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FY 2004 CAFR (2) ~ ~ ~ D ~ ~ ~ I ~ D I D ~ i I ~ ~ ~ ~ CITY OF EDGEWATER, FLORIDA COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2004 I I i I I I I I D I I I I I I ~ ~ D D City of Edgewater, Florida COMPREHENSIVE ANNUAL FINANCIAL REPORT For The Year Ended September 30, 2004 Prepared by: Finance Department U I ~ i ~ I ~ I I I I ~ ~ ~ ~ ~ I I i This page intentionally left blank. U Ii I I I i I I i I I D I I ~ I i i I INTRODUCTORY SECTION CITY OF EDGEW A TER COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS Year Ended September 30, 2004 I. Introductory Section: Table of Contents Letter of Transmittal GFOA Certificate of Achievement List of Principal Officials Organizational Chart II. Financial Section: Independent Auditor's Report Management's Discussion and Analysis Basic Financial Statements: Government-Wide Financial Statements: Statement of Net Assets Statement of Activities Fund Financial Statements: Balance Sheet - Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities Statement of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual - General Fund Statement of Net Assets - Proprietary Funds Statement of Revenues, Expenses and Changes in Fund Net Assets - Proprietary Funds Statement of Cash Flows - Proprietary Funds . Statement of Fiduciary Net Assets - Fiduciary Funds Statement of Changes in Fiduciary Net Assets - Fiduciary Funds Notes to Financial Statements Combining and Individual Fund Statements and Schedules: Major Governmental Fund: Schedule of Revenues and Expenditures and Changes in Fund Balance - Budget and Actual: Debt Service Fund ~ PaQe ~ W i I i-ii iii-vii viii ix x I i 1-2 3-13 14 15 I ~ 16 17 I I 18 19 20-21 I ~ ~ 22 23-24 25 26 27 -59 60 ~ I i U I ~ CITY OF EDGEWATER I COMPREHENSIVE ANNUAL FINANCIAL REPORT TABLE OF CONTENTS - Continued I Year Ended September 30, 2004 Paqe ~ II. Financial Section - Continued: Nonmajor Governmental Funds: Combining Balance Sheet - Nonmajor Governmental Funds 61-62 I Combining Statement of Revenues, Expenditures and Changes In Fund Balances - Nonmajor Governmental Funds 63-64 Schedule of Revenues, Expenditures and Changes in Fund I Balances - Budget and Actual: Special Revenue Funds 65-68 Capital Project Fund 69 Nonmajor Proprietary Funds: I Combining Statement of Net Assets - Nonmajor Proprietary Funds 70 Combining Statement of Revenues, Expenses and Changes I In Fund Net Assets - Nonmajor Proprietary Funds 71 Combining Statement of Cash Flows - Nonmajor Proprietary Funds 72-73 Fiduciary Funds: I Combining Statement of Fiduciary Net Assets 74 Combining Statement of Changes in Fiduciary Net Assets 75 Capital Assets Used in the Operation of Governmental Funds: ~ Schedule by Function and Activity 76 III. Statistical Section: General Governmental Expenditures by Function 77-78 I General Governmental Revenues by Source 79-80 Property Tax Levies and Collections 81 Assessed and Estimated Actual Value of Taxable Property, Net of Exemptions 82 I Property Tax Rates, Direct and Overlapping Governments 83 Special Assessment Collections 84 Computation of Overlapping Debt 85 i Demographic Statistics 86 Property Value, Construction, and Bank Deposits 87 Summary of Ten Largest Single Unit Water Users 88 Principal Taxpayers 89 I Miscellaneous Statistical Data 90-91 Water and Sewer Revenue Bond Coverage 92 ~ IV. Other Reports: Report on Compliance and on Internal Control over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance With Government Auditing Standards 93-94 i Report on Compliance with Requirements Applicable to the Major Program and Internal Control over Compliance in Accordance with OMS Circular A-133 95-96 Schedule of Expenditures of Federal Awards 97 ~ Notes to Schedule of Expenditures of Federal Awards 98 Schedule of Findings and Questioned Costs - Federal Awards 99 Management Comments 100-103 i I II THE CITY OF EDGEWATER POST OFFICE BOX 100, EDGEWATER, FLORIDA 32132-0100 ~ ~ Honorable Mayor and Members of the City Council City of Edgewater, Florida ~ ~ State law requires that all general-purpose local governments publish a complete set of financial statements presented in conformity with accounting principles generally accepted in the United States of America (GAAP) and that they be audited in accordance with auditing standards generally accepted in the United States of America by a firm of licensed certified public accountants. Pursuant to that requirement, it is with great pleasure that we present to you the City of Edgewater, Florida Comprehensive Annual Financial Report (CAFR) for the fiscal year ended September 30, 2004. ~ I This report consists of management's representations concerning the finances of the City of Edgewater. Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in this report. To provide a reasonable basis for making these representations, management of the City of Edgewater has established a comprehensive internal control framework that is designed both to protect the government's assets from loss, theft, or rnisuse and to compile sufficient reliable information for the preparation of the City of Edgewater financial statements in conformity with GAAP. Because the cost of internal controls should not outweigh their benefits, the City of Edgewater's comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. As management, we assert that, to the best of our knowledge and belief, this fmancial report is complete and reliable in all material respects. ~ ~ ~ The City of Edgewater's financial statements have been audited by McDirmit Davis & Company, LLC, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City of Edgewater for the fiscal year ended September 30, 2004, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the accounting principles used and significant estimates made by management; and evaluating the overall financial statement presentation. The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion that the City of Edgewater's financial statements for the fiscal year ended September 30, 2004, are fairly presented in conformity with accounting principles generally accepted in the United States of America. The independent auditor's report is presented as the first component of the financial section of this report. ~ ~ ~ The independent audit of the financial statements of the City of Edgewater was part ofa broader, federally mandated "Single Audit" designed to meet the special needs of federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government's internal controls and compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of federal awards. These reports are available in the Other Reports section of this report. ~ D GAAP require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. The City of Edgewater's MD&A can be found immediately following the report of the independent auditors. u I i I iii I ~ Honorable Mayor and Members of the City Council Page 2 of5 I ECONOMIC CONDITION AND OUTLOOK I The City is located in southeast Volusia County, east of 1-95 and south of New Smyrna Beach, to Ariel Road, along the Indian River and two miles west of the Atlantic Ocean. The City is within the economic zone of Central Florida, which roughly follows Interstate 4 from Tampa to Daytona Beach through Orlando to the communities along the Atlantic coast in V olusia County. iJ I Edgewater has experienced a moderate and increasing rate of growth. Edgewater's population in the last year increased from 20,088 to 20,637, a 2.7 percent increase. Economic factors and residential development interest within the City indicate these trends will continue to rise. Last year, however the City only issued 209 single-family residential home permits, a 25 percent decrease from the previous year. This was due primarily to the three hurricanes that swept through the City and surrounding areas in 2004. Based on early 2005 numbers, this number is expected to once again increase. I Coronado Paint, residential home construction, boat building (Boston Whaler, Edgewater Power Boats, RJ. Dougherty Associates, Inc., Porta Products), ParkTowne Industrial Center and other light manufacturing businesses provide employment opportunities within the City. NASA and related supporting enterprises at Cape Canaveral also provide further employment opportunities. Many of the City's residents commute to Daytona Beach, Deland and Orlando for business employment as well. I I I The community currently has a 4.3 percent unemployment rate, below the state average of 4.4 percent. During the last year, property taxable assessment values have increased 13.3 percent. As the economy grows, recent growth trends experienced by the City are expected to increase. The City continues exploring several options to increase economic growth within the City and improve economic development within southeast Volusia County. Toward this goal, the City's Economic Development Board is continuing its emphasis on result-orientated initiatives. The City continues to develop man partnerships between various economic development agencies and local businesses. i The City's economic growth initiative intensified with the purchase and development of the ParkTowne Industrial Center. Growth within the Park remains strong with the addition of Chipmunk Hardwood, Viking Industries and NIT holdings. The ongoing development of the property will spur non-residential economic growth for the City and stimulate additional economic benefits for the Park Avenue corridor. The Daytona Beach Community College, which has a campus adjacent to the project site, may assist in attracting new jobs through the creation of a marine industry teclmology center on a portion of the project site. ~ i The economic condition and outlook for the City is strong. The major initiative toward economic development such as ParkTowne is shifting the tax burden from primarily residential to a combination of commercial and residential. This approach has created an atmosphere within southeast Volusia County that is desirable to live and work. u MAJOR INITIATIVES D ParkTowne Industrial Center is continuously expanding. As it stands, Phase I is completely sold out. Currently, the City has eight contracts in the works on 18.24 acres - 1.7 acres at $50,000,5.55 acres at $65,000 and 9.99 acres at $71,500. Most of these contracts are scheduled to close in 2005. Also, two capital projects "ithin the park include an $850,000 drainage improvement project, and a $1.5 million road installation (Base Leg Drive). The City has also completed the planning and design for Phase II of the industrial development. I I The Police Department is pursuing grant funding for two full-time positions to be added to the department. The first is a VOCA Grant for a full-time Victim's Advocate position that will assist the victims of crime in dealing with the aftermath of being a victim and seeking redress. The other is a full-time sworn position for a Narcotics Investigator to be assigned to the South East Narcotic Drug Task Force (SENTF) to fightthe growing problem of illegal drugs in our area. I The Fire-Rescue Department constantly strives to make advancements with the quality of care it provides to the community. In the upcoming year, the department plans to develop and implement a Quality Assurance of services program. In addition, enhancements to the Standard Operational Procedures will be made in an effort to make sure I I iv Honorable Mayor and Members of the City Council Page 3 of5 all operations in every aspect of the department run more smoothly, as well as enhancements to the City Comprehensive Emergency Plan, which will prove effective during any large-scale emergencies. Alternative sheltering for Animal Services will be obtained through a referendum that was approved in 2004. This shelter will allow for animals to be housed and cared for by Animal Control Officers as well as volunteers when they are picked up in the City. Other projects in the works for the upcoming year and years to follow include developing and implementing a capital replacement program, developing a comprehensive plan for future departmental growth, researching alternative funding methods for the department, acquiring a location for future training grounds and enhancing the Physical Health Maintenance and Safety Program. The Personnel Department will revise the City's Personnel Policies and Procedures in 2005 to co-exist with the collective bargaining agreements. The goal for the next year is to update the a policy and procedure manual for those employees not covered by a bargaining agreement, as well as separate manuals for management personnel. The salary range and job position adjustments made to the new broad banding system requires job description revisions. A thorough review of all the City's job positions needs to be performed and new employee job descriptions prepared. The manning level in each department also needs to be reviewed to determine if staffing is sufficient to provide the services to the community. The upcoming year appears to hold some major Personnel Department activities. For the Personnel Department to become more proactive in the development of personnel, funds need to be allocated for training, communication and employee recognition. Reacting to the needs of the City employees is the Personnel Department's primary function; after all, they are the City's most valuable and most expensive resource. Leisure Services continues to plan for new and redevelopment of the City's current park system. The plan includes renovating the old ball fields at Hawks Park into a soccer complex, redeveloping Kennedy Park to benefit area boaters and sport fishermen, and begin planning and design for new shuffieboard facilities to be located at Rotary Park. Leisure Services obtained an additional grant from ECHO and will be constructing a roof over the new Hawks Park Amphitheater. Beautification with landscape themes along S.R. 442 (W. Indian River Boulevard) and U.S. Highway 1 (Ridgewood Avenue) will be under construction and mostly completed in 2005. The City's Department of Environmental Services is designing and permitting two new water production wells on City-owned property at the Alan R. Thomas Water Treatment Plant Wellfield. The Department is also constructing Phase I of the Reclaimed Water System Trunkline Project to provide better service to existing customers as well as to accommodate future customers. The City is doing a system-wide potable water meter conversion to a radio read system to provide for more accurate water accountability and reduce manpower needs. Additionally, radio read water meters are being installed in the reclaimed water system connections to encourage conservation and ensure a fair supply to all users. DEPARTMENT FOCUS The Police Department's focus on reducing crime over the past year has paid off with a 9.5 percent decrease in the overall crime rate. A successful departmental reorganization and improved training program has led to more aggressive approaches in dealing with identified community problems. Officers also made 67 percent more offender arrests than in the previous year and the Criminal Investigations Division (CID) has increased its successful prosecutions resulting in greater jail times for offenders than before. Expansion of the Traffic Unit has also led to a decrease in motor vehicle accidents and a reduction of community complaints of vehicular safety. The Fire-Rescue Department continues to provide superior Advanced Life Support (ALS) and Emergency Medical Services (EMS) with 2,701 requests for assistance during 2004. The request for assistance has increased by nearly 19 percent since 2003 and as the City continues to annex and develop, that percentage is expected to rise even higher. An additional two-person rescue became staffed in 2004, enabling the department to handle the increasing number of emergency calls. An additional five crewmembers were added on shift to staff this unit for all three shifts. Two other divisions that now fall under the Fire-Rescue Department are Code Compliance and Animal Services. A total of 1,363 cases were worked through the Code Compliance Division in 2004. That number is also expected to increase as the division grows along with the City. In addition, Animal Services had a total of 2,694 animal-related calls in 2004. v ~ ~ ~ i ~ I D ~ ~ ~ ~ I ~ ~ i I i ~ I I I Honorable Mayor and Members of the City Council Page 4 of 5 I In the PersOlmel Department, it was noted that the City made strives this year working with the broad banding classification system. The directors gained confidence in the system and employees have benefited from it. Salary range and job position adjustments were administered to keep the City competitive with this area's market. The employee collective bargaining agreements were negotiated and ratified in 2004. This is always a stressful undertaking for the City and the past year was no exception. The Police Dep~rtment held a representation election in the middle of the negotiations. Both PEA and FOP contracts were ratified and adopted by the City Council and distributed to all departments. During the hurricanes, employees' needs increased. Though only a handful of employees suffered injuries, many others suffered personal property damage. Arrangements were made with the City's deferred compensation company for financial assistance. While these employees were trying to get their homes back in living conditions, many of them were putting in several extra hours at work in an effort to get the City back in order. The Personnel Department staff made the transition into a temporary location due to the storm damage in their previous offices. Prioritizing employees' needs has caused some other personnel projects, such as employee recognition, newsletters and informational workshops, to be on the dO\\llslide in 2004. Due to the unpredictable nature of personnel issues, there remains a definite lack of time to devote on planning and training. I I i I Leisure Services completed development of Phase III of Hawks Park Recreation Complex and held the grand opening in January 2005. The opening showcased four new, lighted baseball fields, nature trails and an outdoor amphitheater. The project was funded with recreation impact fees and $648,500 in grants from V olusia County ECHO and FRDAP. The playground system at Rotary Park was replaced in the amount of 528,000. ~ FINANCIAL INFORM A nON ~ The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City of Edgewater operates. I Budgeting Controls. The annual budget serves as the fow1dation for the City of Edgewater's financial planning and control. All departments of the City of Edgewater are required to submit requests for appropriation to the City Manager. The City Manager then uses these requests as the starting point for developing a proposed budget. The City Manager then presents this proposed budget to the council for review. The City Commission is required to hold public hearings on the proposed budget and to adopt a final budget by no later than September 30, the close of the City of Edgewater's fiscal year. The appropriated budget is prepared by fund (e.g., general fund), department (e.g., fire department) and division (e.g., ems). The City Manager may make transfers of appropriations within and between divisions and departments, however, any revisions that alter the total appropriations of any fund must be approved by City Commission. Original and final amended budget-to-actual comparisons are provided in this report for each individual governmental fund. The General fund is presented on page 19 as part of the basic financial statements for the governmental funds. For other governmental funds these comparisons are presented in the governmental fund subsection of this report, which starts on pages 60-68. ~ u i I Long-term financial planning. The City Commission updated and adopted a 5-year Capital Improvements Plan (ClP) during fiscal year 2004. The CIP is a multi-year prioritized schedule of improvements that lists each capital improvement by year it is intended to be purchased or commenced; the amount to be spent per year; and, the method of fmancing such improvement. Each year during the annual budget process the CIP is reviewed to ensure incorporation of all necessary capital improvements. It should be noted; however, that the CIP is not a fixed document but a flexible, evolutionary document that may change to reflect changing priorities, opportunities, costs, or different fmancing approaches. I D Cash management policies and practices. The City administers a cash management and investment program that seeks to maximize, in order of priority, the preservation of funds, liquidity and interest earnings over its cash and investments. Cash resources of the individual funds are combined to form a pool of cash and investments. The City's cash and investment pool balance at September 30, 2004 (not including pension funds) \vas $7,268,432. Investment income includes the change in the fair value of investments. During the year monies were invested in U.S. Agencies and Treasuries and the State Board Administration Local Government Investment Pool in accordance with the City's Investment Policy. Pension fund assets were invested mainly in equity and bond funds in accordance with the City's Investment Policy for Retirement Funds. The total pension fund assets at September 30, 2004 were $18,712,877. ~ D i vi Honorable Mayor and Members of the City Council Page 5 of5 Risk Management. During the ordinary course of its operations, the City is exposed to various risks of losses. The City maintains commercial insurance coverage in amounts management feels is adequate to protect and safeguard the assets of the City. In the opinion of the City's management and legal counsel, legal claims and litigation are not anticipated to have a material impact on the fmancial position of the City. Pension and other postretirement benefits. The City of Edgewater sponsors three single-employer defmed benefit pension plans for its employees. Each year, an independent actuary engaged by the pension plan calculates the amount of the Annual Required Contribution (ARC) that the City of Edgewater must make to the pension plan to ensure that the plan will be able to fully meet its obligations to retired employees on a timely basis. In addition, police and firefighters are required to contribute 6% of their salary to the plan. General employees must contribute 2.5% of their salary to the plan. AWARDS AND ACKNO\VLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Edgewater for its CAFR for the fiscal year ended September 30, 2003. The City of Edgewater has received a Certificate of Achievement for the last nineteen consecutive years. In order to be awarded a Certificate of Achievement, the government published an easily readable and efficiently organized CAFR. This report satisfied both GAAP and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe that our current CAFR continues to meet the Certificate of Achievement Program's requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire staff of the finance department. We would like to express our appreciation to all members of the department who assisted and contributed to the preparation of this report. Credit also must be given to the Mayor and the City Commission for their unfailing support for maintaining the highest standards of professionalism in the management of the City of Edgewater's fmances. Respectfully submitted, ~rAc/? -tt-r---- Kenneth R. Hooper City Manager ;} ~~;// q-<<- t'..~ Jon C. Williams Finance Director vii u I ~ ~ ~ I o ~ ~ ~ u ~ u D u I I I I U ti I i i ~ I i ~ U ~ Ii U I i U W ~ U Certificate of Achievement for Excellence in Financial Reporting Presented to City of Edgewater, Florida For its Comprehensive AImual Financial Report for the Fiscal Year Ended September 30, 2003 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in governn1ent accounting and [mancial reporting. /l~~~ President ~/~ Executive Director viii James P. Brown - District 1 Dennis A. Vincenzi - District 2 CITY MANAGER Kenneth Hooper CITY ATTORNEY Foley and Lardner CITY OF EDGEWATER, FLORIDA LIST OF PRINCIPAL OFFICIALS Year Ended September 30, 2004 MAYOR Donald A. Schmidt CITY COUNCIL IX Harriet E. Rhodes - District 3 Judith R. Lichter - District 4 CITY CLERK Susan J. Wadsworth FINANCE DIRECTOR Jon C. Williams ~ I o I U I D U ~ I D ~ o a w I I I I ~ ti i ~ D ~ U ~ ~ ~ ~ i D W ~ ~ ~ ~ i CITY OF EDGEWATER ORGANIZATIONAL CHART %~~~~i?;~,~~9&fR~:[~ x ~ I ~ I U a D u ~ ~ ~ o ~ ~ ~ I I ~ ~ This page intentionally left blank. ~ I i I II I Ii Ii m I i ~ ~ I i i I i D FINANCIAL SECTION ~ i a u o i D Q I ~ D ~ a o u I I D ~ This page intentionally left blank. U il U I ~ g i il I i i ~ ~ ~ ~ i ~ I D MCDIRMIT III DAVIS CERTIFIED PUBLIC ACCOUNTANTS AND ADVISORS INDEPENDENT AUDITOR'S REPORT Honorable Mayor and City Council City of Edgewater, Florida Edgewater, Florida We have audited the accompanying financial statements. of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Edgewater, Florida, as of and for the year ended September 30, 2004, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Edgewater, Florida, as of September 30, 2004, and the respective changes in financial position and cash flows, where applicable, thereof and the respective budgetary comparison for the general fund for the year then ended in conformity with accounting principles generally accepted in the United States of America. MCDlRMIT DA VIS & COMPANY, LLC 605 E. ROBIt\SOt\ STREET. SL'ITE 635. ORLA'iDO. FLORIDA 32801 TEI.EPHO"iE 407-843-5406. FAX 407-649-9339 . EMAIL: It'FO@:VICDIRMITDAVIS.COM i\1E\lBERS: PRI\'.\ Tl C'OMP.\l'\;IES PR';'CTlCT SECTIO)\; . Ai\1F.RIC\N I~ST[TUTE OF CERTIFIED PL:SLlC A('COU1\TA!'\ TS . FLORIDA I~STITL: rE Or CERTIFIED PL1BUC ACCOU!\. T:~Nl ~ 1 U I o U D i o D U U ~ ~ a ~ a I I o I This page intentionally left blank. I ,i U ~ I I ~ ~ I ~ it g o ~ w ~ I ~ I In accordance with Government Auditing Standards, we have also issued a report dated March 23, 2005 on our consideration of the City of Edgewater, Florida's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. The Management's Discussion and Analysis on pages 3 through 13 is not a required part of the basic financial statements but is supplemental information required by the Governmental Auditing Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplemental information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the City of Edgewater's basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules and statistical section are presented for purposes of additional analysis and are not a required part of the basic financial statements. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by U.S. Office of Management and Budget Circular A- 133, Audits of States, Local Governments, and Non-Profit Organizations, and is also not a required part of the basic financial statements of the City of Edgewater, Florida. The combining and individual nonmajor fund financial statements and schedules and the schedule of expenditures of federal awards have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory section and the statistical section have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. 1Jtc/lWnit f:Xw.i4 8, ~CUUf LLt McDIRMIT DAVIS & COMPANY, LLC March 23, 2005 2 MANAGEMENT'S DISCUSSION AND ANALYSIS As management of the City of Edgewater, Florida we offer readers of the City of Edgewater's financial statements this narrative overview and analysis of the financial activities of the City of Edgewater for the fiscal year ended September 30, 2004. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal. Financial Highlights · The assets of the City of Edgewater exceeded its liabilities at the close of the most recent fiscal year by $44,890,143 (net assets). Onhis amount, $12,558,626 (unrestricted net assets) may be used to meet the government's ongoing obligations to citizens and creditors. · The government's total net assets decreased by $102,307. · As of the close of the current fiscal year, the City of Edgewater's governmental funds reported combined ending fund balances of $2,417,683, a decrease of $534,764 in comparison with the prior year. Most of this total amount is available for spending at the' government's discretion (unreserved fund balance). · At the end of the current fiscal year, unreserved fund balance for the general fund was $503,911, or 4% of total general fund expenditures. Overview of the Financial Statements This discussion and analysis are intended to serve as an introduction to the City of Edgewater's (the City) basic financial statements. The City's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-Wide Financial Statements The government-wide financial statements are designed to provide readers with a broad overview of the City of Edgewater's finances, in a manner similar to a private-sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the government's net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g., uncollected taxes and earned but unused vacation leave). 3 ~ I U I o I o o D ~ o a a ~ i ~ I ~ I I I I ~ U U ~ U I ~ ~ ~ R C U ~ I U ~ MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Both of the government-wide financial statements distinguish functions of the City of Edgewater that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Edgewater include general government, public safety, transportation/public works and leisure services. The business- type activities of the City of Edgewater include water and sewer, refuse collection, stormwater management, development fees and renewal and replacement. The government-wide financial statements include only the City of Edgewater itself (known as the primary government). The City of Edgewater has no component units. The government-wide financial statements can be found on pages 14 - 15 of this report. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Edgewater, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Edgewater can be divided into three categories: governmental funds, proprietary funds and fiduciary funds. Governmental Funds - Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government's near-term financing decisions. Both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Edgewater maintains seven individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the general fund, and the debt service fund, both of which are considered to be major funds. Data from the other five governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these nonmajor governmental funds is provided in the form of combining statements elsewhere in this report. The City of Edgewater adopts an annual appropriated budget for all of its governmental funds. Budgetary comparison statements have been provided for the general fund to demonstrate compliance with this budget at page 19. Budgetary comparison schedules have been provided for the debt service fund and the nonmajor funds at pages 60 and 65 - 69. 4 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED The basic governmental fund financial statements can be found on pages 16 - 19 of this report. Proprietary funds. The City of Edgewater maintains one type of proprietary fund. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City of Edgewater uses enterprise funds to account for water and sewer, refuse collection, stormwater management, development fees and renewal and replacement. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for water and sewer, refuse collection and stormwater management, which are all considered to be major funds. Data for the other 2 proprietary funds are combined into a single aggregated presentation. Individual fund data for each of these nonmajor proprietary funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements can be found on pages 20 - 24 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City of Edgewater's own programs. The accounting used for fiduciary funds is much like that used for the proprietary funds. The basic fiduciary fund financial statements can be found on pages 25 - 26 of this report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to financial statements can be found on pages 27 - 59 of this report. Other information. The combining statements referred to earlier in connection with nonmajor governmental and proprietary funds are presented immediately following the Notes to Financial Statements. Combining and individual fund statements and schedules can be found on pages 61 -75 of this report. Government-Wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Edgewater, assets exceeded liabilities by $45,013,666 at the close of the most recent fiscal year. The following table reflects the condensed statement of net assets for the current and prior years. For more detail see the Statement of Net Assets on page 14. 5 ~ B ~ ~ o I ~ ~ ~ I ~ ~ g I I I ~ I I I I U I g ~ I i U i i I I I i i ~ U I MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED City of Edgewater Statement of Net Assets As of September 30, Assets: Current and other assets Capital Assets Total Assets Governmental Activities Business-Type Activities Total Primary Government 2004 2003 2004 2003 2004 2003 $ 6,765,287 $ 7,291,026 $ 20,244,390 $21,917,794 $27,009,677 $29,208,820 19.619.433 18.393.432 50.232.897 48.733.463 69.852.330 67.126.895 26,384,720 25,684,458 70,4 77 ,287 70,651,257 96,862,007 96,335,715 Liabilities: Long term liabilities Other liabilities Total Liabilities 12,397,810 1.213.957 13,611,767 13,239,919 954.643 14,194,562 33,811,574 4.548.523 38,360,097 34,258,318 2.890.385 37,148,703 46,209,384 5.762.480 51,971,864 47,498,237 3.845.028 51,343,265 Net Assets: Invested in capital assets, net of related debt Restricted Unrestricted Total Net Assets 8,207,197 6,010,568 16,796,965 13,185,840 25,004,162 19,196,408 4,168,822 5,309,445 3,158,533 4,627,937 7,327,355 9,937,382 396.934 169.883 12.161 .692 15.688.777 12.558.626 15.858.660 $12772 953 511 489896 $ 32 117 190 $33 50? 554 $44 890 143 $44 992 450 Fifty-six percent (56%) of the City's net assets reflects its investment in capital assets (e.g., land, buildings, improvements, infrastructure and equipment) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Edgewater's Investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. An additional portion of the City of Edgewater's net assets (16%) represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($12,558,626) may be used to meet the government's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Edgewater is able to report positive balances in all categories of net assets. The City's net assets decreased by $102,307 during the current fiscal year. The reasons for this decrease are detailed below. The following table reflects the condensed Statement of Activities for the current and prior years. For more detail see the Statement of Activities on page 15. 6 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Revenues: Program revenues - Charges for services Operating grants and contributions Capital grants and contributions General revenues - Property taxes Franchise and utility taxes Intergovernmental Investment income and miscellaneous Total revenues Expenses: General government Public safety Transportation/public works Leisure services Interest on long-tenm debt Water and sewer Refuse collection Stonmwater management Development fees Renewal and replacement Total expenses Increase (Decrease) in Net Assets Before Transfers Transfers Increase (Decrease) in Net Assets Net Assets - Beginning Net Assets - Ending City of Edgewater Chanqes in Net Assets For The Year Ended September 30, Governmental Activities 2004 2003 Business-Type Activities 2004 2003 $ 1,419,760 $ 1,259,220 951,863 401,116 487,060 192,861 3,884,932 3,403,304 2,615,188 2,555,819 1,746,746 1,627,439 359.091 298.967 11.464,640 9,738.726 2,227,242 2,478,672 6,212,610 5,670,853 1,257,545 2,765,177 1,572,699 1,573,582 324,137 356,159 $ 8,237,855 2,303,189 989,665 $ 7,370,234 3,047,057 637,063 12.167.772 661.124 11.078.415 6,681,657 6,253,322 4,288,882 1,565,664 929,433 882,456 68,515 31,180 171,999 650 11.594.233 12.844.443 12.140.486 8,733.272 (129,593) (3,105,717) 27,286 2,345,143 1.412.650 751.758 (1.412.650) 1751.758) 1,283,057 (2,353,959) (1,385,364) 1,593,385 11.489,896 13.843.855 33,502.554 31.909.169 $12772 953 $11 489896 $32 117 190 $33 502 554 7 ~ I ~ I Total Primary Government 2004 2003 $ 9,657,615 3,255,052 1,476,725 3,884,932 2,615,188 1,746,746 996.154 23.632.412 2.227,242 6,212,610 1,257,545 1,572,699 324,137 6,681,657 4,288,882 929,433 68,515 171.999 23.734.719 (102,307) (102,307) 44.992.450 $44 890 143 $ 8,629,454 I 401,116 3,239,918 ~ 3,403,304 2,555,819 1,627,439 960,091 I 20.817.141 I 2,478,672 5,670,853 2,765,177 1,573,582 356,159 6,253,322 1,565.664 882,456 31,180 650 21.577,715 I ~ ~ (760,574) I (760,574) 0 45.753.024 $44 992 450 ~ I I I ~ I o i C i I I I I i i I U i ~ I ~ o I g MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Governmental activities - Governmental activities increased the City of Edgewater's net assets by $1,283,057. Key elements of this increase are as follows: . Property taxes increased by almost $482,000 (14%) during the year. . Operating grants and contributions increased $550,747 primarily because of accrual of reimbursement due from FEMA relating to the three hurricanes that occurred in 2004. Also capital grants increased almost $300,000 due to several grants received by the City. . Transfers in from business-type activities increased from $751,758 in 2003 to $1,412,650 in 2004, an increase of $660,892. Business-type activities - Business-type activities decreased the City of Edgewater's net assets by $1,385,364. Key elements of this decrease are as follows: . Expenses increased around $3,400,000 from 2003. Approximately $2,400,000 of this increase was due to hurricane expenses, however FEMA revenue was accrued to offset this. The remaining $1,000,000 increase in expenses is due to increase in salaries and other expenses. . . As mentioned above, business-type activities transferred $1,412,650 to governmental activities in 2004, an increase of $660,892 from 2003. 8 $7,000,000 $6,000,000 $5,000,000 $4,000,000 $3,000,000 $1,000.000 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Expenses and Program Revenues - Governmental Activities $6,212,610 General go'Vemment Public safety Transportation/PubliC worts Leisure sel"Aces I iii Expenses II Program revenues Revenues by Source. Governmental Activities Intergovernment 15% Properly taxes 34% Program revenues 25% Other taxes 23% Investment income & miscellaneous 3% $324,137 -,-...--~ ~ Interest on kmg-term debt IlIlntergovemment III Program revenues 0 Investment income & miscellaneous 0 Other taxes II Properly taxes I 9 o o I I ~ I W I i ~ I I I I I I - I a I ~ ~ i) $7,000,000 $6,000,000 I $5,000,000 ~ $4,000,000 u $3,000,000 i $2,000,000- $1,000,000 ~ i ~ MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Expenses and Program Revenues - Business-Type Activities $6,681.657 $630,975 -Cl.~ ~ .; , $0 Renewal and replace Water and sewer Refuse collection Stonnwater management Development fees II!! Expenses. Program revenue I Revenues by Source - Business-Type Activities . Charges for services 0 Capital grants and contributions 0 Operating grants and contributions . Investment income & miscellaneous i u i ~ 11 ~ o i Operating grants and contributions 19% Investment income & miscellaneous 5% Capital grants and contributions 8% 10 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Financial Analysis of the Government's Funds As noted earlier, the City of Edgewater used fund accounting to ensure and demonstrate compliance with finance-related requirements. Governmental Funds - The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Edgewater's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City of Edgewater's governmental funds reported combined ending fund balances of $2,417,683, a decrease of $534,764 in comparison with the prior year. Approximately 89% of this amount ($2,155,596) constitutes unreserved fund balance, which is available for spending at the City's discretion. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has already been committed to (1) pay debt service ($234,909) or (2) for other purposes ($27,178). The general fund is the chief operating fund of the City of Edgewater. At the end of the current fiscal year, unreserved fund balance of the general fund was $503,911, while total fund balance was $531,089. As a measure of the general fund's liquidity, it may useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance represents 4.1 percent of total general fund expenditures, while total fund balance represents 4.3 percent of that same amount. The fund balance of the general fund decreased by $252,560 during the current fiscal year. This decrease was due primarily to over $280,000 in hurricane expenditures charged to the general fund for emergency protective measures. This amount is due from FEMA at September 30,2004 but was not recorded as revenue since it was not available within 60 days of year end. Proprietary Funds - The City Edgewater's proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. Unrestricted net assets of the proprietary funds at the year end amounted to $12,161,691. The total decrease in net assets for these funds was $1,385,364. Other factors concerning the finances of these funds have already been addressed in the discussion of the City of Edgewater's business-type activities. General Fund Budgetary Highlights There were no differences between the original budget and the final amended budget. During the year, actual revenues were $359,693 less than budgeted revenue and actual expenditures were $698,384 less than budgeted expenditures. However, actual expenditures did exceed budgeted expenditures in the following functions: transportation/public works and public safety. 11 ~ i ~ I ~ I ~ I ~ I ~ ~ I ~ ~ i I ~ I ~ I I I I i ~ I i Ii I ~ i D i ~ ~ ~ ~ MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Capital Asset and Debt Administration Capital Assets - The City of Edgewater's investment in capital assets for its governmental and business-type activities as of September 30, 2004, amounts to $69,852,330 net of accumulated depreciation). This investment in capital assets includes land, buildings, improvements, machinery and equipment and infrastructure. The total increase in the City's investment in capital assets for the current fiscal year was 4%. Major capital asset events during the current fiscal year included the following: . Construction in progress for governmental activities increased primarily because of additions to FIND Project Phase II totaling $768,560 and additions of $547,095 to the Hawks Park Cultural Center. . The State Road 442 expansion costing $812,958 was completed. . Construction in progress increased for business-type activities primarily because of over $2,000,000 spent on the Western Utilities expansion and about $560,000 spent on Terra Mar Village Utilities improvements. City of Edgewater Capital Assets As of September 30, Governmental Activities Business-type Activities Total Primary Government 2004 2003 2004 2003 2004 2003 $ 3,779,436 $ 3,779,436 $ 676,827 $ 676,827 $ 4,456,263 $ 4,456,263 2,756,434 2,894,093 14,320,213 15,068,149 17,076,647 17,962,242 8,906,546 9,375,323 31,025,138 30,806,397 39,931,684 40,181,720 1,224,226 851,622 1,300,376 1,094,150 2,524,602 1,945,772 792,740 609,823 792,740 609,823 2,160.051 883.135 2,910,343 1,087.940 5,070.394 1.971 ,075 $19619433 $18393432 $50 232 897 $48 733 463 $69 852 330 $67 126 895 Land Buildings Improvements Machinery and equipment I nfrastructu re Construction in progress Total Additional information on the City of Edgewater's capital assets can be found in Note 6 on pages 41 - 42 of this report. 12 MANAGEMENT'S DISCUSSION AND ANALYSIS - CONTINUED Long-Term Debt - At the end of the current fiscal year, the City of Edgewater had total debt outstanding of $44,956,956. This debt includes bonds payable, notes payable, the state revolving loan and capital leases. Additional information on long-term debt can be found in Notes 7 and 8 on pages 43 - 51 of this report. City of Edgewater Lonq-Term Debt As of September 30, Governmental Activities Business-type Activities Total Primary Government 2004 2003 2004 2003 2004 2003 Bonds Payable $ $ $11,535,000 $11,940,000 $11,535,000 $11,940,000 Notes Payable 10,959,416 12,382,864 7,039,543 7,922,467 17,998,959 20,305,331 State Revolving Loan 14,574,225 15,804,864 14,574,225 15,804,864 Capital Leases 452.820 395.952 848.772 $11 412 236 $12382864 $33 544 720 $35 667 331 $44 956 956 $48 050 195 The City of Edgewater's total debt decreased by $3,093,239 (6 percent) during the current fiscal year. This is net of the following increases: · City entered into a capital lease agreement for $1,089,947 for the acquisition of computer equipment and various other vehicles and equipment. Next Year's Budget and Rates During the current fiscal year, the unreserved fund balance in the general fund decreased to $503,911. The City has not appropriated any of this amount for spending in the 2005 fiscal year budget since the plan is to increase the unreserved fund balance so that it at least 10-20% of general fund operating expenditures. Requests for Information This financial report is designed to provide a general overview of the City of Edgewater's finances for all those with an interest in the government's finances. Questions concerning any of the information should be addressed to the office of the Finance Director, City of Edgewater, P.O. Box 100, Edgewater, Florida 32132-0100. 13 I ~ I I I I I i i I I ~ ~ i ~ ~ ~ I I i I ~ i I I I I I ~ ~ i i ~ o I ~ i I BASIC FINANCIAL STATEMENTS i I I I I I it I ~ I I I i I I I ~ I U This page intentionally left blank. ~ CITY OF EDGEWATER, FLORIDA I STATEMENT OF NET ASSETS September 30, 2004 U Primary Government ~ Governmental Business-type Activities Activites Total ~ Assets: Cash and cash equivalents $ 2,190,020 $ 913,655 $ 3,103,675 Receivables, net 243,647 2,498,959 2,742,606 ~ Inventories and prepaid costs 27,178 7,257 34,435 Due from other governments 706,072 2,303,189 3,009,261 Internal balances 337,328 (337,328) I Restricted assets: Cash and cash equivalents 5,074,682 5,074,682 Investments 1,133,024 1,133,024 Special assessments receivable 2,734,803 8,383,089 11,117,892 ~ Bond issuance costs 267,863 267,863 Land held for resale 406,473 406,473 Investment in joint venture 119,766 119,766 i Capital assets not being depreciated 5,939,487 3,587,170 9,526,657 Capital assets being depreciated, net of accumulated depreciation 13,679,946 46,645,727 60,325,673 ~ Total Assets 26,384,720 70,477,287 96,862,007 Liabilities: ~ Accounts payable and other current liabilities 760,533 3,537,812 4,298,345 Due to other governments 12,305 12,305 Unearned revenue 441,119 441 ,119 i Liabilities payable from restricted assets 1,010,711 1,010,711 Noncurrent liabilities: Due within one year 1,655,004 2,737,818 4,392,822 Due in more than one year 10,742,806 31,073,756 41,816,562 I Total Liabilities 13,611,767 38,360,097 51,971,864 I Net Assets: Invested in capital assets, net of related debt 8,207,197 16,796,965 25,004,162 Restricted for: Capital projects 1,199,110 2,025,509 3,224,619 I Debt service 2,969,712 1,133,024 4,102,736 Unrestricted 396,934 12,161,692 12,558,626 I Total Net Assets $ 12,772,953 $ 32,117,190 $ 44,890,143 ~ U The accompanying Notes to Financial Statements are an integral part of these statements. 14 I <{ o a: o ....J u.. a: w I- <{ S w <.9 o w u.. o >- I- o """ o o N (f) W ~ :> ~ u <{ u. o I- Z w :!: w l- e::( I- (f) o C") '- Q) .0 E Q) ...... 0. 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(.) ro Q) I ..c l- I I I I I C"')or:::--~",,"o (0 L()CO (OL()O) O(OL()C"'lL()r- r-.: N' ..0 L()' N r-: C"'l r-r--co Or- (0 "<I" r--C"'l L()r- .,-- - ~ MOo N - -Mev) Y7 o L() ~ L() C"'l r-- CO NCO(Or-Or--r--COC"'l C"'lCO",,"O)L()OL()O)L() ~ r-, r--, 0, ~ (0, q 00, 0), "<I"L()(OO)NCOC"'lO)N OOr-"<I"L()r-..-COoor-- OO(Or--C"'l"""ON,,,,"r-- MOo N r-- ~ ci .,-- ...-- NO. ..- r- r- Y7 Ul ~ ::J 2 o Ul ell I: C ro (/) .s2 J= ell Qj "0 X U C .:9 .!!? ro @ .; ~~ ::J ~ C ~ ell co 01 -g (ij E 6; al .S Ul coco '::cEf? ell CIl Ul ell U ~ C '0, '6 ~ ~ ~ E .~ ell ell C g: .:9 ~ E c a5'~.o, ell, ell>'CIlellQ) O1CCIlUl .::t:cE;.5~-~alal roellU01Ulell.:90UlUl r....Q.Cl....(])\,j-o men ~e~2>~1- coro ello...LLEE~ alal o I- ZZ i CITY OF EDGEWATER, FLORIDA I BALANCE SHEET GOVERNMENTAL FUNDS u September 30, 2004 II Other Total Debt Governmental Governmental General Service Funds Funds Assets: Cash and cash equivalents $ 289,751 $ 234,909 $ 1,665,360 $ 2,190,020 Receivables, net 243,647 243,647 Inventories, at cost 21,317 21,317 Due from other governments 706,072 706,072 Due from other funds 337,328 337,328 Prepaid costs 5,861 5,861 Special assessments receivable 2,734,803 2,734,803 Land held for resale 406,4 73 406,473 Total Assets $ 2,010,449 $ 2,969,712 $ 1,665,360 $ 6,645,521 Liabilities and Fund Balances: Accounts payable $ 593,600 $ 13,675 $ 607,275 Retainage payable 150,528 150,528 Due to other governments 12,305 12,305 Deferred revenue 279,078 2,734,803 3,013,881 Unearned revenue 441 ,119 441 ,119 Deposits 2,730 2,730 Total Liabilities 1,479,360 2,734,803 13,675 4,227,838 Fund balances: Reserved: Inventories and prepaid costs 27,178 27,178 Debt service 234,909 234,909 Unreserved, reported in: General fund 503,911 503,911 Special revenue funds 452,575 452,575 Capital projects funds 1,199,110 1,199,110 Total fund balances 531,089 234,909 1,651,685 2,417,683 Total Liabilities and Fund Balances $ 2,010,449 $ 2,969,712 $ 1,665,360 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources and, therefore are not reported in the funds 19,619,433 Investment in joint venture is not a financial asset and therefore is not reported in the funds 119,766 Other long-term assets are not available to pay for current period expenditures and, therefore, are deferred in the funds 3,013,881 Long-term liabilities are not due and payable in the current period and therefore are not reported in the funds (12,397,810) Net assets of governmental activities $ 12,772,953 ~ I I I I D I I I ~ ~ I I i The accompanying Notes to Financial Statements are an integral part of these statements. 16 I CITY OF EDGEWATER, FLORIDA I STATEMENT OF REVENUES, EXPENDITURES AND CHANGES I IN FUND BALANCES - GOVERNMENTAL FUNDS For The Year Ended September 30, 2004 I Other Total ~ Debt Governmental Governmental General Service Funds Funds Revenues: ~ Taxes $ 6,500,120 $ $ $ 6,500,120 Licenses and permits 508,609 508,609 Intergovernmental revenues 2,678,916 2,678,916 Charges for services 128,751 128,751 I Fines and forfeitures 140,726 4,689 145,415 Impact fees/special assessments 54,307 405,844 239,818 699,969 Investment income 32,431 184,941 18,919 236,291 Miscellaneous 349,691 784 350,475 I Total revenues 10,393,551 590,785 264,210 11,248,546 Expenditures: ~ Current: General government 2,838,695 2,838,695 Public safety 5,828,786 49,326 5,878,112 Transportation/public works 890,755 890,755 ~ Leisure services 1,892,481 85,735 1,978,216 Debt service: Principal retirement 912,965 639,150 1,552,115 I Interest and fiscal charges 49,939 274,198 324,137 Capital outlay: General government 213,398 213,398 Public safety 345,786 345,786 ~ Transportation/public works 99,093 99,093 Total expenditures 12,413,621 913,348 793,338 14,120,307 Excess (Deficiency) of I Revenues Over Expenditures (2,020,070) (322,563) (529,128) (2,871,761) Other Financing Sources (Uses) i Transfers in 1,424,650 1,424,650 Transfers out (12,000) (12,000) Capital leases 581,487 581,487 Sale of land held for resale 342,860 342,860 i Net other financing sources (uses) 1,767,510 569,487 2,336,997 Net Change in Fund Balances (252,560) (322,563) 40,359 (534,764) I Fund Balances - Beginning 783,649 557,472 1,611,326 2,952,447 Fund Balances - Ending $ 531,089 $ 234,909 $ 1,651,685 $ 2,417,683 I i The accompanying Notes to Financial Statements are an integral part of these statements. i 17 I I I I I i i I I ~ U I I i U i I I II D CITY OF EDGEWATER, FLORIDA RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended September 30, 2004 Amounts reported for the governmental activities in the statement of activities (page 15) are different because: Net change in fund balances - total governmental funds (page 17) $ (534,764) Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. 1,314,967 The net effect of various transactions involving capital assets(Le. sales, trade-ins and transfers to proprietary funds) is to decrease net assets. (88,966) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. 279,078 The issuance of long-term debt provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long-term debt and related items. 970,628 Special assessment revenue reported in the funds in the current year must be eliminated from the statement of activities since revenue was recognized in a prior year. (405,844) Some expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds. (252,042) Change in net assets of governmental activities (page 15) $ 1,283,057 The accompanying Notes to Financial Statements are an integral part of these statements. 18 i I ~ ~ I I I I I I i ~ I ~ I I I ~ I This page intentionally left blank. ~ CITY OF EDGEWATER, FLORIDA GENERAL FUND I STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL I For The Year Ended September 30, 2004 Variance With Final Budget I Budgeted Amounts Actual Positive Original Final Amounts (Negative) Revenues: a Taxes $ 6,566,413 $ 6,566,413 $ 6,500,120 $ (66,293) Licenses and permits 446,600 446,600 508,609 62,009 Intergovernmental revenues 3,275,723 3,275,723 2,678,916 (596,807) i Charges for services 179,208 179,208 128,751 (50,457) Fines and forfeitures 145,500 145,500 140,726 (4,774) Impact fees/special assessments 12,000 12,000 54,307 42,307 Investment income 53,000 53,000 32,431 (20,569) i Miscellaneous 74,800 74,800 349,691 274,891 Total revenues 10,753,244 10,753,244 10,393,551 (359,693) I Expenditures: Current: General government 3,909,758 3,909,758 2,838,695 1,071,063 I Public safety 5,438,986 5,438,986 5,828,786 (389,800) Transportation/public works 812,073 812,073 890,755 (78,682) Leisure services 1,966,575 1,966,575 1,892,481 74,094 Debt service: i Principal retirement 907,255 907,255 912,965 (5,710) Interest and fiscal charges 77 ,358 77 ,358 49,939 27,419 Total expenditures 13,112,005 13,112,005 12,413,621 698,384 I Excess (Deficiency) of Revenues Over Expenditures (2,358,761 ) (2,358,761 ) (2,020,070) 338,691 ~ Other Financing Sources (Uses) Transfers in 1,405,000 1,405,000 1,424,650 19,650 Transfers out (353,429) (353,429) 353,429 ~ Sale of land held for resale 1,827,000 1,827,000 342,860 (1,484,140) Net other financing sources (uses) 2,878,571 2,878,571 1,767,510 (1,111,061) ~ Net Change in Fund Balance 519,810 519,810 (252,560) (772,370) Fund Balances - Beginning 783,649 783,649 783,649 I Fund Balances - Ending $ 1,303,459 $ 1,303,459 $ 531,089 $ (772,370) I i i The accompanying Notes to Financial Statements are an integral part of these statements. I 19 Other Water and Refuse Business- Type Sewer Collection Funds Total Assets Current assets: Cash and cash equivalents $ 566,684 $ 343,253 $ 3,718 $ 913,655 Receivables, net 985,4 70 106,027 44,462 1,135,959 Special assessments receivable 1,363,000 1,363,000 Due from other governments 2,303,189 2,303,189 Prepaid costs 7,142 115 7,257 Restricted cash and cash equivalents 2,225,874 2,225,874 Total current assets 5,148,170 2,752,584 48,180 7,948,934 Noncurrent assets: Restricted cash and cash equivalents 2,848,808 2,848,808 Restricted investments 1,133,024 1,133,024 Special assessments receivable 8,353,643 29,446 8,383,089 Bond issuance costs 263,300 4,563 267,863 Capital assets: Land, buildings and equipment 58,480,092 986,149 6,216,282 65,682,523 Construction in progress 2,910,343 2,910,343 Less accumulated depreciation (16,329,914 ) (669,332) (1,360,723) (18,359,969) Total capital assets (net of accumulated depreciation) 45,060,521 316,817 4,855,559 50,232,897 Total noncurrent assets 54,810,488 316,817 7,738,376 62,865,681 Total assets 59,958,658 3,069,401 7,786,556 70,814,615 ~ I ~ ~ D I ~ i ~ I ~ ~ ~ a ~ I I ~ I CITY OF EDGEWATER, FLORIDA STATEMENT OF NET ASSETS. PROPRIETARY FUNDS September 30, 2004 The accompanying Notes to Financial Statements are an integral part of these statements. 20 i I I ~ i ~ I U I ~. i ~ ~ ~ I I i U ~ Liabilities Current liabilities: Accounts payable Accrued liabilities Retainage payable Compensated absences Due to other funds Capital Lease Notes payable-current Total current liabilities Current liabilities payable from restricted assets: Customer deposits payable Revenue bonds payable State revolving loan Accrued interest payable Total current liabilities payable from restricted assets Noncurrent liabilities: Revenue bonds payable State revolving loan Capital Lease Notes payable Total noncurrent liabilities Total liabilities Net Assets Invested in capital assets, net of related debt Restricted Unrestricted Total net assets Other Water and Refuse Business-Type Sewer Collection Funds Total 214,772 2,446,875 753,245 3,414,892 3,994 867 4,861 118,059 118,059 241 ,488 73,046 61,108 375,642 337,328 337,328 11,656 77 ,855 16,903 106,414 614,000 278,526 892,526 1,081,916 2,601,770 1,566,036 5,249,722 645,585 425,000 1,275,879 365,126 2,711,590 11,001,212 13,298,345 31,716 4,512,000 28,843,273 32,636,779 211,832 45,991 1,635,017 1,681,008 3,247,044 211,832 2,813,602 13,890,713 1,133,024 12,298,142 $ 27,321,879 $ 27,130 2,879,122 2,025,509 (365,119) 4,539,512 228,668 255,799 $ 21 645,585 425,000 1,275,879 365,126 2,711,590 11,001,212 13,298,345 289,539 6,147,017 30,736,113 38,697,425 16,796,965 3,158,533 12,161,691 $ 32,117,190 o I ~ a D i ~ g ~ ~ ~ ~ ~ o a I I U I This page intentionally left blank. i I I ~ ~ ~ I ~ I i ~ E D i I i i D ~ CITY OF EDGEWATER, FLORIDA STATEMENT OF REVENUES. EXPENSES AND CHANGES IN FUND NET ASSETS - PROPRIETARY FUNDS For The Year Ended September 30, 2004 Other Water and Refuse Business-type Sewer Collection Funds Total Operating Revenues User charges $ 5,403,409 $ 1,946,298 $ 888,148 $ 8,237,855 Operating Expenses Salaries and benefits 2,226,035 945,386 455,132 3,626,553 Materials and supplies 1,290,182 125,180 87,557 1,502,919 Depreciation and amortization 1,628,515 73,212 231 ,454 1,933,181 Contractual Services 230,824 3,134,335 279,885 3,645,044 Total operating expenses 5,375,556 4,278,113 1,054,028 10,707,697 Operating income (loss) 27,853 (2,331,815) (165,880) (2,469,842) Nonoperating Revenue (Expenses) Grant revenue 2,303,189 2,303,189 Investment income 579,410 1,115 44,470 624,995 Interest expense (1,306,101 ) (10,769) (115,919) (1,432,789) Gain (loss) on disposal of capital assets 6,959 13,628 (8,519) 12,068 Total nonoperating revenue (expense) (719,732) 2,307,163 (79,968) 1,507,463 Loss before contributions and transfers (691,879) (24,652) (245,848) (962,379) Capital contributions: Fees and assessments 358,690 630,975 989,665 Transfers in 2,190,959 278,649 2,469,608 Transfers out (1,428,649) (206,000) (2,247,609) (3,882,258) Change in net assets 429,121 (230,652) (1,583,833) (1,385,364 ) Total Net Assets - Beginning 26,892,758 486,451 6,123,345 33,502,554 Total Net Assets - Ending $ 27,321,879 $ 255,799 $ 4,539,512 $32,117,190 The accompanying Notes to Financial Statements are an integral part of these statements. 22 CITY OF EDGEWATER, FLORIDA ~ STATEMENT OF CASH FLOWS ~ PROPRIETARY FUNDS For The Year Ended September 30, 2004 U Other Water and Refuse Business-type D Sewer Collection Funds Total Cash Flows from Operating Activities: Receipts from customers $ 5,233,489 $ 1,934,922 $ 855,511 $ 8,023,922 ~ Payments to suppliers (1,352,855) (858,405) 397,469 (1,813,791) Payments to employees (2,229,427) (937,603) (455,839) (3,622,869) Net cash provided (used) by operating activities 1,651,207 138,914 797,141 2,587,262 i Cash Flows from Non-Capital Financing Activities: Increase in due from other funds 115,924 115,924 U Increase due to other funds (275,167) 337,328 62,161 Net operating transfers in 2,190,959 278,649 2,469,608 Net operating transfers out (1,428,649) (206,000) (2,247,609) (3,882,258) Net cash provided (used) by non- ~ capital financing activities 603,067 (206,000) (1,631,632) (1,234,565) Cash Flows from Capital and Related U Financing Activities: Proceeds from sale of capital assets 118,087 13,628 131,715 Acquisition of capital assets (3,323,857) (102,211 ) (86,805) (3,512,873) Proceeds from capital lease 55,696 371,999 80,765 508,460 U Principal paid on long-term debt (2,265,059) (83,179) (282,833 ) (2,631,071 ) Interest paid on long-term debt (1,323,110) (6,777) (114,909) (1,444,796) Fees and assessments received 1,277 ,687 630,975 1,908,662 Net cash provided (used) by capital ~ and related financing activities (5,460,556) 193,460 227,193 (5,039,903) Cash Flows from Investing Activities: Purchase of investments (6,917) (6,917) ~ Investment income 579,410 1,115 43,460 623,985 Net cash provided by investing activities 572,493 1,115 43,460 617,068 Net Increase (Decrease) in Cash and U Cash Equivalents (2,633,789) 127,489 (563,838) (3,070,138) Cash and Cash Equivalents - Beginning 5,426,348 215,764 3,416,364 9,058,476 D Cash and Cash Equivalents - End $ 2,792,559 $ 343,253 $ 2,852,526 $ 5,988,338 Classified As: Cash and cash equivalents $ 566,684 343,253 $ 3,718 $ 913,655 Q Restricted cash and cash equivalents 2,225,875 2,848,808 5,074,683 Total $ 2,792,559 $ 343,253 $ 2,852,526 $ 5,988,338 I i The accompanying Notes to Financial Statements are an integral part of these statements. ~ 23 I I iI u u Reconciliation of Operating Income (Loss) to Net Cash Provided (Used) By Operating Activities Operating income (loss) u ~ Adjustments Not Affecting Cash: Depreciation and amortization i Change in Assets and Liabilities: (Increase) in accounts receivable Increase in prepaid costs Increase (decrease) in accounts payable Increase (decrease) in accrued liabilities Decrease in inventory Increase in customer deposits Increase (decrease) in accrued compensated absences Total adjustments I ~ ~ Net Cash Provided by Operating Activities $ 1,651,207 $ 138,914 $ 797,141 $ 2,587,262 ~ ~ ~ ~ ~ u I u ~ Water and Sewer Refuse Collection Other Business-type Funds Total $ 27,853 $(2,331,815) $ (165,880) $ (2,469,842) 1,628,515 (229,998) (1,770) 126,094 (16,871) 43,827 60,078 13,479 1,623,354 73,212 (11,376) 2,401,110 (5,637) 13,420 2,470,729 24 231 ,454 1,933,181 (32,637) (274,011 ) (1,770) 756,057 3,283,261 (3,116) (25,624 ) 8,854 52,681 60,078 2,409 29,308 963,021 5,057,104 ~ ~ u U Q D o ~ ~ ~ Q ~ W o U I i I I This page intentionally left blank. ~ I I ~ ~ i ~ ~ ~ ~ ~ II ~ ~ ~ U ~ ~ I CITY OF EDGEWATER, FLORIDA STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS September 30, 2004 Total Employee Pension Funds Assets: Cash and cash equivalents $ 74,704 Investments, at fair value: Debt mutual funds 9,571,577 Equity mutual funds 8,339,611 Other mutual funds 356,670 Total investments 18,267,858 Receivables 370,315 Total assets 18,712,877 Liabilities: Accounts payable 1,034 Net Assets: Held in trust for pension benefits $ 18,711,843 The accompanying Notes to Financial Statements are an integral part of these statements. 25 Q B ~ ~ D D ~ ~ ~ u a ~ o D ~ ~ i ~ I This page intentionally left blank. I I U I ~ ~ I U ~ ~ ~ u ~ ~ D U I i D CITY OF EDGEWATER, FLORIDA STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS For The Year Ended September 30, 2004 Total Employee Pension Funds Additions: Contributions: Employer Plan members State Total contributions $ 1,212,828 219,272 183,079 1,615,179 Investment income: Net increase in fair value of investments Less investment expense Net investment income 1,394,039 (14,505) 1,379,534 Total additions 2,994,713 Deductions: Benefits/distri butions Administrative expenses Total deductions 595,293 48,690 643,983 Change in Net Assets 2,350,730 Net Assets - Beginning 16,361,113 Net Assets - End $ 18,711,843 The accompanying Notes to Financial Statements are an integral part of these statements. 26 D U ~ Q o U ~ D D ~ o u u o ~ I i U I This page intentionally left blank. U I I ~ U i I ~ C U U ~ ~ i Q W W W I NOTES TO FINANCIAL STATEMENTS i ~ ~ o u a o D ~ ~ D ~ o o U I I ~ ii This page intentionally left blank. o fJ ~ I ~ ~ II ~ D ~ I ~ U I I i ~ ~ C CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS --- ~---------- September 30, 2004 Note 1 - Summary of Significant Accounting Policies: A. Reporting Entity The City of Edgewater, Florida (the City) is a political subdivision of the state of Florida located in Volusia County. The City of Edgewater was originally incorporated under the general law on October 20, 1924, "Municipal Charters" Volume 4, page 117. The City became the City of Edgewater when its initial charter was adopted by Chapter 275.32 Special Acts of 1951. The legislative branch of the City is composed of a Mayor and four (4) member elected Council. The City Council is responsible for the establishment and adoption of policy. The execution of such policy is the responsibility of the Council appointed City Manager. In evaluating how to define the government, for financial reporting purposes, the City has considered all potential component units. The definition of the reporting entity is based primarily on the notion of financial accountability. A primary government is financially accountable for the organizations that make up its legal entity. It is also financially accountable for legally separate organizations if its officials appoint a voting majority of an organization's governing body, and either it is able to impose its will on that organization or there is a potential for the organization to provide specific financial benefits to, or to impose specific financial burdens on, the primary government. A primary government may also be financially accountable for governmental organizations that are fiscally dependent on it. A primary government has the ability to impose its will on an organization if it can significantly influence the programs, projects or activities of, or the level of services performed or provided by, the organization. A financial benefit or burden relationship exists if the primary government (a) is entitled to the organizations' resources; (b) is legally obligated or has otherwise assumed the obligation to finance the deficits of, or provide financial support to, the organization; or (c) is obligated in some manner for the debt of the organization. In applying the above criteria, management has determined that there are no components units to be included within the reporting entity. 27 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 1 - Summary of Significant Accounting Policies (Continued): B. Government-Wide and Fund Financial Statements The government-wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information on all of the nonfiduciary activities of the City. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. 28 u o u a D ~ a o D D U Q o o D i I D I I ~ ~ u u ~ u U I ~ I U U ~ I U I i ~ CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 1 - Summary of Significant Accounting Policies (Continued): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation - (Continued) Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. The government reports the following funds: Maior Governmental Funds The General Fund is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The Debt Service Fund was established to account for the accumulation of resources for, and the payment of principal and interest on certain long-term debt. 29 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 1 - Summary of Significant Accounting Policies (Continued): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation - (Continued) Non-Maior Governmental Fund Types Special Revenue Funds account for specific revenue sources that are restricted by law or administrative action to expenditures for specific purposes. Capital Projects Fund account for financial resources segregated for the acquisition or construction of major capital facilities. Maior Proprietary Funds Water and Sewer Fund is used to account for the operations of the City's water and wastewater systems, which are financed in a manner similar to private business enterprises, where the costs, including depreciation, of providing services to the general public on an ongoing basis are financed primarily through user charges. Refuse Collection Fund is used to account for the fiscal activities of the City's refuse collection and disposal operation. Non-Maior Proprietary Fu nds Storm water Management Fund is used to account for the fiscal activities of the City's stormwater drainage operation, as well as the funding and payment of related debt. Water and Sewer Development Fee Fund and the Renewal and Replacement Fund account for amounts reserved for specific enterprise activities. Fiduciary Funds Pension Trust Funds account for activities of police officers, firefighters and general employees retirement plans which accumulate resources for pension benefit payments to qualified employees. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private-sector guidance. 30 D ~ ~ ~ D I D I D D o o ~ D o ~ I D I I I i ~ ~ i i g I i iJ ~ I U C U ~ U il CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 1 - Summary of Significant Accounting Policies (Continued): C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation - (Continued) As a general rule the effect of interfund activity has been eliminated from the government- wide financial statements. Exceptions to this general rule are other charges between the City's water and sewer function and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's water, sewer and stormwater utility funds are charges to customers for sales and services. The City also recognizes as operating revenue the portion of tap fees intended to recover the cost of connecting new customers to the system. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. D. Assets, Liabilities, and Net Assets or Equity 1. Deposits and Investments The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and short-term investments with original maturities of three months or less from the date of acquisition. Investments of the City are reported at fair value. The City's investments consist of investments authorized per their investment policy adopted in accordance with Section 218.415, Florida Statutes. 31 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 1 - Summary of Significant Accounting Policies (Continued): D. Assets, Liabilities, and Net Assets or Equity - (Continued) 2. Receivables and Payables Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as either "due to/from other funds" (i.e., the current portion of interfund loans) or "advances to/from other funds" (i.e., the non-current portion of interfund loans). All other outstanding balances between funds are reported as "due to/from other funds." Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as "internal balances". Advances between funds, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. All receivables are shown net of an allowance for uncollectibles. The County bills and collects property taxes and remits them to the City. City property tax revenues are recognized when levied to the extent that they result in current receivables. All property is reassessed according to its fair value on the lien date, or January 1 of each year. Taxes are levied on October 1 of each year. Discounts are allowed for early payment at the rate of 4% in the month of November, 3% in the month of December, 2% in the month of January, and 1 % in the month of February. The taxes paid in March are without discount. All unpaid taxes become delinquent on April 1 following the year in which they are assessed. On or around May 31 following the tax year, certificates are sold for all delinquent taxes on real property. 3. Inventories and Prepaid Items All inventories are valued at cost using the first-in/first-out (FIFO) method. Inventories of governmental funds are recorded as expenditures when consumed rather than when purchased. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. 32 ~ I I I Q I Q I I ~ o u a ~ ~ i I a I' U lti Ig D ~ I I I i U ~ U U o ~ ~ I Ii U CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 1 - Summary of Significant Accounting Policies (Continued): D. Assets, Liabilities, and Net Assets or Equity - (Continued) 4. Restricted assets Certain proceeds of the City's enterprise fund revenue bonds, as well as certain resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate bank accounts and their use is limited by applicable bond covenants. Assets so designated are identified as restricted assets on the balance sheet. 5. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government- wide financial statements. Capital assets are defined by the City, in accordance with Chapter 274.02, Florida Statutes, as assets with an initial, individual cost of $750 or more and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. Pursuant to GASB Statement No. 34, an extended period of deferral (FY 2007) is available before the requirement to record and depreciate infrastructure assets (e.g. roads, bridges, sidewalks and similar items) acquired before the implementation date becomes effective. The City currently intends an early implementation of this requirement. Infrastructure acquired prior to October 1, 2002 has not been recorded for governmental activities. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. 33 CITY OF EDGEW A TER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 1 - Summary of Significant Accounting Policies (Continued): D. Assets, Liabilities, and Net Assets or Equity - (Continued) 5. Capital assets (Continued) - Capital assets of the City are depreciated using the straight line method over the following estimated useful lives: Assets Buildings Improvements Infrastructure Equipment Years 1 0-50 15-50 30-50 3-15 6. Compensated absences It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. Since the City's policy is to pay both vacation and sick pay when employees separate from service, all vacation and sick pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. For governmental activities, compensated absences are generally liquidated by the general fund. 7. Long-term obligations In the government-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the bonds using the effective interest method. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuances costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 34 i I I I' I I o D ~ I I I I i I ~ I I o I o I I I ~ B i I I I U I C I ~ D I I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 1 - Summary of Significant Accounting Policies (Continued): D. Assets, Liabilities, and Net Assets or Equity - (Continued) 8. Fund equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that are subject to change. Note 2 - Reconciliation of Government-Wide and Fund Financial Statements: A. Explanation of Certain Differences Between the Governmental Fund Statement of Revenues, Expenditures, and Changes in Fund Balances and the Government-Wide Statement of Activities The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances - total governmental funds and changes in net assets of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains that "Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense." The details of this $1,314,967 difference are as follows: Capital outlay Depreciation expense Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ 2,353,759 (1,038.792) $ 1.314.967 35 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 2 - Reconciliation of Government-Wide and Fund Financial Statements (Continued): A. Explanation of Certain Differences Between the Governmental Fund Statement of Revenues, Expenditures, and Changes in Fund Balances and the Government-Wide Statement of Activities (Continued) Another element of that reconciliation states that "the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets." The details of this $970,628 difference are as follows: Debt issued or incurred: Capital leases Principal repayment $ 581,487 (1.552.115) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ 970.628 Another element of that reconciliation states that "Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds." The details of this difference are as follows: Compensated absences Decrease in investment in joint venture $(128,519) (123.523) Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $(252.042) Note 3 - Stewardship, Compliance, and Accountability: A. Deficit Fund Equity - The stormwater management proprietary fund had a deficit fund equity of $365,119. Management intends to increase the stormwater fee in order to provide additional revenue. B. Excess of Expenditures over Appropriations - For the year ended September 30, 2004, expenditures exceeded appropriations in the following special revenue funds: Special Law Enforcement Trust, $21,836; Police Impact Fees. $5,245; and Fire Impact Fees, $20,245. These overexpenditures were funded by either greater than anticipated revenues or by available fund balance. 36 o I I ~ I I I ~ i' I a ~ I I ~ o I o ~ i I I I I i ~ ~ ~ I I I ~. ~ ~ ~ i ~ ~ CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 3 - Stewardship, Compliance, and Accountability (Continued): c. Budgetary Information - The City follows these procedures in establishing the budgetary data reflected in the financial statements: (1) Prior to the end of the fiscal year, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following October 1. The operating budget includes proposed expenditures and the means of financing them. (2) Budget workshops are scheduled by the City Manager as needed. (3) The general summary of the budget and notice of public hearing is published in the local newspaper. (4) Public hearings are conducted to obtain taxpayer comments. (5) Prior to October 1, the budgets are legally enacted through passage of a ordinance. (6) The City Manager is authorized to transfer budgeted amounts within and between divisions and departments; however, any revisions that alter the total appropriations of any fund must be approved by the City Council. (7) The level of classification detail at which expenditures may not legally exceed appropriations is the fund level. (8) Appropriations lapse at the close of the fiscal year to the extent they have not been expended. (9) Budgets are adopted for the General Fund, Special Revenue Funds, Debt Service Funds and the Capital Projects Fund on a basis consistent with generally accepted accounting principles. Budgets are also adopted for the enterprise funds: however, these data are not presented under generally accepted accounting principles. (10) The City Council, by ordinance or resolution, may make supplemental appropriations in excess of those originally estimated for the year up to the amount of available revenues. Budgeted amounts presented in the accompanying financial statements have been adjusted for legally authorized revisions. 37 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 4 - Deposits and Investments: Deposits At year-end, the carrying amount of the City's deposits was $2,041,249 and the bank balance was $2,538,279. Petty cash fund of $1,700 are not on deposit with a financial institution, and fiduciary fund cash of $74,704 held by the pension funds are not in the City's bank. All bank deposits were covered by Federal Depository Insurance or held in banks that are members of the State of Florida's Collateral Pool as specified under Florida law. This limits local government deposits to "qualified public depositories." The State of Florida Collateral Pool is a multiple financial institution pool with the ability to assess its members for collateral shortfalls if a member institution fails. For this reason, the City considers its deposits insured or collateralized. Investments Investments in all fund types are stated at fair value, which is the amount for which an investment could be exchanged in a current transaction between willing parties, other than in a forced liquidation sale. Fair value is based on quoted market prices. Changes in the fair value of investments are recognized as revenue and included in investment income. The City's investment policies are governed by state statute and city ordinance. Authorized investments are: (a) The Local Government Surplus Funds Trust (SBA) (b) SEC registered money market funds (c) Interest-bearing time deposits or savings accounts (d) Direct obligations of the U.S. Treasury (e) Federal agencies and instrumentalities (f) Securities of, or other interests in, any open-end or closed-end management-type investment company or investment trust registered under the Investment Company Act of 1 940 (g) Other investments authorized by ordinance 38 ~ I i I I ~ I I ~ ~ I I ~ ~ I ~ ~ ~ I U i D I ~ I .1 ~ i I ~ I I I ~ ~ ~ ~ I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 4 - Deposits and Investments (Continued): Investments (Continued) Investments of the Municipal Police Officers' Retirement Trust and General Employees' Pension were managed by Principal Mutual Life Insurance Company. Investments consist principally of debt and equity mutual funds, all of which are authorized by the City. The Firefighters' Pension Fund's investments are governed by an investment policy adopted by the Fund's Board of Trustees. Investments consist of debt and equity mutual funds, all of which are allowed by the policy. Most of the City's investments besides pension funds are invested in the SBA, an investment pool administered by the State of Florida. Investment held in the State Board Administration Fund consist of short-term federal agency obligations, treasury bills, repurchase agreements and commercial paper. The SBA is not a registrant with the Securities and Exchange Council (SEe); however, the SBA has adopted operating procedures consistent with the requirements for a 2a-7 like pool and the fair value of the position in the pool is equal to the fair value of the pool shares. Such investments are stated at amortized cost in the accompanying financial statements. Investment income is recognized as earned and is allocated to the participating funds based on their equity participation. The following levels of credit risk apply to the investments of the City: Cateqorv 1 Insured or registered, held by the City or its agent in the City's name. Cateqorv 2 Uninsured or unregistered, held by a counterparty's trust department or agent in the City's name. CateQorv 3 Uninsured and unregistered, held by a counterparty or its trust department or agent, but not in the City's name. 39 CITY OF EDGEW A TER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 4 - Deposits and Investments (Continued): Investments (Continued) Investments in the State Board of Administration Local Government Investment Pool and Mutual Funds are not required to be categorized since these investments are in pooled investment funds and therefore not evidenced by securities that exist in physical or book entry form. The following schedule shows the City's investments at September 30, 2004, classified where appropriate as to their respective level of credit risk: State Board of Administration Fund U.S. Government Securities Pension Mutual Funds Note 5 - Receivables: Fair Value $ 6,135,408 1,133,024 18,267,858 $25.536.290 Credit Risk Cateqorv N/A 1 N/A Receivables as of year end for the City's individual major funds, including the applicable allowances for uncollectible accounts, are as follows: Water and Sewer Fund General Fund Receivables: Accounts Less allowance for uncollectible accounts $291,632 (47,985) $243.647 $1,065,157 (79,687) $ 985.470 40 Refuse Collection Fund $106,027 $1 06.027 Total $1,462,816 (127.672) $1.335.144 ~ I I I I ~ ~ ~ ~ I i I ~ i ~ i ~ i ~ I U D I I i i i i I I i i i I I U I I CITY OF EDGEW A TER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 6 - Capital Assets: Capital asset activity for the year ended September 30, 2004 was as follows: Beginning Balance Ending (Restated) Increases Decreases Balance Governmental activities: Capital assets, not being depreciated: Land $ 3,779,436 $ $ $ 3,779,436 Construction in progress 883.135 1 ,475.541 ( 198.625) 2.160.051 Total capital assets, not being depreciated 4.662.571 1 ,475.541 (198.625) 5.939.487 Capital assets, being depreciated: Buildings 4,370,864 2,720 (15,972) 4,357,612 Improvements 14,443,235 124,017 (29,863) 14,537,389 Machinery and equipment 3,408,935 682,185 (470,239) 3,620,881 Infrastructure 625.460 203.766 829.226 Total capital assets, being depreciated 22.848.494 1 ,012.688 (516.074) 23.345.108 Less accumulated depreciation for: Buildings (1,476,771) (140,379) 15,972 (1,601,178) Improvements (5,067,912) (585,900) 22,969 (5,630,843) Machinery and equipment (2,557,313) (293,750) 454,408 (2,396,655) Infrastructure (15.637) (20,849) (36.486) Total accumulated depreciation (9.117.633) (1.040.878) 493.349 (9.665.162) Total capital assets, being depreciated, net 13.730.861 (28.189) (22.724) 13.679.946 Governmental activities capital assets, net $18.393.432 $ 1.447.352 $(221.349) $19.619.433 41 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued Note 6 - Capital Assets (Continued): Business-type activities: Capital assets, not being depreciated: Land Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings Improvements Machinery and equipment Total capital assets, being depreciated Less accumulated depreciation for: Buildings Improvements Machinery and equipment Total accumulated depreciation Total capital assets, being depreciated, net Business-type activities capital assets, net September 30, 2004 Beginning Balance Increases Decreases $ 676,827 $ $ 1 ,087,940 2,911 ,562 (1 ,089,159) 1 ,764,767 2,911 ,562 (1.089,159) 22,333,070 38,690,755 1,089,159 2,688.139 603.627 (399.054 ) 63.711 ,964 1 ,692.786 (399.054 ) (7,264,921 ) (747,936) (7,884,358) (870,418) (1.593,989) (277,755) 279 ,408 (16.743,268) ( 1 ,896,109) 279 ,408 46,968,696 (203.323) (119.646) $ 48.733.463 $ 2.708.239 $(1.208.805) Depreciation expense was charged to functions/programs as follows: Governmental activities: General government Public safety Transportation/public works Leisure services Total depreciation expense - governmental activities Business-type activities: Water and sewer Refuse collection Stormwater management Total depreciation expense - business-type activities 42 Ending Balance i i I i I $ 676,8271 2.910,343 . 3.587,170 I 22,333,070 [I 39,779,914 I 2.892,712 65,005,6961 (8,012,857)~ (8,754,776) (1,592,336)(1 (18,359.969)1 46,645,7271. $ 50.232.8971 $ 32,583 249,862 528,333 228.014 $1.038.792 I ~ I ~ ~ ~ $1,591,377 73,212 229.975 $1.894.564 I I i ~ i I i Ii I ~ ~ ~ ~ i i I I D I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 7 - Leases: Capital Leases - The City has entered into lease agreements as lessee for financing the acquisition of several light and heavy vehicles such as a fire truck, police cars, refuse trucks, tractors and trailers, as well as computer equipment. These lease agreements qualify as capital leases for accounting purposes and, therefore, have been recorded at the present value of their future minimum lease payments as of the inception date. The assets acquired through capital leases are as follows: Governmental Activities Assets - Machinery and equipment Less: accumulated depreciation Total $532,795 (28,692) $504.103 Business-type Activities $229,367 (21,536) $207.831 The future minimum lease obligations and the net present value of these minimum lease payments as of September 30,2004 were as follows: Year EndinQ September 30. 2005 2006 2007 2008 Total minimum lease payments Less: amount representing interest Governmental Activities $139,216 139,216 107,772 107,772 493,976 (41,156) $452.820 Business-type Activities $121,732 121,732 94,238 94,238 431,940 (35,988) $395.952 At September 30, 2004, $331,053 of the total lease proceeds of $1,089,947 had not yet been spent and is included in cash and cash equivalents. 43 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 8 - Long-Term Debt: Revenue Bonds The City issues bonds where the City pledges revenue derived from the acquired or constructed assets to pay debt service. Revenue bonds have been issued for business-type activities. The original amount of amounts of revenue bonds issued in prior years is described below. Revenue bonds outstanding at year end are as follows: Business- Type Activities Balance Interest Rates Original September 30, and Dates Maturity Amount 2004 Water and Sewer 2.75 - 5.5% Revenue Bonds - Series 1993 (4/1&10/1) 10/1/21 $12.460.000 $10,880,000 Water and Sewer 5.4 - 7.0% Revenue Bonds - Series 1991 (4/1 & 10/1) 10/1/21 $13.580.000 655,000 Total $11.535.000 These Water and Sewer Revenue Bonds are secured by a first lien on and pledge of the net revenues of the water and sewer system and a first lien on and pledge of allowable impact fees imposed on new users of the system. The Water and Sewer Revenue Bonds resolution provide for: (1) Establishment and maintenance of various funds and accounts (2) Restrictions on the use of cash from operations in order of priority - (a) Deposits are made to the operations and maintenance fund each month in an amount which will pay the costs of operation and maintenance for the next month; (b) Deposits to the sinking fund are made monthly in an amount equal to one-sixth (1/6) of the interest coming due on the next semi-annual interest payment date and one-twelfth (1/12) of the bond amortization installment coming due during the next year: (c) Deposits to the reserve fund are required to make up any deficiency in its balance as compared to the reserve equipment; 44 I ~ i I i I I I i I I I I i I I I I i D I ~ I iJ ~ I II ~ i1 I I I ~ I I ~ i I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 8 - Long-Term Debt (Continued): Revenue Bonds (Continued) (d) Deposits to the Renewal and Replacement Fund are required each month in an amount equal to one-twelfth (1/12) of five per centum (5%) of the gross revenues of the system for the previous fiscal year; provided, however, that so long as there shall be on deposit in the renewal and replacement fund a balance of at least five per centum (5%) of the value of the fixed assets of the system, no additional deposits shall be required; (e) Deposits will next be made into the rate stabilization fund for the amount budgeted for the then current period; and (f) Thereafter for any lawful purposes. (3) Early redemption: The bond resolution provides for early redemption of outstanding bonds at call rates varying from 100% to 102% of the instruments' face value, dependent upon the call date. Annual requirements to amortize water and sewer revenue bonds outstanding as of September 30,2004 are as follows: Year endinq September 30. Business -Type Activities Principal Interest 2005 2006 2007 2008 2009 2010-2014 2015-2019 2020-2023 $ 425,000 450,000 470,000 500,000 530,000 3,115,000 4,075,000 1.970.000 $ 641,968 619,143 594,480 568,763 540,950 2,229.638 1,257,825 166.600 Total $11.535.000 $6.619.367 45 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 8 - Long-Term Debt (Continued): State Revolving Fund Loans The City financed a portion of its wastewater improvements for the Florida Shores capital improvement projects with two loans from the State of Florida Revolving Fund loan program. The City received the loans on a reimbursement basis as costs were incurred. The City executed agreements with the State for these loans in the amount of $25,809,428. The State Revolving Fund (SRF) loans are secured by a junior lien on and pledge of the net revenues of the water and sewer system and the special assessment revenues levied against the benefiting property owners in Florida Shores. The assessments are payable over 20 years with interest of 6.007% until December 1, 1994 and of 5.35% thereafter. Since many taxpayers take advantage of prepayment discounts, actual interest rates paid may be less than the stated amounts. The SRF loans consist of the following: Treatment Loan Interest rates: Payment frequency: Payment amount: Maturity date: 3.16% to 3.78% 20 annual payments $516,458 September 30,2013 Collections Loan 3.57% to 3.78% 20 annual payments $1,294,980 October 31, 2013 Annual debt service requirements to maturity on the State Revolving Fund Loan are as follows: Year endinq September 30. 2005 2006 2007 2008 2009 2010-2014 Total 46 Business -Type Activities Principal Interest $ 1,275,879 1,322,786 1,371,417 1,421,839 1,474,117 7.708.188 $14.574.226 $ 535,558 488,653 440,021 389,599 337,321 832.545 $3.023.697 a II I I I ~. ~ ~ ~ I I I I I ~ I. I I I u. I i i i E Ii I ~ ~ ~ I I ~ i ~ ~ I I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 8 - Long-Term Debt (Continued): Notes Payable During 2002, the City issued the following revenue notes: Water and Sewer Revenue Note. Series 2002 General Long-term Debt Revenue Note. Series 2002A Original amount issued Issue date Final maturity Interest due Interest rate $5,140,000 March 13, 2002 October 1, 2012 Monthly Adjusted Libor $2,540,000 March 13, 2002 October 1, 2012 Monthly Adjusted Libor The Water and Sewer Revenue, Series 2002, notes are secured by all water and sewer revenues of the City. Water and sewer revenues include revenue from the operation of the water and sewer system as well as the special assessments payable to the City with respect to water service to be provided by the City to the residents of Waterway Park. The Revenue Note, Series 2002A, is secured by a covenant to budget and appropriate from Non-Ad Valorem funds. Debt service requirements for these revenue notes using interest rate of 1.957% at September 30, 2004 are: Year Ending Governmental Activities Business Type Activities September 30 Principal Interest Principal Interest 2005 $ 254,000 $ 32,654 $ 514,000 $ 66,080 2006 254,000 28,572 514,000 57,820 2007 254,000 24,491 514,000 49,560 2008 254,000 20,409 514,000 41,300 2009 254,000 19,812 514,000 40,092 2010-2013 1 ,016,000 29.718 2.056.000 60.138 Total: $2.286.000 $155.656 $4.626.000 $314.990 The City also entered into an agreement to borrow money from Florida Inland Navigation District (FIND) for land and improvements in a business/industrial park. The final amount of the note payable is $5,056,567 and shall be paid in ten equal installments of $505,657 each starting August 26, 2003. For the first five years, no interest shall accrue on the outstanding principal balance. Starting August 26, 2007, interest shall begin to accrue on the outstanding principal balance at an interest rate equal to interest available from the State Board Administration (SBA). 47 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 8 - Long-Term Debt (Continued): Notes Payable (Continued) Debt service requirements for the FIND note payable are as follows: Year Ending September 30. Governmental Activities Principal Interest 2005 2006 2007 2008 2009 2010-2012 $ 505,657 $ 505,657 505,657 505,657 33,373 505,657 26,699 1 .516.968 40,048 $4.045.253 $100.120 The City also incurred notes payable relating to paving and stormwater improvements at Florida Shores. The original amount of these notes issued in prior years is described below. A portion of these notes are secured by a pledge of assessments levied on property within the assessed area. In the event that a deficiency exists because of unpaid or delinquent assessments, the City must provide resources to cover the deficiency until other resources, for example, foreclosure proceeds, are received. The special assessment and stormwater notes payable consist of the following: Series 1995A Series 19958 Interest rates: Interest dates: Final maturity: Original amount issued: 5.22% April 1, October 1 October 1, 2010 $9,234,660 5.58% April 1, October 1 October 1, 2010 $3,964,740 The 1995 Notes are secured by the revenues pledged in order of priority; (1) assessment revenues, (2) Stormwater Revenues, (3) Utility Taxes, (4) All Non-Advalorem Revenues (except Franchise Taxes). 48 I I I ~ i I ~ I ~ i i I I ~ I I I ~ I I I i ~ ~ U I i i U i i I i ~ I o U I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 8 - Long-Term Debt (Continued): Notes Pavable (Continued) The Special Assessment and Stormwater Revenue Notes resolutions provide for: 1. Establishment and maintenance of Special Assessment Improvement Notes Sinking Fund and related accounts. 2. Restrictions on the use of cash from operations in order of priority. (a) All Special Assessments shall be applied and deposited only into the 1995 subaccounts listed above. Moneys and Authorized Investments on deposit at any time in the 1995 subaccounts may be used only for the payment of Debt Service on, or redemption of the price of, the 1995 Bonds. (b) All Stormwater Fees shall be deposited into the Stormwater Utility Management Fund (the Utility Fund). After the provision for the payment of operating expenses of the City's Stormwater Utility, the City shall transfer to the 1995 Notes subaccount Stormwater Utility Fees until the aggregate amount transferred is equal to the amount certified by the City's Director of Finance as the portion of that fiscal year's debt service necessary to be paid out of the Stormwater Utility Fees. (c) All Non-Advalorem Revenues (except Franchise Taxes) shall make up for any deficiency in meeting the debt service requirement after all of the aforementioned pledged revenues have been exhausted. 3. Early redemption: The City may prepay up to 10% without penalty. Should the prepayments exceed the amount allowed by the bank, the prepayments are subject to a penalty using a predetermined formula based on certain interest factors. 49 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 8 - Long-Term Debt (Continued): Notes Payable (Continued) Annual requirements to amortize the special assessment and stormwater notes are as follows: Year Ending Governmental Activities Business Type Activities September 30 Principal Interest Principal Interest 2005 $ 673,650 $237,721 $ 278,526 $ 98,287 2006 710,012 201,358 293,560 83,253 2007 748,340 163,030 309,407 67,406 2008 788,738 122,632 326,110 50,703 2009 831,320 80,050 343,715 33,097 2010 876.102 35,168 362.225 14.540 Total: $4.628.162 $839.959 $1.913.959 $347 .286 During 2003 the City purchased from Terra Mar Utilities a utility consisting of water supply treatment and distribution system and a sewage collection, treatment and disposal system for $750,000. A down payment of $150,000 was made in July 2003 and the balance of $600,000 is to be paid annually in six payments of $100,000. All annual payments are interest free. Annual debt service requirements are as follows: Year Ending September 30 Business-Type Activities Principal Interest 2005 2006 2007 2008 2009 $100,000 100,000 100,000 100,000 100,000 $500.000 $ $ 50 U I I I I I ~ I ~ I i i I I I I U I I D I ~ D i W ~ ~ I ~ Ii i I U U I i ~ I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 8 - Long-Term Debt (Continued): ChanQes in LonQ-Term Liabilities Long-term liability activity for the year ended September 30, 2004 was as follows: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental activities: Capital lease $ $ 581.487 $ (128,667) $ 452,820 $ 121 ,698 Notes payable - Revenue note, Series 2002A 2,540,000 (254,000) 2,286,000 254,000 FIND Note 4,550,910 (505,657) 4,045,253 505,657 Special assessment note with government commitment 5,267,313 (639,150) 4,628,163 673,649 800 MHZ Note 24,641 (24,641 ) Total notes payable 12,382,864 (1.423.448) 10,959.416 1.433,306 Compensated absences 857,055 128,519 985,574 100,000 Governmental activity long-term liabilities $13239.919 $ 71 0.006 $(1 552 115) $12.397.810 $1.655.004 Business-type activities: Bonds payable - Revenue bonds $11,940,000 $ $ (405,000) $11,535,000 $ 425,000 Less deferred amount: Issuance discount (119,708) 10,920 (108,788) Total bonds payable 11,820,292 (394,080) 11.426,212 425,000 State revolving loan 15,804,864 (1,230,639) 14,574,225 1,275,879 Capital lease 508.460 (112,508) 395,952 106,414 Notes payable - Revenue note, Series 2002 5,140,000 (514,000) 4,626,000 514,000 Stormwater note 2,177,805 (264,262) 1,913,543 278,525 800 MHZ Note 4,662 (4,662) Terra Mar Note 600,000 (100,000) 500,000 100,000 Total notes payable 7,922,467 (882,924 ) 7,039,543 892,525 Compensated absences 346,334 29,308 375,642 38,000 Business-type activity long-term liabilities $35 893.957 $ 537.768 $(2.620.151 ) $33.811.574 $2.737.818 51 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 9 -Interfund Receivables, Payables and Transfers: The composition of due to/from other funds at September 30, 2004 is as follows: Receivable Fund Payable Fund Amount General Stormwater management $337,328 $337.328 Interfund transfers for the year ended September 30, 2004 consisted of the following: General Fund Transfer In Water and Sewer Fund Total Nonmajor Business-type Transfer Out: Nonmajor governmental funds $ 12,000 $ Water and sewer fund 1,150,000 Refuse collection fund 206,000 Nonmajor business- type funds 56,650 2,190,959 $ $ 12,000 278,649 1,428,649 206,000 2,247,609 Total $1.424.650 $2.190.959 $3.894.258 $278.649 Transfers are used to (1) move revenues from the fund that statute or budget requires to collect them to the fund that statute or budget requires to expend them and (2) move receipts restricted to debt service from the funds as debt service payments become due. The purpose of the $337,328 balance due by the stormwater management fund to the general fund is a temporary loan to help with cash flow. 52 I i II I I I ~ I ~ I i I ~ W I I U I I ~ D ~ U Ii i I I D ~ ~ i U ~ ~ m i I I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 10 - Defined Benefit Retirement Plans: Plan Descriptions: Police Officers' Retirement Trust Fund - The Police Officers' Retirement Trust Fund is a single employer defined benefit retirement system established pursuant to state statute. The funding methods and determination of benefits payable are provided in the various acts of the Florida Legislature, the Board of Trustees, and the City Council. The statutes provide, in general, that funds are to be accumulated from employee contributions, City contributions, state appropriations and income from investment of accumulated funds. Actuarial deficiencies, as determined by the state are funded by the City. The investments of the fund are administered, managed and operated by its Board of Trustees using the services of the Finance Department and Principal Mutual Life Insurance Company. Investments are reported at fair value. Full-time police officers are eligible to participate in the Police Officers' Retirement Trust Fund on the first of the month following the completion of three months of continuous service with vesting beginning upon their first day of employment with the City. Participating police employees contribute 6% of their salary to the plan. The City is required by statute to contribute remaining amounts necessary based upon actuarial valuations to the fund as performed in accordance with State Statute. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on the three years which give the highest average out of the last five years. Members will receive a benefit amount equal to 2% of that average multiplied by years of actual service up to October 1, 1987, and 3% of that average multiplied by years of actual service after October 1, 1987. General Employees' Pension Fund - The General Employees' Pension Fund is a single employer defined benefit retirement system and contains the assets of the General Employees' Pension Fund. The funding methods and determination of benefits payable are provided by various acts of the City Council, including subsequent amendments thereto. The code provides, in general, that funds are to be accumulated from City contributions, and income from investment of accumulated funds. Investments are reported at fair value. The General Employees' Pension Fund includes all full-time City employees, except police, firefighters and City Manager. 53 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 10 - Defined Benefit Retirement Plans (Continued): Plan Descriptions (Continued): General Employees' Pension Fund (Continued) - Employees become eligible for the plan after three months of continuous employment with vesting beginning as of the first day of employment. Active members are required to contribute 2.5% to the plan. The City's policy is to contribute amounts as determined by actuarial valuations. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on the three consecutive years which give the highest average out of the last ten years. Members will receive a benefit amount equal to 2% of that average multiplied by years of accrual service. The General Employees' Pension Fund was amended in October 1996, which closed off the plan to any new employees hired by the City after October 1, 1996. Employees hired after October 1, 1996, however, are eligible for the City's 401 (a) Defined Contribution Plan. Employees hired prior to October 1, 1996, and not vested in the General Employees' Pension Fund as of September 30, 1997, may elect to participate in the 401 (a) Defined Contribution Plan. Firefighters' Pension Fund - The Firefighters' Pension Fund is a single employer defined benefit retirement system established pursuant to state statute in July 1990, with an effective date of November 1989. The funding methods and determination of benefits payable are provided in the various acts of the Florida Legislature, Firefighters' Pension Board and the City Council!. The statutes provide in general, that funds are to be accumulated from employee contributions, City contributions, state appropriations and income from investment of accumulated funds. Investments are reported at fair value. Full-time firefighters are eligible to participate in the Firefighters' Pension Fund upon their first day of employment with the City. Participating fire employees contribute 6% of their salary to the plan. The City is required by statute to contribute remaining amounts necessary based upon actuarial valuations to the fund as performed in accordance with State Statute. Employees vest for full benefits after five years of service. Benefit amounts are calculated based on the five years which give the highest average out of the last ten years. Members will receive a benefit amount equal to 3% of that average multiplied by years of accrual service. 54 I I I a I ~ ~ I ~ ~ I I I I ~ I i ~ I ~ I I D W ~ ~ I Ii ~ ~ W I i ~ U i I I CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 10 - Defined Benefit Retirement Plans (Continued): Plan Descriptions (Continued): Membership data of the Pension Plans are summarized as follows: Police General Officers Emplovees Firefiqhters Retirees and beneficiaries currently receiving benefits and vested terminated employees 18 85 1 Active employees: Fully vested 21 68 9 Nonvested 11 0 11 Significant Accounting Policies - City of Edgewater's financial statements for the three pension funds are prepared using the accrual basis of accounting. Employer and plan member contributions are recognized in the period that contributions are due. Investments in the three pension funds are reported at fair value according to the independent custodian for each plan using various third party pricing sources. Publicly available financial reports for each plan, that include detailed actuarial data, can be obtained from the City's Finance Department. In 1997 the City adopted GASB Statement No. 25 on pension accounting and reporting. This Statement requires the disclosure of any investments in anyone organization that represents 5% or more of plan net assets. All investments in the Police Officers' Retirement Trust Fund and the General Employees Pension Fund are invested in the Principal Financial Group's various investment portfolios. There are no investments in anyone organization in the Firefighters' Pension Fund that exceeds 5% of plan net assets. None of the plans held securities issued by the employer. Contribution Requirements and Contributions Made - The Florida Legislature, City Council and each Pension Board governs the City and employee contribution requirements for the Police Officers' Retirement Trust Fund and Firefighters' Pension Fund. The City's contribution to the General Employees' Pension Fund is an actuarially determined periodic amount that increases gradually over time so that sufficient assets will be available to pay benefits when due. The employees' contribution is 2.5% of their salary. The City's contribution to the Police Officers' Retirement Trust Fund and Firefighters' Pension Fund is an actuarially determined periodic amount. The employees' contribution for these plans is 6% of their salary. Contributions provided by the State of Florida are in accordance with State statutes. 55 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 10 - Defined Benefit Retirement Plans (Continued): Annual Pension Cost and Net Pension Obligation - The City has contributed the Annual Required Contribution (ARC) each year since plan inception and thus has not had, or had need to report, a Net Pension Obligation (NPO). In accordance with GASB Statement No. 27 the City calculated the potential for a net pension liability (asset) and reaffirmed that none existed at September 30, 2004. Required supplementary information is as follows: Schedule of Contributions from the Emplover General Emplovees Police Officers Firefi~hters Annual Percentage Annual Percentage Annual Percentage Year Ended Required of ARC Required of ARC Required of ARC September 30 Contribution Contributed Contribution Contributed Contribution Contributed 1999 268,589 2000 301,864 2001 360,769 2002 439,160 2003 436,006 2004 564,582 100% 100% 100% 100% 100% 100% 181,224 350,071 351,770 329,225 410,431 461 ,163 100% 71,331 100% 100% 100% 100% 100% 100% Schedule of FundinQ ProQress - Police Officers' Retirement Trust Fund Unfunded (Assets in Excess of) AAL as a Percentage of Covered Payroll ((b-a)/c) Actuarial Valuation Date Actuarial Value of Assets (a) 10/01/98 2,344,955 10/01/99 2,672,255 10/01/00 3,307,503 10/01/01 3,868,547 10/01/02 4,514,711 10/01/03 4,995,272 Actuarial Accrued Liability (AAL) - Frozen Entry Age (b) 2,694,072 4,313,393 4,861,764 5,334,718 6,339,886 6,954,686 Unfunded (Assets in Excess of) AAL (b-a) 349,117 1,641,138 1,554,261 1,466,171 1,825,175 1,959,414 56 100% 99,161 100% 140,163 100% 140,163 100% 146,735 100% 187,083 Funded Covered Ratio Payroll (b-a) (c) 87.0 1,049,925 61.0 995,602 68.0 1,041,134 72.5 980,382 71.0 1,074,297 71.9 1,042,103 33.3 164.8 149.2 149.5 170.0 188.1 o I ~ ~ ~ ~ ~ ~ ~ ~ U ~ ~ ~ U ~ D W I U I ~ I ~ ~ U D ~ i ~ U i i W I ~ i U CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 10 - Defined Benefit Retirement Plans (Continued): Notes to the Required Supplementary Information - The information presented in the required supplementary schedule was determined as part of the actuarial valuation at October 1, 2003. Additional information applies as follows: General Police Emplovees Officers FirefiQhters Valuation date 10/01/03 10/01/03 10/01/03 Actuarial cost method Aggregate Cost Frozen Entry Age Aggregate Cost Amortization method N/A Level Percentage N/A Remaining amortization period N/A 28 open N/A 4 Year Smoothed Asset valuation method Market Value Market Market Value Actuarial assumptions: Investment rate of return 7.5% 7.25% 7.5% Projected salary increases (including inflation of 3.0%) 7.5% 7.5% 7.5% Retirement age 55 and 5 years of 55 with 5 years of 55 with 5 years plan participation or accrued service of accrued 20 years of plan or after 25 years service or after participation. of accrued 25 years of whichever is service accrued service earliest As noted above, the General Employees and Firefighters Plan use the aggregate actuarial cost method, which does not identify or separately amortize unfounded actuarial liabilities. Therefore, presentation of a schedule of funding progress is not required. Since the Police Officers Plan uses the frozen entry age actuarial cost method, a schedule of funding progress has been presented above. 57 CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2004 Note 11 - Defined Contribution Pension Plans: General Employees - The City adopted a defined contribution plan effective October 1, 1996. The plan is a money purchase plan administered for the City by the Principal Financial Group. Eligible employees are employees hired effective October 1, 1996, or thereafter that would otherwise qualify for the General Employees' Pension Plan. Employees hired prior to October 1, 1996, and not vested in the General Employees' Pension Plan may also elect, instead, to participate in the defined contribution plan. The plan provides for an employer contribution equal to 12% of employee earnings. Employees who elect to participate in this plan that were hired prior to October 1, 1996 will have the following contributions made: Term of Employment Prior to October 1, 1996 % Contributed for Earnings Prior to October 1, 1996 % Contributed for Earnings After October 1, 1996 3 months - 2 years 2 years - 4 years 4 years - 5 years 10% 11 12 12% 12 12 Employees are 100% vested immediately upon participation. Employees direct the investment of funds contributed to the plan on their behalf. Employer contributions made during the year amounted to $203,423. Note 12 - Commitments and Contingencies: Litigation - The City is engaged in various liability claims incidental to the conduct of its general government operations at September 30, 2004. While the ultimate outcome of the litigation cannot be determined at this time, management believes that any amounts not covered by insurance, if any, resulting from these lawsuits would not materially affect the financial position of the City. Risk Management - The City is exposed to various risks of loss related to torts; theft of, damage to and destruction of assets; errors and omissions; and natural disasters for which the City carries commercial insurance. Liability limits are in excess of $39.1 million and terms associated with property insurance include total deductibles of approximately $11,000, with a 90% coinsurance provision. The City has obtained excess insurance coverage with varying retentions and limits to further limit exposure to large losses. There have been no significant reductions in insurance coverage from the prior year and settlements have not exceeded insurance coverage during the past three years. 58 a I o a a ~ ~ ~ u ~ o I U ~ D a ~ ~ I I I ~ ~ u w u ~ U i U U ~ ~ U U ~ ~ ~ CITY OF EDGEWATER, FLORIDA NOTES TO FINANCIAL STATEMENTS - Continued September 30, 2003 Note 13 - Joint Venture: On January 11, 2003 the Cities of Port Orange, New Smyrna and Edgewater entered into an interlocal agreement to provide a consolidated (Dispatch) communications and record system servicing law enforcement, fire, rescue and emergency communications for each of the Cities. This entity, know as Communications Interlocal Agency (CI Agency) was established pursuant to Florida Statute Section 163.01 (7). The CI Agency operates as a public entity using a fiscal year ending September 30. The interlocal agreement expires on January 1, 2007, unless renewed by the three cities. On dissolution of the CI Agency, the net assets will be distributed in the same proportional share to the financial contribution made by the cities. The CI Agency is an instrumentality of the municipal parties and is entitled to sovereign immunity except where waived by general law. It operates pursuant to direction from its governing board. The governing board is comprised of three mayors for the respective Cities, mentioned above. Operating guidelines, procedures, designations and restrictions are determined by this governing body. All operating cost of the CI Agency is allocated to Port Orange, New Smyrna and Edgewater in the respective amounts of 50%, 25% and 25%. Allocated costs may be at a different percentage rate due to direct expenditures for specific goods or services requested by an individual City. These expenditures generally reflect items that are unique to the operations of the City and do not provide an overall benefit to the interlocal agency. Therefore, the City of Edgewater has an ongoing financial responsibility to pay its share of the cost of operations. The majority of initial, first year charges to the respective Cities were for the acquisitions of capital purchases. These initial charges were not in accordance with the above allocations, as some Cities owned certain pieces of equipment prior to the inception of the Entity. The different proportions of existing equipment and other capital already owned by the three participating Cities gives rise to a disproportionate allocation of net assets. The City of Edgewater's net investment in the joint venture is reported in the government-wide statement of net assets and totals $119,766 at September 30,2004. The net investment in the joint venture decreased $123,523 from September 30, 2003. Complete financial statements for the CI Agency are available upon request. 59 a u o u ~ Q I D a ~ ~ ~ D ~ D I ~ ~ I This page intentionally left blank. u o u u ~ ~ u U I i U ~ I W ~ W U U D COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES o a o o ~ ~ o D U D ~ i o o o I D D a This page intentionally left blank. i 11 U U o U i ~ i W ~ i U i U W ~ o ~ MAJOR GOVERNMENTAL FUNDS Debt Service Debt Service Fund - This fund was established to account for the accumulation of principal and interest for certain general long-term debt. o o ~ u o u o D D ~ o ~ D D o i U D I This page intentionally left blank. ~ u u ~ i U ~ ~ I i I W I ~ U i U i1 . CITY OF EDGEWATER, FLORIDA DEBT SERVICE FUND SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended September 30, 2004 Variance With Final Budget Budgeted Amounts Actual Positive Original Final Amounts (Negative) Revenues: Impact fees! special assessments $ 396,850 $ 396,850 $ 405,844 $ 8,994 Investment income 223,105 223,105 184,941 (38,164) Total revenues 619,955 619,955 590,785 (29,170) Expenditures: Debt service: Principal retirement 640,771 640,771 639,150 1,621 Interest and fiscal charges 275,840 275,840 274,198 1,642 Total expenditures 916,611 916,611 913,348 3,263 Excess (Deficiency) of Revenues Over Expenditures (296,656) (296,656) (322,563) (25,907) Other Financing Sources (Uses) Transfers in 353,429 353,429 (353,429) Net other financing sources (uses) 353,429 353,429 (353,429) Net Change in Fund Balance 56,773 56,773 (322,563) (379,336) Fund Balances - Beginning 557,472 557,472 557,472 Fund Balances - Ending $ 614,245 $ 614,245 $ 234,909 $ (379,336) 60 Q D o ~ D ~ D ~ Q a a u D D W I Q ~ I This page intentionally left blank. i D U i g U I ~ W U ~ i I I ~ U I i U Special Law Enforcement Trust Fund Police Impact Fees Fund Fire Impact Fees Fund Recreation Impact Fees Fund Capital Projects Fund NONMAJOR GOVERNMENTAL FUNDS Special Revenue Funds This fund was established to receive revenues derived from confiscated property obtained during the enforcement of illegal operations. Proceeds are utilized strictly for law enforcement purposes, exclusive of salaries and vehicles. Such purposes may include drug education programs such as DARE. - This fund was established to account for police impact fees collected from new developments constructed in the City. - This fund was established to account for fire impact fees collected from new developments constructed in the City. - This fund was established to account for recreation impact fees collected from new developments constructed in the City. Capital Projects Funds - This fund was established to account for the acquisition of fixed assets or construction of major capital projects not being financed by proprietary funds. CITY OF EDGEWATER, FLORIDA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS September 30, 2004 Special Revenue Special Law Police Fire Recreation Enforcement Impact Impact Impact Trust Fees Fees Fees Assets: Cash and cash equivalents $ 5,320 $ 53,730 $ 244,934 $ 159,216 Total Assets $ 5,320 $ 53,730 $ 244,934 $ 159,216 Liabilities and Fund Balances: Liabilities: Accounts payable $ $ 1,913 $ 8,413 $ 299 Total Liabilities 1,913 8,413 299 Fund Balances: Reserved Unreserved 5,320 51,817 236,521 158,917 Total Fund Balances 5,320 51,817 236,521 158,917 Total Liabilities and Fund Balances $ 5,320 $ 53,730 $ 244,934 $ 159,216 61 o ~ o ~ u U D ~ a D Q a a D D U D U ~ I U W 0 Special Revenue Total Nonmajor ~ Capital Governmental Total Projects Funds U $ 463,200 $ 1,202,160 $ 1,665,360 U $ 463,200 $ 1,202,160 $ 1,665,360 I $ 10,625 $ 3,050 $ 13,675 10,625 3,050 13,675 ~. 452,575 1,199,110 1,651,685 ~ 452,575 1,199,110 1,651,685 ~ $ 463,200 $ 1,202,160 $ 1,665,360 ~ ~. I U ~ ~ i1 62 i CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For The Year Ended September 30, 2004 Special Revenue Special Law Police Fire Recreation Enforcement Impact Impact Impact Trust Fees Fees Fees Revenues: Fines and forfeitures $ 4,689 $ $ $ Impact fees/special assessments 44,079 77,510 118,229 Investment income 31 Other revenues 784 Total revenues 5,504 44,079 77,510 118,229 Expenditures: Current: Public safety 23,836 5,245 20,245 Leisure services 85,735 Capital outlay: General government Public safety Transportation/public works Total expenditures 23,836 5,245 20,245 85,735 Excess(Deficiency) of Revenues Over Expenditures (18,332) 38,834 57,265 32,494 Other Financing Sources(Uses): Transfers out (4,000) (4,000) (4,000) Capital leases Net other financing sources(uses) (4,000) (4,000) (4,000) Net Change in Fund Balances (18,332) 34,834 53,265 28,494 Fund Balances - Beginning 23,652 16,983 183,256 130,423 Fund Balances - Ending $ 5,320 $ 51,817 $ 236,521 $ 158,917 o ~ o ~ o I D ~ a o D ~ a ~ ~ I I U I 63 I .~ I I ~ Special Revenue Total Nonmajor U Capital Governmental Total Projects Funds $ 4,689 $ $ 4,689 I 239,818 239,818 31 18,888 18,919 784 784 245,322 18,888 264,210 ~ g 49,326 49,326 85,735 85,735 213,398 213,398 I 345,786 345,786 99,093 99,093 135,061 658,277 793,338 ~ 110,261 (639,389) (529,128) Ii (12,000) (12,000) 581,487 581,487 (12,000) 581,487 569,487 I 98,261 (57,902) 40,359 354,314 1,257,012 1,611,326 II $ 452,575 $ 1,199,110 $ 1,651,685 W U m I W 64 g CITY OF EDGEW A TER, FLORIDA 0 SPECIAL LAW ENFORCEMENT TRUST SPECIAL REVENUE FUND I' SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended September 30, 2004 U Variance with ~ Budgeted Amounts Final Budget- Actual Positive Original Final Amounts (Negative) D Revenues: Fines and forfeitures $ 12,950 $ 12,950 $ 4,689 $ (8,261) I Impact fees/special assessments Investment income 170 170 31 (139) Other income 784 784 Total revenues 13,120 13,120 5,504 (7,616) I, Expenditures: Current: Public safety 2,000 2,000 23,836 (21,836) a Leisure services Capital outlay: General government ~ Public safety Transportation/public works Total expenditures 2,000 2,000 23,836 (21,836) Excess(Deficiency) of Revenues I Over Expenditures 11 ,120 11,120 (18,332) (29,452) Other Financing Sources(Uses): ~ Transfers out Capital leases Net other financing sources(uses) I Net Change in Fund Balance 11,120 11 ,120 (18,332) (29,452) Fund Balances - Beginning 23,652 23,652 23,652 I Fund Balances. Ending $ 34,772 $ 34,772 $ 5,320 $ (29,452) I D I I D 65 I ~ CITY OF EDGEW A TER, FLORIDA I POLICE IMPACT FEES SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL a For The Year Ended September 30, 2004 g Variance with Budgeted Amounts Final Budget- i Actual Positive Original Final Amounts (Negative) Revenues: U Fines and forfeitures $ $ $ $ Impact fees/special assessments 45,000 45,000 44,079 (921) Investment income 500 500 (500) Other income I Total revenues 45,500 45,500 44,079 (1,421) Expenditures: I Current: Public safety 5,245 (5,245) Leisure services Capital outlay: g General government Public safety Transportation/public works Total expenditures 5,245 (5,245) U Excess(Deficiency) of Revenues Over Expenditures 45,500 45,500 38,834 (6,666) I Other Financing Sources(Uses): Transfers out (4,000) (4,000) Capital leases I Net other financing sources(uses) (4,000) (4,000) Net Change in Fund Balance 45,500 45,500 34,834 (10,666) I Fund Balances. Beginning 16,983 16,983 16,983 Fund Balances - Ending $ 62,483 $ 62,483 $ 51,817 $ (10,666) D I ~ I, ~ 66 U CITY OF EDGEW A TER, FLORIDA FIRE IMPACT FEES SPECIAL REVENUE FUND SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES-BUDGET AND ACTUAL For The Year Ended September 30, 2004 Variance with Budgeted Amounts Final Budget- Actual Positive Original Final Amounts (Negative) Revenues: Fines and forfeitures $ $ $ $ Impact fees/special assessments 72,000 72,000 77,510 5,510 Investment income Other income Total revenues 72,000 72,000 77,510 5,510 Expenditures: Current: Public safety 20,245 (20,245) Leisure services Capital outlay: General government Public safety Transportation/public works Total expenditures 20,245 (20,245) Excess(Deficiency) of Revenues Over Expenditures 72,000 72,000 57,265 (14,735) Other Financing Sources(Uses): Transfers out (4,000) (4,000) Capital leases Net other financing sources(uses) (4,000) (4,000) Net Change in Fund Balances 72,000 72,000 53,265 (18,735) Fund Balances - Beginning 183,256 183,256 183,256 Fund Balances - Ending $ 255,256 $ 255,256 $ 236,521 $ (18,735) 67 I I ~ I I I' e ~ i I ~ o '. g I I I i I W U CITY OF EDGEW A TER, FLORIDA D. RECREATION IMPACT FEES SPECIAL REVENUE FUND SCHEDULE OF REVENUES. EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL ~ For The Year Ended September 30, 2004 I Variance with Budgeted Amounts Final Budget- I Actual Positive Original Final Amounts (Negative) Revenues: g Fines and forfeitures $ $ $ $ Impact fees/special assessments 119,500 119,500 118,229 (1,271 ) Investment income 1,500 1,500 (1,500) Other income e Total revenues 121,000 121,000 118,229 (2,771) Expenditures: Current: I Public safety Leisure services 240,020 240,020 85,735 154,285 Capital outlay: D General government Public safety Transportation/public works Total expenditures 240,020 240,020 85,735 154,285 ~ Excess(Deficiency) of Revenues Over Expenditures (119,020) (119,020) 32,494 151,514 Q Other Financing Sources(Uses): Transfers out (4,000) (4,000) Capital leases ~ Net other financing sources(uses) (4,000) (4,000) Net Change in Fund Balances (119,020) (119,020) 28,494 147,514 I. Fund Balances. Beginning 130,423 130,423 130,423 Fund Balances - Ending $ 11 ,403 $ 11 ,403 $ 158,917 $ 147,514 I I I I U 68 g CITY OF EDGEWATER, FLORIDA I CAPITAL PROJECTS FUND ~ SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended September 30, 2004 I Variance with I Budgeted Amounts Final Budget- Actual Positive Original Final Amounts (Negative) I Revenues: Fines and forfeitures $ $ $ $ ~ Impact fees/special assessments Investment income 18,888 18,888 Other income Total revenues 18,888 18,888 I Expenditures: Current: Public safety ~ Leisure services Capital outlay: General government 1,224,184 1,224,184 213,398 1,010,786 a Public safety 345,786 (345,786) Transportation/public works 99,093 (99,093) Total expenditures 1,224,184 1,224,184 658,277 565,907 Excess(Deficiency) of Revenues m Over Expenditures (1,224,184) (1,224,184) (639,389) 584,795 Other Financing Sources(Uses): I Transfers out Capital leases 581,487 581,487 Net other financing sources(uses) 581,487 581,487 0 Net Change in Fund Balances (1,224,184) (1,224,184) (57,902) 1,166,282 Fund Balances - Beginning 1,257,012 1,257,012 1,257,012 I Fund Balances. Ending $ 32,828 $ 32,828 $ 1,199,110 $ 1,166,282 Q i ~ I 0 69 i I ~ Ii D i ~ ~ D a ~ I ~ i I ~ ~ I D o Stormwater Management Fund Water and Sewer Development Fee Fund Renewal and Replacement Fund NONMAJOR PROPRIETARY FUNDS Enterprise Funds - This fund is used to account for the fiscal activities of the City's stomwater drainage operation, as well as the funding and payment of related debt. - This fund was established at October 1, 2002 with net assets of the water and sewer fund that were reserved for development. Water and sewer development fees received each year are deposited into this fund to be used primarily for capital improvements to the water and sewer system. - This fund was established at October 1, 2002 with net assets of the water and sewer fund that were reserved for renewal and replacement. Bond covenants require that transfers be made to the renewal and replacement fund equivalent to 5% of the gross revenues of the system for the previous fiscal year. I ~ ~ ~ i I ~ U I ~ ~ ~ ~ ~ I I I I i This page intentionally left blank. ~ CITY OF EDGEWATER, FLORIDA ~ COMBINING STATEMENT OF NET ASSETS NONMAJOR PROPRIETARY FUNDS i September 30,2004 D Stormwater Water and Sewer Renewal and Total Nonmajor Management Development Replacement Proprietary Fund Fee Fund Fund Funds i Assets Current assets: Cash and cash equivalents $ 3,718 $ $ $ 3,718 I Receivables, net 44,462 44,462 Total current assets 48,180 48,180 Noncurrent assets: m Restricted cash and cash equivalents 1,875,216 973,592 2,848,808 Special assessments receivable 29,446 29,446 D Bond issuance costs 4,563 4,563 Capital assets: Land, buildings and equipment 6,216,282 6,216,282 Less accumulated depreciation (1,360,723) (1,360,723) I Total capital assets (net of accumulated depreciation) 4,855,559 4,855,559 Total noncurrent assets 4,860,122 1,904,662 973,592 7,738,376 D Total assets 4,908,302 1,904,662 973,592 7,786,556 Liabilities Current Iiablities: I Accounts payable 18,559 172,984 561,702 753,245 Accrued liabilities 867 867 Retainage payable 118,059 118,059 I Compensated absences 61,108 61,108 Due to other funds 337,328 337,328 Notes payable, current 278,526 278,526 Capital leases payable, current 16,903 16,903 i Total current liabilities 713,291 172,984 679,761 1,566,036 Noncurrent liabilities: Ii Notes payable 1,635,017 1,635,017 Capital leases payable 45,991 45,991 Total noncurrent liabilities 1,681,008 1,681,008 i Total liabilities 2,394,299 172,984 679,761 3,247,044 Net Assets Invested in capital assets, net i of related debt 2,879,122 2,879,122 Restricted 1,731,678 293,831 2,025,509 Unrestricted (365,119) (365,119) II Total net assets $ 2,514,003 $ 1,731,678 $ 293,831 $ 4,539,512 I 70 I ~ i I Q I i I I I I ~ ~ I ~ I ~ I I i This page intentionally left blank. ~ I i D ~ ~ i I ~ ~ ~ I i ~ D i ~ ~ D CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS NONMAJOR PROPRIETARY FUNDS For the Year Ended 9/30/2004 Stormwater Water and Sewer Renewal and Total Nonmajor Management Development Replacement Proprietary Fund Fee Fund Fund Funds Operating Revenues User Charges $ 886,848 $ $ 1,300 $ 888,148 Operating Expenses Salaries and benefits 455,132 455,132 Materials and supplies 87,557 87,557 Depreciation and amortization 231 ,454 231 ,454 Contractual services 40,381 68,515 170,989 279,885 Total operating expenses 814,524 68,515 170,989 1,054,028 Operating income(loss) 72,324 (68,515) (169,689) (165,880) Nonoperating Revenue Investment income 242 34,170 10,058 44,470 Interest expense (114,909) (1,010) (115,919) Gain (loss) on disposal of capital assets (8,519) (8,519) Total nonoperating revenue (123,186) 34,170 9,048 (79,968) Income before contributions and transfers (50,862) (34,345) (160,641) (245,848) Capital contibutions: Development fees 630,975 630,975 Transfers in 278,649 278,649 Transfers out (56,650) (1,373,222) (817,737) (2,247,609) Change in net assets (107,512) (776,592) (699,729) (1,583,833) Total Net Assets - Beginning 2,621,515 2,508,270 993,560 6,123,345 Total Net Assets - Ending $ 2,514,003 $ 1,731,678 $ 293,831 $ 4,539,512 71 CITY OF EDGEWATER, FLORIDA I COMBINING STATEMENT OF CASH FLOWS i NONMAJOR PROPRIETARY FUNDS For The Year Ended September 30, 2004 I Stormwater Water and Sewer Renewal and Total Nonmajor Management Development Replacement Proprietary I Fund Fee Fund Fund Funds Cash Flows from Operating Activities: Receipts from customers $ 883,657 $ (29,446) $ 1,300 $ 855,511 Payments to suppliers (185,314) 97,229 485,554 397,469 I Payments to employees (455,839) (455,839) Net cash provided (used) by operating activities 242,504 67,783 486,854 797,141 I Cash Flows from Non-Capital Financing Activities: Increase in due to other funds 337,328 337,328 I Net operating transfers in 278,649 278,649 Net operating transfers out (56,650) (1,373,222) (817,737) (2,247,609) Net cash provided (used) by non-capital financing activities 280,678 (1,373,222) (539,088) (1,631,632) i Cash Flows from Capital and Related Financing Activities: I Acquisition of capital assets (86,805) (86,805) Proceeds from capital lease 80,765 80,765 Principal paid on long-term debt (282,833) (282,833) Interest paid on long-term debt (114,909) (114,909) I Development fees received 630,975 630,975 Net cash provided by capital and related financing activities (403,782) 630,975 227,193 Cash Flows from Investing Activities: I Investment income 242 34,170 9,048 43,460 Net cash provided by investing activities 242 34,170 9,048 43,460 I Net Increase in Cash and Cash Equivalents 119,642 (640,294 ) (43,186) (563,838) Cash and Cash Equivalents - Beginning (115,924) 2,515,510 1,016,778 3,416,364 I Cash and Cash Equivalents - End $ 3,718 $ 1,875,216 $ 973,592 $ 2,852,526 Classified As: I Cash and cash equivalents $ 3,718 $ $ $ 3,718 Restricted cash and cash equivalents 1,875,216 973,592 2,848,808 $ 3,718 $ 1,875,216 $ 973,592 $ 2,852,526 I I i ~ 72 I i I D D i Reconciliation of Operating Income (Loss) to Net Cash Provided By Operating Activities Operating income (loss) ~ Adjustments Not Affecting Cash: Depreciation and amortization i Change in Assets and Liabilities: (Increase) in accounts receivable Increase (decrease) in accounts payable (Decrease) in accrued liabilities Decrease in inventory Increase in accrued compensated absences Total adjustments ~ I Net Cash Provided(Used) by Operating Activities I i I i i I I I I D Stormwater Management Fund Water and Sewer Renewal and Development Replacement Fee Fund Fund $ 72,324 $ 231,454 (3,191 ) (66,230) (3,116) 8,854 2,409 170,180 $ 242,504 $ 73 Total Nonmajor Proprietary Funds (68,515) $ (169,689) $ (165,880) (29,446) 165,744 136,298 67,783 656,543 656,543 $ 486,854 $ 231 ,454 (32,637) 756,057 (3,116) 8,854 2,409 963,021 797,141 i I i I ~ I I ~ I I i I I ~ I I I I I This page intentionally left blank. i B ~ D a I I I I i g i I ~ ~ ~ ~ D I FIDUCIARY FUNDS Pension Trust Funds Police, Firefighter and General Employees' Pension Funds - These funds are used to account for the accumulation of resources to be used for retirement annuity payments at the appropriate amounts and times in the future. Resources are contributed by employees at rates fixed by law and by the City and the State at amounts determined by an annual actuarial study. I I ~ I I I I I I I i i I ~ I I ~ I I This page intentionally left blank. ~ I ~ ~ I I I I Ii II Ii U U ~ ~ U i I m CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF FIDUCIARY NET ASSETS FIDUCIARY FUNDS September 30, 2004 General Employees Pension Trust Police Totals Officers Firefighters Employee Pension Trust Pension Trust Pension Funds Assets: Cash and short-term investments $ $ $ 74,704 $ 74,704 Investments, at fair value: Debt mutual funds 5,569,449 3,169,183 832,945 9,571,577 Equity mutual funds 4,911,042 2,136,872 1,291,697 8,339,611 Other mutual funds 167,994 160,775 27,901 356,670 Total investments 10,648,485 5,466,830 2,152,543 18,267,858 Receivables 117,158 229,919 23,238 370,315 Total assets 10,765,643 5,696,749 2,250,485 18,712,877 Liabilities: Accounts payable 1,034 1,034 Net Assets Held in Trust for Pension Benefits $ 10,764,609 $ 5,696,749 $ 2,250,485 $ 18,711,843 74 I I I I i I i i ~ I I I I ~ I I I I I This page intentionally left blank. m I ~ ~ ~ I D ~ g U D iJ ~ ~ U I I ~ ~ CITY OF EDGEWATER, FLORIDA COMBINING STATEMENT OF CHANGES IN FIDUCIARY NET ASSETS FIDUCIARY FUNDS For The Year Ended September 30, 2004 General Employees Pension Trust Police Officers Pension Trust Firefighters Pension Trust Total Employee Pension Funds Additions: Contributions: Employer Plan members State Total contributions $ 564,582 68,774 $ 461,163 82,720 108,375 652,258 $ $ 187,083 67,778 74,704 329,565 1,212,828 219,272 183,079 1,615,179 633,356 Investments income: Net increase in fair value Less investment expense Net investment income Total additions 874,100 341,984 177,955 1,394,039 (14,505) (14,505) 874,100 341,984 163,450 1,379,534 1,507,456 994,242 493,015 2,994,713 382,086 202,4 76 10,731 595,293 27,793 20,897 48,690 409,879 223,373 10,731 643,983 1,097,577 770,869 482,284 2,350,730 Deductions: Benefits/distri butions Administrative expenses Total deductions Change in Net Assets Net Assets Held in Trust for Pension Benefits: Beginning of Year 9,667,032 4,925,880 1,768,201 16,361,113 End of Year $10,764,609 $ 5,696,749 $ 2,250,485 $ 18,711,843 75 I I ~ I i I ~ ~ I I ~ D ~ D I I ~ I I This page intentionally left blank. a I ~ ~ i I I I ~ U i ~ ~ ~ W ~ I i ~ CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS I I ~ I a I. ~ ~ ~ I a ~ ~ ~ ~ I ~ ~ I This page intentionally left blank. i I ~ ~ i ~ I 11 i W D i i U U ~ U U ~ CITY OF EDGEWATER, FLORIDA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY For The Year Ended September 3D, 2004 General Government Public Safety Public Works leisure Services Total land $ 1,934,540 $ 105,591 $ 6,906 $ 1,732,399 $ 3,779,436 Buildings 178,538 1,225,060 58,268 2,895,746 4,357,612 Improvements 74,943 25,905 12,810,510 1,626,031 14,537,389 Machinery & equipment 502,901 2,333,696 238,532 545,752 3,620,881 Infrastructure 829,226 829,226 Construction in progress 1,312,472 847,579 2,160,051 Total $ 2,690,922 $ 3,690,252 $15,255,914 $ 7,647,507 $ 29,284,595 Deletions Balance and Balance 09-30-03 Additions Transfers 09-30-04 General Government $ 2,513,646 $ 196,069 $ 18,793 $ 2,690,922 Public Safety 3,586,363 465,796 361,907 3,690,252 Public Works 14,345,545 1,040,549 130,180 15,255,914 leisure Services 7,065,511 783,408 201,412 7,647,507 Total $ 27,511,065 $ 2,485,822 $ 712,292 $ 29,284,595 76 I a i I ~ ~ a u ~ i ~ ~ ~ D ~ I ~ ~ I This page intentionally left blank. I i ~ I ~ i I I I ~ g I I U i I I ~ D STATISTICAL SECTION D a u D a u D a D o. o Q o o Q Q o Q I This page intentionally left blank. U I i U ~ ~ ~ I il ~ IJ D ~ U ~ I i ~ D STATISTICAL INFORMATION Comments Relative to Statistical Section The following statistical tables that are recommended for inclusion by the Government Finance Officers Association are not included for the reasons stated below: A. Ration of Net General bonded Debt to Assessed Value and Net Bonded Debt per Capita - Last Ten Fiscal Years - The City has not had any general bonded debt over the past ten fiscal years. B. Ratio of Annual Debt Service for General bonded Debt to Total General Expenditures - Last Ten Fiscal Years - The City has not had any general bonded debt over the past ten fiscal years. C. Florida Statutes and the Charter of the City of Edgewater, Florida, set no legal debt margin. 77 o I a D ~ ~ o o D U o o o D o D D D I CITY OF EDGEWATER, FLORIDA GENERAL GOVERNMENTAL EXPENDITURES BY FUNCTION (1) Last Ten Fiscal Years Fiscal Year General Ended Total Government Public Safety Trans portation 1995 $ 5,965,527 $1,475,527 $2,774,643 $484,726 1996 12,357,998 1,496,667 2,762,925 429,734 1997 11,563,627 1,578,623 2,979,253 400,222 1998 7,177,744 1,871,415 3,012,478 328,927 1999 7,720,056 1,194,392 3,283,992 301,660 2000 10,163,707 1,423,439 4,164,037 667,425 2001 10,508,931 1,633,024 4,395,867 949,445 2002 15,749,026 2,133,671 5,362,820 986,671 2003 11,212,699 2,033,442 5,308,937 359,916 2004 14,120,307 2,838,695 5,878,112 890,755 (1) Includes General, Special Revenue, Capital Projects and Debt Service Funds. I a ~ u ~ Leisure Capital Debt Services Outlav Service ~ $ 599,877 $ 557,493 $ 73,261 623,604 6,054,969 990,099 U 590,121 5,061,279 954,129 I 601,396 414,808 944,559 i 616,686 1,375,499 943,649 728,209 2,241,616 938,981 i 925,987 1,665,678 936,940 U 1,335,748 4,967,147 962,969 1,609,971 409,383 1,491,050 ~ 1,978,216 658,277 1,876,252 U U ~ tJ ~ U U 78 79 o I o Q o U o o a ~ o o o Q D D Q Q I CITY OF EDGEWATER, FLORIDA GENERAL GOVERNMENTAL REVENUES BY SOURCE (11 Last Ten Fiscal Years Licenses Fiscal Year and Intergovernmental Ended Total Taxes Permits Revenues 1995 $ 6.830,328 $4,386,811 $160,758 $ 549,529 1996 7,547,035 5,016,151 181,459 574,174 1997 7,293,444 5,147,962 179,136 688,286 1998 7,468,670 5,484,239 185,503 667,988 1999 7,672,589 5,516,973 220,890 806,787 2000 7.718,669 5,648,694 267,252 663,079 2001 9,117,174 6,189,561 297,863 1,382,955 2002 9,152,993 5,130,474 326,793 2,566,811 2003 9,876,614 5,959,123 445,741 2,221,416 2004 11,248,546 6,500,120 508,609 2,678,916 (1) Includes General, Special Revenue, Capital Projects and Debt Service Funds. u ~ u u U Charges for Fines and Investment Special Miscellaneous Services Forfeitures Income Assessments Revenue U $1,380,438 $ 96,340 $ $ $256,452 ~ 146,434 97,328 813,149 298,767 419,573 111,478 83,247 547,977 288,851 246,507 ~ 123,692 75,309 24,910 609,286 297,743 U 141 ,439 91,658 27,973 595,790 271,079 139,931 77,659 39,121 577,464 305,469 Q 205,982 115,608 36,420 598,314 290,471 U 57,137 77,508 293,050 577,998 123,222 112,985 193,962 254,253 644,420 44,714 ~ 128,751 145,415 236,291 699,969 350,475 ~ Ii U ~ ~ i I 80 CITY OF EDGEWATER, FLORIDA PROPERTY TAX LEVIES AND COLLECTIONS Last Ten Fiscal Years (1) Fiscal Total Total Tax Percent of Levy Year Ended Tax Levv Collections Collected 1995 $2,113,146 $2,040,928 96.58% 1996 2,608,024 2,516,081 96.47 1997 2,528,985 2,440,210 96.49 1998 2,576,393 2,491,303 96.70 1999 2,538,138 2,443,445 96.27 2000 2,463,013 2,376,413 96.48 2001 2,647,837 2,599,328 98.17 2002 2,794,043 2,704,707 96.80 2003 3,516,953 3,388,208 96.34 2004 4,014,168 3,863,278 96.24 (1) Each fiscal year contains data from the ad valorem assessment roll of the preceding year (i.e., fiscal year 2004 contains the 2003 assessment roll tax collections). 81 a u D o o ~ a o D ~ o D o o ~ o ~ o I. I g w ~ ~ U I U i ~ U i U ~ ~ I ~ U U CITY OF EDGEWATER, FLORIDA ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY (1) Last Ten Fiscal Years (1) (In Thousands) Ratio of Total Ratio of Total Assessed to Assessed (2) Total (3) Taxable Value Fiscal Year Assessed Estimated Estimated Assessed to Estimated Ended Value Actual Value Actual Value Taxable Value Actual Value 1995 $499,443 $499,443 100.00% $361,840 72.45% 1996 516,875 516,875 100.00 367,272 71.06 1997 542,399 542,399 100.00 383,761 70.75 1998 561,103 561 ,1 03 100.00 400,061 71.29 1999 572,804 572,804 100.00 403,519 70.44 2000 589,101 589,101 100.00 413,951 70.26 2001 632,205 632,205 100.00 445,014 70.39 2002 694,658 694,658 100.00 469,587 67.59 2003 842,981 842,981 100.00 539,238 63.97 2004 974,165 974,165 100.00 577,578 59.29 (1) Obtained from the Revised Recapitulation of the Ad Valorem Assessment Rolls of Edgewater, Florida provided by Volusia County, Florida Finance Department. (2) Each fiscal year contains the ad valorem assessment roll of the preceding year (i.e., fiscal year 2002, contains data on the 2001 assessment roll). (3) Assessed taxable values for all fiscal years presented are stated net of the constitutional homestead exemption of $25,000 and the additional senior homestead exemption of $25,000. 82 83 u o o u o U Q a a ~ o o ~ U Q Q o o I CITY OF EDGEWATER, FLORIDA PROPERTY TAX RATES - ALL DIRECT AND OVERLAPPING GOVERNMENTS Last Ten Fiscal Years (1) Southeast Florida StJohns Edgewater Volusia Inlet and Inland Water FISC3I Year General School Volusia Hospital Mosquito Port Navigation Management Ended Fund District County District Control Aulhoritv District District Total 1995 5.840 10.277 5.716 2.292 0.287 0.094 0.049 0.482 25.037 1996 7.101 10.887 6.172 2.285 0.262 0.094 0.040 0.482 27.323 1997 6.590 10.821 6.217 2.247 0.238 0.093 0.038 0.482 26.726 1998 6.440 10.487 6.381 2.132 0.238 0.090 0.050 0.482 26.300 1999 6.290 10.376 6.378 2.052 0.238 0.090 0.047 0.482 25.953 2000 5.950 9.158 6.367 2.528 0.238 0.090 0.041 0.472 24.844 2001 5.950 9.158 6.367 2.528 0.238 0.090 0.041 0.472 24.844 2002 5.950 8.899 6.604 2.320 0.238 0.090 0.039 0.462 24.602 2003 6.950 8.699 6.604 2.320 0.238 0.090 0.039 0.462 25.402 2004 6.950 8.699 6.204 2.320 0.238 0.090 0.039 0.462 25.002 Tax rates per $1,000 of assessed taxable values u ~ D U ~ ~ D U I I U ~ g ~ ~ ~ I W m CITY OF EDGEWATER, FLORIDA SPECIAL ASSESSMENTS COLLECTIONS Last Ten Fiscal Years Water and Sewer Fund Since Levy Road Improvement Assessments Current Current Current Current Fiscal Assessments Assessments Assessments Assessments Year Ended Due Collected Due Collected 1995 $473,499 $586,927 $771,418 $1,366,243 1996 529,579 608,631 238,813 298,767 1997 554,850 644,377 251 ,480 288,851 1998 580,364 624,088 265,575 293,139 1999 608,750 655,258 281,544 299,546 2000 638,209 684,687 297,401 310,973 2001 670,901 762,235 315,347 341,279 2002 731 ,162 823,170 352,167 383,260 2003 762,155 834,005 369,351 399,888 2004 795,000 845,063 390,000 402,421 84 CITY OF EDGEWATER, FLORIDA COMPUTATION OF OVERLAPPING DEBT September 30, 2004 Overlappinq Governments Net Debt Outstandinq Vol usia County School District $37,460,455 Total overlapping debt (1) Data provided by above agencies. Percentage Applicable to the City of Edqewater 2.76 City of Edgewater Share of Debt U I o ~ o ~ o o Q D a D o o ~ a ~ o I $1,033,909 $1,033,909 (2) The City does not have any general obligation long-term debt outstanding. 85 w u ~ i ~ ~ C ~ ~ ~ U U ~ ~ U ~ i ~ U CITY OF EDGEWATER, FLORIDA DEMOGRAPHIC STATISTICS Last Ten Fiscal Years (1 ) (2) (3) Per (4) County (5) School (6) Fiscal Estimated Registered Capita Unemployment Percent Median Year Population Voters Income Rate Enrollment Attendance AQe 1995 17 ,484 10,942 $18,730 4.9 1,534 95 1996 17,820 11 ,158 18,815 4.2 1,524 95 1997 18,077 11 ,196 19,455 4.0 1,546 95 1998 18,761 11,821 19,787 3.2 1 ,495 96 1999 18,865 11,786 20,309 3.0 1 ,484 95 47 2000 19,343 12,839 21,920 2.9 1 ,491 95 2001 19,390 12,484 22,520 4.0 1,457 95 2002 19,515 12,406 23,195 5.3 1,603 93 2002 19,515 12,406 23,195 5.3 1,603 93 2003 20,088 12,753 23,832 5.2 1,412 95 42 2004 20,637 14,079 19,460 4.5 1,349 95 (1) Obtained from University of Florida, Bureau of Economics and Business Research. Census Bureau estimate for April 2000 and City of Edgewater Planning Dept. (2) Obtained from Vol usia County Supervisor of Elections. (3) Obtained from U.s. Department of Commerce, Bureau of Economic Analysis. (4) State of Florida, Department of Labor and Employment Security. (5) Volusia County School Board - includes grades K-5, Edgewater Elementary School and Indian River Elementary School. (6) Volusia County - Census Bureau (2000) 86 87 o o a ~ D U o o o D o o o o a ~ ~ D I CITY OF EDGEWATER, FLORIDA PROPERTY VALUE, CONSTRUCTION AND BANK DEPOSITS Last Ten Fiscal Years (In Thousands) (1 ) (2) Commercial Residential (1 ) Assessed Fiscal Construction Construction Deposits Savings Value Year Units Value Units Value Banks and Loan ill 1995 8 $1,987 70 $5,799 $93,927 $95,542 $499,443 1996 13 2,379 124 10,068 96,342 87,419 516,875 1997 20 2,224 105 7,626 190,381 542,399 1998 35 2,465 116 9,944 209,575 561,103 1999 11 1,755 201 15,834 201,653 572,804 2000 23 6,743 195 19,077 201,494 589,101 2001 9 1,159 285 28,892 206,981 632,205 2002 17 3,953 226 23,495 206,960 694,658 2003 17 4,052 281 29,628 215,130 842,981 2004 11 2,378 226 27,002 216,213 974,165 (1) Provided by Florida Bankers Association. (2) Obtained from revised recapitulation of the ad valorem assessment rolls of the City of Edgewater. U i ~ i iJ W U i I it U ~ ~ il U U ~ U I CITY OF EDGEWATER, FLORIDA SUMMARY OF TEN LARGEST SINGLE UNIT WATER USERS September 30, 2004 Customers Average Consumption Per Month (Gallons) (1) Percent of Total Gallons Consumed County of Vol usia Eastern Shores Mobile Village Coronado Paint Company Halifax Court (Hendry) Vol usia County Schools Blue Gables, Inc.(Naco, Inc.) Pyramid Park Friendly Shores HOA Publix Supermarket, Inc. Winn Dixie 6,565,660 755,725 377,148 140,303 136,391 113,667 97,358 105,760 79,750 56,542 8,428,304 12.65% 1.46 .73 .27 .26 .22 .19 .20 .15 .11 16.24% FY-2004 average monthly consumption: 53,725,851gallons. (1) Based on individual meter connections per City of Edgewater, Florida, records. (2) The total average monthly consumption for the ten largest water users decreased from the previous year by a total of 999,334 gallons. (3) Water restrictions implemented by the St. Johns River Water Management District, Volusia County, and the City of Edgewater continue to be in effect. Reclaimed water has been available to the Florida Shores area since 1994. 88 CITY OF EDGEWATER, FLORIDA PRINCIPAL TAXPAYERS September 30, 2004 Customers Assessed Valuation Percent of Total Assessed Valuation Florida Power & Light Coronado Paint Company, Inc. BellSouth Communications, Inc. Edgewater Commons Laramie Florida Shores, LP Twean Subsidiary, LLC Sea Edge Partners, LLC Bel Aire Investments, Inc. Carder, James and Rosemary Florida East Coast Railway Company $10,631,694 7,192,189 3,700,860 3,490,379 2,897,412 2,698,480 2,655,698 2,397,000 2,217,597 1,893,608 $39,774,917 1.09% .74 .38 .36 .30 .28 .27 .25 .23 .19 4.09% Source: 2003 ad valorem tax rolls of the City of Edgewater, Florida. DR-403AM FY -2004 total assessed valuation $974,165,071 89 a u o ~ a ~ o o o ~ D a D u U I i a I ~ ,I I U U I I U U I U ~ I I U U I I U CITY OF EDGEWATER, FLORIDA MISCELLANEOUS STATISTICAL DATA September 30, 2004 The City of Edgewater lies just south of New Smyrna Beach, along the Atlantic coastline. Beginning as the small village of Hawk's Park with 115 permanent residents in 1871, the name was formally changed to Edgewater in 1925. The apiaries of the early days evolved into a large honey company which exports internationally. A large paint factory, a thriving building industry, boat building, garment factories and other light manufacturing provide employment. A friendly city with a small town flavor, Edgewater has a wide variety of residential options. City Operations: Police Department: Sworn Officers Civilian Employees Reserve Officers 33 4 4 Fire Department: Insurance rating Number of stations Full-time firefighters Volunteer firefighters Civilian employees Animal Control Reserves City Parks (Active and Open Space) Park acreage Class 5/9 2 25 7 2 2 1 84 Passive 67 Active 151 Community Facilities Financial Institutions Churches Libraries Post office locations Nearest commercial airport Electric service: Telephone Service: Cable TV Service: 2 14 1 1 Daytona Beach International Florida Power & Light BellSouth Time Warner Communications, Inc. Source: City of Edgewater Finance Department 90 2 2 1 $16.40 $16.40 $1.60 o ~ Q o ~ ~ ~ '~ ~ ~ a o o ~ ~ I I I u CITY OF EDGEWATER, FLORIDA MISCELLANEOUS STATISTICAL DATA - CONTINUED September 30, 2004 GarbagelTrash Collection: Type: Residential service Commercial/Industrial service Recycling Pickups/wk Water Service: Source Plant capacity Average daily demand Treatment Monthly Residential and Commercial Rates: Florida Upper Aquifer 5.0 mgd 1.706 mgd Lime softening Effective 10/1/94 Sewer Service: System Type: Average Daily Flow Plant Capacity Avg. Capacity Used Daily Avg. Daily Reclaimed Water Advanced Wastewater Treatment 1.086 mgd 2.750 mgd 39.5% 1.188 mgd Consumption Minimum Additional 1 ,000 gallons Water $8.00 $1.25 Reclaimed Sewer $9.55 $3.18 Stormwater Management Fee Per Equivalent Drainage Unit (EDU) Without site mitigation With site mitigation Effective 10/1/94 $6.00 $2.92 91 ~ CITY OF EDGEWATER, FLORIDA I WATER AND SEWER SYSTEM HISTORICAL DEBT SERVICE COVERAGE SUMMARY U September 30,2004 U FY 2000 FY2001 FY 2002 FY2003 FY 2004 Operating Revenues: User Charges 4,319,521 4,428,520 4,530,617 4,808,221 5,403,409 i Interest Income (1) 1,118,804 353,547 166,687 113,998 41 ,169 Connection Fees 137,282 167,357 200,994 186,772 213,326 Total 5,575,607 4,949,424 4,898,298 5,108,991 5,657,904 Operating Expenses 2,593,721 2,901,684 3,047,196 3,300,405 3,7 4 7,041 C Net Revenues 2,981,886 2,047,740 1,851,102 1,808,586 1,910,863 Available Impact Fees 502,569 502,881 502,468 503,182 503,182 I Total Revenues Available for Debt Service 3,484,455 2,550,621 2,353,570 2,311,768 2,414,045 Sr. Lien Debt Service a Total Series 1991 , 1993 1,067,025 1,067,687 1,066,812 1,068,328 1,068,328 Rate Coverage Net Revenues Only (1.20x Required) 2.79 1.92 1.74 1.69 1.79 U Net Revenues WI Impact Fees 3.27 2.39 2.21 2.16 2.26 Available Net Revenues & Impact Fees For SRF Debt 2,417,430 1,482,934 1,286,758 1,243,440 1,345,717 I Special Assessments 684,687 762,235 823,170 834,005 845,063 Total Revenues Available for SRF Debt 3,102,117 2,245,169 2,109,928 2,077,445 2,190,780 ~O SRF Bonds 1,811,437 1,811,437 1,811,437 1,811,437 1,811,437 Coverage (1.15x Req) 1.71 1.24 1.16 1.15 1.21 ~ Net Revenues For BOA Loan 1,290,680 433,732 298,491 266,008 379,343 ~ Special Assessments 144,592 Impact Fees 500,000 500,000 500,000 I Total Revenes for Jr. Lien BOA Bank Loan 1,290,680 433,732 798,491 766,008 1,023,935 Junior Lien Bonds 588,340 588,340 588,340 588,340 588,340 I Coverage (1.10x Required) 2.19 0.74 1.36 1.30 1.74 Surplus Revenues 702,340 (154,608) 210,151 177,668 435,595 g R & R Fund Transfers 267,969 278,780 276,222 270,809 270,809 City Transfers (outside of 0 & M Expenses above) 500,000 1,150,000 i Balance 434,371 (433,388) (66,071 ) (593,141) (985,214) (1) Excludes interest earned on construction and impact fees. I 92 i ~ I ~ ~ I a ~ I a I c I I QI ~I I ~ o I o Q This page intentionally left blank. iJ I i ~ ~ ~ i ~ i i I ~ ~ ~ i ~ .M a ~ OTHER REPORTS I I I I I I I ~ I I I I I I I I I I I This page intentionally left blank. i i ~ U I I I U ~ I D I ~ D D I o D D MCDIRMIT III DAVIS CERTIFIED PUBLIC ACCOUNTANTS AND ADVISORS REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER FINANCIAL REPORTING BASED ON AN AUDIT OF FINANCIAL STA TEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS The Honorable Mayor and City Commission City of Edgewater, Florida We have audited the basic financial statements of the City of Edgewater, Florida, as of and for the year ended September 30,2004, and have issued our report thereon dated March 23, 2005. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Compliance - As part of obtaining reasonable assurance about whether the City of Edgewater, Florida's basic financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grants, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. However, we noted certain immaterial instances of noncompliance that we have reported to management of the City of Edgewater, Florida in a separate letter dated March 23, 2005. Internal Control Over Financial Reporting - In planning and performing our audit, we considered the City of Edgewater, Florida's internal control over financial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the basic financial statements and not to provide assurance on the internal control over financial reporting. Our consideration of the internal control over financial reporting would not necessarily disclose all matters in the internal control over financial reporting that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the basic financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its operation that we consider to be material weaknesses. However, we noted other matters involving the internal control over financial reporting that we have reported to management of the City of Edgewater, Florida in a separate letter dated March 23, 2005. MCDIRMIT DAVIS & COMPANY, LLC 605 E. RORll\:SOI\: STREET. SL'ITE 635 . ORLA\iDO. FLORIDA 3280 I TELEPHO\iE 407-843-5406 . FAX 407-649-9339 . EMAIL: I:-;F00~.M(,DIRMITDA VI5.CO\1 :'>.lH1BERS: PRI\' -\ Tl COt>.IP.\'IES PR -\('TI("[ SECTION . A~lF.RIL\!'\i I!\.'STITUTE OF CERTIFIED PliBLlC ACCQUNT.-\1\ TS . FLORIDA INSTITl: TE OF CERTIF!ED PUBLIC A(TOUNT.-\Nl ~ 93 I I This report is intended solely for the information and use of management, the City Commission and the Auditor General of the State of Florida and is not intended to be, and should not be used I by anyone other than these specified parties. 1Jtc/liuniZ lXwi4 & ~CtIUf LLt I March 23, 2005 I I I I I I I I I I I I I I 94 I I I II I I I ~ I I ~ ~ iJ ~ I ~ i ~ D D MCDIRMIT III DAVIS CERTIFIED PUBLIC ACCOUNTANTS AND ADVISORS REPORT ON COMPLIANCE WITH REQUIREMENTS APPLICABLE TO THE MAJOR PROGRAM AND INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH OMB CIRCULAR A-133 The Honorable Mayor and City Commissioners City of Edgewater, Florida Edgewater, Florida Compliance We have audited the compliance of the City of Edgewater, Florida with the types of compliance requirements described in the U.S. Office of Management and Budget (OMB) Circular A-133 Compliance Supplement, that are applicable to the major federal program for the year ended September 30, 2004. The City of Edgewaters' major federal program is identified in the summary of auditor's results section of the accompanying Schedule of Findings and Questioned Costs. Compliance with the requirements of laws, regulations, contracts and grants applicable to its major state project is the responsibility of the City of Edgewater, Florida management. Our responsibility is to express an opinion on the City of Edgewater, Florida compliance based on our audit. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMS Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations. Those standards, and OMS Circular A-133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about City of Edgewater, Florida compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination on the City of Edgewater, Florida compliance with those requirements. In our opinion, the City of Edgewater, Florida, complied, in all material respects. with the requirements referred to above that are applicable to its major federal program for the year ended September 30,2004. MCDIRMIT DAVIS & COMPANY, LLC 605 E. ROBll'SOJ\: STREET. Sl'lTE 635 . ORLA~DO. FLORIDA 3280 I TELEPHONE 407-843-5406' FAX 407-649-9339' EMAIL: II'FO(~::'vICDIRMITDA VIS.COM i\10lBl:RS: PRI\'.\ Ti:. CUMP.\!'\IES PRACTICE SECTION. AMERICA': INSTITUTE OF CERTIFIED PUBLIC AC'('OUNTA1\TS . f'LORIOA I:'\STITL: TE OF CERTIFIED PUBLIC ACCOllNTAN1S 95 Internal Control Over Compliance The management of the City of Edgewater, Florida is responsible for establishing and maintaining effective internal control over compliance with requirements of laws, regulations, contracts and grants applicable to federal programs. In planning and performing our audit, we considered the City of Edgewater, Florida internal control over compliance with requirements that could have a direct and material effect on a major federal program in order to determine our auditing procedures for the purpose of expressing our opinion on compliance and to test and report on internal control over compliance in accordance with OMS Circular A-133. Our consideration of the internal control over compliance would not necessarily disclose all matters in the internal control that might be material weaknesses. A material weakness is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that noncompliance with applicable requirements of laws, regulations, contracts and grants that would be material in relation to a major state program being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over compliance and its operation that we consider to be material weaknesses. This report is intended solely for the information and use of management of the City, the Auditor General of the State of Florida and federal awarding agencies and is not intended to be and should not be used by anyone other than these specified parties. 1Jtc/liAmit ~ & ~CV1Af LLt March 23, 2005 96 I I ~ I I I I I I I I I I I I I I I I I I E I Ii it I ~ ~ I I I i i Ii i I D I CITY OF EDGEWATER, FLORIDA SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS Year Ended September 30, 2004 Federal Grantor/Pass-throuqh Grantor/Proqram title Federal CFDA No. Pass-throuqh Entity Number Federal Expenditures u. S. Department of Homeland Security: Federal Emergency Management Agency Public Assistance Grants 97.036 $2.498,724 Total expenditures of federal awards $2.498.724 See accompanying notes to schedule of expenditures of federal awards 97 CITY OF EDGEWATER, FLORIDA NOTES TO SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS Year Ended September 30, 2004 Note 1 - Basis of Presentation The accompanying schedule of expenditures of federal awards includes the federal grant activity of the City of Edgewater, Florida and is presented on the accrual basis of accounting. The information in this schedule is presented in accordance with the requirements of OMB Circular A- 133. Audits of States, Local Governments, and Non-Profit Organizations. Therefore, some amounts presented in this schedule may differ from amounts presented in, or used in the preparation of, the basic financial statements. 98 I I I I I I i I I I I I I I I I I I 'I I I Ii I U ~ I I ~ I ~ ~ ~ I ~ i D D U CITY OF EDGEWATER, FLORIDA SCHEDULE OF FINDINGS AND QUESTIONED COSTS- FEDERAL AWARDS Year Ended September 30, 2004 A. Summary of Auditor's Findings 1. The auditor's report expresses an unqualified opinion on the financial statements of the City of Edgewater, Florida. 2. No instances of noncompliance material to the financial statements of the City of Edgewater, Florida were disclosed during the audit. 3. The auditor's report on compliance for the major federal award for the City of Edgewater, Florida, expresses an unqualified opinion. 4. The program tested as major program included the following: Federal Program CFDA No. u.S. Department of Homeland Security Public Assistance Grant 97.036 5. The threshold for distinguishing Type A and Type B programs/projects was $500,000 for major federal awards. 99 I : I I I I I I I I I I I I I I I I I I This page intentionally left blank. I I Ii ~ iJ Ii I I ~ i ~ I i I I i ~ ~ I MANAGEMENT LETTER I I I i I I I I I I I I I I I I I I I i This page intentionally left blank. I. I ~ ~ I I [1 iii I i ~ U D D ~ ~ ~ D D D MCDIRMIT III DAVIS CERTIFIED PUBLIC ACCOUNTANTS AND ADVISORS MANAGEMENT LETTER Honorable Mayor and City Council City of Edgewater, Florida In planning and performing our audit of the basic financial statements of the City of Edgewater, Florida for the year ended September 30, 2004, we considered its internal control to determine our auditing procedures for the purpose of expressing our opinion on the financial statements and not to provide assurance on internal control. The following findings and recommendations, which resulted from our consideration of internal control, are submitted to assist in improving procedures and controls. In addition, this report includes other disclosures required by Rules of the Auditor General, State of Florida. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. We have issued our Report on Compliance and Internal Control over Financial Reporting, in accordance with Government Auditing Standards, Report on Compliance and Internal Control over Compliance in accordance with OMS Circular A-133, and Schedule of Findings and Questioned Costs. Disclosures in those reports and schedule, which are dated March 23, 2005, should be considered in conjunction with this management letter. This management letter is intended solely for the information of the City of Edgewater, Florida and management, and the State of Florida Office of the Auditor General and federal awarding agencies and is not intended to be and should not be used by anyone other than those specified parties. 1Jtc/liunit t:>:wi4 & ~tvUf LLt March 23, 2005 MCDIRMlT DAVIS & COMPANY, LLC 605 E. ROBINSON STREET. SL'ITE 635 . ORLANDO. FLORIDA 3280 I TELEPHONE 407-843-5406' FAX 407-649-9339' EMAIL: I:"FO@\IC'DIRMITDAVIS.C'O\l :\ 1E\1BERS: PRI\' -\ Tf: CO.~lP.\;-';IES PR-\CT1Cc SECTION . A~lERJCA"i IXSTlTVTE OF CERTIFIED PUBLIC ACCQU\lTAt\TS . FLORIDA INSTITl: TE OF CERTIFIED PUBLIC ACCOUIST.-\sr s 100 Management Comments City of Edgewater, Florida March 23, 2005 Page Two A. Status of Prior Year Recommendations 1. Financial Condition Assessment The City continued to have some unfavorable ratios when compared to benchmarks for the Auditor General financial conditions assessment procedures. For example, the City's ratio of unreserved general fund balance to operating expenditures of the general fund for 2003 is 7.9%. This percentage is low compared to other cities the size of Edgewater. However, this is the second year in a row that Edgewater had a small excess of revenue over expenditures, which is a favorable trend which the City should continue. Recommendation We continue to recommend the City set some goals to increase the ratio of unreserved general fund balance to general fund operating expenditures to at least 10-20%. Corrective Action The ratio of unreserved general fund balance to operating expenditures of the general fund for 2004 declined to 4%. Even if the revenue due from FEMA for reimbursement of hurricane expenditures had been recorded at September 30, 2004, the ratio of unreserved general fund balance to operating expenditures of the general fund would have been 6.5%. Therefore we continue to recommend the City set some goals to increase this ratio. 101 ~ I I I I I I I I I I I I I I' I' I I I D I I ~ D I U D i i I I ~ D ~ I i D i Management Comments City of Edgewater, Florida March 23, 2005 Page Three B. Current Year Recommendations 1. Financial Condition Assessment The City continues to have several unfavorable ratios as discussed above under status of prior year recommendations. The general fund had a deficit of revenue over expenditures of approximately $2,000,000 before transfers in from other funds and sale of land held for resale. The transfers in from the water and sewer fund increased from $500,000 in 2003 to $1,150,000 in 2004. Recommendation We recommended the City take steps to balance the general fund budget without relying on such large transfers in from the water and sewer fund. The City must set goals to increase the ratio of unreserved general fund balance to general fund operating expenditures to at least 15%. The City Charter requires the City maintain reserves of at least 15% of general fund expenditures. 2. Deficit Find Equity The stormwater management fund has a deficit fund equity balance of $365,119. Recommendation We recommend the City carefully review the budget for this fund and determine what must be done to increase revenues or decrease expenditures. 3. Excess Expenditures Over Appropriations Actual expenditures exceeded appropriations in the following funds: Special Law Enforcement Trust Special Revenue Fund, $21,836; Police Impact Fees Special Revenue Fund, $5,245; and Fire Impact Fees Special Revenue Fund, $20,245. Recommendation We recommend the City amend the budget as allowed by Florida statutes within 60 days of year end so that expenditures do not exceed appropriations. 102 Management Comments City of Edgewater, Florida March 23, 2005 Page Four I ~ I i I I I I I i I ~ I I I I II I I I I C. Comments Required bv the Rules of the Auditor General 1. The financial report filed with the Department of Banking and Finance pursuant to Section 218.32(1 )(b), Florida Statutes, is in agreement in all material respects with the annual financial audit report for the same period. 2. The City has not met any of the conditions described in Section 218.503(1) Florida Statutes. 3. The City of Edgewater, Florida, has complied with Section 218.415, Florida Statutes, regarding the investment of public funds, except as note above. 4. As required by the Rules of the Auditor General Section 10.554(g)(6)c and 10.556(8), we applied financial condition assessment procedures. 103