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FY 2003 CAFRCITY OF EDGE WA TER, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2003 City of Edgewater, Florida COMPREHENSIVE ANNUAL FINANCIAL REPORT For The Year Ended September 30, 2003 Prepared by: Finance Department fl 1 �7 i J This page intentionally left blank. r Ll 1 INTRODUCTORY SECTION 1 t 1 0 This page intentionally left blank. d 1 1 L L n M i r CITY OF EDGEWATER COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS Year Ended September 30, 2003 L Page Introductory Section: Table of Contents Letter of Transmittal iii -viii GFOA Certificate of Achievement ix List of Principal Officials x Organizational Chart xi Financial Section: Independent Auditor's Report 1-2 Management's Discussion and Analysis 3 -13 Basic Financial Statements: Government -Wide Financial Statements: Statement of Net Assets 14 Statement of Activities 15 Fund Financial Statements: Balance Sheet - Governmental Funds • 16 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds 17 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities 18 Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - General Fund 19 Statement of Net Assets - Proprietary Funds 20 -21 Statement of Revenues, Expenses and Changes in Fund Net Assets - Proprietary Funds 22 Statement of Cash Flows - Proprietary Funds 23 -24 Statement of Fiduciary Net Assets - Fiduciary Funds 25 Statement of Changes in Fiduciary Net Assets - Fiduciary Funds 26 Notes to Financial Statements 27-58 Combining and Individual Fund Statements and Schedules: Major Governmental Fund: Schedule of Revenues and Expenditures and Changes in Fund Balance - Budget and Actual: Debt Service Fund 59 L CITY OF EDGEWATER COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS - Continued Year Ended September 30, 2003 IV. Other Reports: Report on Compliance and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed 92 -93 in Accordance With Government Auditing Standards Management Comments 94 -97 we W r S .s r .Mi fi R i Page II. Financial Section - Continued: Nonmajor Governmental Funds: Combining Balance Sheet - Nonmajor Governmental Funds 60 -61 Combining Statement of Revenues, Expenditures and Changes In Fund Balances - Nonmajor Governmental Funds 62 -63 Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: Special Revenue Funds 64 -67 Capital Project Fund 68 Nonmajor Proprietary Funds: Combining Statement of Net Assets - Nonmajor Proprietary Funds 69 Combining Statement of Revenues, Expenses and Changes In Fund Net Assets - Nonmajor Proprietary Funds 70 Combining Statement of Cash Flows - Nonmajor Proprietary Funds 71 -72 Fiduciary Funds: Combining Statement of Fiduciary Net Assets 73 Combining Statement of Changes in Fiduciary Net Assets 74 Capital Assets Used in the Operation of Governmental Funds: Schedule by Function and Activity 75 III. Statistical Section: General Governmental Expenditures by Function 76 -77 General Governmental Revenues by Source 78 -79 Property Tax Levies and Collections 80 Assessed and Estimated Actual Value of Taxable Property, Net of Exemptions 81 Property Tax Rates, Direct and Overlapping Governments 82 Special Assessment Collections 83 Computation of Overlapping Debt 84 Demographic Statistics 85 Property Value, Construction, and Bank Deposits 86 Summary of Ten Largest Single Unit Water Users 87 Principal Taxpayers 88 Miscellaneous Statistical Data 89 -90 Water and Sewer Revenue Bond Coverage 91 IV. Other Reports: Report on Compliance and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed 92 -93 in Accordance With Government Auditing Standards Management Comments 94 -97 we W r S .s r .Mi fi R i e THE CITY OF EDGE WATER POST OFFICE BOX 100 - EDGEWATER, FLORIDA 32132 -0100 April 22, 2004 Honorable Mayor and Members Of the City Council City of Edgewater, Florida The Comprehensive Annual Financial Report (CAFR) of the City of Edgewater, Florida, hereinafter referred to as "the City ", for the fiscal year ended September 30, 2003, is submitted herewith pursuant to Chapter 10.500 of the Rules of the Auditor General of the State of Florida. Responsibility for both the accuracy of the data, and the completeness and fairness of the presentation, including all disclosures, rests with the City. To the best of our knowledge and belief, the enclosed data are accurate in all material respects and are reported in a manner designed to present fairly the financial position and results of operations of the various funds and account groups of the City. All disclosures necessary to enable the reader to gain an understanding of the City's financial activities have been included. The comprehensive annual financial report is presented in four sections: • Introductory • Financial • Statistical • Other Reports The introductory section includes this transmittal letter, the City's organizational chart and a list of principal officials. The financial section includes the general - purpose financial statements and the combining and individual fund and account group financial statements and schedules, as well as the independent auditor's report on the financial statements and schedules. The statistical section includes selected financial and demographic information, generally presented on a multi -year basis. The other reports section includes various reports and schedules. The City has adopted implementation of Governmental Accounting Standards Board Statement No. 34 (GASB 34) , Basic Financial Statements and Management Discussion and Analysis for State and Local Governments in reporting financial activity for the fiscal year ended September 30, 2003. The new reporting model in accordance with GASB represents a substantial change in the way governmental financial reporting has traditionally been prepared and presented. The most notable change required by GASB 34 is: (1) the inclusion of Management's Discussion and Analysis, which is an additional required element of the financial statements, (2) requirement to report infrastructure assets, (3) requirement to report governmental funds on the economic resources measurement focus, (4) requirement to report government -wide financial statements, and (5) a switch in focus towards major funds and away from fund reporting. The objective of the GASB 34 in providing emphasis on government -wide and major fund presentations is to enhance and demonstrate total fiscal and operational accountability. Other objectives of the new reporting model places an emphasis on the •" usefulness of external financial reports of state and local governments to the citizens, creditors, investors, legislative and oversight bodies. a Honorable Mayor and Members of the City Council Page 2 of 6 This report includes all funds and account groups of the City. The City provides a full range of services. A summary of municipal services include police and fire protection; water, sewer and reclaimed water services; sanitation services; stormwater management; the construction and maintenance of local highways and streets; planning, building and development activities; recreational activities; administrative services and cultural events. In addition to general government activities, the City Council has financial - accountability and oversight of the Police Officers', Firefighters', and the General Employees' Retirement Systems; therefore, these activities are included in the reporting entity. ECONOMIC CONDITION AND OUTLOOK The City is located in southeast Volusia County, east of I -95 and south of New Smyrna Beach, to Ariel Road, along the Indian River and two miles west of the Atlantic Ocean. The City is within the economic zone of Central Florida, which roughly follows Interstate 4 from Tampa to Daytona Beach through Orlando to the communities along the Atlantic coast in Volusia County. e I Edgewater has experienced a moderate and increasing rate of growth in the last five years. Edgewater's population during that period increased from 18,077 to 20,088, an 11.12% increase for the five -year. The City's single - family residential growth rate remains strong. Economic factors and residential development interest within the City indicate these trends will continue to rise. Last year the City issued 278 single - family residential home permits, a 23% increase over the previous year. Coronado Paint, residential home construction, boat building (Boston Whaler, Edgewater Power Boats, R. J. Dougherty Associates, Inc, Porta Products), ParkTowne Industrial Center and other light manufacturing provide employment opportunities within the City. NASA and related supporting enterprises at Cape Canaveral also provide further employment opportunities. Many of the City's residents commute to Daytona Beach, Deland and Orlando for business employment as well. The community currently has a 5.1% unemployment rate, below the state average of 5.3 %. During the past five years, property taxable assessment values have increased 33.63 %. As the economy t grows, we expect the recent growth trends experienced by the City to increase. The City continues ri exploring several options to increase economic growth within the City and improve economic development within southeast Volusia County. Toward this goal, the City's Economic Development Board is continuing its emphasis on result- orientated initiatives. The City continues to develop many partnerships between various economic development agencies and local businesses. The City's economic growth initiative intensified with the purchase and development of the ParkTowne Industrial Center. Growth within the Park remains strong with the addition of Chipmunk Hardwood, Viking Industries and NIT holdings. The on going development of the property will spur non - residential economic growth for the City and stimulate additional economic benefits for the Park Avenue corridor. The Daytona Beach Community College, which has a campus adjacent to the project site, may assist in attracting new jobs through the creation of a marine industry technology center on a portion of the project site. The economic condition and outlook for the City is strong. The major initiative towards economic "r development, such as ParkTowne is shifting the tax burden from primarily residential to a combination of commercial and residential. This approach has created an atmosphere within Southeast Volusia County that is desirable to live and work. f t iv r k Honorable Mayor and Members of the City Council Page 3 of 6 MAJOR INITIATIVES For the Year The City is continuing the- development of the $1.6 million Hawks Park Recreational Facility. Phase H of the project is nearly complete and includes four lighted ball fields, nature trails and an outdoor amphitheater. Additional improvements will include a soccer complex and supporting facilities. Construction of Hawks Park is supplemented by utilizing grants from FRDAP and Volusia County t ECHO totaling $648,500. ParkTowne Center continues to expand and the City is installing additional infrastructure to accommodate more indw trial development. The Stormwater Management Master Plan for the City of Edgewater is progressing and the City has secured a $105,000 cost sharing grant from the St. Johns River Management District to aid in completing the current phase. The roadway widening and utilities upgrade project of S.R. 442 has been completed allowing the growing traffic to flow smoother through the area.. The City has installed a water distribution system for Hazelwood River Road providing service toy 45 parcels. For the Future 60 Leisure Services continues to plan for the redevelopment of Kennedy Park east of Riverside Drive /City Hall complex. The plan will include an expanded landscaped site that will benefit boaters and the sport fishing public of the area. The redevelopment is planned to begin by 2004/2005. Additional improvement :3 scheduled throughout the City include replacement of the Rotary Park playground, arboretum for plant enthusiast and beautification and landscape themes along S.R. 442 and U.S.1 The City is installing water and sewer infrastructure ($2.1 million) to facilitate development in the western area of the City at the I- 95 /S.R. 442 interchange and along old Mission Road and Park Avenue. Additionally, the City is renewing its Consumptive Use Permit to add four potable water production wells from the St. Johns River Water Management District to ensure adequate water supply through the 2020 planning horizon. The City has joined the Water Authority of Volusia to develop an alternate sow-ce of potable water and conserve the existing aquifer source of potable 1 water. The City is planning for a November 2004 referendum initiative for the purchase of a new City Hall complex and Public Safety facility for the Police and Fire departments. Plans include the demolition of the existing City Hall complex with site conversion and integration into the redevelopment of Kennedy Park. E The Police Department hi actively pursing grant funding to a full -time "Crime Prevention Officer" position. Efforts are further being made to reduce crime through youth mentoring, placing an officer in local schools full -time, expanding Crime Watch, and seeking greater Citizen participation in local Law Enforcement issues. The Police Marine unit is expanding its activities in the areas of Public safety,• and enforcement. The Fire Department has entered into and Interlocal Closest -Unit Response Agreement with six (6) other municipalities on the East Coast of Volusia County. The Agreement assures for the coordination of the closest unit to respond no matter which City the emergency occurs in. It also allows for the sharing of ether resources and the requirement for enhanced joint multi jurisdictional and multi - company train ngs. The City has adopted a closest -unit response agreement with Volusia County. The Department also plans to purchase a patient- transport capable apparatus. Once the apparatus is obtained, the Department can work towards an agreement that will allow the City to transport unstable patients if by chance the ambulance is unable to respond in an adequate time. 5 Honorable Mayor and Members of the City Council Page 4 of 6 of Department Focus The Police Department has experienced another year of low crime rates. Detectives made a significant number of arrests and clearances throughout the year resulting in higher incarceration times for those responsible. The Department has expanded its traffic enforcement capabilities by adding two (2) Motorcycle Officers and aggressively pursing local offenders. Neighborhood traffic issues continue to be a prime concern though both accidents and traffic fatalities are down this year. W The Fire/Rescue Department continues to provide superior Advanced Life Support (ALS) and Emergency Medical Services (EMS) with 2,198 requests for assistance during 2003. The request go for assistance has increased by 100 incidences or 4.76% since 2002 and is projected to increase as the City continues to expand through development and annexations. The City maintained its average response time to of 4 minutes or less to the majority of incidents. The majority of the incidents were go emergency medical treatment request with many requiring the need for Advanced Life Support Emergency Medical Treatment. In addition to the emergency and non - emergency incidents, Fire/Rescue personnel continued to provide various other services that include blood pressure screenings, CPR/First Aid training, disaster preparedness, Community Emergency Response Team (CERT) training and immunizations to City employees and the community. Additionally, the Department continues to assist with the expansion of the only Regional Communication Center within Volusia County. The computer program associated with the system gives the dispatchers and emergency responders critical information for facilities within our area. The Leisure Services Department was responsible for a variety of activities such as maintaining City parks, roadway medians and organizing soccer and baseball activities for Edgewater's youth. These activities allow many children the opportunity to participate in a variety of sports they may not otherwise have an opportunity to do so. In addition, Leisure Services personnel assisted in the completion of the new department offices and the first City Historical Museum located at the Hawks Park Recreational Complex. FINANCIAL INFORMATION City management is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft or misuse and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable assurance that these objectives are met. The concept of reasonable assurance recognizes that: (1) the cost of control should not exceed the benefits likely to be derived; (2) the valuation of costs and benefits requires estimates and judgments by management. During previous years, the City implemented investment policies in response to national events, improved internal control measures over cash and investments, and increased legislative review. Budgeting Controls In addition to the internal financial function, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City Council. The City Manager has the authority to exercise legal budgetary control at the fund level and has the authority to adjust the various fund budgets. The adopted annual operating budgets consist of. (1) the general fund; (2) the water and sewer fund; +.r Vi so as Honorable Mayor and Members of the City Council Page 5 of 6 (3) the refuse fund; and (4) stormwater management fund. The City maintains an encumbrance accounting system as one technique of accomplishing budgetary control. Encumbrance amounts lapse at year -end, however, encumbrances generally are either absorbed or appropriated as part of the following year's budget. �. Cash Management Residual cash held during the year was invested primarily with the State Board of Administration. Risk Management The City of Edgewater contracts for all known risk elements through the purchase of insurance from outside insurance companies. These policies carry low retentions with limits averaging $1,000,000 per risk insured. As a government entity, Florida's sovereign immunity statutes protect the City. Under Florida Statutes, liability claims in excess of $100,000 per person or $200,000 per occurrence require that a claim bill be passed by the Florida legislature before judgment can be collected. The City contracts for its worker's compensation exposure through the Preferred Governmental Insurance Trust. The loss experience has been excellent over the previous two years and so the City elected to change to first dollar coverage beginning in October 1, 1997. A medical health and dental plan, as well as an employee assistance program (EAP), are provided to all full time employees. The medical plan provides for two options of coverage under either a Preferred Physician Organization (PPO) or Health Maintenance Organization (HMO) option. OTHER INFORMATION Independent Audit Florida Statute requires an annual audit by an independent certified public accountants. The accounting firm of McDirmit Davis Puckett was selected by the City Council. The audit is designed to meet the requirements set forth in State and Federal Statutes. The report of independent certified public accountants on the general - purpose financial statements and combining and individual fund rr statements and schedules is included in the financial section of this report. Awards The Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Edgewater for its comprehensive annual financial report (CAFR) for the fiscal year ended September 30, 2002. The Certificate of Achievement is a prestigious national award - recognizing conformance with the highest standards for preparation of a state and local government financial reports. k' In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report, whose contents conform to program standards. The CAFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City of Edgewater has received a Certificate of Achievement for the last eighteen consecutive years. We believe our current report continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA. Vii Honorable Mayor and Members of the City Council Page 6 of 6 r Acknowledgments The preparation of the comprehensive annual financial report on a timely basis was made possible by the dedicated service of the entire staff of the Finance Department. Each member of the department has our sincere appreciation for the contributions made in the preparation of this report. In closing, we would also like to thank the Edgewater City Council for their direction, interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. / r Kenneth R. Hooper Jon C. Williams City Manager Finance Director I Viii i �r Certificate of � Achievement � for Excellence in Financial Reporting Presented to City of Edgewater, Florida For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2002 A Certificate of Achievement for Excellence in Financial I Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. P NGE OFp „/ E STATE' ' L �( uxlt[DSTA>FS AND D President � CDRPDRATION `� �NICA�� Executive Director I ix CITY OF EDGEWATER, FLORIDA LIST OF PRINCIPAL OFFICIALS Year Ended September 30, 2003 MAYOR Donald A. Schmidt CITY COUNCIL James P. Brown - District 1 Dennis A. Vincenzi - District 2 Harriet E. Rhodes - District 3 Judith R. Lichter - District 4 CITY MANAGER Kenneth Hooper CITY ATTORNEY Foley and Lardner CITY CLERK Susan J. Wadsworth FINANCE DIRECTOR Jon C. Williams x CITY OF EDGEWA TER 1 r OR GANIZA TIONAL CHAR T I xi This page intentionally left blank. A 1 1 11 1 J 1 t 11 t I FINANCIAL SECTION 1 i This page intentionally left blank. F MCDIRMIT DAMS PUCKETT t t t INDEPENDENT AUDITOR'S REPORT Honorable Mayor and City Commission City of Edgewater, Florida Edgewater, Florida We have audited the accompanying financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Edgewater, Florida, as of and for the year ended September 30, 2003, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Edgewater, Florida, as of September 30, 2003, and the respective changes in financial position and cash flows, where applicable, thereof and the respective budgetary comparison for the general fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. �F MCDIRMIT DAVIS PUCKETT & COMPANY, L,L,C CER'FI FI ED PUBLIC ACCOUNTANTS AND ADVISORS 605 E. ROBINSON STREET, SUITE 635 ° ORLANDO, FLORIDA 32801 TELEPHONE 407- 843 -5406 - FAX 407 -649 -9339 ° EMAIL: INFO@MDPCPA.CO!vi I MFMHERS: PRIVATE. COMPANIES PRACTICE. SECTION • AMERICA\ INSTITUTF OF CERTIFIED PUHEIC ACCOUNTANT - S • FLORIDA I \STITU'rt OF CERTIFIFD PUI31_IC ACCOUNTANTS 1 1 J As described in Note 1, the City has implemented a new financial reporting model as required by the provisions of GASB Statement No. 34, Basic Financial Statements - and Management's Discussion and Analysis — for State and Local Governments, as of October 1, 2002. i In accordance with Government Auditing Standards, we have also issued a report dated January 27, 2004 on our consideration of the City of Edgewater, Florida's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, 10 1 contracts and grants. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. J The Management's Discussion and Analysis on pages 3 through 13 is not a required part of the basic financial statements but is supplemental information required by the Governmental Auditing Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplemental information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the City of Edgewater's basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and the statistical section have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. i 91l�tmiL �4�, uc t McDIRMIT DAVIS PUCKETT & COMPANY, LLC January 27, 2004 MANAGEMENT'S DISCUSSION AND ANALYSIS As management of the City of Edgewater, Florida we offer readers of the City of Edgewater's financial statements this narrative overview and analysis of the financial activities of the City of Edgewater for the fiscal year ended September 30, 2003. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal. Financial Highlights • The assets of the City of Edgewater exceeded its liabilities at the close of the most recent fiscal year by $44,992,450 (net assets). Of this amount, $15,858,660 (unrestricted net assets) may be used to meet the government's ongoing obligations to citizens and creditors. • The government's total net assets decreased by $760,574. • As of the close of the current fiscal year, the City of Edgewater's governmental funds reported combined ending fund balances of $2;952,447, a decrease of $217,697 in comparison with the prior year. Most of this total amount is available for spending at the government's discretion (unreserved fund balance). • At the end of the current fiscal year, unreserved fund balance for the general fund was $767,790, or 7.9% of total general fund expenditures. Overview of the Financial Statements This discussion and analysis are intended to serve as an introduction to the City of Edgewater's (the City) basic financial statements. The City's basic financial statements comprise three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -Wide Financial Statements The government -wide financial statements are designed to provide readers with a broad overview of the City of Edgewater's finances, in a manner similar to a private- sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). Cl MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Both of the government -wide financial statements distinguish functions of the City of Edgewater that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City of Edgewater include general government, public safety, transportation /public works and leisure services. The business -type activities of the City of Edgewater include water and sewer, refuse collection, stormwater management, development fees and renewal and replacement. The government -wide financial statements include only the City of Edgewater itself (known as the primary government). The City of Edgewater has no component units. The government -wide financial statements can be found on pages 14 - 15 of this report. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Edgewater, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance - related legal requirements. All of the funds of the City of Edgewater can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental Funds - Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financing requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the government's near -term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Edgewater maintains seven individual governmental funds. Information is presented ' separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, and the debt service fund, both of which are considered to be major funds. Data from the other five governmental funds .� are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City of Edgewater adopts an annual appropriated budget for all of its governmental funds. Budgetary comparison statements have been provided for the General Fund to demonstrate compliance with this budget at page 19. Budgetary comparison schedules have been provided for the Debt Service Fund and the nonmajor funds at pages 59 and 64 - 68. M M MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED M The basic governmental fund financial statements can be found on pages 16 -19 of this report. Proprietary funds. The City of Edgewater maintains one type of proprietary fund. Enterprise funds are used to report the same functions presented as business -type activities in the government -wide financial statements. The City of Edgewater uses enterprise funds to account for water and sewer, refuse collection, stormwater management, development fees and renewal and replacement. Proprietary funds provide the same type of information as the government -wide financial r " statements, only in more detail. The proprietary fund financial statements provide separate information for water and sewer, refuse collection and stormwater management, which are all considered to be major funds. Data for the other 2 proprietary funds are combined into a single aggregated presentation. Individual fund data for each of these nonmajor proprietary funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements can be found on pages 20 - 24 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statements because the resources of those funds are not available to support the City of Edgewater's own programs. The accounting used for fiduciary funds is much like that used for the proprietary funds. The basic fiduciary fund financial statements can be found on pages 25 - 26 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government -wide and fund financial statements. The notes to financial statements can be found on pages 27 - 58 of this report. Other information. The combining statements referred to earlier in connection with nonmajor governmental and proprietary funds are presented immediately following the Notes to Financial Statements. Combining and individual fund statements and schedules can be found on pages 60 - 74 of this report. Government -Wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Edgewater, assets exceeded liabilities by $44,992,450 at the close of the most recent fiscal year. The following table reflects the condensed statement of net assets for the current year. Comparison to the prior year is not presented, as 2003 is the implementation year for GASB Statement #34. For more detail see the Statement of Net Assets on page 14. 1 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED City of Edgewater Stat of Net Assets Forty -three percent (43 %) of the City's net assets reflects its investment in capital assets (e.g., land, buildings, improvements, infrastructure and equipment) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Edgewater's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City of Edgewater's net assets (22 %) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($15,858,660) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Edgewater is able to report positive balances in all categories of net assets. The City's net assets decreased by $760,574 during the current fiscal year. This decrease was primarily due to increase in expenses, as detailed below. The following table reflects the condensed Statement of Activities for the current year. Comparison to the prior year is not presented, as 2003 is the implementation year for GASB Statement #34. For more detail see the Statement of Activities on page 15. 0 Governmental Business Type Activities Activities Total 2003 2003 2003 Current and other assets $ 7,291,026 $21,917,794 $29,208,820 Capital assets 18,393,432 48,733,463 67,126,895 Total assets 25,684,458 70,651,257 96,335,715 Current liabilities 394,257 276,183 670,440 Long -term liabilities outstanding 13,239,919 35,893,957 49,133,876 Other liabilities 560,386 978,563 1,538,949 Total liabilities 14,194,562 37,148,703 51,343,265 Net assets: Invested in capital assets, net of related debt 6,010,568 13,185,840 19,196,408 Restricted 5,309,445 4,627,937 9,937,382 Unrestricted 169,883 15,688,777 15,858,660 Total net assets $11,489,896 $33,5Q2,554 $44,992,450 Forty -three percent (43 %) of the City's net assets reflects its investment in capital assets (e.g., land, buildings, improvements, infrastructure and equipment) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Edgewater's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City of Edgewater's net assets (22 %) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($15,858,660) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Edgewater is able to report positive balances in all categories of net assets. The City's net assets decreased by $760,574 during the current fiscal year. This decrease was primarily due to increase in expenses, as detailed below. The following table reflects the condensed Statement of Activities for the current year. Comparison to the prior year is not presented, as 2003 is the implementation year for GASB Statement #34. For more detail see the Statement of Activities on page 15. 0 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED City of Edgewater Changes in Net Assets Governmental Business Type Activities Activities Total 2003 2003 2003 Revenues: Program revenues - Charges for services Operating grants and contributions Capital grants and contributions General revenues - Property taxes Franchise and utility taxes Intergovernmental Investment income and Miscellaneous Total revenues Expenses: General government Public safety Transportation /public works Leisure services Interest on long -term debt Water and sewer Refuse collection Stormwater management Development fees Renewal and replacement Total expenses Increase (Decrease) in Net Assets Before Transfers Transfers Increase (Decrease) in Net Assets Net Assets - Beginning Net Assets - Ending $ 1,259,220 $ 7,370,234 $ 8,629,454 401,116 - 401,116 192,861 3,047,057 3,239,918 3,403,304 - 3,403,304 2,555,819 - 2,555,819 1,627,439 - 1,627,439 298,967 661,124 960,091 9,738,726 11,078,415 20,817,141 2,478,672 - 2,478,672 5,670,853 - 5,670,853 2,765,177 - 2,765,177 1,573,582 - 1,573,582 356,159 - 356,159 - 6,253,322 6,253,322 - 1,565,664 1,565,664 - 882,456 8,824,456 - 31,180 31,180 - 650 650 12,844,443 8,733,272 21,577,715 (3,105,717) 2,345,143 (760,574) 751,758 (751,758 - (2,353,959) 1,593,385 (760,574) 13,843,855 31,909,169 45,753,024 11,489,896 533,502,554 $ 44 992,450 7 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED � Governmental activities - Governmental activities decreased the City of Edgewater's net assets by $3,105,717. Key elements of this decrease are as follows: • Property taxes increased by almost $700,000 (25 %) during the year. W� • Expenses for transportation /public works increased primarily because the City transferred water and sewer and stormwater improvements totaling $1,878,287 from the FIND project which were originally included in construction in progress for governmental activities. • Because of implementation of GASB 34 in 2003, expenses include $1,025,575 of QW deprecation allocated to the proper function. Business -type activities - Business -type activities increased the City of Edgewater's net assets ' by $2,345,143. Key elements of this increase are as follows: • Charges for services for business -type activities increased by 10 %, primarily due to increase in demand. • As mentioned above, water and .sewer and stormwater improvements totaling $1,878,287 w were contributed to business -type activities from governmental activities for FIND project. • The renewal and replacement fund received a $202,000 grant from the St. John's River Water Management District for construction of a ground storage tank for excess reclaimed water. I � u I I 51 rr MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Expenses and Program Revenues - Governmental Activities $5,670,853 Revenues by Source - Governmental Activities r I n Intergovernment ■ Program revenues ❑ Investment income & miscellaneous ❑ Other taxes ® Property taxes Intergovernment a Property taxi 35% Othertaxes 26% ft 9 Program revenues 19% ment income & scellaneous 3% General government Public safety Transportation/Public works Leisure services Interest on long -term debt ® Expenses ■ Program revenues MANAGEMENT'S DISCUSSION AND ANALYSIS — CONTINUED Expenses and Program Revenues - Business -Type Activities Revenues by Source - Business -Type Activities M Investment income & miscellaneous 17 Charges for Services 17 Capital Grants and Contributions Capital Grants and Contrib 28% x Services i% 10 Water and sewer Refuse collection Stonnwater Management Development Fees Renewal and Replace I N Expenses ■Program Revenue Investment income & miscellaneous 6% +■ MANAGEMENT'S DISCUSSION AND ANALYSIS — CONTINUED M Financial Analysis of the Government's Funds to As noted earlier, the City of Edgewater used fund accounting to ensure and demonstrate compliance with finance - related requirements. Governmental Funds - The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Edgewater's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Edgewater's governmental funds reported it combined ending fund balances of $2,952,447, a decrease of $217,697 in comparison with the prior year. Approximately 80% of this amount ($2,379,116) constitutes unreserved fund balance, which is available for spending at the City's discretion. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has already been committed to (1) pay debt service ($554,472) or (2) for other purposes ($15,859). The general fund is the chief operating fund of the City of Edgewater. At the end of the current fiscal year, unreserved fund balance of the general fund was $767,790, while total fund balance was $783,649. As a measure of the general fund's liquidity, it may useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 7.9 percent of total general fund expenditures, while total fund balance represents 8.1 percent of that same amount. +� The fund balance of the general fund increased by $35,620 during the current fiscal year. Proprietary Funds - The City Edgewater's proprietary funds provide the same type of it information found in the government -wide financial statements, but in more detail. Unrestricted net assets of the Proprietary Funds at the year end amounted to $15,688,777. The total growth in net assets for these funds was $1,593,385. Other factors concerning the finances of these two funds have already been addressed in the discussion of the City of Edgewater's business -type activities. General Fund Budgetary Highlights There were no differences between the original budget and the final amended budget. During the year, actual revenues were $588,316 less than budgeted revenue and actual expenditures were $450,250 less than budgeted expenditures. However, actual expenditures did exceed budgeted expenditures in the following functions: general government and public safety. Because revenues were less than anticipated, the City was only able to add $35,620 to fund balance rather than $410,298 budgeted. to ft 11 MANAGEMENT'S DISCUSSION AND ANALYSIS — CONTINUED •w Capital Asset and Debt Administration am Capita! Assets - The City of Edgewater's investment in capital assets for its governmental am activities as of September 30, 2003, amounts to $67,126,895 net of accumulated depreciation). This investment in capital assets includes land, buildings, improvements, machinery and equipment and infrastructure. The total decrease in the City's investment in capital assets for the current fiscal year was 1%. Major capital asset events during the current fiscal year included the following: • Capital improvements to roads drainage and water and sewer lines were completed for FIND Phase I. The improvements were recorded as either governmental activities or business -type activities capital assets, except for land held for resale totaling $618,580 was recorded in the general fund. • The reclaimed water facility costing $2,309,129 was completed. o • The City purchased Terra Mar Utilities consisting of water supply, treatment and distribution system and a sewage collection, treatment and disposal system. Total cost amounted to $750,000. VOW City of Edgewater Capital Assets (Net of Depreciation) Additional information on the City of Edgewater's capital assets can be found in Note 6 on pages 41 - 42 of this report. OW, 12 Governmental Business Type Activities Activities Total 2003 2003 2003 Land $ 3,779,436 $ 676,827 $ 4,456,263 Buildings 2,894,093 15,068,149 17,962,242 Improvements 9,375,323 30,806,397 40,181,720 Machinery and equipment 851,622 1,094,150 1,945,772 Infrastructure 609,823 - 609,823 Construction in progress 883,135 1,087,940 1,971,075 Total 818,393,432 $48,733,463 $67,126,895 Additional information on the City of Edgewater's capital assets can be found in Note 6 on pages 41 - 42 of this report. OW, 12 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Long -Term Debt - At the end of the current fiscal year, the City of Edgewater had total debt outstanding of $48,050,195. This debt includes bonds payable, notes payable and the state revolving loan. Additional information on long -term debt can be found in Note 7 on pages 43 - 50 of this report. City of Edgewater Long -Term Debt Governmental Business Type Activities Activities Total 2003 2003 2003 Bonds payable $ - $11,940,000 $11,940,000 Notes payable 12,382,864 7,922,467 20,305,331 State revolving loan - 15,804,864 15,804,864 $12,382,864 $35,667,331 $48,050,195 The City of Edgewater's total debt decreased by $2,258,069 (4.5 percent) during the current fiscal year. This is net of the following increases: • City signed a $600,000 notes payable to Terra Mar Utilities for acquisition discussed above. • Additions to the FIND note payable amounted to $104,630. Next Year's Budget and Rates During the current fiscal year, the unreserved fund balance in the General Fund increased to $767,790. The City has not appropriated any of this amount for spending in the 2004 fiscal year budget since the plan is to increase the unreserved fund balance so that it at least 10 -20% of general fund operating expenditures. Requests for Information This financial report is designed to provide a general overview of the City of Edgewater's finances for all those with an interest in the government's finances. Questions concerning any of the information should be addressed to the office of the Finance Director, City of Edgewater, P.O. Box 100, Edgewater, Florida 32132 -0100. +w 1 13 This page intentionally left blank. am rr� rw rwr k 6 M► rie rre rre rrw awe OW g lib' i� 1 [i F, 1 BASIC FINANCIAL STATEMENTS 1 1 1 This page intentionally left blank. 1 CITY OF EDGEWATER, FLORIDA STATEMENT OF NET ASSETS September 30, 2003 Assets: Cash and cash equivalents Receivables, net Inventories and prepaid costs Due from other governments Internal balances Restricted assets: Cash and cash equivalents Investments Special assessments receivable Bond issuance costs Land held for resale Investment in joint venture Capital assets not being depreciated Capital assets being depreciated, net of accumulated depreciation Total Assets Liabilities: Accounts payable and other current liabilities Due to other governments Unearned revenue Liabilities payable from restricted assets Noncurrent liabilities: Due within one year Due in more than one year Total Liabilities Primary Government Governmental Business -type Activities Activites Total $ 2,998,133 $ 4,608,020 $ 7,606,153 16,782 891,394 908,176 15,859 58,168 74,027 76,455 - 76,455 275,167 (275,167) - - 4,566,380 4,566,380 - 1,126,107 1,126,107 3,140,647 10,636,412 13,777,059 - 306,480 306,480 524,694 - 524,694 243,289 - 243,289 4,662,571 1,764,767 6,427,338 13,730,861 46,968,696 60,699,557' 14 25,684,458 70,651,257 96,335,715 380,302 276,183 656,485 13,955 - 13,955 560,386 - 560,386 - 2,614,202 2,614,202 1,509,154 917,557 2,426,711 11,730,765 33,340,761 45,071,526 14,194,562 37,148,703 51,343,265 Net Assets: Invested in capital assets, net of related debt 6,010,568 13,185,840 19,196,408 Restricted for: Capital projects 1,257,012 - 1,257,012 Debt service 3,698,119 1,126,107 4,824,226 Other purposes 354,314 3,501,830 3,856,144 Unrestricted 169,883 15,688,777 15,858,660 f Total Net Assets $ 11,489,896 $ 33,502,554 $ 44,992,450 The accompanying Notes to Financial Statements are an integral part of these statements. 14 1 This page intentionally left blank. Ij L t t 0 J LL D w F > Q W C� LU LL 0 H U m M C) C) N O M N O Q N C ui (a N O LL w O H C 7 N a) E m d Q C 2 Z >O W w y C O X E m W = d U a � Z C to a) d C ►. w � Q N a) C d a1 Q' N � C C O m 7 U m C 'C (� O U N rA = O C 7 CL ` alnl .Q y C O C7 O U L- 0 N N d a) V O) t N U to d N C d Q X W N 00 (O 0 (O 0 0 0 0 0 r Vi 00 0 N O O CO M O c m N O �- .- �O E9 69 ;:, N iz O F (O 0 0 0 0 O V I� ,:I' 00 C N O CO M O O - It I- O 0 M M O M M 0 N O - Z v 0 EF3 v 000 d' ' � � � 't 000 N N 0 O 0 EH 0 i 0 r r O O v 69 r CO t N ' O 0 � M � N (DOOO 0 h M - M O -MCD N 6 N M I- N 0 M Il O � 00 O 'cY (D 00 - O 00 O O M (D 't 1- h (D 1` O IT It CD h O M 00 N O N - N 69 W (1) O U 3 m a` )) E U) Q D C E > E a) U C C O C C N w O U O O 0) V t6 C > O n` m��o w E o m c c o •- � o a) O 0 c B C fn CL) H a) m •- C Ur o 7 LL 1 4 - 0 r O O N M h M 0 C, O N 0 O — (0 W 0Q I- N C) r O (D M v.- O 'IT N V- a O M O O _O _O M N M 0 M O O c- O - �t O I- I` r O 00 00 v O "t N O m r � � 10 O 0 0 0 0 O co O N� i m co co I t O co N '-t N O N r- - M M r C-C IC) It 0 ' 14 '1 N � O LO A LO I c I d I l i O M N O- N W I` 00 M CD ►a1►�lC: N "I' N O N CD O W O ti �- Colo "t O N M ON M1� N Co 0c0 co ti � —E-3 � 0) A? c _ a) c E C O ` (n E O a) > _ U C1. O > C C a) Q N �' L) 0 0 t5 E (4 O O (6 E _� o n (n (6 0 3 °" f°° 0 ( `m E a) (D F 0 cn r/5 � ~ m 15 69 'IT (C) *,t O 0 � N O M 00 O O r 1- CD M O O M O N 0 0 0 MOO (D t` O 0 O t- M M EA X "1 0 I'- CC) Il_ 0 O O C3 MC0000000 Cl) 00 �t 0 1-0 N 0 00 00 (- O r- 00 _ rl ('•) M 0 O O N 0 O m O It w It O 0 N h 0 M 00 It MNr IOOIN('MI- 69 N 7 O - N N C C w � m X U c (6 cn C T E cn cn a) Z »J 7 cn O O N o) > c cn m c o �.c a) a) N 0 a) U (6 C ' . � X a) E •C (D a) c a) 0 ` c a.0 a) a) a) T c j a) p) C o y (6 a) U a) 7 a) @ L cn U)) CL c 41 O co > C H- U c c 1 z cu LO O CO O ql*' co O h O (0 O M N O O N O � O O 0 V O (D 0 O t` h 0 — M N 00 O li Vt v 69 'IT (C) *,t O 0 � N O M 00 O O r 1- CD M O O M O N 0 0 0 MOO (D t` O 0 O t- M M EA X "1 0 I'- CC) Il_ 0 O O C3 MC0000000 Cl) 00 �t 0 1-0 N 0 00 00 (- O r- 00 _ rl ('•) M 0 O O N 0 O m O It w It O 0 N h 0 M 00 It MNr IOOIN('MI- 69 N 7 O - N N C C w � m X U c (6 cn C T E cn cn a) Z »J 7 cn O O N o) > c cn m c o �.c a) a) N 0 a) U (6 C ' . � X a) E •C (D a) c a) 0 ` c a.0 a) a) a) T c j a) p) C o y (6 a) U a) 7 a) @ L cn U)) CL c 41 O co > C H- U c c 1 z cu This page intentionally left blank. n 1 L , P-� t 1 i N 0 CITY OF EDGEWATER, FLORIDA BALANCE SHEET • GOVERNMENTAL FUNDS September 30, 2003 i� Assets: Cash and cash equivalents Receivables, net Inventories, at cost Due from other governments Due from other funds Prepaid costs Special assessments receivable Land held for resale Total Assets E t Liabilities and Fund Balances: Accounts payable Accrued liabilities Retainage payable Due to other governments Deferred revenue Unearned revenue Deposits Total Liabilities Fund balances: Reserved: Inventories and prepaid costs Debt service Unreserved, reported in: General fund Special revenue funds Capital projects funds Total fund balances Total Liabilities and Fund Balances $ 1,710,027 $ 3,698,119 $ 1,639,591 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources and, therefore are not reported in the funds 18,393,432 Investment in joint venture is not a financial asset and therefore is not reported in the funds 243,289 Other long -term assets are not available to pay for current period expenditures and, therefore, are deferred in the funds 3,140,647 Long -term liabilities are not due and payable in the current period and therefore are not reported in the funds (13,239,919) Net assets of governmental activities $ 11,489,896 r r� The accompanying Notes to Financial Statements are an integral part of these statements. 16 Other Total Debt Governmental Governmental General Service Funds Funds $ 801,070 $ 557,472 $ 1,639,591 $ 2,998,133 16,782 - - 16,782 12,831 - - 12,831 76,455 - - 76,455 275,167 - - 275,167 3,028 - - 3,028 3,140,647 - 3,140,647 524,694 - - 524,694 $ 1,710,027 $ 3,698,119 $ 1,639,591 $ 7,047,737 $ 288,564 $ - 28,265 $ 316,829 55,811 - - 55,811 4,932 - - 4,932 13,955 - - 13,955 - 3,140,647 - 3,140,647 560,386 - - 560,386 2,730 - - 2,730 926,378 3,140,647 28,265 4,095,290 15,859 - - 15,859 - 557,472 - 557,472 767,790 - - 767,790 - - 354,314 354,314 - - 1,257,012 1,257,012 783,649 557,472 1,611,326 2,952,447 $ 1,710,027 $ 3,698,119 $ 1,639,591 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources and, therefore are not reported in the funds 18,393,432 Investment in joint venture is not a financial asset and therefore is not reported in the funds 243,289 Other long -term assets are not available to pay for current period expenditures and, therefore, are deferred in the funds 3,140,647 Long -term liabilities are not due and payable in the current period and therefore are not reported in the funds (13,239,919) Net assets of governmental activities $ 11,489,896 r r� The accompanying Notes to Financial Statements are an integral part of these statements. 16 CITY OF EDGEWATER, FLORIDA 1 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES ' IN FUND BALANCES - GOVERNMENTAL FUNDS For The Year Ended September 30, 2003 Other Total Debt Governmental Governmental General Service Funds Funds ,) Revenues: � Taxes $ 5,959,123 $ - $ - $ 5,959,123 w1 Licenses and permits 445,741 - - 445,741 Intergovernmental revenues 2,221,416 - - 2,221,416 ry Charges for services 112,985 - - 112,985 Fines and forfeitures 184,080 - 9,882 193,962 Impact fees /special assessments 20,701 399,888 223,831 644,420 Investment income 3,616 224,509 26,128 254,253 Miscellaneous 44,714 - - 44,714 Total revenues 8 624,397 259,841 9,876,614 Expenditures: Current: General government 2,033,442 - - 2,033,442 Public safety 5,218,439 - 90,498 5,308,937 Transportation /public works 359,916 - - 359,916 Leisure services 1,532,233 - 77,738 1,609,971 Debt service: Principal retirement 528,471 606,420 - 1,134,891 Interest and fiscal charges 49,214 306,945 - 356,159 Capital outlay: - General government - - 409,383 409,383 Total expenditures 9,721,715 913,365 577,619 11,212,699 Excess (Deficiency) of Revenues Over Expenditures (729,339) (288,968) (317,778) (1,336,085) f Other Financing Sources (Uses) Transfers in 755,000 353,429 - 1,108,429 Transfers out (356,671) - - (356,671) Loan proceeds 104,630 - - 104,630 Sale of land held for resale 262,000 - - 262,000 Net other financing sources (uses) 764,959 353,429 - 1,118,388 Net Change in Fund Balances 35,620 64,461 (317,778) (217,697) Fund Balances - Beginning 748,029 493,011 1,929,104 3,170,144 Fund Balances - Ending $ 783,649 $ 557,472 $ 1,611,326 $ 2,952,447 The accompanying Notes to Financial Statements are an integral part of these statements. 17 i " CITY OF EDGEWATER, FLORIDA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended Sept ember 30, 2003 Amounts reported for the governmental activities in the statement of activities (page 15) are different because: Net change in fund balances - total governmental funds (page 17) $ (217,697) Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. (769,982) 1 The accompanying Notes to Financial Statements are an integral part of these statements 1 18 10 The net effect of various transactions involving capital assets(i.e. sales, trade -ins and transfers to proprietary funds) is to decrease net assets. (1,886,040) The issuance of long -term debt provides current financial resources to governmental funds, while the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long -term debt and related items. 1,030,261 Special assessment revenue reported in the funds in the current year must be eliminated from the statement of activities since revenue was recognized in a prior year. (399,888) ' Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. (110,613) Change in net assets of governmental activities (page 15) $ (2,353,959) 1 The accompanying Notes to Financial Statements are an integral part of these statements 1 18 10 1 1 t 11 1 This page intentionally left blank. so CITY OF EDGEWATER, FLORIDA GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended September 30, 2003 Budgeted Amounts Original Final Actual Amounts Variance With Final Budget Positive (Negative) Revenues: Taxes Licenses and permits Intergovernmental revenues Charges for services i� Fines and forfeitures Impact fees /special assessments Investment income Miscellaneous Total revenues $ 5,773,579 $ 5,773,579 $ 5,959,123 $ 185,544 426,600 426,600 445,741 19,141 2,971,063 2,971,063 2,221,416 (749,647) 135,000 135,000 112,985 (22,015) 96,300 96,300 184,080 87,780 12,000 12,000 20,701 8,701 85,600 85,600 3,616 (81,984) 80,550 80,550 44,714 (35,836) 9,580,692 9,580,692 8,992,376 (588,316) ft Expenditures: is IN The accompanying Notes to Financial Statements are an integral part of these statements. 19 so Current: General government 2,023,853 2,023,853 2,033,442 (9,589) Public safety 5,166,639 5,166,639 5,218,439 (51,800) Transportation /public works 401,377 401,377 359,916 41,461 Leisure services 1,753,375 1,753,375 1,532,233 221,142 Debt service: Principal retirement 766,325 766,325 528,471 237,854 Interest and fiscal charges 60,396 60,396 49,214 11,182 Total expenditures 10,171,965 10,171,965 9,721,715 450,250 Excess (Deficiency) of Revenues Over Expenditures (591,273) (591,273) (729,339) (138,066) Other Financing Sources (Uses) Transfers in 755,000 755,000 755,000 - Transfers out (353,429) (353,429) (356,671) (3,242) Loan proceeds - - 104,630 104,630 Sale of land held for resale 600,000 600,000 262,000 (338,000) Net other financing sources (uses) 1,001,571 1,001,571 764,959 (236,612) Net Change in Fund Balance 410,298 410,298 35,620 (374,678) Fund Balances - Beginning 748,029 748,029 748,029 to Fund Balances - Ending $ 1,158,327 $ 1,158,327 $ 783,649 $ (374,678) is IN The accompanying Notes to Financial Statements are an integral part of these statements. 19 so 0 Z LL } Q � w 0� R O a LL O co o IL o w O < (n co Q w r L (n -0 Q N W Q LL Z a) O LL O U � Z W 2 W H f6 O H a) CL L + (n a) ' - 0 .0 N C C LL 7 m L a) O a) E m L 6S O C U) ! c a) ,O � U w O W O U C L 6) O Q) a) (6 (n 9 N i IY •— V f— O N M OU') M N M M U) ti M r (D O V' M r- L6 r N U) L- (D V Il - 0) V U) r (D U) O 00 Lo r Lo N 0a IM r M i Lo � � 00 O co N N 00 O r r 00 U O ti ti N M O (6 00 r- M U) e} L— M O N r r 1 I LIO I O O O U) r O CO co O ti LO L— L6 U) U) V OO N O r � N O O r N ti O ti co 00 N c r - V N O ti 0 ti U) N N 1- 00 O O'IT r M O M M O O LO M U7 Ln (fl 'IT U LC) 'IT " r (D O 00 f— Lo r U') CO Z- i1► 11 00 1` 00 o ' r O 00 M (D O 00 V 00 O co V O r O O N r N � 6 N � U CD ( ti N M O (6 00 r- M Mr- 0 O L— M O N r (D co 00 O O O U) r O CO co O ti ti L— L6 U) M r C V r (D OO N w r N O O V (D ti O ti M 0 0 r C O CO C O O N 00 O co O (D 00 U N M r t` N ti N O U) U) N O N r N V N M co N co a a) LD > U) N 00 O Lo (n U Nr FI Ic N N O M 00 O LC) V (o 00 O V O r O O N r N N �1 CD O r_ O ti M M 0 O L— M O O r (D > r N O O O (D r U5 L6 U) (o ao co co w N O r r ti O c0 00 M r t` r--� CO O N co co O O (D N N U il- 00 co M r t` � O ti O Lo co O U) U) O O O r N V O 0 N M N N a a) N > N 00 O O Lo N (n U Nr r O M Cl) O 6) d' m 00 r (� � r 1 C1' M M a) C U) r L Q U') (D I a) a) 0 O a> > > a) } i6 0 .O C6 7 D (6 0— . 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R N _ ' r r C L = N O •r m m a1 m to N 'O U to 'n r L C a) to > v) O L m J C U •� ' N d O m ( R R > U ►� d �' a) V O .� U N E N L C IQ m >> c a> E ° c v a m m o U) a) Q m t4 1° C W W m O U v o Q � a o rn (D O t U O •- 4+ O c O r .s m m a) m a) = o L L (n Im z :� c > OA lQ N V! U V C W C U) m a) >_ m m to v O Z +r rn 'v m u ( Q O` > R U U Q a) «. i m = a) Q o m m m m m E :° a w �► U m m m m 76 R aJ W v a c w w 0 w E O O L m +r c t o W ct C d c (nn V; C. o- c vi �� a) - o o D o �c c.c c c 0 H j RU tm O O A j y U C U e (Na m a�i = m o t a) Q O Z U U U Q U Z Z w 24 a This page intentionally left blank. 1 1 1 1 P, 1 1 LJ CITY OF EDGEWATER, FLORIDA STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS September 30, 2003 Liabilities: Accounts payable 1,034 Net Assets: Held in trust for pension benefits $ 16,361,113 The accompanying Notes to Financial Statements are an integral part of these statements. 25 Total Employee Pension Funds Assets: Cash and cash equivalents $ 212,368 Investments, at fair value: Debt mutual funds 7,895,108 Equity mutual funds 6,966,746 Other mutual funds 1,287,925 Total investments 16,149,779 Total assets 16,362,147 Liabilities: Accounts payable 1,034 Net Assets: Held in trust for pension benefits $ 16,361,113 The accompanying Notes to Financial Statements are an integral part of these statements. 25 1 I 1 This page intentionally left blank. R t i i c t i t t CITY OF EDGEWATER, FLORIDA STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS For The Year Ended September 30, 2003 Additions: Contributions: Employer Plan members State Total contributions Investment income: Net increase in fair value of investments Less investment expense Net investment income Total additions Deductions: Benefits /distributions Administrative expenses Total deductions Change in Net Assets Net Assets - Beginning Net Assets - End Total Employee Pension Funds $ 993,172 207,554 157,122 1,357,848 1,629,435 (34,992) 1,594,443 2,952,291 325,975 44,193 370,168 2,582,123 13,778,990 $ 16,361,113 The accompanying Notes to Financial Statements are an integral part of these statements. 26 1 1 e This page intentionally left blank. w NOTES TO FINANCIAL STATEMENTS 1 I L_ 1 a This page intentionally left blank. M 1 �2 a f _J r t r r CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS September 30, 2003 Note 1 - Summary of Significant Accounting Policies: A. Reporting Entity The City of Edgewater, Florida ( "the City ") is a political subdivision of the state of Florida located in Volusia County. The Town of Edgewater was originally incorporated under the general law on October 20, 1924, "Municipal Charters" Volume 4, page 117. The town became the City of Edgewater when its initial charter was adopted by Chapter 275.32 Special Acts of 1951. The legislative branch of the City is composed of a Mayor and four (4) member elected Council. The City Council is responsible for the establishment and adoption of policy. The execution of such policy is the responsibility of the Council appointed City Manager. In evaluating how to define the government, for financial reporting purposes, the City has considered all potential component units. The definition of the reporting entity is based primarily on the notion of financial accountability. A primary government is financially accountable for the organizations that make up its legal entity. It is also financially accountable for legally separate organizations if its officials appoint a voting majority of an organization's governing body, and either it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or to impose specific financial burdens on, the primary government. A primary government may also be financially accountable for governmental organizations that are fiscally dependent on it. A primary government has the ability to impose its will on an organization if it can significantly influence the programs, projects or activities of, or the level of services performed or provided by, the organization. A financial benefit or burden relationship exists if the primary government (a) is entitled to the organizations' resources; (b) is legally obligated or has otherwise assumed the obligation to finance the deficits of, or provide financial support to, the organization; or (c) is obligated in some manner for the debt of the organization. In applying the above criteria, management has determined that there are no components units to be included within the reporting entity. 27 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 1 - Summary of Significant Accounting Policies (Continued): B. Government -Wide and Fund Financial Statements ad The City was required to implement Government Accounting Standards Board (GASB) Statement 34 that requires a change in the reporting format. The government -wide financial statements along with the notes to the financial statements comprise the basic financial statements. This approach differs from the pervious reporting model in that the fiduciary funds are not included. As a part of a phased implementation of this Statement, there is a new reporting requirement regarding the government's infrastructure (roads, bridges, traffic signals, etc.). This requirement permits an optional four -year further delay for implementation to the fiscal year ending 2007. The City will implement the infrastructure - related portion by or before the required date. The government -wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information on all of the nonfiduciary activities of the City. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business -type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government -wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar j items are recognized as revenue as soon as all eligibility requirements imposed by the •i provider have been met. 28 J W CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued W 1 September 30, 2003 Note 1 - Summary of Significant Accounting Policies (Continued): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of +■ the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. The government reports the following funds: Major Governmental Funds The General Fund is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Debt Service Fund was established to account for the accumulation of resources for, and the payment of principal and interest on certain long -term debt. f� 1 29 CITY OF EDGEWATER, FLORIDA ' NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 1 - Summary of Significant Accounting Policies (Continued): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation (Continued) Non -Major Governmental Fund Types Special Revenue Funds account for specific revenue sources that are restricted by law or administrative action to expenditures for specific purposes. Capital Projects Funds account for financial resources segregated for the acquisition or construction of major capital facilities. Major Proprietary Funds Water and Sewer Fund is used to account for the operations of the City's water and wastewater systems, which are financed in a manner similar to private business enterprises, where the costs, including depreciation, of providing services to the general public on an ongoing basis are financed primarily through user charges. Refuse Collection Fund is used to account for the fiscal activities of the City's refuse collection and disposal operation. Stormwater Management Fund is used to account for the fiscal activities of the City's stormwater drainage operation, as well as the funding and payment of related debt. Non -Major Proprietary Funds Water and Sewer Development Fee Fund and the Renewal and Replacement Fund account for amounts reserved for specific enterprise activities. Fiduciary Funds Pension Trust Funds account for activities of police officers, firefighters and general employees retirement plans; which accumulate resources for pension benefit payments to qualified employees. Private - sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government -wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private - sector guidance for their business -type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private- sector guidance. 30 in CITY OF EDGEWATER, FLORIDA in NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 1 - Summary of Significant Accounting Policies (Continued): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation ' (Continued) As a general rule the effect of interfund activity has been eliminated from the government- s wide financial statements. Exceptions to this general rule are other charges between. the !r City's water and sewer function and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the ' various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's water, sewer and stormwater utility funds are charges to customers for sales and services. The City also recognizes as operating revenue the portion of tap fees intended to recover the cost of connecting new customers to the system. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. D. Assets, Liabilities, and Net Assets or Equity L 1. Deposits and Investments The government's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturities of three months or less from the date of acquisition. Investments of the City are reported at fair value. The City's investments consist of investments authorized per their investment policy adopted in accordance with Section 218.415, Florida Statutes. 1 31 CITY OF EDGEWATER, FLORIDA I NOTES TO FINANCIAL STATEMENTS - Continued ' September 30, 2003 Note 1 - Summary of Significant Accounting Policies (Continued): , D. Assets, Liabilities, and Net Assets or Equity - (Continued) 2. Receivables and Payables Activity between funds that are representative of lending /borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to /from other funds" (i.e., the current portion of interfund loans) or "advances to /from other funds" (i.e., the non - current portion of interfund loans). All other outstanding balances between funds are reported as "due to /from other funds." Any residual balances outstanding between the governmental activities k and business -type activities are reported in the government -wide financial statements as "internal balances ". Advances between funds, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. All receivables are shown net of an allowance for uncollectibles. The County .� bills and collects property taxes and remits them to the City. City property tax revenues are recognized when levied to the extent that they result in current receivables. .� All property is reassessed according to its fair value on the lien date, or January 1 of each year. Taxes are levied on October 1 of each year. Discounts are allowed for early payment at the rate of 4% in the month of November, 3% in the month of December, 2% in the month of January, and 1% in the month of February. The taxes paid in March are without discount. All unpaid taxes become delinquent on April 1 following the year in which they are assessed. On or around May 31 following the tax year, certificates are sold for all delinquent taxes on real property. 3. Inventories and Prepaid Items All inventories are valued at cost using the first -in /first -out (FIFO) method. Inventories of governmental funds are recorded as expenditures when consumed rather than when purchased. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government -wide and fund financial statements. 32 1 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 1 - Summary of Significant Accounting Policies (Continued): D. Assets, Liabilities, and Net Assets or Equity - (Continued) 4. Restricted assets Certain proceeds of the City's enterprise fund revenue bonds, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate bank accounts and their use is limited by applicable bond covenants. Assets so designated are identified as restricted assets on the balance sheet. i 1 F1 5. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business -type activities columns in the government - wide financial statements. Capital assets are defined by the City, in accordance with Chapter 274.02, Florida Statutes, as assets with an initial, individual cost of $750 or more and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. Pursuant to GASB Statement No. 34, an extended period of deferral (FY 2007) is available before the requirement to record and depreciate infrastructure assets (e.g. roads, bridges, sidewalks and similar items) acquired before the implementation date becomes effective. The City currently intends an early implementation of this requirement. Infrastructure acquired prior to October 1, 2002 has not been recorded for governmental activities. GASB Statement No. 34 requires the reporting and deprecation of new infrastructure expenditures effective with the beginning of the implementation year (October 1, 2002.) The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business -type activities is included as part of the capitalized value of the assets constructed. 33 CITY OF EDGEWATER, FLORIDA I NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 1 - Summary of Significant Accounting Policies (Continued): ' D. Assets, Liabilities, and Net Assets or Equity - (Continued) 5. Capital assets (Continued) - ' Capital assets of the City are depreciated using the straight line method over the , following estimated useful lives: Assets Buildings Years 10 -50 Improvements 15 -50 Infrastructure 30 -50 Equipment 3 -15 6. Compensated absences It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. Since the City's policy is to pay both vacation and sick pay when employees separate from service, all vacation and sick pay is accrued when incurred in the government -wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. For governmental activities, compensated absences are generally liquidated by the General Fund. 7. Long -term obligations In the government -wide financial statements, and proprietary fund types in the fund financial statements, long -term debt and other long -term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. ~° Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuances costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 34 � WS CITY OF EDGEWATER, FLORIDA M NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 11 Note 1 - Summary of Significant Accounting Policies (Continued): D. Assets, Liabilities, and Net Assets or Equity - (Continued) 8. Fund equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. Note 2 - Reconciliation of Government -Wide and Fund Financial Statements: 1 1 35 A. Explanation of Certain Differences Between the Governmental Fund Statement of Revenues, Expenditures, and Changes in Fund Balances and the Government -Wide ' Statement of Activities The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances - total governmental funds and changes in net assets of governmental activities as reported in the government -wide statement of activities. One element of that reconciliation explains that "Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense." The details of this $769,982 difference are as follows: Capital outlay $ 255,593 Depreciation expense (1,025,575 Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ (769.982 1 1 35 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 2 - Reconciliation of Government -Wide and Fund Financial Statements (Continued): A. Explanation of Certain Differences Between the Governmental Fund Statement of Revenues, Expenditures, and Changes in Fund Balances and the Government -Wide Statement of Activities (Continued) Another element of that reconciliation states that "the issuance of long -term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. The details of this $1,030,261 difference are as follows: Debt issued or incurred: Loan proceeds $ 104,630 Principal repayment (1,134,891 Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ 1,030,261 Another element of that reconciliation states that "Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds." The details of this difference are as follows: Compensated absences Decrease in investment in joint venture Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ (17,535) (93,078) 1 1 1 ) 36 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 j Note 3 - Stewardship, Compliance, and Accountability: Budgetary Information - The City follows these procedures in establishing the budgetary data reflected in the financial statements: (1) Prior to the end of the fiscal year, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following October 1. The operating budget includes proposed expenditures and the means of financing them. (2) Budget workshops are scheduled by the City Manager as needed. (3) The general summary of the budget and notice of public hearing is published in the local newspaper. (4) Public hearings are conducted to obtain taxpayer comments. (5) Prior to October 1, the budgets are legally enacted through passage of a ordinance. (6) The City Manager is authorized to transfer budgeted amounts within and between divisions and departments; however, any revisions that alter the total appropriations of any fund must be approved by the City Council. (7) The level of classification detail at which expenditures may not legally exceed appropriations is the fund level. (8) Appropriations lapse at the close of the fiscal year to the extent they have not been expended. am (9) Budgets are adopted for the General Fund, Special Revenue Funds, Debt Service Funds and the Capital Projects Fund on a basis consistent with generally accepted accounting principles. Budgets are also adopted for the enterprise funds: however, these data are not presented under generally accepted accounting principles. (10) The City Council, by Ordinance or Resolution, may make supplemental appropriations in excess of those originally estimated for the year up to the amount of available revenues. Budgeted amounts presented in the accompanying financial statements have been adjusted for legally authorized revisions. L ift 37 CITY OF E:DGEWATER, FLORIDA I NOTES TO FINANCIAL STATEMENTS - Continued , September 30, 2003 Note 4 - Deposits and Investments: I Deposits At year -end, the carrying amount of the City's deposits was $2,220,166 and the bank balance was $2,332,071. Petty cash fund of $1,750 are not on deposit with a financial institution, and fiduciary fund cash of $57,454 held by the pension funds are not in the City's bank. All bank deposits were covered by Federal Depository Insurance or held in banks that are members of the State of Florida's Collateral Pool as specified under Florida law. This limits local government deposits to "qualified public depositories." The State of Florida Collateral Pool is a multiple financial institution pool with the ability to assess its members for collateral shortfalls if a member institution fails. For this reason, the City considers its deposits insured or collateralized. Investments Investments in all fund types are stated at fair value, which is the amount for which an investment could be exchanged in a current transaction between willing parties, other than in a forced liquidation sale. Fair value is based on quoted market prices. Changes in the fair value of investments are recognized as revenue and included in investment income. The City's investment policies are governed by state statute and city ordinance. Authorized investments are: (a) The Local Government Surplus Funds Trust (SBA) (b) SEC registered money market funds (c) Interest - bearing time deposits or savings accounts (d) Direct obligations of the U.S. Treasury (e) Federal agencies and instrumentalities (f) Securities of, or other interests in, any open -end or closed -end management -type investment company or investment trust registered under the Investment Company Act of 1940 (g) Other investments authorized by ordinance 38 "" CITY OF EDGEWATER, FLORIDA an NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 M Note 4 - Deposits and Investments (Continued): Investments (Continued) Investments of the Municipal Police Officers' Retirement Trust and General Employees' Pension were managed by Principal Mutual Life Insurance Company. Investments consist principally of debt and equity mutual funds, all of which are authorized by the City. The Firefighters' Pension Fund's investments are governed by an investment policy adopted by the Fund's Board of Trustees. Investments consist of debt and equity mutual funds, all of which are allowed by the policy. Most of the City's investments besides pension funds are invested in the SBA, an investment pool administered by the State of Florida. Investment held in the State Board Administration Fund consist of short-term federal agency obligations, treasury bills, repurchase agreements and commercial paper. The SBA is not a registrant with the Securities and Exchange Commission (SEC); however, the SBA has adopted operating procedures consistent with the requirements for a 2a -7 like pool and the fair value of the position in the pool is equal to the fair value of the pool shares. Such investments are stated at amortized cost in the accompanying financial statements. Investment income is recognized as earned and is allocated to the participating funds based on their equity participation. The following levels of credit risk apply to the investments of the City: Category 1 Insured or registered, held by the City or its agent in the City's name. Category 2 Uninsured or unregistered, held by a counterparty's trust department or agent in the City's name. L Category 3 Uninsured and unregistered, held by a counterparty or its trust department or agent, but not in the City's name. e t 39 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 4 - Deposits and Investments (Continued): Investments (Continued) Investments in the State Board of Administration Local Government Investment Pool and Mutual Funds are not required to be categorized since these investments are in pooled investment funds and therefore not evidenced by securities that exist in physical or book entry form. The following schedule shows the City's investments at September 30, 2003, classified where appropriate as to their respective level of credit risk: Credit Risk Fair Value Category State Board of Administration Fund $10,105,530 N/A U.S. Government Securities 1,126,107 1 Pension Mutual Funds 16,149,779 N/A $27,381,416 Note 5 - Receivables: Receivables as of year end for the City's individual major funds, including the applicable allowances for uncollectible accounts, are as follows: Water and Refuse Stormwater General Sewer Collection Management Fund Fund Fund Fund Total Receivables: Accounts $64,767 $835,157 $94,651 $41,271 $1,035,846 Less allowance for uncollectible accounts 47 985) 7( 9,685 - - (127,670 $16,782 7' 7 4 1 $ 41,271 I-9Q 8,176 40 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 W E t L Note 6 - Capital Assets: Capital asset activity for the year ended September 30, 2003 was as follows: Governmental activities: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings Improvements Machinery and equipment Infrastructure Total capital assets, being depreciated Less accumulated depreciation for: Buildings Improvements Machinery and equipment Infrastructure Total accumulated depreciation Total capital assets, being depreciated, net Governmental activities capital assets, net Beginning Balance Ending Restated Increases Decreases Balance $ 1,845,196 $ 1,934,240 $ - $ 3,779,436 5,546,244 605,767 (5,268,876 883,135 7,391,440 2,540,007 (5,268,876 4,662,571 4,370,864 - - 4,370,864 14,210,363 232,872 - 14,443,235 3,228,899 247,843 (67,807) 3,408,935 - 625,460 - 625,460 21,810,126 1,106,175 (67,807 22,848,494 (1,333,982) (142,789) - (1,476,771) (4,484,486) (583,426) - (5,067,912) (2,333,644) (283,723) 60,054 (2,557,313) - (15,637 - (15,637 (8,152,112 (1,025,575) 60,054 (9,117,633 13,658,014 80,600 (7,753 13,730,861 N I'll. . . M 41 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 6 - Capital Assets (Continued): Business -type activities: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings Improvements Machinery and equipment Total capital assets, being depreciated Less accumulated depreciation for: Beginning Balance Increases Decreases $ 676,827 $ - $ - 3,100,793 306,361 (2,319,214 3,777,620 306,361 (2,319,214 20,023,942 2,309,128 - 35,675,080 3,015,675 - 2,193,119 536,619 (41,599 57,892,141 5,861,422 (41,599 I � 1 Ending (6,540,031) e Balance Improvements (7,060,847) (823,511) - $ 676,827 Machinery and equipment 1,087,940 (256,479 (32,597 1,764,767 Total accumulated depreciation 22,333,070 38,690,755 2,688,139 63,711,964 Buildings (6,540,031) (724,890) - (7,264,921) Improvements (7,060,847) (823,511) - (7,884,358) Machinery and equipment (1,370,107 (256,479 (32,597 (1,593,989 Total accumulated depreciation J 14,970,985 ) (1,804,880 (32,597 (16,743,268 Total capital assets, being depreciated, net 42,921,156 4,056,542 (9,002 46,968,696 Business -type activities capital assets, net $46,698,776 $ 4,362.M $(2 328 216 $48 733,463 Depreciation expense was charged to functions /programs as follows: Governmental activities: General government $ 35,847 Public safety 243,550 Transportation /public works 526,974 Leisure services 219,204 �- Total depreciation expense - governmental activities $1 025 575 Business -type activities: Water and sewer $1,529,122 Refuse collection 69,432 Stormwater management 199,379 Total depreciation expense - business -type activities JLZa7,95 42 ftl. CITY OF EDGEWATER FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 7 - Long -Term Debt: Revenue Bonds The City issues bonds where the City pledges revenue derived from the acquired or constructed assets to pay debt service. Revenue bonds have been issued for business -type activities. The original amount of amounts of revenue bonds issued in prior years is described below. Revenue bonds outstanding at year end are as follows: Business -Type Activities Water and Sewer 2.75-5.5% Revenue Bonds - Series 1993 (4/1 & 10/1) 10/1/21 $12.460.000 $11,265,000 Water and Sewer 5.4-7.0% Revenue Bonds - Series 1991 (4/1 & 10/1) 10/1/21 $13.580.000 675,000 L Total $11,940,000 These Water and Sewer Revenue Bonds are secured by a first lien on and pledge of the net revenues of the water and sewer system and a first lien on and pledge of allowable impact fees imposed on new users of the system. The Water and Sewer Revenue Bonds resolution provide for: (1) Establishment and maintenance of various funds and accounts (2) Restrictions on the use of cash from operations in order of priority - (a) Deposits are made to the Operations and Maintenance Fund each month in an amount which will pay the costs of operation and maintenance for the next month; (b) Deposits to the Sinking Fund are made monthly in an amount equal to one -sixth (1/6) of the interest coming due on the next semi - annual interest payment date and one - twelfth (1/12) of the bond amortization installment coming due during the next year: (c) Deposits to the Reserve Fund are required to make up any deficiency in its balance as compared to the reserve equipment; k t 4 L 43 CITY OF EDGEWATER, FLORIDA ' NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 7 - Long -Term Debt (Continued): ' Revenue Bonds (Continued) (d) Deposits to the Renewal and Replacement Fund are required each month in an amount equal to one - twelfth (1/12) of five per centum (5 %) of the gross revenues of the system for the previous fiscal year; provided, however, that so long as there shall be on deposit in the Renewal and Replacement Fund a balance of at least five per centum (5 %) of the value of the fixed assets of the system, no additional deposits shall be required; (e) Deposits will next be made into the Rate Stabilization Fund for the amount budgeted for the then current period; and (f) Thereafter for any lawful purposes. (3) Early redemption: The bond resolution provides for early redemption of outstanding bonds at call rates varying from 100% to 102% of the instruments' face value, dependent upon the call date. Annual requirements to amortize water and sewer revenue bonds outstanding as of September 30, 2003 are as follows: Business -Type Activities Year ending September 30, Principal Interest r „ 2004 $ 405,000 $ 663,328 2005 425,000 641,968 2006 450,000 619,143 2007 470,000 594,480 2008 500,000 568,763 2009 -2013 2,950,000 2,393,887 2014 -2018 3,865,000 1,473,775 2019 -2021 2,875,000 327,350 Total $11,940,000 SZ282, 4 44 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 t fl L - I i Note 7 - Long -Term Debt (Continued): State Revolving Fund Loans The City financed a portion of its wastewater improvements for the Florida Shores capital improvement projects with two loans from the State of Florida Revolving Fund loan program. The City received the loans on a reimbursement basis as costs were incurred. The City executed agreements with the State for these loans in the amount of $25,809,428. The State Revolving Fund (SRF) loans are secured by a junior lien on and pledge of the net revenues of the water and sewer system and the special assessment revenues levied against the benefiting property owners in Florida Shores. The assessments are payable over 20 years with interest of 6.007% until December 1, 1994 and of 5.35% thereafter. Since many taxpayers take advantage of prepayment discounts, actual interest rates paid may be less than the stated amounts. The SRF loans consist of the following: Interest Rates: Payment Frequency: Payment Amount: Maturity Date: Treatment Loan 3.16% to 3.78% 20 annual payments $516,458 September 30, 2013 Collections Loan 3.57% to 3.78% 20 annual payments $1,294,980 October 31, 2013 Annual debt service requirements to maturity on the State Revolving Fund Loan are as follows: Year ending September 30, 2004 2005 2006 2007 2008 2009 -2013 2014 Total Business —Type Activities Principal Interest $ 1,230,638 $ 580,799 1,275,879 535,558 1,322,786 488,653 1,371,417 440,021 1,421,839 389,599 7,932,933 1,124,258 1,249,372 45,608 1 45 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 7 - Long -Term Debt (Continued): Notes Payable During 2002, the City issued the following revenue notes: Water and Sewer General Long -term Debt Revenue Note, Series 2002 Revenue Note, Series 2002A Original amount issued $5,140,000 $2,540,000 Issue date March 13, 2002 March 13, 2002 Final maturity October 1, 2012 October 1, 2012 Interest due Monthly Monthly Interest rate Adjusted Libor Adjusted Libor The Water and Sewer Revenue, Series 2002, notes are secured by all water and sewer revenues of the City. Water and sewer revenues include revenue from the operation of the water and sewer system as well as the special assessments payable to the City with respect to water service to be provided by the City to the residents of Waterway Park. The Revenue Note, Series 2002A, is secured by a covenant to budget and appropriate from Non -Ad Valorem funds. Debt service requirements for these revenue notes using interest rate of 1.607% at September 30, 2003 are: Year Ending Governmental Activities Business Type Activities September 30 Principal Interest Principal Interest 2004 $ 254,000 $ 36,736 $ 514,000 $ 74,340 2005 254,000 32,654 514,000 66,080 2006 254,000 28,572 514,000 57,820 2007 254,000 24,491 514,000 49,560 2008 254,000 20,409 514,000 41,300 2009 -2013 1,270,000 40,818 2,570,000 82,600 Total: SZ 4 QQ $183,680 $5-140-M sazuW The City also entered into an agreement to borrow money from Florida Inland Navigation District (FIND) for land and improvements in a business /industrial park. The final amount of the note payable after $104,630 receaved in 2003 is $5,056,567. The note shall be paid in ten equal installments of $505,657 each starting August 26, 2003. For the first five years, no interest shall accrue on the outstan&ng principal balance. Starting August 26, 2007, interest shall begin to accrue on the outstanding principal balance at an interest rate equal to interest available form the State Board Administration (SBA). 46 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 7 - Long -Term Debt (Continued): Notes Payable (Continued) Debt service requirements for the FIND note payable are as follows: Year Ending Governmental Activities September 30, Principal Interest 2004 $ 505,657 $ - 2005 505,657 - 2006 505,657 - 2007 505,657 - 2008 505,657 33,373 2009 -2012 2,022,625 66.747 4.550.910 $1Q412 The City also incurred notes payable relating to paving and stormwater improvements at Florida Shores. The original amount of these notes issued in prior years is described below. A portion of these notes are secured by a pledge of assessments levied on property within the assessed area. In the event that a deficiency exists because of unpaid or delinquent assessments, the City must provide resources to cover the deficiency until other resources, for example, foreclosure proceeds, are received. I The special assessment and stormwater notes payable consist of the following: Series 1995A Interest Rates: Interest Dates: Final Maturity: Original Amount Issued: 5.22% April 1, October 1 October 1, 2010 $9,234,660 Series 19956 5.58% April 1, October 1 October 1, 2010 $3,964,740 The 1995 Notes are secured by the revenues pledged in order of priority; (1) assessment revenues, (2) Stormwater Revenues, (3) Utility Taxes, (4) All Non - Advalorem Revenues (except Franchise Taxes). I i� 47 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 7 - Long -Term Debt (Continued): Notes Payable (Continued) The Special Assessment and Stormwater Revenue Notes resolutions provide for: 1. Establishment and maintenance of Special Assessment Improvement Notes Sinking Fund and related accounts. 2. Restrictions on the use of cash from operations in order of priority. (a) All Special Assessments shall be applied and deposited only into the 1995 subaccounts listed above. Moneys and Authorized Investments on deposit at any time in the 1995 subaccounts may be used only for the payment of Debt Service on, or redemption of the price of, the 1995 Bonds. (b) All Stormwater Fees shall be deposited into the Stormwater Utility Management Fund ( "the "Utility Fund "). After the provision for the payment of operating expenses of the City's Stormwater Utility, the City shall transfer to the 1995 Notes subaccount Stormwater Utility Fees until the aggregate amount transferred is equal to the amount certified by the City's Director of Finance as the portion of that fiscal year's debt service necessary to be paid out of the Stormwater Utility Fees. (c) All Non - Advalorem Revenues (except Franchise Taxes) shall make up for any deficiency in meeting the debt service requirement after all of the aforementioned pledged revenues have been exhausted. 3. Early redemption: The City may prepay up to 10% without penalty. Should the prepayments exceed the amount allowed by the bank, the prepayments are subject to a penalty using a predetermined formula based on certain interest factors. h, 48 1 1 CITY OF EDGEWATER, FLORIDA ' NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 ' Note 7 - Long -Term Debt (Continued): Notes Payable (Continued) Annual requirements to amortize the special assessment and stormwater notes are as follows: Year Ending Governmental Activities Business -Type Activities September 30 Principal Principal Principal Interest A• 2004 $ 929 S=4 During 2003 the City purchased from Terra Mar Utilities a utility consisting of water supply treatment and distribution system and a sewage collection, treatment and disposal system for $750,000. A down payment of $150,000 was made in July 2003 and the balance of $600,000 is to be paid annually in six payments of $100,000. All annual payments are interest free. Annual debt service requirements are as follows: Year Ending Governmental Activities Business Type Activities Principal Interest September 30 Principal Interest Principal Interest 100,000 2004 $ 639,151 $ 272,220 $ 264,262 $112,551 100,000 2005 673,650 237,721 278,526 98,287 100,000 - 2006 710,012 201,358 293,560 83,253 2007 748,340 163,030 309,407 67,406 2008 788,738 122,632 326,110 50,703 2009 -2010 1,707,422 115,218 705,940 47,638 Total: $5,267 313 $1,112 179 $2,177,805 The City has a note payable incurred in a prior year for the purchase of equipment for the countywide 8001VIH2 Radio System. Payments are due semi - annually through 2004 as follows: Year Ending Governmental Activities Business -Type Activities September 30 Principal Principal Principal Interest A• 2004 $ 929 S=4 During 2003 the City purchased from Terra Mar Utilities a utility consisting of water supply treatment and distribution system and a sewage collection, treatment and disposal system for $750,000. A down payment of $150,000 was made in July 2003 and the balance of $600,000 is to be paid annually in six payments of $100,000. All annual payments are interest free. Annual debt service requirements are as follows: ,• Year Ending Business -Type Activities September 30 Principal Interest 2004 $100,000 $ 2005 100,000 2006 100,000 - 2007 100,000 2008 100,000 2009 100,000 - o- 600.000 $ - ,• CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 7 - Long -Term Debt: Changes in Lonq -Term Liabilities Long -term liability activity for the year ended September 30, 2003 was as follows: Beginning Ending Balance Additions Reductions Balance Governmental activities: $ - Notes payable - $ 254,000 Revenue note, (505,656) Series 2002A $ 2,540,000 FIND Note 4,951,936 Special assessment 639,151 note with government (23,455 commitment 5,873,733 800 MHZ Note 48,096 Total notes 1,423,449 payable 13,413,765 Compensated absences 839,520 Governmental activity $(1.135,531 long -term liabilities $ 14 253 285 Business -type activities: $ (385,000) Bonds payable - $ 405,000 Revenue bonds $ 12,325,000 Less deferred amount: - Issuance discount (130,963 Total bonds 405,000 payable 12,194,037 State revolving loan 16,991,868 Notes payable - - Revenue note, 514,000 Series 2002 5,140,000 Stormwater note 2,428,533 800 MHZ Note 9,098 Terra Mar Note - Total notes - payable 7,577,631 Compensated absences 232,00( Business -type activity 882,924 long -term liabilities i1jIgUN Due Within One Year $ - $ - $ 2,540,000 $ 254,000 104,630 (505,656) 4,550,910 505,657 - (606,420) 5,267,313 639,151 - (23,455 24,641 24,641 104,630 (1,135,531 12,382,864 1,423,449 17,535 - 857,055 85,705 $122165 $(1.135,531 $13.239.91 $1'.509.154 $ - $ (385,000) $11,940,000 $ 405,000 - 11,255 (119,708 - - (373,745 11,820,292 405,000 - (1,187,004) 15,804,864 1,230,639 - - 5,140,000 514,000 - (250,728) 2,177,805 264,262 - (4,436) 4,662 4,662 600,000 - 600,000 100,000 600,000 (255,164 7,922,467 882,924 114.334 - 346,334 34,633 14 4 (1.815.913 $35 893.957 2 1 M CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 8 - Interfund Receivables, Payables and Transfers: The composition of due to /from other funds at September 30, 2003 is as follows: Receivable Fund Payable Fund Amount General Water and Sewer $275,167 Water and Sewer Stormwater Management 115,924 Interfund transfers for the year ended September 30, 2003 consisted of the following: Transfer In 51 Debt Water General Service and Sewer Nonmajor Fund Fund Fund Business -type Total Transfer Out: General Fund $ - $353,429 $ 3,242 $ - $ 356,671 Water and Sewer Fund 500,000 - - 270,809 770,809 Refuse Collection Fund 200,000 - - - 200,000 Stormwater Management Fund 55,000 - - - 55,000 Nonmajor Business - Type Funds - - 376,407 - 376,407 Total s� 1 7 Transfers are used to (1) move revenues from the fund that statute or budget requires to collect them to the fund that statute or budget requires to expend them and (2) move receipts restricted to debt service from the funds as debt service payments become due. 51 CITY OF EDGEWATER, FLORIDA r NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 9 - Defined Benefit Retirement Plans: Plan Descriptions: No Police Officers' Retirement Trust Fund - The Police Officers' Retirement Trust Fund is a single employer defined benefit retirement system established pursuant to state statute. The funding methods and determination of benefits payable are provided in the various acts of the Florida Legislature, the Board of Trustees, and the City Council. The statutes provide, in general, that funds are to be accumulated from employee r ' contributions, City contributions, state appropriations and income from investment of accumulated funds. Actuarial deficiencies, as determined by the state are funded by the City. The investments of the fund are administered, managed and operated by its Board of Trustees using the services of the Finance Department and Principal Mutual Life Insurance Company. Investments are reported at fair value. Full -time police officers are eligible to participate in the Police Officers' Retirement Trust Fund on the first of the month following the completion of three months of continuous service with vesting beginning upon their first day of employment with the City. Participating police employees contribute 6% of their salary to the plan. The City is required by statute to contribute remaining amounts necessary based upon actuarial valuations to the fund as performed in accordance with State Statute. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on the three years which give the highest average out of the last five years. Members will receive a benefit amount equal to 2% of that average multiplied by years of actual r service up to October 1, 1987, and 3% of that average multiplied by years of actual service after October 1, 1987. General Employees' Pension Fund - The General Employees' Pension Fund is a single employer defined benefit retirement system and contains the assets of the n General Employees' Pension Fund. The funding methods and determination of benefits payable are provided by various acts of the City Council, including subsequent amendments thereto. The code provides, in general, that funds are to be accumulated from City contributions, and income from investment of accumulated funds. Investments are reported at fair value. The General Employees' Pension Fund includes all full -time City employees, except police, firefighters and City Manager. 52 1 1 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 9 - Defined Benefit Retirement Plans (Continued): Plan Descriptions (Continued): General Employees' Pension Fund (Continued) - Employees become eligible for the plan after three months of continuous employment with vesting beginning as of the first day of employment. Active members are required to contribute 2.5% to the plan. The City's policy is to contribute amounts as determined by actuarial valuations. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on ' the three consecutive years which give the highest average out of the last ten years. Members will receive a benefit amount equal to 2% of that average multiplied by years of accrual service. The General Employees' Pension Fund was amended in October 1996, which closed off the plan to any new employees hired by the City after October 1, 1996. Employees hired after October 1, 1996, however, are eligible for the City's 401(a) Defined Contribution Plan. Employees hired prior to October 1, 1996, and not vested in the General Employees' Pension Fund as of September 30, 1997, may elect to participate in the 401(a) Defined Contribution Plan. 40 Firefighters' Pension Fund - The Firefighters' Pension Fund is a single employer defined benefit retirement system established pursuant to state statute in July 1990, with an effective date of November 1989. The funding methods and determination of benefits payable are provided in the various acts of the Florida Legislature, Firefighters' Pension Board and the City Council. The statutes provide in general, that funds are to be accumulated from employee contributions, City contributions, state appropriations and income from investment of accumulated funds. Investments are reported at fair value. Full -time firefighters are eligible to participate in the Firefighters' Pension Fund upon their first day of employment with the City. Participating fire employees contribute 6% of their salary to the plan. The City is required by statute to contribute remaining amounts necessary based upon actuarial valuations to the fund as performed in accordance with State Statute. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on the five years which give the highest average out of the last ten years. Members will receive a benefit amount equal to 3% of that average multiplied by years of accrual service. IN i1 53 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 9 - Defined Benefit Retirement Plans (Continued): Plan Descriptions (Continued): Membership data of the Pension Plans are summarized as follows: Police General Officers Employees Firefighters Retirees and beneficiaries currently receiving benefits and vested terminated employees 15 82 1 Active employees: Fully vested 26 71 9 Nonvested 9 0 9 Significant Accounting Policies - City of Edgewater's financial statements for the three pension funds are prepared using the accrual basis of accounting. Employer and plan member contributions are recognized in the period that contributions are due. Investments in the three pension funds are reported at fair value according to the independent custodian for each plan using various third party pricing sources. Publicly available financial reports for each plan, that include detailed actuarial data, can be obtained from the City's Finance Department. In 1997 the City adopted GASB Statement No. 25 on pension accounting and reporting. This Statement requires the disclosure of any investments in any one organization that represents 5% or more of plan net assets. All investments in the Police Officers' Retirement Trust Fund and the General Employees Pension Fund are invested in the Principal Financial Group's various investment portfolios. There are no investments in any one organization in the Firefighters' Pension Fund that exceeds 5% of plan net assets. None of the plans held securities issued by the employer. Contribution Requirements and Contributions Made - The Florida Legislature, City Council and each Pension Board governs the City and employee contribution requirements for the Police Officers' Retirement Trust Fund and Firefighters' Pension Fund. The City's contribution to the General Employees' Pension Fund is an actuarially determined periodic amount that increases gradually over time so that sufficient assets will be available to pay benefits when due. The employees' contribution is 2.5% of their salary. The City's contribution to the Police Officers' Retirement Trust Fund and Firefighters' Pension Fund is an actuarially determined periodic amount. The employees' contribution for these plans is 6% of their salary. Contributions provided by the State of Florida are in accordance with State statutes. 1 I 54 1 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 9 - Defined Benefit Retirement Plans (Continued): Annual Pension Cost and Net Pension Obligation - The City has contributed the Annual Required Contribution (ARC) each year since plan inception and thus has not had, or had need to report, a Net Pension Obligation (NPO). In accordance with GASB Statement No. 27 the City calculated the potential for a net pension liability (asset) and reaffirmed that none existed at September 30, 2003. Required supplementary information is as follows: Schedule of Contributions from the Employer General Employees Police Officers Firefighters Annual Percentage Annual Percentage Annual Percentage Year Ended Required of ARC Required of ARC Required of ARC ICI September 30 Contribution Contributed Contribution Contributed Contribution Contributed 1998 462,796 100% 172,948 100% 61,653 100% 1999 268,589 100% 181,224 100% 71,331 100% 2000 301,864 100% 350,071 100% 99,161 100% 2001 360,769 100% 351,770 100% 140,163 100% L 2002 439,160 100% 329,225 100% 140,163 100% 2003 436,006 100% 410,431 100% 146,735 100% Schedule of Funding Progress - Police Officers' Retirement Trust Fund Unfunded Actuarial (Assets in Accrued Excess of) AAL Actuarial Liability (AAL) - Unfunded as a Percentage Actuarial Value of Frozen Entry (Assets in Funded Covered of Covered Valuation Assets Age Excess of) AAL Ratio Payroll Payroll Date (a) (b) (b -a) (b -a) (c) ((b -a) /c) 10/01/96 1,679,636 2,001,604 321,968 83.9 918,376 35.1 10/01/97 1,827,091 2,166,313 339,222 84.3 1,001,927 33.9 10/01/98 2,344,955 2,694,072 349,117 87.0 1,049,925 33.3 10/01/99 2,672,255 4,313,393 1,641,138 61.0 995,602 164.8 M 10/01/00 3,307,503 4,861,764 1,554,261 68.0 1,041,134 149.2 10/01/01 3,868,547 5,334,718 1,466,171 72.5 980,382 149.5 10/01/02 4,514,711 6,339,886 1,825,175 71.0 1,074,297 170.0 ' 55 CITY OF EDGEWATER, FLORIDA , NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 9 - Defined Benefit Retirement Plans (Continued): Notes to the Required Supplementary Information - The information presented in the required supplementary schedule was determined as part of the actuarial valuation at October 1, 2002. Additional information applies as follows: As noted above, the General Employees and Firefighters Plan use the aggregate actuarial cost method, which does not identify or separately amortize unfounded actuarial liabilities. Therefore, presentation of a schedule of funding progress is not required. Since the Police Officers Plan uses the frozen entry age actuarial cost method, a schedule of funding progress has been presented above. 56 General Police Employees Officers Firefighters Valuation Date 10/01/01 10/01/01 10/01/01 Actuarial Cost Method Aggregate Cost Frozen Entry Age Aggregate Cost Amortization Method N/A Level Percentage N/A Remaining Amortization Period N/A 28 open N/A 4 Year Smoothed Asset Valuation Method Market Value Market Market Value Actuarial Assumptions: Investment rate of return 8.0% 7.25% 7.5% -� Projected salary increases (including inflation of 3.0 %) 7.5% 7.5% 7.5% Retirement age 55 and 5 years of 55 with 5 years of 55 with 5 years ,.. plan participation or accrued service of accrued 20 years of plan or after 25 years service or after participation, of accrued 25 years of whichever is service accrued service earliest As noted above, the General Employees and Firefighters Plan use the aggregate actuarial cost method, which does not identify or separately amortize unfounded actuarial liabilities. Therefore, presentation of a schedule of funding progress is not required. Since the Police Officers Plan uses the frozen entry age actuarial cost method, a schedule of funding progress has been presented above. 56 1 CITY OF EDGEWATER, FLORIDA L NOTES TO FINANCIAL STATEMENTS - Continued r September 30, 2003 IP Note 10 - Defined Contribution Pension Plans: an General Employees - The City adopted a defined contribution plan effective October 1, 1996. The plan is a money purchase plan administered for the City by the Principal Financial Group. Eligible employees are employees hired effective October 1, 1996, or thereafter that would otherwise qualify for the General Employees' Pension Plan. Employees hired prior to October 1, 1996, and not vested in the General Employees' Pension Plan may also elect, instead, to participate in the defined contribution plan. The plan provides for an employer contribution equal to 12% of employee earnings. Employees who elect to participate in this plan that were hired prior to October 1, 1996 will have the following contributions made: Term of % Contributed for % Contributed for Employment Prior Earnings Prior to Earnings After to October 1, 1996 October 1, 1996 October 1, 1996 3 months - 2 years 10% 12% 2 years — 4 years 11 12 4 years — 5 years 12 12 Employees are 100% vested immediately upon participation. Employees direct the investment of funds contributed to the plan on their behalf. Employer contributions made during the year amounted to $171,897. Note 11 - Commitments and Contingencies: t Litigation - The City is engaged in various liability claims incidental to the conduct of its general government operations at September 30, 2003. While the ultimate outcome of the litigation cannot be determined at this time, management believes that any amounts not covered by insurance, if any, resulting from these lawsuits would not materially affect the financial position of the City. Risk Management - The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; and natural disasters for which the City carries commercial insurance. Liability limits are in excess of $39.1 million and terms associated with property insurance include total deductibles of approximately $11,000, with a 90% coinsurance provision. The City has obtained excess insurance coverage with varying retentions and limits to further limit exposure to large losses. There have been no significant reductions in insurance coverage from the prior year and settlements have not exceeded insurance coverage during the past three years. 57 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2002 Note 12 - Joint Venture: On January 11, 2002 the Cities of Port Orange, New Smyrna and Edgewater entered into an interlocal agreement to provide a consolidated (Dispatch) communications and record system servicing law enforcement, fire, rescue and emergency communications for each of the Cities. This entity, know as Communications Interlocal Agency (Cl Agency) was established pursuant to Florida Statute Section 163.01 (7). The Cl Agency operates as a public entity using a fiscal year ending September 30. The interlocal agreement expires on January 1, 2007, unless renewed by the three cities. On dissolution of the Cl Agency, the net assets will be distributed in the same proportional share to the financial contribution made by the cities. The Cl Agency is an instrumentality of the municipal parties and is entitled to sovereign immunity except where waived by general law. It operates pursuant to direction from its governing board. The governing board is comprised of three mayors for the respective Cities, mentioned above. Operating guidelines, procedures, designations and restrictions are determined by this governing body. All cost of the Cl Agency is allocated to Port Orange, New Smyrna and Edgewater in the respective amounts of 50 %, 25% and 25 %. Therefore, the City of Edgewater has an ongoing financial responsibility to pay its share of the cost of operations. The majority of initial, first year charges to the respective Cities were for the acquisitions of capital purchases. These initial charges were not in accordance with the above allocations, „r as some Cities owned certain pieces of equipment prior to the inception of the Entity. The different proportions of existing equipment and other capital already owned by the three participating Cities gives rise to a disproportionate allocation of net assets. The City of Edgewater's net investment in the joint venture is reported in the government -wide statement of net assets and totals $243,289 at September 30, 2003. The net investment in the joint venture decreased $93,078 from September 30, 2002. Complete financial r statements for the Cl Agency are available upon request. A H 58 �l F, t 1 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES w ri This page intentionally left blank. 1 MAJOR GOVERNMENTAL FUNDS Debt Service Debt Service Fund - This fund was established to account for the accumulation of principal and interest for certain general long -term debt. 1 i� 1 I n U This page intentionally left blank. 0 CITY OF EDGEWATER, FLORIDA DEBT SERVICE FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended September 30, 2003 Variance With Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) Revenues: Impact fees/ special assessments $ 426,781 $ 426,781 $ 399,888 $ (26,893) Investment income 207,147 207,147 224,509 17,362 Total revenues 633,928 633,928 624,397 (9,531) Expenditures: Debt service: Principal retirement 608,576 608,576 606,420 2,156 Interest and fiscal charges 308,034 308,034 306,945 1,089 Total expenditures 916,610 916,610 913,365 3,245 Excess (Deficiency) of Revenues Over Expenditures (282,682) (282,682) (288,968) (6,286) Other Financing Sources (Uses) Transfers in 353,429 353,429 353,429 Net other financing sources (uses) 353,429 353,429 353,429 - Net Change in Fund Balance 70,747 70,747 64,461 (6,286) Fund Balances - Beginning 493,011 493,011 493,011 - Fund Balances - Ending $ 563,758 $ 563,758 $ 557,472 $ (6,286) r 59 1 1 I 1 I This page intentionally left blank. i M in ft ft W NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds Special Law Enforcement - This fund was established to receive revenues derived Trust Fund from confiscated property obtained during the enforcement of illegal operations. Proceeds are utilized strictly for law enforcement purposes, exclusive of salaries and vehicles. Such purposes may include drug education programs such as DARE. Police Impact Fees Fund - This fund was established to account for police impact fees collected from new developments constructed in the City. Fire Impact Fees Fund - This fund was established to account for fire impact fees collected from new developments constructed in the City. Recreation Impact Fees - This fund was established to account for recreation Fund impact fees collected from new developments constructed in the City. Capital Projects Funds Capital Projects Fund - This fund was established to account for the acquisition of fixed assets or construction of major capital projects not being financed by proprietary funds. so CITY OF EDGEWATER, FLORIDA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS September 30, 2003 Special Revenue Special Law Police Fire Recreation Enforcement Impact Impact Impact Trust Fees Fees Fees Assets: Cash and cash equivalents $ 23,652 $ 16,983 $ 183,256 $ 138,462 Total Assets $ 23,652 $ 16,983 $ 183,256 $ 138,462 Liabilities and Fund Balances: Liabilities: Accounts payable $ - $ - $ - $ 8,039 Total Liabilities - - - 8,039 Fund Balances: Reserved - - - - Unreserved 23,652 16,983 183,256 130,423 Total Fund Balances 23,652 16,983 183,256 130,423 Total Liabilities and Fund Balances $ 23,652 $ 16,983 $ 183,256 $ 138,462 .ol Special Revenue Total Capital Projects Total Nonmajor Governmental Funds $ 362,353 $ 1,277,238 $ 1,639,591 $ 362,353 $ 1,277,238 $ 1,639,591 $ 8,039 $ 20,226 $ 28,265 8,039 20,226 28,265 354,314 1,257,012 1,611,326 354,314 1,257,012 1,611,326 $ 362,353 $ 1,277,238 $ 1,639,591 61 CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For The Year Ended September 30, 2003 62 Special Revenue Special Law Police Fire Recreation Enforcement Impact Impact Impact Trust Fees Fees Fees Revenues: Fines and forfeitures $ 9,882 $ - $ - $ - Impactfees /special assessments - 43,589 79,367 100,875 Investment income 66 214 486 234 Total revenues 9,948 43,803 79,853 101,109 Expenditures: Current: Public safety 10,563 75,935 4,000 - Culture and recreation - - - 77,738 Capital outlay: General government - - - - Total expenditures 10,563 75,935 4,000 77,738 Net Change in Fund Balances (615) (32,132) 75,853 23,371 Fund Balances - Beginning 24,267 49,115 107,403 107,052 Fund Balances - Ending $ 23,652 $ 16,983 $ 183,256 $ 130,423 62 Special Revenue Total Nonmajor Capital Governmental Total Projects Funds $ 9,882 $ - $ 9,882 223,831 - 223,831 1,000 25,128 26,128 234,713 25,128 259,841 90,498 - 90,498 77,738 - 77,738 - 409,383 409,383 168,236 409,383 577,619 66,477 (384,255) (317,778) 287,837 1,641,267 1,929,104 $ 354,314 $ 1,257,012 $ 1,611,326 63 This page intentionally left blank. CITY OF EDGEWATER, FLORIDA SPECIAL LAW ENFORCEMENT TRUST SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended September 30, 2003 64 Variance with Budgeted Amounts Final Budget - Actual Positive Original Final Amounts (Negative) Revenues: Fines and forfeitures $ 12,950 $ 12,950 $ 9,882 $ (3,068) Impact fees /special assessments - - - Investment income 170 170 66 (104) Total revenues 13,120 13,120 9,948 (3,172) Expenditures: Current: Public safety 13,447 13,447 10,563 2,884 Culture and recreation - - - - Capital outlay: - - - - General government Total expenditures 13,447 13,447 10,563 2,884 Net Change in Fund Balance (327) (327) (615) (288) Fund Balances - Beginning 29,162 29,162 24,267 (4,895) Fund Balances - Ending $ 28,835 $ 28,835 $ 23,652 $ (5,183) 64 CITY OF EDGEWATER, FLORIDA POLICE IMPACT FEES SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES -BUDGET AND ACTUAL For The Year Ended September 30, 2003 Budgeted Amounts Actual Original Final Amounts Revenues: Fines and forfeitures Impact fees /special assessments Investment income Total revenues Expenditures: Current: Public safety Culture and recreation Capital outlay: General government Total expenditures Net Change in Fund Balance Fund Balances - Beginning Fund Balances - Ending Variance with Final Budget - Positive (Negative) 65 50,000 50,000 43,589 (6,411) 1,000 1,000 214 (786) 51,000 51,000 43,803 (7,197) 94,566 94,586 75,935 18,651 94,586 18,651 75,935 94,566 (43,566) (43,586) (32,132) 11,454 47,150 47,150 49,115 1,965 $ 3,584 $ 3,564 $ 16,983 $ 13,419 65 CITY OF EDGEWATER, FLORIDA FIRE IMPACT FEES SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended September 30, 2003 .. Variance with Budgeted Amounts Final Budget - Actual Positive Original Final Amounts (Negative) Revenues: Fines and forfeitures $ - $ - $ - $ ' Impact fees /special assessments 90,000 90,000 79,367 (10,633) Investment income 1,200 1,200 486 (714) Total revenues 91,200 91,200 79,853 (11,347) Expenditures: Current: Public safety - 4,000 4,000 - Culture and recreation - - - - Capital outlay: - General government - - - ' Total expenditures - 4,000 4 - Net Change in Fund Balances 91,200 87,200 75,853 (11,347) Fund Balances - Beginning 107,403 107,403 107,403 - Fund Balances - Ending $ 198,603 $ 194,603 $ 183,256 $ (11,347) .. CITY OF EDGEWATER, FLORIDA RECREATION IMPACT FEES SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES-BUDGET AND ACTUAL For The Year Ended September 30, 2003 Budgeted Amounts Original Final Revenues: Fines and forfeitures Impact fees /special assessments Investment income Total revenues Expenditures: Current: Public safety Culture and recreation Capital outlay: General government Total expenditures Net Change in Fund Balances Fund Balances - Beginning Fund Balances - Ending 110,000 110,000 1,500 1,500 111,500 111,500 100,875 (9,125) 234 (1,266) 101,109 (10,391) 127,530 127,530 77,738 49,792 49,792 77,738 127,530 127,530 (16,030) (16,030) 23,371 39,401 111,765 111,765 107,052 (4,713) $ 95,735 $ 95,735 $ 130,423 $ 34,688 Actual Amounts Variance with Final Budget - Positive (Negative) 67 CITY OF EDGEWATER, FLORIDA CAPITAL PROJECTS FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL ..r For The Year Ended September 30, 2003 to Variance with Budgeted Amounts Final Budget - Actual Positive Original Final Amounts (Negative) IN Revenues: Fines and forfeitures $ - $ - $ - $ ' Impact fees /special assessments Investment income 33,000 33,000 25,128 (7,872) Total revenues 33,000 33,000 25,128 (7,872) Expenditures: Current: Public safety - - - - Culture and recreation - - Capital outlay: - - - General government 1,650,000 1,650,000 409,383 1,240,617 Total expenditures 1,650,000 1,650,000 409,383 1,240,617 Net Change in Fund Balances (1,617,000) (1,617,000) (384,255) 1,232,745 Fund Balances - Beginning 1,650,000 1,650,000 1,641,267 (8,733) Fund Balances - Ending $ 33,000 $ 33,000 $ 1,257,012 $ 1,224,012 68 This page intentionally left blank. P� 1 1 s P� 1 w NONMAJOR PROPRIETARY FUNDS Enterprise Funds Water and Sewer - This fund was established at October 1, 2002 with net Development Fee Fund assets of the water and sewer fund that were reserved for development. Water and sewer development fees received each year are deposited into this fund to be used primarily for capital improvements to the water and sewer system. Renewal and Replacement - This fund was established at October 1, 2002 with net Fund assets of the water and sewer fund that were reserved for renewal and replacement. Bond covenants require that transfers be made to the renewal and replacement fund equivalent to 5% of the gross revenues of the system for the previous fiscal year. 1 1 1 1 This page intentionally left blank. 1 1 1 s .o wr 40 M CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF NET ASSETS NONMAJOR PROPRIETARY FUNDS September 30, 2003 Assets Noncurrent assets: Restricted cash and cash equivalents Total assets Liabilities Current liablities: Accounts payable Total liabilities Net Assets Restricted Water and Sewer Renewal and Total Nonmajor Development Replacement Proprietary Fee Fund Fun Funds $ 2,515,510 $ 1,016,778 $ 3,532,288 2,515,510 1,016,778 3,532,288 7,240 23,218 30,458 7,240 23,218 30,458 $ 2,508,270 $ 993,560 $ 3,501,830 .• 1 This page intentionally left blank. Pj LI 1 r n CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS NONMAJOR PROPRIETARY FUNDS September 30, 2003 Water and Sewer Renewal and Total Nonmajor Development Replacement Proprietary Fee Fund Fund Funds Operating Revenues User Charges Operating Expenses Contractual services Operating income(loss) Nonoperating Revenue Grant revenue Investment income Total nonoperating revenue Income before contributions and transfers Capital contibutions: Development fees Transfers in Transfers out Change in net assets Total Net Assets - Beginning Total Net Assets - Ending 31,180 650 31,830 (31,180) (650) (31,830) - 202,000 202,000 35,291 12,599 47,890 35,291 214,599 249,890 4,111 213,949 218,060 446,090 - 446,090 - 270,809 270,809 (154,100) (222,307) (376,407) 296,101 262,451 558,552 2,212,169 731,109 2,943,278 $ 2,508,270 $ 993,560 $ 3,501,830 70 CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF CASH FLOWS NONMAJOR PROPRIETARY FUNDS For The Year Ended September 30, 2003 Cash Flows from Operating Activities: Water and Sewer Renewal and Total Nonmajor Development Replacement Proprietary Fee Fund Fund Funds Receipts from customers $ - $ - $ - Payments to suppliers (23,940) 22,568 (1,372) Net cash provided (used) by operating activities (23,940) 22,568 (1,372) Cash Flows from Non - Capital Financing Activities: Net operating transfers in Net operating transfers out Net cash provided (used) by non - capital financing activities Cash Flows from Capital and Related Financing Activities: Grant received Development fees received Net cash provided by capital and related financing activities 270,809 270,809 (154,100) (222,307) (376,407) (154,100) 48,502 (105,598) - 202,000 202,000 446,090 - 446,090 446,090 202,000 648,090 Cash Flows from Investing Activities: Investment income Net cash provided by investing activities Net Increase in Cash and Cash Equivalents Cash and Cash Equivalents - Beginning Cash and Cash Equivalents - End 35,291 12,599 47,890 35,291 12,599 47,890 303,341 285,669 589,010 2,212,169 731,109 2,943,278 $ 2,515,510 $ 1,016,778 $ 3,532,288 71 in CM i to Reconciliation of Operating Income (Loss) to Net Cash Provided By Operating Activities Operating income (loss) Change in Assets and Liabilities: Increase in accounts payable Total adjustments Net Cash Provided(Used) by Operating Activities M AN ft to r .0 Water and Sewer Renewal and Total Nonmajor Development Replacement Proprietary Fund Fund Funds $ (31,180) $ (650) $ (31,830) 7,240 23,218 30,458 7,240 23,218 30,458 $ (23,940) $ 22,568 $ (1,372) 72 do This page intentionally left blank. O. FIDUCIARY FUNDS Pension Trust Funds Police, Firefighter and - These funds are used to account for the accumulation of General Employees' resources to be used for retirement annuity payments at .. Pension Funds the appropriate amounts and times in the future. Resources are contributed by employees at rates fixed by law and by the City and the State at amounts determined r , by an annual actuarial study. W M M W W W tr IV up W rj qP i This page intentionally left blank. go yT, CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS September 30, 2003 r General Police Totals Employees Officers Firefighters Employee Pension Trust Pension Trust Pension Trust Pension Funds r Assets: Cash and short-term investments $ - $ 94,335 $ 118,033 $ 212,368 Investments, at fair value: Debt mutual funds Equity mutual funds Other mutual funds Total investments r Total assets Liabilities: Accounts payable Net Assets Held in Trust for Pension Benefits w 4,355,616 2,905,898 633,594 7,895,108 4,605,098 1,345,074 1,016,574 6,966,746 707,352 580,573 - 1,287,925 9,668,066 4,831,545 1,650,168 16,149,779 9,668,066 4,925,880 1,768,201 16,362,147 1,034 - - 1,034 $ 9,667,032 $ 4,925,880 $ 1,768,201 $ 16,361,113 73 This page intentionally left blank. i 11 LI M CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS For The Year Ended September 30, 2003 'o General Police - (23,877) Total (34,992) Employees Officers Firefighters Employee Pension Trust Pensio Trust Pensio Trust Pe n s ion Funds to Additions: Contributions: so Employer $ 436,006 $ 410,431 $ 146,735 $ 993,172 Plan members 65,797 84,547 57,210 207,554 State - 94,334 62,788 157,122 Total contributions 501,803 589,312 266,733 1,357,848 Investments income: Net increase in fair value Less investment expense Net investment income Total additions Deductions: Benefits /distributions Administrative expenses Total deductions Change in Net Assets Net Assets Held in Trust for Pension Benefits : Beginning of Year End of Year 1,015,990 453,787 159,658 1,629,435 - (23,877) (11,115) (34,992) 1,015,990 429,910 148,543 1,594,443 1,517,793 1,019,222 415,276 2,952,291 191,845 114,187 24,354 10,401 216,199 124,588 $ 4,925,880 1,301,594 894,634 19,943 325,975 9,438 44,193 29,381 370,168 $ 4,925,880 385,895 2,582,123 8,365,438 4,031,246 1,382,306 13,778,990 $ 9,667,032 $ 4,925,880 $ 1,768,201 $ 16,361,113 74 1 This page intentionally left blank. 1 I� J t 1 7 CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS f� 1 This page intentionally left blank. t CITY OF EDGEWATER, FLORIDA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY an to IN For The Year Ended September 30, 2003 75 General Public Public Leisure Government Safety Works Services Total Land $ 1,934,540 $ 105,591 $ 6,906 $ 1,732,399 $ 3,779,436 Buildings 175,818 1,225,060 58,268 2,911,718 4,370,864 Improvements 74,943 25,905 12,762,624 1,579,763 14,443,235 Machinery & equipment 328,345 2,229,807 294,468' 556,315 3,408,935 Infrastructure - - 625,460 - 625,460 Construction in progress - - 597,819 285,316 883,135 Total $ 2,513,646 $ 3,586,363 $14,345,545 $ 7,065,511 $ 27,511,065 Deletions Balance and Balance 09 -30 -02 Additions Transfers 09 -30 -03 General Government $ 585,833 $ 1,937,313 $ 9,500 $ 2,513,646 Public Safety 3,507,457 132,277 53,371 3,586,363 Public Works 18,401,332 1,227,777 5,283,564 14,345,545 Leisure Services 6,706,944 626,183 267,616 7,065,511 Total $ 29,201,566 $ 3,923,550 $ 5,614,051 $ 27,511,065 75 This page intentionally left blank. 1 1 1 STATISTICAL SECTION 1 This page intentionally left blank. PI I l� 1 61 STATISTICAL INFORMATION Comments Relative to Statistical Section The following statistical tables that are recommended for inclusion by the Government Finance Officers Association are not included for the reasons stated below: A. Ration of Net General bonded Debt to Assessed Value and Net Bonded Debt per Capita - Last Ten Fiscal Years - The City has not had any general bonded debt over �.. the past ten fiscal years. B. Ratio of Annual Debt Service for General bonded Debt to Total General Expenditures - Last Ten Fiscal Years - The City has not had any general bonded debt over the past ten fiscal years. C. Florida Statutes and the Charter of the City of Edgewater, Florida, set no legal debt margin. CITY OF EDGEWATER, FLORIDA GENERAL GOVERNMENTAL EXPENDITURES BY FUNCTION (1) Last Ten Fiscal Years Fiscal Year General Ended Total Government Public Safety Transportation 1994 $ 5,536,175 $1,374,732 $2,618,319 $539,395 1995 5,965,527 1,475,527 2,774,643 484,726 1996 12,357,998 1,496,667 2,762,925 429,734 1997 11,563,627 1,578,623 2,979,253 400,222 1998 7,177,744 1,871,415 3,012,478 328,927 1999 7,720,056 1,194,392 3,283,992 301,660 2000 10,163,707 1,423,439 4,164,037 667,425 2001 10,508,931 1,633,024 4,395,867 949,445 2002 15,749,026 2,133,671 5,362,820 986,671 2003 11,212,699 2,033,442 5,308,937 359,916 (1) Includes General, Special Revenue, Capital Projects and Debt Service Funds. 76 Leisure Capital Debt Services Outlay Service $559,520 $ 402,505 $ 41,704 599,877 557,493 73,261 623,604 6,054,969 990,099 590,121 5,061,279 954,129 601,396 414,808 944,559 616,686 1,375,499 943,649 728,209 2,241,616 938,981 925,987 1,665,678 936,940 1,335,748 4,967,147 962,969 1,609,971 409,383 1,491,050 77 CITY OF EDGEWATER, FLORIDA GENERAL GOVERNMENTAL REVENUES BY SOURCE (1) Last Ten Fiscal Years (1) Includes General, Special Revenue, Capital Projects and Debt Service Funds. 78 Licenses Fiscal Year and InterGovernmental Ended Total Taxes Permits Revenues 1994 $5,507,841 $4,333,768 $169,855 $ 580,153 1995 6,830,328 4,386,811 160,758 549,529 1996 7,547,035 5,016,151 181,459 574,174 1997 7,293,444 5,147,962 179,136 688,286 1998 7,468,670 5,484,239 185,503 667,988 1999 7,672,589 5,516,973 220,890 806,787 2000 7,718,669 5,648,694 267,252 663,079 2001 9,117,174 6,189,561 297,863 1,382,955 2002 9,152,993 5,130,474 326,793 2,566,811 2003 9,876,614 5,959,123 445,741 2,221,416 (1) Includes General, Special Revenue, Capital Projects and Debt Service Funds. 78 Charges for Fines and Investment Special Miscellaneous Services Forfeitures Income Assessments Revenue $ 195,180 $108,739 $ - $ - $120,146 1,380,438 96,340 - - 256,452 146,434 97,328 813,149 298,767 419,573 111,478 83,247 547,977 288,851 246,507 123,692 75,309 24,910 609,286 297,743 141,439 91,658 27,973 595,790 271,079 139,931 77,659 39,121 577,464 305,469 205,982 115,608 36,420 598,314 290,471 57,137 77,508 293,050 577,998 123,222 112,985 193,962 254,253 644,420 44,714 79 CITY OF EDGEWATER, FLORIDA PROPERTY TAX LEVIES AND COLLECTIONS Last Ten Fiscal Years (1) Fiscal Total Total Tax Percent of Levy Year Ended Tax Levy Collections Collected 1994 $2,073,547 $2,010,161 96.94% 1995 2,113,146 2,040,928 96.58 1996 2,608,024 2,516,081 96.47 1997 2,528,985 2,440,210 96.49 1998 2,576,393 2,491,303 96.70 1999 2,538,138 2,443,445 96.27 2000 2,463,013 2,376,413 96.48 2001 2,647,837 2,599,328 98.17 2002 2,794,043 2,704,707 96.80 2003 3,516,953 3,388,208 96.34 (1) Each fiscal year contains data from the ad valorem assessment roll of the preceding year (i.e., fiscal year 2002 contains the 2001 assessment roll tax collections). (1) Obtained from the Revised Recapitulation of the Ad Valorem Assessment Rolls of Edgewater, Florida provided by Volusia County, Florida Finance Department. (2) Each fiscal year contains the ad valorem assessment roll of the preceding year (i.e., fiscal year 2002, contains data on the 2001 assessment roll). (3) Assessed taxable values for all fiscal years presented are stated net of the constitutional homestead exemption of $25,000 and the additional senior homestead exemption of $25,000. 81 ' CITY OF EDGEWATER, FLORIDA ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY (1) Last Ten Fiscal Years (1) (In Thousands) Ratio of Total Ratio of Total Assessed to Assessed " (2) Total (3) Taxable Value Fiscal Year Assessed Estimated Estimated Assessed to Estimated Ended Value Actual Value Actual Value Taxable Value Actual Value 1994 $484,289 $484,289 100.00% $352,153 72.72% F 1995 499,443 499,443 100.00 361,840 72.45 1996 516,875 516,875 100.00 367,272 71.06 1997 542,399 542,399 100.00 383,761 70.75 1998 561,103 561,103 100.00 400,061 71.29 1999 572,804 572,804 100.00 403,519 70.44 2000 589,101 589,101 100.00 413,951 70.26 r 2001 632,205 632,205 100.00 445,014 70.39 2002 694,658 694,658 100.00 469,587 67.59 2003 842,981 842,981 100.00 539,238 63.97 (1) Obtained from the Revised Recapitulation of the Ad Valorem Assessment Rolls of Edgewater, Florida provided by Volusia County, Florida Finance Department. (2) Each fiscal year contains the ad valorem assessment roll of the preceding year (i.e., fiscal year 2002, contains data on the 2001 assessment roll). (3) Assessed taxable values for all fiscal years presented are stated net of the constitutional homestead exemption of $25,000 and the additional senior homestead exemption of $25,000. 81 CITY OF EDGEWATER, FLORIDA PROPERTY TAX RATES - ALL DIRECT AND OVERLAPPING GOVERNMENTS Last Ten Fiscal Years (1) Tax rates per $1,000 of assessed taxable values 82 SouHieast Florida St Johns Edgwrater Volusia Inletand Inland Water Fiscal Year General School Volusia Hospital Mosquito Port Navigabon Management Ended Fund District ou District Control Audio* District District Trial 1994 5.888 9.869 5.627 2.332 0.318 0.094 0.051 0.470 24.649 1995 5.840 10.277 5.716 2.292 0.287 0.094 0.049 0.482 25.037 1996 7.101 10.887 6.172 2.285 0.262 0.094 0.040 0.482 27.323 1997 6.590 10.821 6.217 2.247 0.238 0.093 0.038 0.482 26.726 1998 6.440 10.487 6.381 2.132 0.238 0.090 0.050 0.482 26.300 1999 6.290 10.376 6.378 2.052 0.238 0.090 0.047 0.482 25.953 2000 5.950 9.158 6.367 2.528 0.238 0.090 0.041 0.472 24.844 2001 5.950 9.158 6.367 2.528 0.238 0.090 0.041 0.472 24.844 2002 5.950 8.899 6.604 2.320 0.238 0.090 0.0385 0.462 24.602 2003 6.95 8.699 6.604 2.320 0.238 0.090 0.0385 0.462 25.402 Tax rates per $1,000 of assessed taxable values 82 CITY OF EDGEWATER, FLORIDA SPECIAL ASSESSMENTS COLLECTIONS Last Ten Fiscal Years Water and Sewer Fund Since Levy Road Improvement Assessments Y Current Current Current Current Fiscal Assessments Assessments Assessments Assessments Year Ended Due Collected Due Collected 1994 $453,668 $766,062 $ - $ - 1995 473,499 586,927 771,418 1,366,243 1996 529,579 608,631 238,813 298,767 1997 554,850 644,377 251,480 288,851 1998 580,364 624,088 265,575 293,139 1999 608,750 655,258 281,544 299,546 2000 638,209 684,687 297,401 310,973 2001 670,901 762,235 315,347 341,279 2002 731,162 823,170 352,167 383,260 2003 762,155 834,005 369,351 399,888 83 CITY OF EDGEWATER, FLORIDA COMPUTATION OF OVERLAPPING DEBT September 30, 2003 Percentage City of Applicable to Edgewater w Net Debt the City of Share of Overlapping Governments Outstandinq Edgewater Debt Volusia County School District $37,460,455 2.76 $1,033,909 Total overlapping debt $1,033,909 (1) Data provided by above agencies. (2) The City does not have any general obligation long -term debt outstanding. 84 CITY OF EDGEWATER, FLORIDA DEMOGRAPHIC STATISTICS Last Ten Fiscal Years w ' (1) Obtained from University of Florida, Bureau of Economics and Business Research. Census Bureau estimate for April 2000 and City of Edgewater Planning Dept. (2) Obtained from Volusia County Supervisor of Elections. (3) Obtained from U.S. Department of Commerce, Bureau of Economic Analysis. (4) State of Florida, Department of Labor and . Employment Security. y (5) Volusia County School Board - includes grades K -5, Edgewater Elementary School and Indian River Elementary School. (6) Volusia County - Census Bureau (2000) I 85 (1) (2) (3) Per (4) County (5) School (6) Fiscal Estimated Registered Capita Unemployment Percent Median Year Population Voters Income Rate Enrollment Attendance Age 1994 17,096 9,024 $16,526 6.4% 1,540 95 - w 1995 17,484 10,942 18,730 4.9 1,534 95 - 1996 17,820 11,158 18,815 4.2 1,524 95 - 1997 18,077 11,196 19,455 4.0 1,546 95 - 1998 18,761 11,821 19,787 3.2 1,495 96 - 1999 18,865 11,786 20,309 3.0 1,484 95 46.7 2000 19,343 12,839 21,920 2.9 1,491 95 - 2001 19,390 12,484 22,520 4.0 1,457 95 2002 19,515 12,406 23,195 5.3 1,603 93 - 2002 19,515 12,406 23,195 5.3 1,603 93 - 2003 20,088 12,753 23,832 5.2 1,412 95 42.2 w ' (1) Obtained from University of Florida, Bureau of Economics and Business Research. Census Bureau estimate for April 2000 and City of Edgewater Planning Dept. (2) Obtained from Volusia County Supervisor of Elections. (3) Obtained from U.S. Department of Commerce, Bureau of Economic Analysis. (4) State of Florida, Department of Labor and . Employment Security. y (5) Volusia County School Board - includes grades K -5, Edgewater Elementary School and Indian River Elementary School. (6) Volusia County - Census Bureau (2000) I 85 (1) Provided by Florida Bankers Association. (2) Obtained from revised recapitulation of the ad valorem assessment rolls of the City of Edgewater. i CITY OF EDGEWATER, FLORIDA PROPERTY VALUE, CONSTRUCTION AND BANK DEPOSITS Last Ten Fiscal Years (In Thousands) (1) (2) Commercial Residential (1) Assessed Fiscal Construction Co Deposits Savings Value Year Units Value Units Value Banks and Loan 1994 5 $900 126 $8,015 $88,750 $91,544 $484,289 1995 8 1,987 70 5,799 93,927 95,542 499,443 1996 13 2,379 124 10,068 96,342 87,419 516,875 1997 20 2,224 105 7,626 190,381 - 542,399 1998 35 2,465 116 9,944 209,575 - 561,103 1999 11 1,755 201 15,834 201,653 - 572,804 2000 23 6,743 195 19,077 201,494 - 589,101 2001 9 1,159 285 28,892 206,981 - 632,205 2002 17 3,953 226 23,495 206,960 - 694,658 2003 17 4,052 281 29,628 215,130 - 842,981 (1) Provided by Florida Bankers Association. (2) Obtained from revised recapitulation of the ad valorem assessment rolls of the City of Edgewater. i CITY OF EDGEWATER, FLORIDA SUMMARY OF TEN LARGEST SINGLE UNIT WATER USERS ' September 30, 2003 (3) Water restrictions implemented by the St. Johns River Water Management District, Volusia County, and the City of Edgewater continue to be in effect. Reclaimed water has been available to the Florida Shores area since 1994. A total of 2,599 customers were connected to the reclaimed /reuse water system at year end. 5 ib 87 Average Consumption Percent of Per Month Total Gallons Customers (Gallons) (1) Consumed County of Volusia 6,565,660 12.65% Eastern Shores Mobile Village 755,725 1.46 Coronado Paint Company 377,148 .73 Halifax Court (Hendry) 140,303 .27 Volusia County Schools 136,391 .26 Blue Gables, Inc.(Naco, Inc.) 113,667 .22 Pyramid Park 97,358 .19 Friendly Shores HOA 105,760 .20 Publix Supermarket, Inc. 79,750 .15 Winn Dixie 56,542 .11 8,428,304 16.24% FY -2003 average monthly consumption: 51,899,558 gallons (1) Based on individual meter connections per City of Edgewater, Florida, records. (2) The total average monthly consumption for the ten largest water users decreased from the previous year by a total of 161,000 gallons. (3) Water restrictions implemented by the St. Johns River Water Management District, Volusia County, and the City of Edgewater continue to be in effect. Reclaimed water has been available to the Florida Shores area since 1994. A total of 2,599 customers were connected to the reclaimed /reuse water system at year end. 5 ib 87 CITY OF EDGEWATER, FLORIDA PRINCIPAL TAXPAYERS September 30, 2003 Source: 2002 ad valorem tax rolls of the City of Edgewater, Florida. DR -403AM FY -2003 total assessed valuation $ 842,981,339. Percent of Assessed Total Assessed Customers Valuation Valuation Florida Power & Light $ 10,813,423 1.28% Coronado Paint Company, Inc. 6,544,190 .78 BellSouth Communications, Inc. 3,465,163 .41 Edgewater Commons 3,313,639 .39 Laramie Florida Shores, LP 2,866,831 .34 Twean Subsidiary, LLC 2,698,480 .32 Sea Edge Partners, LLC 2,655,698 .32 Bel Aire Investments, Inc. 2,397,000 .28 Carder, James and Rosemary 2,062,301 .24 Florida East Coast Railway Company 1,805,325 .21 $38.6 2 050 4.57 Source: 2002 ad valorem tax rolls of the City of Edgewater, Florida. DR -403AM FY -2003 total assessed valuation $ 842,981,339. CITY OF EDGEWATER, FLORIDA MISCELLANEOUS STATISTICAL DATA I September 30, 2003 4 The City of Edgewater lies just south of New Smyrna Beach, along the Atlantic coastline. Beginning as the small village of Hawk's Park with 115 permanent residents in 1871, the name was formally changed to Edgewater in 1925. The apiaries of the early days evolved into a large honey company which exports internationally. A large paint factory, a thriving building industry, boat building, garment factories and other light manufacturing provide employment. A friendly city with a small town flavor, Edgewater has a wide variety of residential options. City Operations: Police Department: Sworn Officers Civilian Employees Reserve Officers Source: City of Edgewater Finance Department 7 35 5 2 Class 5/9 2 21 8 4 1 1 84 Passive 67 Active 151 14 1 1 89 Fire Department: Insurance rating Number of stations Full -time firefighters Volunteer firefighters Civilian employees Animal Control Reserves City Parks (Active and Open Space) Park acreage Community Facilities Nearest Commercial Airport: Daytona Beach International Financial Institutions Churches Libraries Post office locations Electric Service: Florida Power & Light Telephone Service: Bell South Cable TV Service: Time Warner Communications, Inc. Source: City of Edgewater Finance Department 7 35 5 2 Class 5/9 2 21 8 4 1 1 84 Passive 67 Active 151 14 1 1 89 CITY OF EDGEWATER, FLORIDA MISCELLANEOUS STATISTICAL DATA - CONTINUED September 30, 2003 Garbage/Trash Collection: Type: Residential service Commercial /Industrial service Recycling Water Service: Source Plant capacity Average daily demand Treatment Monthly Residential and Commercial Rates Sewer Service: System Type: Average Daily Flow Plant Capacity Avg. Capacity Used Daily Avg. Daily Reclaimed Water Consumption Minimum Additional 1,000 gallons Stormwater Management Fee Per Equivalent Drainage Unit (EDU) Without site mitigation With site mitigation Pickups /wk 1/1/03 2 $15.50 2 $18.30 1 $1.50 Florida Upper Aquifer 5.0 mgd 1.706 mgd Lime softening Effective 10/1/94 Advanced Wastewater Treatment 1.120 mgd 2.750 mgd 36.4% 1.021 mgd Relcaimed Water Sewer Water $8.00 $9.55 $5.00 $1.25 -3.90 $3.18 Effective 10/1/94 $6.00 $2.92 99 CITY OF EDGEWATER, FLORIDA WATER AND SEWER REVENUE BOND COVERAGE (1) Required coverage is 1.00 (2) Required coverage is 1.15 (3) Excludes interest earned on construction and impact fee funds (4) Includes cumulative collection of assessment principal and interest less amounts used for debt service payments less collections recognized as revenue in current year 91 September 30, 2003 Operating Payments to Net (4) Total Revenues Pledged Funds (1) and Renewal & Available Special Available Total Bond Bond Fiscal Gross Maintenance Replacement for All Assessment for All Service Service Year Revenues Expenses Funds Bonds Funds Bonds Requirement Coverage 2003 $5,108,991 $3,300,405 $270,809 $1,537,777 $1,700,946 $3,238,723 $2,879,765 1.12 2002 4,898,298 3,047,196 276,222 1,574,879 1,600,311 3,175,190 2,879,701 1.10 2001 4,949,424 2,901,684 278,780 1,768,960 1,332,986 3,101,946 2,878,250 1.08 2000 4,984,683 2,593,721 267,969 2,122,993 1,305,116 3,428,109 2,878,463 1.19 1999 4,713,972 2,468,742 261,066 1,984,164 1,329,440 3,313,604 2,881,456 1.15 tIr Total Funds Total Bond (2) Fiscal Available Allowable Service Bond Service Year for All Bonds Impact Fees Total Requirement Coverage 2003 $3,238,723 $503,182 $3,741,905 $2,879,765 1.30 2002 3,175,190 503,152 3,678,342 2,879,701 1.28 2001 3,101,946 502,468. 3,604,414 2,878,250 1.25 2000 3,428,109 502,569 3,930,678 2,878,463 1.37 1999 3,313,604 503,978 3,817,582 2,881,456 1.32 4 Fiscal year 2003 calculations: Gross revenues: Operating revenues $4,808,221 Connection fees 186,772 Interest revenues (3) 113,998 $5,108,991 Operation and maintenance expenses: Depreciation $4,868,788 Total operating expenses 1,568,383 $3,300,405 Allowable impact fees: Bond service requirement $1,068,328 Impact fee percentage 47.1% $503,182 Bond service requirements: Sr. Lien Jr. Lien Total Principal $ 405,000 $ 1,187,004 $ 1,592,004 Interest 663,328 624,433 1,287,761 _$_1,068,328 $ 1,811,437 $ 2,879,765 (1) Required coverage is 1.00 (2) Required coverage is 1.15 (3) Excludes interest earned on construction and impact fee funds (4) Includes cumulative collection of assessment principal and interest less amounts used for debt service payments less collections recognized as revenue in current year 91 t 1 This page intentionally left blank. R rr 1 1 1 t OTHER REPORTS 1 1 This page intentionally left blank. t 11 f� 1 V A MCDIRA41T DAM UCKETT' REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS The Honorable Mayor and City Commission City of Edgewater, Florida We have audited the basic financial statements of the City of Edgewater, Florida, as of and for the year ended September 30, 2003, and have issued our report thereon dated January 27, 2004. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance - As part of obtaining reasonable assurance about whether the City of Edgewater, Florida's basic financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing !r Standards. However, we noted certain immaterial instances of noncompliance that we have reported to management of the City of Edgewater, Florida in a separate letter dated January 27, 2004. Internal Control Over Financial Reporting - In planning and performing our audit, we considered the City of Edgewater, Florida's internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the basic financial statements and not to provide assurance on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the basic financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its operation that we consider to be material weaknesses. However, we noted other matters involving the internal control over financial reporting that we have reported to management of the City of Edgewater, Florida in a separate letter dated January 27, 2004. MCDIrzMIT D AVIS i UCU r 4z COMPANY, LLC CER -1 1 . 1PIED PUP,LIC ACCOUNTANTS AND ADVISORS 605 E. ROBINSON STREET, SUITE 635 ° ORLANDO, FLORIDA 32801 TELEPHONE 407 - 843 - 5406 ° FAX 407. 649 -9339 A EMAIL: INFO(_(1 MDPCPA.COM MEMIII.RS: PRIVATE COMPANIES PRACTIC'F SECTION -A KIER ICA\ INSTITIITF OF CFRTIFIF.D PUBLIC ACCnLINTANTS • FI_nR I DA 1 \ITITUTF OF CF'RTIFIFD PURI.IC Af!'OL`�TANTS ' 92 1 This report is intended solely for the information and use of management, the City Commission and the Auditor General of the State of Florida and is not intended to be, and should not be used by anyone other than these specified parties. January 27, 2004 t 93 1 1 ri t MANAGEMENT LETTER This page intentionally left blank. 1...7 lI L� n 1 l 1 F 'Affl,� , A C I)IRI!✓ n" DAVIS PUCIUTT MANAGEMENT LETTER Honorable Mayor and City Commission City of Edgewater, Florida In planning and performing our audit of the financial statements of the City of Edgewater, Florida for the year ended September 30, 2003, we considered its internal control to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to provide assurance on internal control. The following findings and recommendations, which resulted from our consideration of internal control, are submitted to assist in improving procedures and controls. In addition, this report includes other disclosures required by Rules of the Auditor General, State of Florida. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States. We have issued our Report on Compliance and Internal Control over Financial reporting and disclosures in this report, which is dated January 27, 2004, should be considered in conjunction with this management letter. This management letter is intended solely for the information of the City of Edgewater, Florida and management, and the State of Florida Office of the Auditor General and is not intended to be and should not be used by anyone other than those specified parties. �G U January 27, 2004 MCDIRMIT DAVIS PUCKETT & COMPANTY, LLB` C ERTIFI ED I'URLI'C ACCOUNTANTS AND ADVISORS 605 E. ROFSINSOnI STREET, SUITE 635 ^ ORLANDO, FLORIDA 32801 TELEPHONE 407- 843 -5406 • FAx 407 - 649 -9339 - EMAIL: INFO @?,MDPCPA.COM MEMHI RS: PR I�ATF COMPANIES PRACTICE SFCTION -A MF.R K A\ INSTITI;TF: OF CERTIFIED Pum.IC ACCOUNT NNTS ° F1 OR IOA 1\'STITUTI: OF CERTIIIED PL'II11. IC ACC'.OI;NTANTS 94 P Management Comments City of Edgewater, Florida January 27, 2004 Page Two • • - :- *T1 R1 UOTI The City continued to have some unfavorable ratios when the Auditor General financial condition assessment procedures were applied. The City's ratio of unreserved general fund balance to operating expenditures of the general fund for 2002 is less than 7 %. In addition, the City's general fund cash and investments balances in relation to expenditures also continues to be low. We did note that there was an excess of revenues over expenditures of $32,060 in the General Fund for 2002 compared to large deficits of revenues over expenditures in the past two prior years. This is a favorable trend that the City should continue. The City Commission did increase the property tax millage rate for fiscal year ending September 30, 2003, which should have a favorable impact on the financial condition of the City. We recommend the City set some goals to increase the ratio of unreserved general fund balance to general fund operating expenditures to at least 10 -20 %. By doing this the other ratio of cash to expenditures will automatically increase. For the second year in a row, the City had a small excess of revenues over expenditures in the general fund. However, this excess was considerably less than budgeted and several of the Auditor General financial condition assessment ratios were still unfavorable compared to benchmark, therefore we continue to recommend the City increase ratio of unreserved general fund balance to general fund operating expenditures. 1 - �• - - �- -� - :•l• • - • The City is in compliance with the water and but as noted in prior year comments, this years. Actually, there was a slight increa Waterway Park special assessments being probably go back down in 2003 since assessments will be collected over ten years. sewer bond coverage requirements, coverage has decreased from prior se coverage in 2002 due to some paid in full. However, coverage will remaining Waterway Park special 95 Management Comments City of Edgewater, Florida January 27, 2004 Page Three Recommendation L Since the City issued subordinate water and sewer debt in 2002, their debt I service requirements will increase in 2003. We recommend the City monitor the L , coverage ratios including the new debt to ensure continued compliance with covenants. There was a slight increase in coverage in 2003. Also, the rate study completed in 2003 resulted in a rate increase in wastewater, which will provide additional revenue in the future. Therefore, we have no further recommendation. 3. Investment Policy The City's investment policy was revised in 2002 to comply with Section 218.415, Florida Statutes, however, the City did not meet the continuing education requirements until after September 30, 2002. 71 We recommend the City make sure they get at least 8 hours per year of continuing education. The continuing education requirements were met during 2003 and no further comment is needed. 4. Excess Expenditures Over Appropriations Actual expenditures exceeded appropriations in the following funds: Special Law Enforcement Trust Special Revenue Fund, $789; Recreation Impact Fees Special Revenue Fund, $4065; and the Capital Projects Fund $4,967,147. All of the above funds had revenue and funds available to cover the expenditures. Recommendation t We recommend the City amend the budget during the year so that expenditures do not exceed appropriations. Corrective Action There are no funds with expenditures in excess of appropriations during 2003. t 1 96 Management Comments January 27, 2004 City of Edgewater, Florida . Page Four 1. Financial Condition Assessment The City continues to have some unfavorable ratios when compared to benchmarks for the Auditor General financial conditions assessment procedures. For example, the City's ratio of unreserved general fund balance to operating expenditures of the general fund for 2003 is 7.9 %. This percentage is low compared to other cities the size of Edgewater. However, this is the second year in a row that Edgewater had a small excess of revenue over expenditures, which is a favorable trend which the City should continue. Corrective Action We continue to recommend the City set some oals to increase the ration f 9 0 unreserved general fund balance to general fund operating expenditures to at least 10 -20 %. C. Comments Rpqi jr PH by the Ri iI s of the Auditor General 1. The financial report filed with the Department of Banking and Finance pursuant to Section 218.32(1)(b), Florida Statutes, is in agreement in all material respects with the annual financial audit report for the same period. 2. The City is not, or during the fiscal year was not, in a state of financial emergency as a consequence of conditions described in Section 218.503(1) Florida Statutes. 3. The City of Edgewater, Florida, has complied with Section 218.415, Florida Statutes, regarding the investment of public funds, except as note above. 4. As required by the Rules of the Auditor General Section 10.554(g)(6)c and 10.556(8), we applied financial condition assessment procedures. 97