166 48 ft M in r• Liabilities and Fund Equity: Current liabilities (payable from current assets): Accounts payable Retainage payable Accrued liabilities Notes payable- current Total current liabilities '1 7 CITY OF EDGEWATER, FLORIDA COMBINING BALANCE SHEET ALL ENTERPRISE FUNDS Current liabilities (payable from restricted assets): Customer deposits Accrued interest payable Revenue bonds payable- current State revolving loan- current Total current liabilities (payable from restricted assets) Long -term liabilities: Accrued compensated absences Notes payable Revenue bonds payable State revolving loan Total long -term liabilities Total liabilities Fund Equity: Contributed capital Retained earnings: Reserved for renewal & replacement Reserved for development Unreserved Total retained earnings Total fund equity Total liabilities & fund equity i September 30, 2002 Water and Refuse Stormwater Sewer Collection Management Total Enterprise Funds $ 346,176 $ 26,671 $ 2,724 $ 375,571 100,505 - - 100,505 11,596 63,785 41,782 117,163 516,946 822 251,397 769,165 975,223 91,278 295,903 1,362,404 523,086 - - 523,086 423,132 - - 423,132 385,000 - 385,000 1,187,004 - - 1,187,004 2,518,222 - - 2,518,222 232,004 - - 232,004 4,629,096 866 2,178,504 6,808,466 11,809,037 - - 11,809,037 15,804,864 - - 15,804,864 32,475,001 866 2,178,504 34,654,371 35,968,446 92,144 2,474,407 38,534,997 24,098,689 13,136 110,202 24,222,027 731,109 - - 731,109 2,212,169 - - 2,212,169 2,752,317 500,621 1,490,926 4,743,864 5,695,595 500,621 1,490,926 1,687,142 29,794,284 513,757 1,601,128 31,909,169 $ 65,762,730 $ 605,901 $ 4,075,535 $ 70,444,166 49 h This page intentionally left blank. ' CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF REVENUE, EXPENSES AND CHANGES IN RETAINED EARNINGS ALL ENTERPRISE FUNDS For The Year Ended September 30, 2002 i Water and Sewer Refuse Collection Stormwater Management Total Enterprise Funds I 50 Operating Revenues: User charges $ 4,530,617 $ 1,345,691 $ 832,966 $ 6,709,274 Operating Expenses: Personal services 1,833,134 632,408 352,546 2,818,088 Materials and supplies 1,000,516 141,712 49,973 1,192,201 r Contractual services Depreciation and amorization 212,460 1,399,729 456,856 62,430 26,187 171,024 695,503 1,633,183 Total operating expenses 4,445,839 1,293,406 599,730 6,338,975 Operating income 84,778 52,285 233,236 370,299 Nonoperating Revenue (Expenses): Capital contributions 1,306,052 - 7,910 1,313,962 Investment Income 739,327 6,686 5,347 751,360 Interest expense (1,412,784) (111) (139,013) (1,551,908) Gain (loss) on disposal of property (1,086) 3,137 (1,983) 68 Total nonoperating revenue 631,509 9,712 (127,739) 513,482 Income before operating transfers 716,287 61,997 105,497 883,781 Operating Transfers: Operating transfers out (712,000) (154,500) (51,500) (918,000) L Net operating transfers (712,000) (154,500) (51,500) (918,000) Net income (loss) 4,287 (92,503) 53,997 (34,219) Add back depreciation L on contributed assets 748,890 3,281 4,361 756,532 Retained Earnings - Beginning of Year 4,942,418 589,843 1,432,568 6,964,829 End of Year $ 5,695,595 $ 500,621 $ 1,490,926 $ 7,687,142 I 50 CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF CASH FLOWS ALL ENTERPRISE FUNDS For The Year Ended September 30, 2002 Cash Flows from Non - Capital Financing Activities: Operating transfers out (712,000) (154,500) (51,500) Total Net cash used in non - capital Water and Refuse Stormwater Enterprise financing activities Sewer Collection Management Funds Cash Flows from Operating Activities: Activities: 6,686 5,347 (364,208) Receipts from customers $ 4,580,856 $ 1,346,783 $ 797,494 $ 6,725,133 Payments to suppliers (945,531) (599,711) (78,583) (1,623,825) Payments to employees (1,806,433) (632,342) (345,794) (2,784,569) Net cash provided by operating activities 1,828,892 114,730 373,117 2,316,739 Cash Flows from Non - Capital Financing Activities: Operating transfers out (712,000) (154,500) (51,500) (918,000) Net cash used in non - capital 739,327 6,686 5,347 751,360 financing activities (712,000) (154,500) (51,500) (918,000) Cash Flows from Capital and Related Financing Activities: 6,686 5,347 (364,208) Proceeds from note payable 5,140,000 - - 5,140,000 Payments on bonds and notes payable (1,512,722) (782) (238,526) (1,752,030) Proceeds from sale of capital assets - 3,137 - 3,137 Acquisition of capital assets (2,665,978) (124,879) (9,758) (2,800,615) Interest paid on bonds and notes payable (1,419,561) (119) (139,021) (1,558,701) Impact fees received 1,454,392 - 7,910 1,462,302 Net cash provided by (used in) 203,064 $ 135,425 $ 2,635,659 Restricted assets capital and related financing activities 996,131 (122,643) (379,395) 494,093 Cash Flows from Investing Activities: Purchase of investments (1,115,568) - - (1,115,568) Interest received 739,327 6,686 5,347 751,360 Net cash provided by (used in) investing activities (376,241) 6,686 5,347 (364,208) Net (Decrease) Increase in Cash and 1,736,782 (155,727) (52,431) 1,528,624 Cash Equivalents Cash and Cash Equivalents at Beginning of Year 7,885,135 358,791 187,856 8,431,782 Cash and Cash Equivalents at End of Year $ 9,621,917 $ 203,064 $ 135,425 $ 9,960,406 Classified As: Current assets $ 2,297,170 $ 203,064 $ 135,425 $ 2,635,659 Restricted assets 7,324,747 - - 7,324,747 Total $ 9,621,917 $ 203,064 $ 135,425 $ 9,960,406 51 4 Net Cash Provided by Operating Activities 1 1 i 1 1 i 1 Reconciliation of Operating Income to Net Cash Provided byOperating Activities: Water and Operating income Stormwater Adjustments Not Affecting Cash: Sewer Depreciation and amortization Management Change in Assets and Liabilities: ( Increase)decrease in accounts receivable ( Increase) in prepaids $ 84,778 Decrease in inventory $ 233,236 Increase (decrease) in accounts payable Increase in accrued liabilities Increase in retainage payable 1,399,729 Decrease in due from other government 171,024 Increase in customer deposits 9,367 Total adjustments Net Cash Provided by Operating Activities 1 1 i 1 1 i 1 $ 1,828,892 $ 114,730 $ 373,117 $ 2,316,739 52 Total Water and Refuse Stormwater Enterprise Sewer Collection Management Funds $ 84,778 $ 52,285 $ 233,236 $ 370,299 1,399,729 62,430 171,024 1,633,183 9,367 (1,253) (35,472) (27,358) (300) - - (300) 1,341 - - 1,341 165,899 (1,143) (2,423) 162,333 26,701 66 6,752 33,519 100,505 - - 100,505 - 2,345 - 2,345 40,872 - - 40,872 1,744,114 62,445 139,881 1,946,440 $ 1,828,892 $ 114,730 $ 373,117 $ 2,316,739 52 This page intentionally left blank. t I F1 1 Cl i] �I FIDUCIARY FUND TYPES These funds account for assets by a governmental unit in a trustee capacity or as an agent for individual private organizations, other governmental units, and/or other funds. PENSION TRUST FUNDS Municipal Police Officers' Retirement Trust Fund The Police Officers' Retirement Trust Fund is used to account for the fiscal activities of the Edgewater Police Pension Board, which accumulates assets and ultimately pays benefits to qualified retirees of the Edgewater Police Department in accordance with a defined benefit plan. General Employees' Pension Fund Municipal Firefighters' Retirement Trust Fund The General Employees' Pension Fund is used to account for the fiscal activities of the Board of Trustees for the City of Edgewater's General Employees' Pension Fund, which accumulates assets and will ultimately pay benefits to qualified retirees of the- City of Edgewater in accordance with a defined benefit plan. The Firefighters' Retirement Trust Fund is used to account for the fiscal activities of the Edgewater Firefighter Pension Board, which accumulates assets and ultimately pays benefits to qualified retirees of the Edgewater Fire Department in accordance with a defined benefit plan. CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF PENSION FUND NET ASSETS September 30, 2002 Net Assets Held in Trust for Pension Benefits (A schedule of funding progress for Police Officers Plan is presented on page 38 ) $ 8,365,438 $ 4,031,246 $ 1,382,306 $ 13,778,990 53 General Police Employees Officers Firefighters Totals Assets: Cash and short -term investments $ - $ - $ 4,805 $ 4,805 Receivables: Interest - - 9 9 Total receivables - - 9 9 Investments, at fair value: Debt mutual funds 3,583,999 1,723,428 610,641 5,918,068 Equity mutual funds 3,985,525 1,911,546 766,939 6,664,010 Other mutual funds 796,948 396,359 - 1,193,307 Total investments 8,366,472 4,031,333 1,377,580 13,775,385 Total assets 8,366,472 4,031,333 1,382,394 13,780,199 Liabilities: Due to other funds 1,034 87 88 1,209 Net Assets Held in Trust for Pension Benefits (A schedule of funding progress for Police Officers Plan is presented on page 38 ) $ 8,365,438 $ 4,031,246 $ 1,382,306 $ 13,778,990 53 CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF CHANGES IN PENSION FUND NET ASSETS For The Year Ended September 30, 2002 54 General Police Employe Officers Firefighters To Additions: Contributions: Employer $ 439,160 $ 329,225 $ 140,163 $ 908,548 Plan members 62,954 76,069 50,922 189,945 State - 83,309 59,783 143,092 Total contributions 502,114 488,603 250,868 1,241,585 Investments income: Investment income(loss) 587,488 173,982 (79,586) 681,884 Less investment expense - (14,825) (10,094) (24,919) Net investment income(loss) 587,488 159,157 (89,680) 656,965 Total additions 1 ,089,602 647,760 161,188 1,898,550 Deductions: Benefits /distributions 168,417 91,150 13,842 273,409 Administrative expenses 23,045 238 7,062 30,345 Total deductions 191,462 91,388 20,904 303,754 Net Increase(Decrease) 898,140 556,372 140,284 1,594,796 Net Assets Held in Trust for Pension Benefits : Beginning of Year 7,467,298 3,474,874 1,242,022 12,184,194 End of Year $ 8,365,438 $ 4,031,246 $ 1,382,306 $ 13,778,990 54 1 1 1 1 This page intentionally left blank. m* 1 1 1 c 1 t i� GENERAL FIXED ASSETS ACCOUNT GROUP General Fixed Assets are those fixed assets of the City which are not accounted for in an Enterprise or Trust Fund. To be classified as a fixed asset in this category a specific piece of property must possess three attributes: (1) tangible nature; (2) a life longer that the current fiscal year; and (3) a significant value. The General Fixed Assets are a self - balancing account group which requires adequate accounting procedures and records to assure their protective custody. 11 1 1 L L� F� This page intentionally left blank. t CITY OF EDGEWATER, FLORIDA GENERAL FIXED ASSETS ACCOUNT GROUP SCHEDULE OF GENERAL FIXED ASSETS BY FUNCTION AND ACTIVITY For The Year Ended September 30, 2002 Function and Activity Total Land Buildings Improvements Other than Buildings Machinery and Equipment General government $ 585,833 $ 300 $ 175,818 $ 74,943 $ 334,772 Public safety 3,507,457 105,591 1,225,060 23,055 2,153,751 Highways and streets 13,118,539 6,906 58,268 12,762,624 290,741 Library 672,503 45,811 512,526 114,166 - Recreation 5,770,990 1,686,588 2,399,192 1,235,575 449,635 Total allocated Investment in joint to function venture $ 1,845,196 $ 4,370,864 $ 14,210,363 $ 3,228,899 Construction in progress 5,546,244 $ 24,152,585 $ 6,338,947 $ 953,599 $ 29,537,933 Investment in joint venture 336,367 Total $ 29,537,933 Balance Balance 10/1/2001 Additions Deletions 9/30/2002 I 40 55 General government $ 520,093 $ 80,499 $ 14,759 $ 585,833 Public safety 3,467,164 241,712 201,419 3,507,457 Highways and streets 13,118,908 3,990 4,359 13,118,539 Library 672,503 - - 672,503 Recreation 5,687,739 112,384 29,133 5,770,990 Consruction in progress 686,178 5,563,995 703,929 5,546,244 Investment in joint venture - 336,367 - 336,367 Totals $ 24,152,585 $ 6,338,947 $ 953,599 $ 29,537,933 I 40 55 1 I 1 1 I � J This page intentionally left blank. m r s m i m - to m as w w r it w E-A STATISTICAL SECTION +r I O This page intentionally left blank. r STATISTICAL INFORMATION Comments Relative to Statistical Section The following statistical tables that are recommended for inclusion by the Government Finance Officers Association are not included for the reasons stated below: A. Ration of Net General bonded Debt to Assessed Value and Net Bonded Debt per Capita — Last Ten Fiscal Years — The City has not had any general bonded debt over the past ten fiscal years. B. Ratio of Annual Debt Service for General bonded Debt to Total General Expenditures — Last Ten Fiscal Years — The City has not had any general bonded debt over the past ten fiscal years. C. Florida Statutes and the Charter of the City of Edgewater, Florida, set no legal debt margin. 11 P', CITY OF EDGEWATER, FLORIDA GENERAL GOVERNMENTAL EXPENDITURES BY FUNCTION (1) Last Ten Fiscal Years Fiscal Year General Ended Total Government Public Safety Transportation 1993 $5,412,429 $1,283,289 $2,429,353 $616,813 1994 5,536,175 1,374,732 2,618,319 539,395 1995 5,965,527 1,475,527 2,774,643 484,726 1996 12,357,998 1,496,667 2,762,925 429,734 1997 11,563,627 1,578,623 2,979,253 400,222 1998 7,177,744 1,871,415 3,012,478 328,927 1999 7,720,056 1,194,392 3,283,992 301,660 2000 10,163,707 1,423,439 4,164,037 667,425 2001 10,508,931 1,633,024 4,395,867 949,445 2002 15,749,026 2,133,671 5,362,820 986,671 (1) Includes General, Special Revenue, Capital Projects and Debt Service Funds. 56 ■s in an �. Culture and Capital Debt Recreation Outlay Service $522,092 $426,366 $134,516 559,520 402,505 41,704 r 599,877 557,493 73,261 623,604 6,054,969 990,099 590,121 5,061,279 954,129 601,396 414,808 944,559 616,686 1,375,499 943,649 728,209 2,241,616 938,981 925,987 1,665,678 936,940 1,335,748 4,967,147 962,969 r �r 57 CITY OF EDGEWATER, FLORIDA GENERAL GOVERNMENTAL REVENUES BY SOURCE (1) Last Ten Fiscal Years (1) Includes General, Special Revenue„ Capital Projects and Debt Service Funds. 58 Licenses Fiscal Year and InterGovernmental Ended Total Taxes Permits Revenues 1993 $4,989,875 $3,774,500 $133,884 $778,541 1994 5,507,841 4,333,768 169,855 580,153 1995 6,830,328 4,386,811 160,758 549,529 1996 7,547,035 5,016,151 181,459 574,174 1997 7,293,444 5,147,962 179,136 688,286 1998 7,468,670 5,484,239 185,503 667,988 1999 7,672,589 5,516,973 220,890 806,787 2000 7,718,669 5,648,694 267,252 663,079 2001 9,117,174 6,189,561 297,863 1,382,955 2002 9,152,993 5,130,474 326,793 2,566,811 (1) Includes General, Special Revenue„ Capital Projects and Debt Service Funds. 58 it Pit In to is Charges for Fines and Investment Special Miscellaneous Services Forfeitures Income Assessments Revenue $100,463 $104,826 $ - $ - $ 97,661 195,180 108,739 - - 120,146 1,380,438 96,340 - - 256,452 146,434 97,328 813,149 298,767 419,573 111,478 83,247 547,977 288,851 246,507 123,692 75,309 24,910 609,286 297,743 141,439 91,658 27,973 595,790 271,079 139,931 77,659 39,121 577,464 305,469 205,982 115,608 36,420 598,314 290,471 57,137 77,508 293,050 577,998 123,222 59 CITY OF EDGEWATER, FLORIDA PROPERTY TAX LEVIES AND COLLECTIONS Last Ten Fiscal Years (1) Fiscal Total Total Tax Percent of Levy Year Ended Tax Levy Collections Collected 1993 $1,592,474 (2) $1,534,987 96.39% 1994 2,073,547 2,010,161 96.94 1995 2,113,146 2,040,928 96.58 1996 2,608,024 2,516,081 96.47 1997 2,528,985 2,440,210 96.49 1998 2,576,393 2,491,303 96.70 1999 2,538,138 2,443,445 96.27 2000 2,463,013 2,376,413 96.48 2001 2,647,837 2,599,328 98.17 2002 2,794,043 2,704,707 96.80 (1) Each fiscal year contains data from the ad valorem assessment roll of the preceding year (i.e., fiscal year 2002 contains the 2001 assessment roll tax collections). (2) Source: "Certification of Final Taxable Value" (Form DR -422). - im CITY OF EDGEWATER, FLORIDA +� ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY (1) Last Ten Fiscal Years (1) 61 (In Thousands) Ratio of Total Ratio of Total Assessed to Assessed (2) Total (3) Taxable Value Fiscal Year Assessed Estimated Estimated Assessed to Estimated Ended Value Actual Value Actual Value Taxable Value Actual Value r. 1993 $474,058 $474,058 100.00% $346,190 73.03% 1994 484,289 484,289 100.00 352,153 72.72 1995 499,443 499,443 100.00 361,840 72.45 w 1996 516,875 516,875 100.00 367,272 71.06 1997 542,399 542,399 100.00 383,761 70.75 1998 561,103 561,103 100.00 400,061 71.29 1999 572,804 572,804 100.00 403,519 70.44 2000 589,101 589,101 100.00 413,951 70.26 2001 632,205 632,205 100.00 445,014 70.39 2002 694,658 694,658 100.00 469,587 67.59 err (1) Obtained from the Revised Recapitulation of the Ad Valorem Assessment Rolls of Edgewater, Florida provided by Volusia County, Florida Finance Department. M (2) Each fiscal year contains the ad valorem assessment roll of the preceding year (i.e., fiscal year 2002, contains data on the 2001 assessment roll). (3) Assessed taxable values for all fiscal years presented are stated net of the constitutional homestead exemption of $25,000 and the additional senior homestead exemption of $25,000. 61 CITY OF EDGEWATER, FLORIDA PROPERTY TAX RATES - ALL DIRECT AND OVERLAPPING GOVERNMENTS Last Ten Fiscal Years (1) Tax rates per $1,000 of assessed taxable values 62 Edgewater Fiscal Year General Ended Fund 1993 4.600 1994 5.888 1995 5.840 1996 7.101 1997 6.590 1998 6.440 1999 6.290 2000 5.950 2001 5.950 2002 5.950 Tax rates per $1,000 of assessed taxable values 62 Southeast Florida St Johns Volusia Inlet and Inland Wafter School Volusia Flospital Mosquibo Port Navigation Management District Cour District Control District District Total 9.548 5.063 2.329 0.315 0.093 0.052 0.358 22.358 9.869 5.627 2.332 0.318 0.094 0.051 0.470 24.649 10.277 5.716 2.292 0.287 0.094 0.049 0.482 25.037 10.887 6.172 2.285 0.262 0.094 0.040 0.482 27.323 10.821 6.217 2.247 0.238 0.093 0.038 0.482 26.726 10.487 6.381 2.132 0.238 0.090 0.050 0.482 26.300 10.376 6.378 2.052 0.238 0.090 0.047 0.482 25.953 9.158 6.367 2.528 0.238 0.090 0.041 0.472 24.844 9.158 6.367 2.528 0.238 0.090 0.041 0.472 24.844 8.899 6.604 2.320 0.238 0.090 0.0385 0.462 24.602 Tax rates per $1,000 of assessed taxable values 62 CITY OF EDGEWATER, FLORIDA SPECIAL ASSESSMENT COLLECTIONS Last Ten Fiscal Years rr Water and Sewer Fund Since Levy Road Improvement Assessments Current Current Current Current Fiscal Assessments Assessments Assessments Assessments Year Ended Due Collected Due Collected 1993 $ 87,975 $257,497 $ - $ - 1994 453,668 766,062 - - 1995 473,499 586,927 771,418 1,366,243 1996 529,579 608,631 238,813 298,767 1997 554,850 644,377 251,480 288,851 1998 580,364 624,088 265,575 293,139 1999 608,750 655,258 281,544 299,546 2000 638,209 684,687 297,401 310,973 2001 670,901 762,235 315,347 341,279 2002 731,162 823,170 352,167 383,260 63 CITY OF EDGEWATER, FLORIDA COMPUTATION OF OVERLAPPING DEBT September 30, 2002 Overlapping Governments Volusia County School District Total overlapping debt Percentage Applicable to Net Debt the City of Outstanding Edgewater $44,385,000 2.76 City of Edgewater Share of Debt $1,225,026 $1,225,026 (1) Data provided by above agencies. (2) The City does not have any general obligation long -term debt outstanding. 64 CITY OF EDGEWATER, FLORIDA DEMOGRAPHIC STATISTICS Last Ten Fiscal Years L (1) Obtained from University of Florida, Bureau of Economics and Business Research. Census Bureau estimate for April 2000 and City of Edgewater Planning Dept. L (2) (1) (2) (3) Per (4) County (5) School (6) Fiscal Estimated Registered Capita Unemployment Percent Median L (6) Year Population Voters Income Rate Enrollment Attendance Age ` 1993 16,745 9,261 $17,261 6.4% 1,495 96% - 1994 17,096 9,024 16,526 6.4 1,540 95 - 1995 17,484 10,942 18,730 4.9 1,534 95 - 1996 17,820 11,158 18,815 4.2 1,524 95 - 1997 18,077 11,196 19,455 4.0 1,546 95 - 1998 18,761 11,821 19,787 3.2 1,495 96 - �` 1999 18,865 11,786 20,309 3.0 1,484 95 46.7 2000 19,343 12,839 21,920 2.9 1,491 95 - 2001 19,390 12,484 22,520 4.0 1,457 95 2002 19,515 12,406 23,195 5.3 1,603 93 - L (1) Obtained from University of Florida, Bureau of Economics and Business Research. Census Bureau estimate for April 2000 and City of Edgewater Planning Dept. L (2) Obtained from Volusia County Supervisor of Elections. (3) Obtained from U.S. Department of Commerce, Bureau of Economic Analysis. (4) State of Florida, Department of Labor and Employment Security. L (5) Volusia County School Board - includes grades K -5, Edgewater Elementary School and Indian River Elementary School. L (6) Census Bureau (1990) and New Smyrna Beach, Edgewater, Oak Hill, Chamber of Commerce Age Distribution (1987 -CACI Source book). 65 CITY OF EDGEWATER, FLORIDA PROPERTY VALUE, CONSTRUCTION AND BANK DEPOSITS Last Ten Fiscal Years (!n Thousands) (1) Provided by Florida Bankers Association. (2) Obtained from revised recapitulation of the ad valorem assessment rolls of the City of Edgewater. .. ( ( Commercial Residential (1) Assessed Fiscal Construction Construction Deposits Savings Value Year Units Value Units Value Banks and Loan 1993 2 $138 106 $6,877 $76,568 $89,859 $474,058 1994 5 900 126 8,015 88,750 91,544 484,289 1995 8 1,987 70 5,799 93,927 95,542 499,443 1996 13 2,379 124 10,068 96,342 87,419 516,875 1997 20 2,224 105 7,626 190,381 - 542,399 1998 35 2,465 116 9,944 209,575 - 561,103 1999 11 1,755 201 15,834 201,653 - 572,804 2000 23 6,743 195 19,077 201,494 - 589,101 2001 9 1,159 285 28,892 206,981 - 632,205 2002 17 3,953 226 23,495 206,960 - 694,658 (1) Provided by Florida Bankers Association. (2) Obtained from revised recapitulation of the ad valorem assessment rolls of the City of Edgewater. .. CITY OF EDGEWATER, FLORIDA SUMMARY OF TEN LARGEST SINGLE UNIT WATER USERS September 30, 2002 Customers County of Volusia Average Consumption Percent of Per Month Total Gallons (Gallons) (1) Consumed 6,514,000 Eastern Shores Mobile Village 693,000 Coronado Paint Company 380,000 Halifax Court (Hendry) e Volusia County Schools 118,000 Blue Gables, Inc.(Naco, Inc.) 105,000 Pyramid Park 101,000 Friendly Shores HOA 92,000 Publix Supermarket, Inc. 91,000 Winn Dixie Average Consumption Percent of Per Month Total Gallons (Gallons) (1) Consumed 6,514,000 13.32% 693,000 1.42 380,000 .78 157,000 .32 118,000 .24 105,000 .21 101,000 .21 92,000 .19 91,000 .19 65,000 .13 8,316,000 17.00% a FY -2002 average monthly consumption: 48,890,330 gallons (1) Based on individual meter connections per City of Edgewater, Florida, records. (2) The total average monthly consumption for the ten largest water users decreased from �. the previous year by a total of 161,000 gallons. (3) Water restrictions implemented by the St. Johns River Water Management District, Volusia County, and the City of Edgewater continue to be in effect. Reclaimed water has been available to the Florida Shores area since 1994. A total of 2,599 customers were connected to the reclaimed /reuse water system at year end. 67 This page intentionally left blank. 'o e P CITY OF EDGEWATER, FLORIDA PRINCIPAL TAXPAYERS September 30, 2002 Customers Florida Power & Light Coronado Paint Company, Inc. BellSouth Communications, Inc. Edgewater Commons Laramie Florida Shores, LP Time Warner Entertainment Bel Aire Investments, Inc. First Federal Savings and Loan Association Porta, Scott Carder, James and Rosemary Source: 2002 ad valorem tax rolls of the City of Edgewater, Florida. DR -403AM FY -2002 total assessed valuation $ 694,658,101. .: Percent of Assessed Total Assessed Valuation Valuation $ 8,078,287 1.16% 6,602,260 .95 3,488,626 .50 3,236,924 .47 2,811,944 .40 2,805,513 .40 1,903,500 .27 1,788,553 .26 1,670,366 .24 1,513,472 .22 $ 33,899,445 4.88% Source: 2002 ad valorem tax rolls of the City of Edgewater, Florida. DR -403AM FY -2002 total assessed valuation $ 694,658,101. .: i W CITY OF EDGEWATER, FLORIDA MISCELLANEOUS STATISTICAL DATA September 30, 2002 The City of Edgewater lies just south of New Smyrna Beach, along the Atlantic coastline. Beginning as the small village of Hawk's Park with 115 permanent residents in 1871, the name was formally changed to Edgewater in 1925. The apiaries of the early days evolved into a large honey company which exports internationally. A large paint factory, a thriving building industry, boat building, garment factories and other light manufacturing provide employment. A friendly city with a small town flavor, Edgewater has a wide variety of residential options. City Operations: Police Department: Sworn Officers Civilian Employees Reserve Officers 35 5 5 Fire Department: Insurance rating Number of stations Full -time firefighters Volunteer firefighters Civilian employees Animal Control Reserves City Parks (Active and Open Space) Park acreage Community Facilities Nearest Commercial Airport: Daytona Beach International Financial Institutions Churches Libraries Post office locations Electric Service: Florida Power & Light Telephone Service: Bell South Cable TV Service: Time Warner Communications, Inc. Source: City of Edgewater Finance Department Class 5/9 2 21 16 3 2 3 14 144 5 14 1 1 .r so an 69 1 1 1 1 1 E E 1 E E 1 L 1 1 1 1 1 CITY OF EDGEWATER, FLORIDA MISCELLANEOUS STATISTICAL DATA - CONTINUED September 30, 2002 Garbage/Trash Collection: Type: Residential service Commercial /Industrial service Recycling Water Service: Source Plant capacity Average daily demand Treatment Monthly Residential and Commercial Rates Sewer Service: System Type: Average Daily Flow Plant Capacity Avg. Capacity Used Daily Avg. Daily Reclaimed Water Consumption Minimum Additional 1,000 gallons Stormwater Management Fee Per Equivalent Drainage Unit (EDU) Without site mitigation With site mitigation Pickups /wk 10/1/96 2 $11.50 1 $13.00 1 $1.50 Florida Upper Aquifer 5.0 mgd 1.778 mgd Lime softening Effective 10/1/94 Advanced Wastewater Treatment 1.664 mgd 2.750 mgd 60.5% 1.171 mgd Relcaimed Water Sewer Water $8.00 $9.55 $5.00 $1.25 -3.90 $3.18 Effective 10/1/94 $6.00 $2.92 70 This page intentionally left blank. E%���� � LIY'� G 1 CITY OF EDGEWATER, FLORIDA WATER AND SEWER REVENUE BOND COVERAGE September 30, 2002 Net (4) Total Operating Payments to Revenues Pledged Funds (1) and Renewal & Available Special Available Total Bond Bond Fiscal Gross Maintenance Replacement for All Assessment for All Service Service 9, Year Revenues Expenses Funds Bonds Funds Bonds Requirement Coveraqe 2002 $4,898,298 $3,047,196 $276,222 $1,574,879 $1,600,311 $3,175,190 $2,879,701 1.10 2001 4,949,424 2,901,684 278,780 1,768,960 1,332,986 3,101,946 2,878,250 1.08 2000 4,984,683 2,593,721 267,969 2,122,993 1,305,116 3,428,109 2,878,463 1.19 1999 4,713,972 2,468,742 261,066 1,984,164 1,329,440 3,313,604 2,881,456 1.15 1998 4,576,320 2,325,604 252,675 1,998,041 1,335,682 3,333,723 2,877,834 1.16 Total Funds Total Bond (2) Fiscal Available Allowable Service Bond Service t Year for All Bonds Impact Fees Total Requirement Coverage 2002 $3,175,190 $503,152 $3,678,342 $2,879,701 1.28 2001 3,101,946 502,468 3,604,414 2,878,250 1.25 2000 3,428,109 502,569 3,930,678 2,878,463 1.37 1999 3,313,604 503,978 3,817,582 2,881,456 1.32 1998 3,333,723 502,273 3,835,996 2,877,834 1.33 Fiscal year 2002 calculations: Gross revenues: Operating revenues $4,530,617 Connection fees 200,994 Interest revenues (3) 166,687 $4,898,298 Operation and maintenance expenses: Depreciation $4,446,925 Total operating expenses (1,399,729) $3,047,196 Allowable impact fees: Bond service requirement $1,068,263 Impact fee percentage 47.1% $503,152 Bond service requirements: 6. Sr. Lien Jr. Lien Total Principal $ 385,000 $ 1,144,918 $ 1,529,918 Aft Interest 683,263 666,520 1,349,783 $ 1,068,263 $ 1,811,438 $ 2,879,701 (1) Required coverage is 1.00 (2) Required coverage is 1.15 (3) Excludes interest earned on construction and impact fee funds (4) Includes cumulative collection of assessment principal and interest less amounts used for debt service payments less collections recognized as revenue in current year 71 r r r r r r r This page intentionally left blank. 1 F 1 G 11 INTERNAL CONTROL AND COMPLIANCE SECTION This page intentionally left blank. '� MCDIRMIT DAMS PUCKETT om Im REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS go The Honorable Mayor and City Council I.. City of Edgewater, Florida , We have audited the general purpose financial statements of the City of Edgewater, Florida, as of and for the year ended September 30, 2002, and have issued our report thereon dated February 25, 2003. We conducted our audit in accordance with auditing standards generally accepted in the ow United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance — As part of obtaining reasonable assurance about whether the City of Edgewater, ow Florida's general purpose financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants, noncompliance with which could have a direct and material effect on the determination of financial 4W statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government rr. Auditing Standards. However, we noted certain immaterial instances of noncompliance that we have reported to management of the City of Edgewater, Florida, in a separate letter dated February 25, 2003. +r Internal Control Over Financial Reporting — In planning and performing our audit, we considered the City of Edgewater, Florida's internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the basic financial statements and not to provide assurance on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely •� period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its operation that we consider to be material weaknesses. However, we noted other matters involving the internal control over ,. financial reporting that we have reported to management of City of Edgewater, Florida in a separate letter dated February 25, 2003. ra MCDIRMIT DAVIS PUCKETT & COMPANY, LLC CERTIFIED PUBLIC ACCOUNTANTS AND ADVISORS 605 E. ROBINSON STREET, SUITE 635 • ORLANDO, FLORIDA 32501 TELEPHONE 407 - 543 -5406 • FAx 407- 649 -9339 • EMAIL: INFO a@MDPCPA.COM MEMBERS; PRIVATE COMPANIES PRACTICE SECTION • AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS • FLORIDA INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS 72 0 This report is intended solely for the information and use of management, the City Commission and an the Auditor General of the State of Florida, and is not intended to be, and should not be used by anyone other than these specified parties. McDIRMIT DAVIS PUCKETT & COMPANY, LLC February 25, 2003 .. aw r 1 73 1 MANAGEMENT LETTER . 1 1 1 This page intentionally left blank. r 1 1 1 1 1 1 7 1 MCDIRMIT DAVIS PUCKETT MANAGEMENT LETTER Honorable Mayor and City Council City of Edgewater, Florida In planning and performing our audit of the general purpose financial statements of the City of 40 Edgewater, Florida fort he year ended September 30, 2002, we considered its internal control to determine our auditing procedures for the purpose of expressing our opinion on the general purpose financial statements and not to provide assurance on internal control. The accompanying findings and recommendations, which resulted f rom o ur consideration of i nternal control, are s ubmitted to assist in improving procedures and controls. Since the comments and observations contained in this letter are a by- product of the audit of financial statements, the cost justification and other aspects of our suggestions have not been fully evaluated; these evaluations should be made by , management. Therefore, we recognize that, after consideration, certain suggestions and recommendations may not be practical to implement. We have also provided comments as required by the Rules of the Auditor General of the State of Florida. We appreciate the cooperation we have received from the City's personnel in connection with developing these recommendations. We appreciate the opportunity to have been of service to you. Should you have any questions about our recommendations, this letter, or other matters, please contact us at your convenience. February 25, 2003 MCDIRMIT DAVIS PUCKETT & COMPANY, LLC CERTIFIED PUBLIC ACCOUNTANTS AND ADVISORS 605 E. ROBINSON STREET, SUITE 635 • ORLANDO, FLORIDA 32801 TELEPHONE 407 - 843 -5406 • FAx 407 - 649 -9339 • EMAIL: INFO a@MDPCPA.COM MEMBERS: PRIVATE COMPANIES PRACTICE SECTION • AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS • FLORIDA INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS 74 Management Comments City of Edgewater, Florida A. Status of Prior Year Recommendations 1. Fixed Assets February 25, 2003 Page Two In the prior year, we noted that fixed assets purchased during the year were not marked in any way as required by the Rules of the Auditor General. While we noted again in the current year that the City did not have these procedures in place, the City did approve the purchase of a bar coding system for the 2002 fiscal year and plans to have all assets tagged with bar codes by September 30, 2002. We recommend that management continue this process to ensure compliance with applicable requirements and safeguarding of City -owned assets. Corrective Action The City did purchase a bar coding system and is using it. No further comment is needed for fixed assets. 2. Financial Condition Assessment As required by Rules of the Auditor General (Sections 10.554 (g)(6)c and 10.566), we applied financial condition assessment procedures. While the overall results of the prescribed procedures were inconclusive, we did note several unfavorable trends or comparisons. The City's unreserved general fund balance at September 30, 2001 equals approximately 8% of current general fund operating expenditures for the fiscal year then ended, and has decreased more than $2,700,000 since September 30, 1999. We understand that the predominant uses of these funds were for capital outlay purposes, and were authorized by the City Council with the knowledge of the reduction in the general fund balance. The City's general fund cash and investments balances have decreased similarly over this period. During the 2002 fiscal year the City has issued ten (10) year bank notes for the purpose of specific planned capital outlay projects. We recommend that the City monitor the unreserved general fund balance, and set goals for unreserved general fund balance as a percentage of operating expenditures. While we realize that there is no exact guidance for goals of this sort, we recommend 10 -20% as a starting point and that the City establish a plan and timetable for reaching set goals. We also recommend that the City consider the use of a capital projects fund to assist in tracking the pending capital projects activity and related funds. We have also noted that the City's water and sewer bond service coverage ratios, while in compliance with the coverage limits as required by the City's bond covenants, have decreased from the prior year. In light of the recent increase in subordinate water and sewer debt, it is very important that the City actively monitor these coverage ratios and trends to ensure continued compliance with covenants. Corrective Action The City's ratio of unreserved general fund balance to current general fund operating expenditures for the fiscal year ending September 30, 2002 is less than 7 %. The City's general fund cash and investments balances in relation to expenditures also continues to be low. The City did establish a capital projects fund in 2002 to keep track of capital projects activities. u 75 Management Comments City of Edgewater, Florida February 25, 2003 Page Three Also, the City is in compliance with the coverage limits required by the City's bond covenants for water and sewer bonds for 2002, however, since subordinate water and s ewer d ebt w as issued i n 2 002, t he C ity n eeds t o m onitor t hese coverage ratios to ensure continued compliance. We will address these comments under current year recommendations. ' 3. Investment of Public Funds During our review of the City's investment policy, we noted that the policy did not provide requirements for continuing education in courses of study related to investment practices and products as required in Section 218.415, Florida Statutes. We recommend that the City review and revise its investment policy as necessary to ensure compliance with Section 218.415, Florida Statutes and to properly safeguard assets. Corrective Action The City amended their investment policy in 2002 and it is now in compliance with Florida Statutes Section 218.415. However, the City did not meet the continuing education requirements until after September 30, 2002. 4. Business Continuity Planninq The City does not currently have a comprehensive City -wide business continuity plan. Without appropriate business continuity plans, the City may be unable to continue key system processes. In addition, personnel may be unaware of their role in the continuation of the business in the event of a disaster or significant system outage. As a result, business processes can be unnecessarily interrupted, valuable recovery time may be lost, and revenues and customer satisfaction can be lost due to confusion and lack of information on responsibilities in the event of a disaster. Business continuity is highly dependent on the uninterrupted flow of information, t both i nternally a nd a xternally. P rotection f rom u nexpected I oss o r d isruption of information processing resources and business functions is a vital issue. The threats to business continuity include both natural disasters such as floods, fires, and storms and intentional sabotage by hackers or computer viruses. Management should develop and document a formal City -wide business continuity plan that provides for the recovery of data server and network operations, prevention of disruptions, and recovery of all critical business functions. The plan should include cost estimates and detailed instructions for recovery. Corrective Action The City has not developed a business continuity plan. Management does not believe this recommendation is practical to implement at this time. I 1 76 Management Comments February 25, 2003 Sk City of Edgewater, Florida Page Four B. Current Year Recommendations 1. Financial Condition Assessment The City continued to have some unfavorable ratios when the Auditor General financial condition assessment procedures were applied. The City's ratio of unreserved general fund balance to operating expenditures of the general fund for 2002 is less than 7 %. In addition, the City's general fund cash and investments balances in relation to expenditures also continues to be low. We did note that there was an excess of revenues over expenditures of $32,060 in the General Fund for 2002 compared to large deficits of revenues over expenditures in the past two prior years. This is a favorable trend that the City should continue. The City Council did increase the property tax millage rate for fiscal year ending September 30, 2003, which should have a favorable impact on the financial condition of the City. Recommendation We recommend the City set some goals to increase the ratio of unreserved general fund balance to general fund operating expenditures to at least 10 -20 %. By doing this the other ratio of cash to expenditures will automatically increase. im 2. Water and Sewer Revenue Bond Coverage The City is in compliance with the water and but as noted in prior year comments, this years. Actually, there was a slight increa Waterway Park special assessments being probably go back down in 2003 since assessments will be collected over ten years. sewer bond coverage requirements, coverage has decreased from prior se coverage in 2002 due to some paid in full. However, coverage will remaining Waterway Park special Recommendation Since the City issued subordinate water and sewer debt in 2002, their debt service requirements will increase in 2003. We recommend the City monitor the coverage ratios including the new debt to ensure continued compliance with covenants. 3. Investment Policy The City's investment policy was revised in Florida Statutes, however, the City did requirements until after September 30, 2002. Recommendation 2002 to comply with Section 218.415, not meet the continuing education We recommend the City make sure they get at least 8 hours per year of continuing education. 11 77 a m Management Comments City of Edgewater, Florida aw February 25, 2003 Page Five 4. Excess Expenditures Over Appropriations ii. Actual expenditures exceeded appropriations in the following funds: Special Law Enforcement Trust Special Revenue Fund, $789; Recreation Impact Fees Special `.. Revenue Fund, $4065; and the Capital Projects Fund $4,967,147. All of the above funds had revenue and funds available to cover the expenditures. Recommendation I. We recommend the City amend the budget during the year so that expenditures do not exceed appropriations. C. Comments Required by the Rules of the Auditor General 1K 1. The financial report filed with the Department of Banking and Finance pursuant to Section 218.32(1)(b), Florida Statutes, is in agreement in all material respects with the annual financial audit report for the same period. 2. The City is not, or during the fiscal year was not, in a state of financial emergency as a consequence of conditions described in Section 218.503(1) Florida Statutes. 3. The City of Edgewater, Florida, has complied with Section 218.415, Florida Statutes, regarding the investment of public funds, except as noted above. 4. As required by the Rules of the Auditor General Section 10.554(g)(6)c and 10.556(8), we applied financial condition assessment procedures. iJ 1 78 1 J t This page intentionally left blank. 1 1 1 I 1