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93-R-10RESOLUTION NO. 93-R-10 A RESOLUTION PROVIDING FOR THE REFUNDING OF A PORTION OF THE OUTSTANDING WATER AND SEWER REVENUE BONDS, SERIES 1991 OF THE CITY OF EDGEWATER, FLORIDA; PROVIDING FOR THE ISSUANCE OF $12,460,000 WATER AND SEWER REVENUE REFUNDING BONDS, SERIES 1993 FOR SUCH PURPOSE; PROVIDING FOR THE PAYMENT THEREOF; PROVIDING FOR THE RIGHTS OF THE HOLDERS OF THE BONDS; MAKING CERTAIN OTHER COVENANTS AND AGREEMENTS IN CONNECTION THEREWITH: PROVIDING AN EFFECTIVE DATE. BE IT RESOLVED BY THE COUNCIL OF THE CITY OF EDGEWATER, FLORIDA (the "Issuer"): SECTION 1. AUTHORITY FOR THIS RESOLUTION. This resolution is adopted pursuant to the provisions of Chapter 166. Part 11, Florida Statutes, Chapter 180, Florida Statutes, and other applicable provisions of law (hereinafter collectively referred to as the "Act") and Resolution No. 91-R-42, adopted by the Council of the City of Edgewater, Florida on July 15, 1991, as supplemented (the "Original Resolution'). SECTION 2. DEFINITIONS. All terms defined herein shall have the following meanings unless the text otherwise expressly requires. Words importing singular number shall include the plural number in each case and vice versa, and words importing persons shall include firms and corporations: 111993 Bonds" shall mean the Water and Sewer Revenue Refunding Bonds, Series 1993, herein authorized to be issued. "Accreted Value" shall mean, as of any date of computation with respect to any Capital Appreciation Bond, an amount equal to the principal amount of such Capital Appreciation Bond (the principal amount at its initial offering) plus the interest accrued on such Capital Appreciation Bond from the date of delivery to the original purchasers thereof to the Interest Payment Date next preceding the date of computation or the date of computation if an Interest Payment Date, such interest to accrue at a rate not exceeding the legal rate, compounded semi-annually, plus. with respect to matters related to the payment upon redemption or acceleration of the Capital Appreciation Bonds, if such date of computation shall not be an Interest Payment Date, a portion of the difference between the Accreted Value as of the immediately preceding Interest Payment Date and the Accreted Value as of the immediately succeeding Interest Payment Date, calculated based on the assumption that Accreted Value accrues during any semi-annual period in equal daily amounts on the basis of a 360 day year. "Act" means the laws described in Section 1 hereof. "Additional Parity Bonds" shall mean additional bonds issued by the Issuer in compliance with the terms, conditions and limitations contained herein and in the Original Resolution which have an equal lien on the Pledged Funds with the 1993 Bonds and the Parity Bonds. LK-W/M/93-336&AuthRes -1- "Allowable Impact Fees" shall mean, in any period and for each series of Bonds, an amount of Impact Fees not in excess of the Impact Fee Percentage times the aggregate Bond Service Requirements for such series of Bonds, less the amount of Allowable Impact Fees actually used in all prior periods to pay Bond Service Requirements on such series of Bonds and actually deposited Into the Reserve Account and previously applied to reduce the Allowable Impact Fees for such series of Bonds; provided, that the Allowable Impact Fees in any period for each series of Bonds shall not exceed the Bond Service Requirements for such series maturing or redeemed in such period and in all prior periods. "Amortization Installment", with respect to any Term Bonds of a series, shall mean an amount or amounts so designated which is or are established for the Term Bonds of such series. "Authorized Investments" shall mean any of the following if and to the extent the same are at the time legal for investment of municipal funds: (1) Direct obligations of, or obligations the principal of and interest on which are unconditionally guaranteed by. the United States of America, including obligations issued or held in book entry form on the books of the Department of the Treasury of the United States; (2) Bonds, debentures, notes or other evidences of indebtedness issued, or the principal of and interest on which are unconditionally guaranteed, by any of the following federal agencies and provided such obligations are backed by the full faith and credit of the United States of America (stripped securities are only permitted if they have been stripped by the agency itself: 1. U.S. Export -Import Bank; Direct obligations or fully guaranteed certificates of beneficial ownership 2. Farmers Home Administration (FHA): Certificates of beneficial ownership 3. Federal Financing Bank 4. Federal Housing Administration Debentures (FHA) 5. General Services Administration: Participation certificates 6. Government National Mortgage Association "GNMA'): GNMA - guaranteed mortgage -backed bonds: GNMA - guaranteed pass -through obligations 7. U.S. Maritime Administration: Guaranteed Title HI financing 8. U.S. Department of Housing and Urban Development (HUD): Project Notes Local Authority Bonds New Community Debentures - U.S. government guaranteed debentures - U.S. Public Housing Notes and Bonds - U.S. government guaranteed public housing notes and bonds; (3) Bonds, debentures, notes or other evidence of indebtedness issued or guaranteed by any of the following non -full faith and credit U.S. government agencies (stripped securities are only permitted if they have been stripped by the agency itself): 1. Federal Home Loan Bank System; Senior debt obligation LK-06/02/93-336&AuthR. -2- 2. Federal Home Loan Mortgage Corporation (FHLMC or "Freddie Mac'): Participation Certificates; Senior debt obligations 3. Federal National Mortgage Association (FNHA or "Fannie Mae'): Mortgage -backed securities and senior debt obligations 4. Student Loan Marketing Association (SLMA or "Sallie Mae'): Senior debt obligations 5. Resolution Funding Corp. (REFCORP) obligations 6. Farm Credit System: consolidated systemwide bonds and notes. (4) Money market funds registered under the Federal Investment Company Act of 1940, whose shares are registered under the Federal Securities Act of 1933, and having a rating by S&P of AAAm-G; AAAm: or AAm: (5) Bank time deposits evidenced by certificates of deposit, issued by any commercial bank, savings and loan association, or mutual savings bank insured by the Federal Deposit Insurance Corporation, or fully and continuously secured by obligations described in paragraphs (1) or (2) of this definition, and provided the collateral is held by a third party and the Registered Owners of the Bonds have a perfected first security interest in the collateral; (6) Investment agreement, including GIC's acceptable to the Insurer; (7) Commercial paper rated, at the time of purchase, "Prime - V by Moody's or'A-1" or better by S&P; (8) Bonds issued by any state of municipality which are rated by Moody's or S&P in one of the two highest rating categories assigned by such agencies; (9) Federal Funds or bankers acceptances with a maximum term of one year of any bank which has an unsecured and unguaranteed obligation rating of "Prime - V or "AW or better by Moody s and "A-1" or "A" or better by S&P. (10) Repurchase agreements which provide for the transfer of securities from a dealer bank or securities firm (seller/borrower) to the Issuer (buyer/lender), and the transfer of cash from the Issuer to the dealer bank or securities firm with an agreement that the dealer bank or securities firm will repay the cash plus a yield to the Issuer in exchange for the securities at a specified date. Repurchase agreements must satisfy the following criteria or be approved by the Issuer: (a) The agreement must be between the Issuer and a dealer bank or securities firm described below; (i) Primary dealers on the Federal Reserve Reporting dealer list which are rated A or better by Standard & Poor's Corporation and Moody's Investor Services, or (if) Banks rated "A" or above by Standard & Poor's Corporation and Moody's Investor Services. (b) The written contract must include the following: (i) Securities which are acceptance for transfer are: (1) Direct U.S. governments, or LK-06/02/93-3 Auad'Ws -3- (2) Federal agencies backed by the full faith and credit of the U.S. government (and FNMA & FHLMC) (it) The term of the agreement may be up to 30 days (W) The collateral must be delivered to the Issuer before or simultaneously with payment (perfection by possession of certificated securities). (iv) The securities must be valued weekly, marked -to market at current market price plus accrued interest. The value of collateral must be equal to 104% of the amount of cash transferred by the Issuer to the dealer bank or security firm under the agreement plus accrued interest. If the value of securities held as collateral drops below 104% of the value of the cash transferred by municipality, then additional cash and/or acceptable securities must be transferred. If, however, the securities used as collateral are FNMA or FHLMC. then the value of the collateral must equal 105%. (c) A legal opinion must be delivered to the Issuer to the effect that the repurchase agreement meets guidelines under state law for legal investment of public funds. (11) Investments under the "Investment of Local Government Surplus Funds Act", being Part IV, Chapter 218, Florida Statutes (1991). 'Bond Service Requirement' as of any date of calculation and with respect to any period, as applied to the Bonds of any series, shall mean the sum of: (1) The amount required to pay the interest becoming due on the Bonds of such series during such period except to the extent that such interest shall have been provided by payments into the Sinking Fund out of Bond proceeds; (2) The amount required to pay the principal of Serial Bonds of such series maturing in such period; and (3) The Amortization Installment for the Term Bonds of such series for such period. In computing the Bond Service Requirement for any period for Bonds of any series, the Issuer shall assume that a principal amount of Term Bonds and the Accreted Value of the Capital Appreciation Term Bonds for such period will be retired by purchase or redemption in such period and that on that stated maturity date, only the remaining Amortization Installment applicable to Term Bonds and Capital Appreciation Term Bonds in such year shall be deemed to mature in such year. The Bond Service Requirement for any Bond Year shall be adjusted to reflect any amounts on deposit in the Sinking Fund in excess of current requirements (including deficiencies in prior requirements) and available for the payment of the Bond Service Requirement in such Bond Year. "Bond Year" shall mean the annual period ending on a principal maturity date. "Bonds" shall mean the 1993 Bonds, the outstanding Parity Bonds, if any, and all Additional Parity Bonds hereafter issued by the Issuer. "Capital Appreciation Bonds" shall mean Bonds the interest on which is payable only at maturity or redemption, as determined by subsequent resolution. "Capital Appreciation Term Bonds" shall mean Capital Appreciation Bonds of a series all of which shall be stated to mature on one date, which shall be subject to LK-06/02/93-3368-AWha -4- retirement by operation of the Bond Amortization Account, and the interest on which is payable only at maturity or redemption. "Consulting Engineers" shall mean Dyer, Riddle. Mills and Precourt, Inc., Orlando. Florida, or such other qualified and recognized consulting engineers, having a favorable repute for skill and experience as consulting engineers with respect to facilities similar to the System, at the time retained by the Issuer to perform the acts and carry out the duties as herein provided for such Consulting Engineers. The functions of the Consulting Engineers hereunder may be divided between or among consulting engineers. "Cost of Operation and Maintenance" of the System shall mean the current expenses, paid or accrued, of operation, maintenance and repair of the System, calculated in accordance with generally accepted accounting principles, but shall not include any (i) reserves or renewals and replacements, (ii) extraordinary repairs, (III) any allowance for depreciation or amortization, (iv) reimbursement to the City's general or other funds for the cost of services provided for the benefit of the System, (v) interest on any debt payable from Net Revenues, or (vi) expenses actually funded from sources other than Gross Revenues. "Escrow Deposit Agreement" shall mean that certain Escrow Deposit Agreement for the Refunded Bonds to be entered into by and between the Issuer and the Escrow Agent, designated herein, in substantially the form attached hereto as Exhibit "A". "Federal Securities" shall mean: (1) U.S. Treasury Certificates and Bonds (including State and Local Government Series -- 'SLGS"). (2) Direct obligations of the Treasury which have been stripped by the Treasury itself, CATS, TIGRS and similar securities. (3) Resolution Funding Corp. (REFCORP: Only the interest component of REFCORP strips which have been stripped by request to the Federal Reserve Bank of New York in book entry form are acceptable. (4) Pre -refunded municipal bonds rated "Aaa" by Moody's or "AAA" by S&P. If however, the issue is only rated by S&P (i.e., there is no Moody's rating), then the pre -refunded bonds must have been pre -refunded with cash, direct U.S. or U.S. guaranteed obligations, or AAA rated pre -refunded municipals to satisfy this condition. (5) Obligations issued by the following agencies which are backed by the full faith and credit of the U.S.: A- U.S. Export -Import Bank (Eximbank) Direct obligations or fully guaranteed certificates of beneficial ownership. B. Farmers Home Administration (FHA) Certificates of beneficial ownership C. Federal Financing Bank D. Federal Housing Administration Debentures (FEW E. General Services Administration Participation certificates ut-os/os/aa-assa-nun -5- F. U.S. Maritime Administration Guaranteed Title M financing G. U.S. Department of Housing and Urban Development (HUD) Project Notes Local Authority Bonds New Communities Debentures - U.S. government guaranteed debentures - U.S. Public Housing Notes and Bonds - U.S. government guaranteed public housing notes and bonds "Gross Revenues" shall mean all income or earnings derived by the Issuer from the operation of the System, determined in accordance with generally accepted accounting principles, excluding (i) Impact Fees, (ii) interest earnings on the Construction Fund and the Improvement Fund and (ill) transfers from the Revenue Fund into the Rate Stabilization Fund, and including (x) connection fees and charges, (y) transfers from the Rate Stabilization Fund to the Revenue Fund and (z) investment earnings on all funds and accounts established hereunder except the Construction Fund and the Improvement Fund. "Impact Fee Percentage" shall mean, for each series of Bonds that percentage obtained by dividing the New User Facilities Portion for such series of Bonds by the original principal amount of such series of Bonds. "Impact Fees" shall mean the charges levied upon and collected from new users of the System by the Issuer to the extent that such fees are legally available solely for the construction and acquisition of New User Facilities or the financing thereof and administrative fees. "Improvement Fund" shall mean the Water and Sewer Fund created by the Issuer for deposit of impact Fees. "Interest Payment Date" shall mean, as to the Capital Appreciation Bonds, the semi-annual dates fixed by subsequent resolution, on which accreted interest is computed to compound, and, as to the other Bonds, on which interest is payable. "Insurer" shall mean Municipal Bond Investors Assurance Corporation, its successors and assigns. "Issuer" shall mean the City of Edgewater, Florida. "Maturity Amount" means the amount payable upon the stated maturity of a Capital Appreciation Bond equal to the principal amount thereof plus all accrued interest thereon from the date of issue to the date of maturity. "Masimum Bond Service Requirement" for all Bonds or any series of Bonds shall mean, as of any particular date of calculation and with respect to any period, the Bond Service Requirement as contemplated for the then current or any future period in which such sum is the greatest. 'Net Revenues" of the System shall mean the Gross Revenues after deduction of the Cost of Operation and Maintenance. "New User Facilities" shall mean improvements, extensions and additions to the System, together with all lands or interests therein, including plants, buildings, machinery, franchises, pipes, mains, fixtures, equipment and all property, real or LK-os/ox/ea-asss-A"u,aXS -6- personal, tangible or intangible, heretofore or hereafter constructed or acquired in order to meet the increased demand upon the System, whether actual or anticipated, created by new users connecting to the System. "New User Facilities Portion" shall mean, for each series of Bonds, that portion of such Bonds issued hereunder, the proceeds of which are used to finance or to hereafter refinance New User Facilities. "Original Resolution" shall mean Resolution No. 91-R-42 adopted by the Council of the Issuer on July 15, 1991, as supplemented. "Outstanding" or "outstanding" shall mean Bonds issued hereunder except (i) those which have been paid, or for which provision for payment has been made (under Section 18). and (ll) those in exchange for which new Bonds have been issued under Section 9, 10 or 11 hereof. "Owners" shall mean the owners of the Bonds as shown on the registration books of the Registrar. "Parity Bonds" shall mean that portion of the Issuer's outstanding Water and Sewer Revenue Bonds, Series 1991, not designated to be Refunded Bonds. "Paying Agent" shall mean the Clerk of the Issuer or such other paying agent as is appointed by the Issuer from time to time to serve as paying agent hereunder. "Pledged Funds" shall mean the Net Revenues, the Allowable Impact Fees, the income on investment of any funds held in the Construction Fund under the Original Resolution and, until applied or deposited in escrow as herein provided, the proceeds of the Bonds. "Policy" shall mean the municipal bond insurance policy issued by the Insurer, insuring timely payment of the principal of and interest on the 1993 Bonds. "Rate Consultant" shall mean an engineer or other consultant having recognized expertise in public utility finance, including projections of utility revenues and development of utility rate studies. "Refunded Bonds" shall mean that portion of the Issuer's outstanding Water and Sewer Revenue Bonds, Series 1991. authorized pursuant to the Original Resolution as shall be designated to be Refunded Bonds at the time of sale of the 1993 Bonds. "Registrar" shall mean the Clerk of the Issuer or such other registrar as shall be appointed from time to time by resolution of the Issuer. "Reserve Requirement" shall mean the Maximum Bond Service Requirement coming due in any future Bond Year. "Resolution" shall mean this resolution of the Issuer, as hereafter amended and supplemented from time to time in accordance with the provisions hereof. "Serial Bonds" shall mean the Bonds of a series which shall be stated to mature in annual installments. LK-06/02/93-3368-Au[hF -7- "System" shall mean the Issuer's presently existing water and sewer system, together with all additions, extensions and improvements thereto heretofore or hereafter constructed or acquired. "Tax Code" shall mean Section 103 and Part IV of Subchapter B of Chapter I of the Internal Revenue Code of 1986. as amended, or any successor law, and any valid and applicable rules and regulations promulgated thereunder. "Perm Bonds" shall mean the Bonds of a series all of which shall be stated to mature on one date and which shall be subject to retirement by operation of the Bond Amortization Account. SECTION 3, FINDINGS. It is hereby ascertained, determined and declared that: A. The Issuer now owns, operates and maintains the System and derives Gross Revenues from fees, rates, rentals and other charges made and collected for the products, services and facilities of the System. B. The Net Revenues are not now pledged or encumbered in any manner, except for the payment of (1) the Refunded Bonds now outstanding, which hen and pledge will be defeased upon issuance of the 1993 Bonds pursuant to this Resolution and the refunding of the Refunded Bonds; (2) of the Parity Bonds; and (3) the pledge of and lien on Gross Revenues securing the Issuer's obligations under State Revolving Fund Loan Agreements with the State of Florida, which liens and pledges are junior and subordinate to the liens and pledges securing payment of the Bonds and the Parity Bonds. C. It is necessary and desirable to refund the Refunded Bonds in order to achieve a reduction in the Bond Service Requirements to repay such obligations. The amount of 1993 Bonds issued will not exceed the estimated amount needed to refund the Refunded Bonds, which amount shall be obtained from the proceeds derived from the sale of the 1993 Bonds and, if necessary, from certain other funds available to the Issuer, An amount sufficient to effect the refunding of the Refunded Bonds will be deposited in an irrevocable escrow account established for the holders of the Refunded Bonds, and invested in Federal Securities pursuant to the Escrow Deposit Agreement. The principal amounts of and interest earnings from such Federal Securities will be sufficient to make timely payments of all presently outstanding principal, interest, and redemption premiums with respect to the Refunded Bonds. D. The principal of and interest on the 1993 Bonds and all required sinking fund, reserve and other payments shall be payable solely from the Pledged Funds as provided herein. The Issuer shall never be required to levy ad valorem taxes on any property therein to pay the principal of and interest on the 1993 Bonds or to make any of the required sinking fund, reserve or other payments and such Bonds shall not constitute a lien upon any property of, or in, the Issuer. The 1993 Bonds shall not constitute a general indebtedness of the Issuer within the meaning of any constitutional or statutory provision. E. It is estimated that the Pledged Funds will be sufficient in each year to pay all maturing principal of and interest on the 1993 Bonds and the Parity Bonds, if any. In the event that any Parity Bonds remain outstanding, it Is estimated I.x-06/02/93-3368-Audi •8- that the requirements of Section 15S(3), (4) and (5) of the Original Resolution will be met, as to the 1993 Bonds. SECTION 4. AUTHORIZATION OF PROJECT AND REFUNDING. There is hereby authorized the refunding of the Refunded Bonds. SECTION 5. RESOLUTION TO CONSTITUTE CONTRACT. In consideration of the acceptance of the Bonds authorized to be issued hereunder by those who shall own the same from time to time, this Resolution shall be deemed to be and shall constitute a contract between the Issuer and such Owners. The covenants and agreements herein and therein set forth to be performed by the Issuer shall be for the equal benefit, protection and security of the legal Owners of any and all of the Bonds all of which shall be of equal rank and without preference, priority or distinction of any of the Bonds over any other thereof, except as expressly provided therein and herein. SECTION 6. AUTHORIZATION OF 1993 BONDS. Subject and pursuant to the provisions hereof, bonds of the Issuer to be known as "Water and Sewer Revenue Refunding Bonds, Series 1993", herein sometimes referred to as "1993 Bonds", are authorized to be issued in the aggregate principal amount of Twelve N iWon Four Hundred Sixty Thousand Dollars ($12,460,000). SECTION 7. DESCRIPTION OF 1993 BONDS. The 1993 Bonds shall be in such denominations, and shall be dated, shall bear interest, payable on such dates, at such rate or rates not exceeding the maximum rate taxed by the Act or other applicable law, and shall mature on such date and in such years and amounts all as shall be determined by resolution of the Issuer adopted prior to the delivery thereof. The 1993 Bonds shall be issued in fully registered form, without coupons: shall be payable with respect to both principal and interest upon presentation and surrender thereof on the date fixed for maturity or redemption thereof at the office of the Bond Registrar in lawful money of the United States of America: and shall bear interest from such date, but not earlier than the date of the 1993 Bonds, payable at such times, all as is fixed by subsequent resolution of the Issuer. Interest on the 1993 Bonds which is payable prior to maturity or redemption shall be paid by check or draft mailed to the Owners, at their addresses as they appear on the Bond Register, at the close of business on the 15th day of the month (whether or not a business day) next preceding the Interest Payment Date for the 1993 Bonds (the 'Record Date"). irrespective of any transfer of the 1993 Bonds subsequent to such Record Date and prior to such Interest Payment Date, unless the Issuer shall be in default in the payment of interest due on such Interest Payment Date. In the event of any such default, such defaulted interest shall be payable to the Owners at the close of business on a special record date for the payment of defaulted interest as established by notice mailed to the Owners in whose names such 1993 Bonds are registered at the close of business on the fifth (5th) day preceding the date of mailing. If the date for payment of the principal of, premium, if any, or interest on the 1993 Bonds shall be a Saturday, Sunday, legal holiday or a day on which the banking institutions in the city where the principal office of the Paying Agent is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday, Sunday or legal holiday or a day on which such banking institutions are authorized to close, and payment on such date shall have the same force and effect as if made on the nominal date of payment. LK-0 /02/93-3368-Autha -9- The 1993 Bonds (except Capital Appreciation Bonds) may be issued or exchanged for 1993 Bonds in coupon form, payable to bearer, in such form and with such attributes as the Issuer may provide by supplemental resolutions, upon receipt of an opinion from a nationally recognized bond counsel that such issuance or exchange will not cause interest on the 1993 Bonds to be includable in gross income of the Owner for federal income tax purposes. SECTION S. EXECUTION OF BONDS. The Bonds shall be executed in the name of the Issuer by the Mayor and attested and countersigned by the City Clerk of the Issuer, and the corporate seal of the Issuer or a facsimile thereof shall be affixed thereto or reproduced thereon. The facsimile signatures of such officers shall be imprinted or reproduced on the Bonds. The Certificate of Authentication of the Bond Registrar, hereinafter described, shall appear on the Bonds, and no Bonds shall be valid or obligatory for any purpose or be entitled to any security or benefit under this Resolution unless such certificate shall have been duly executed on such Bond. The authorized signature for the Bond Registrar shall at all times be a manual signature. In case any officer whose signature shall appear on any Bonds shall cease to be such officer before the delivery of such Bonds, such signature or facsimile shall nevertheless be valid and sufficient for all purposes the same as If he had remained in office until such delivery. Any Bond may be signed and sealed on behalf of the Issuer by such person who at the actual time of the execution of such Bonds shall hold the proper office with the Issuer, although at the date of delivery of such Bonds such person may not have held such office or may not have been so authorized. If any series of the Bonds are validated, the validation certificate on Bonds shall be executed with the manual or facsimile signature of the Mayor. The Issuer may adopt and use for such purposes the facsimile signature of any person who shall have held such office at any time on or after the date of adoption of this Resolution. notwithstanding that he may have ceased to be such officer at the time the Bonds are actually delivered. SECTION 9. NEGOTIABILITY AND A. NEGOTIABILITY. The Bonds shall be and shall have all of the qualities and incidents of negotiable instruments under the Uniform Commercial Code -Investment Securities of the State of Florida, and each successive Owner, in accepting any of the Bonds shall be conclusively deemed to have agreed that such Bonds shall be and have all of the qualities and incidents of negotiable instruments under the Uniform Commercial Code -Investment Securities of the State of Florida. B. REGISTRATION AND TRANSFER. There shall be a Registrar for the Bonds which shall be the City Clerk or a bank or trust company located within or without the State of Florida. The Registrar shall maintain the registration books of the Issuer (the 'Bond Register") and be responsible for the transfer and exchange of the Bonds. The Issuer shall, prior to the proposed date of delivery of any Bonds, by resolution designate the Registrar and Paying Agent. The Registrar shall maintain the Bond Register for the registration of the transfer and exchange of the Bonds in compliance with an agreement to be executed between the Issuer and such Registrar. The Bonds may be transferred upon the Bond Register, upon delivery to the Registrar, accompanied by a written instrument or instruments of transfer or authorization for exchange, in form and with guaranty of signature satisfactory to the Issuer and the Registrar duly executed by the Owner or by his duly authorized LK-06/02/93-3368-Authaes -10- attorney, together with written instructions as to the details for the transfer of such Bonds, along with the social security or federal employer identification number of such transferee and, if such transferee ds a trust, the name and social security or federal employer identification numbers of the settlor and beneficiaries of the trust, the date of the trust and the name of the trustee. No transfer of any Bond shall be effective against the Issuer, Registrar or Paying Agent until entered on the Bond Register maintained by the Registrar. In all cases of the transfer of the Bonds, the Registrar shall enter the transfer of ownership on the Bond Register and shall authenticate and deliver in the name of the transferee or transferees a new fully registered Bond or Bonds of authorized denominations of the same maturity and interest rate for the aggregate principal amount which the Owner is entitled to receive at the earliest practicable time in accordance with the provisions of this Resolution. Any Bond or Bonds shall be exchangeable for a Bond or Bonds of the same maturity and interest rate, in any authorized denomination, but in a principal amount equal to the unpaid principal amount of the Bond or Bonds presented for exchange. Bonds to be exchanged shall be surrendered at the principal office of the Registrar, and the Registrar shall deliver in exchange therefor the Bond or Bonds which the Owner making the exchange shall be entitled to receive. The Issuer or the Registrar may charge the Owner of such Bond for every such transfer or exchange, an amount sufficient to reimburse them for any tax, fee, or other governmental charge required to be paid with respect to such transfer or exchange, and may require that such charge be paid before any such new Bond shall be delivered. All 1993 Bonds presented for transfer, exchange, redemption or payment (if so required by the Bond Registrar), shall be accompanied by a written instrument or instruments of transfer or authorization for exchange, in form and with guaranty of signature satisfactory to the Bond Registrar, duly executed by the registered owner or by his duly authorized attorney in fact or legal representative. All 1993 Bonds delivered upon transfer or exchange shall be dated and shall bear interest from such date that neither gain nor loss in interest shall result from the transfer or exchange. New 1993 Bonds delivered upon any transfer or exchange shall be valid obligations of the Issuer, evidencing the same debt as the 1993 Bond surrendered, shall be secured by this resolution and shall be entitled to all of the security and the benefits hereof to the same extent as the 1993 Bonds surrendered. The Issuer and the Bond Registrar may treat the registered owner of any 1993 Bond as the absolute owner thereof for all purposes, whether or not such 1993 Bonds shall be overdue, and shall not be bound by any notice to the contrary. Notwithstanding the foregoing provisions of this section, the Issuer reserves the right, on or prior to the delivery of the 1993 Bonds to amend or modify the foregoing provisions relating to the registration of the 1993 Bonds by resolution or ordinance in order to comply with all applicable laws, rules, and regulations of the United States and/or the State of Florida relating thereto. Whenever any 1993 Bonds shall be delivered to the Bond Registrar for cancellation, upon payment of the principal amount thereof, or for replacement, transfer or exchange, such 1993 Bonds shall be cancelled and, upon request of the Issuer, destroyed by the Bond Registrar. Counterparts of the certificate of destruction evidencing any such destruction shall be furnished to the Issuer. LK-06/02/93-3368-AuthRes .11- SECTION 10. BONDS MUTILATED, DESTROYED, STOLEN OR LOST. In case any Bond shall become mutilated, or be destroyed, stolen or lost, the Issuer shall issue and deliver a new Bond of like tenor as the Bond so mutilated, destroyed, stolen or lost, in exchange and substitution for such mutilated Bond, upon surrender and cancellation of such mutilated Bond or in lieu of and substitution for the Bond destroyed, stolen or lost, and upon the Owner furnishing the Issuer proof of his ownership thereof and satisfactory indemnity and complying with such other reasonable regulations and conditions as the Issuer may prescribe and paying such expenses as the Issuer may incur. All Bonds so surrendered shall be cancelled by the Registrar. If any such Bonds shall have matured or be about to mature, instead of issuing a substitute Bond. the Issuer may pay the same, upon being indemnified as aforesaid, and if such Bond be lost, stolen or destroyed, without surrender thereof. Any such duplicate Bonds issued pursuant to this section shall constitute original, additional contractual obligations whether or not the lost, stolen or destroyed Bonds be at any time found by anyone, and such duplicate Bonds shall be entitled to equal and proportionate benefits and rights as to lien on and source and security for payment from the funds, as hereinafter pledged, to the extent as all other Bonds issued hereunder. SECTION 11. PROVISIONS FOR REDEMPTION. A. The Bonds of each series shall be subject to mandatory redemption by operation of the Bond Amortization Account, or at the option of the Issuer, or upon such other terms, as provided by subsequent resolution of the Issuer adopted at or prior to the sale of the such series of Bonds. B. Bonds in denominations greater than a minimum authorized denomination (or a minimum authorized Maturity Amount in th@ case of Capital Appreciation Bonds) shall be deemed to be an equivalent number of Bonds in the denomination of a minimum authorized denomination or Maturity Amount. If a Bond is of a denomination or Maturity Amount larger than a minimum authorized denomination or Maturity Amount, a portion of such Bond may be redeemed, in the amount of such minimum authorized denomination or Maturity Amount or integral multiples thereof. C. Notice of such redemption, identifying the Bonds or portions thereof called for redemption (i) shall be filed with the Paying Agent and Registrar; and (it) shall be mailed by the Paying Agent, first-class mall, postage prepaid, to all Owners of the Bonds to be redeemed not more than forty-five (45) days and not less than thirty (30) days prior to the date fixed for redemption at their addresses as they appear on the Bond Register and, If any Bonds are not fully registered, by publication at least once not more than forty-five (45) days nor less than thirty (30) days prior to the redemption date in a financial newspaper or journal of general circulation in the City of New York, New York. Failure to give such notice by mailing to any Owner of Bonds, or any defect therein, shall not affect the validity of any proceeding for the redemption of other Bonds. D. Notice having been mailed and flied in the manner and under the conditions hereinabove provided, the Bonds or portions of Bonds so called for redemption shall, on the redemption date designated in such notice, become and be due and payable at the redemption price provided for redemption of such Bonds or portions of Bonds on such date. On the date so designated for redemption, notice having been mailed and flied and moneys for payment of the redemption price being LK-06/02/93-3368-Autha -12- held in separate accounts in trust for the Owners of the Bonds or portions thereof to be redeemed, all as provided in this Resolution, interest on the Bonds or portions of Bonds so called for redemption shall cease to accrue, such Bonds and portions of Bonds shall cease to be entitled to any hen, benefit or security under this Resolution, and the Owners of such Bonds or portions of Bonds, shall have no rights in respect thereof, except the right to receive payment of the redemption price thereof. E. Upon surrender of any Bond for redemption in part only, the Issuer shall issue and deliver to the Owner thereof, the costs of which shall be paid by the Owner, a new Bond or Bonds of authorized denominations or Maturity Amounts in aggregate principal amount equal to the unredeemed portion surrendered. F. In addition to the foregoing notice requirements, the Issuer shall give notice and make redemptions in accordance with Securities and Exchange Commission Release No. 34-3856, if then in effect, or any other release, regulation, procedure, ruling, decision or statute modifying or superseding that release then in effect; provided that if notice complying with Subsections C and D of this Section is given, neither the failure to comply with this Subsection F nor any defect in the giving of any notice pursuant to this Subsection F shall affect or invalidate the proceedings for such redemption. SECTION 12. FORM OF BONDS. The Bonds, the Capital Appreciation Bonds, the Certificate of Authentication, and the Assignment shall be in substantially the following form, with such omissions, insertions and variations as may be necessary and desirable and which are herein authorized or permitted or which are subsequently authorized or permitted prior to the issuance of the Bonds. LK-06/02/93-3368-Authaea -13- WORM OF BOND OTHER THAN CAPITAL APPRECIATION BOND) No. R- $ UNITED STATES OF AMERICA STATE OF FLORIDA CITY OF EDGEWATER WATER AND SEWER REVENUE REFUNDING BOND, SERIES 1993 Rate of Interest Maturity Date Date of Issue Cusip Registered Owner: Principal Amount: KNOW ALL MEN BY THESE PRESENTS, that the City of Edgewater, Florida (hereinafter called "Issuer"), for value received, hereby promises to pay, solely from the Pledged Funds hereinafter mentioned, to the Registered Owner identified above, or registered assigns, on the Maturity Date specified above, the Principal Amount shown above, and to pay interest on said sum from the Date of Issue of this Bond or from the most recent interest payment date to which interest has been paid, at the Rate of Interest per annum set forth above until payment of such Principal Amount, such interest being payable 1, and semiannually thereafter on 1 and 1, of each year. The principal of and premium, if any, and interest payable on this Bond at maturity or redemption are payable upon presentation and surrender hereof on the date fixed for maturity or redemption at the principal corporate trust office of (the "Paying Agent" and "Registrar") in Florida, or at the office designated for such payment of any successor thereof. The interest on this Bond, when due and payable, other than at maturity or redemption, shall be paid by check or draft mailed to the person in whose name this Bond is registered, at his address as it appears on the Bond Register, at the close of business on the fifteenth day of the month (whether or not a business day) next preceding the interest payment date (the "Record Date") or, in the case of payment after default, a special record date, as provided in the Resolution hereinafter mentioned. All amounts due hereunder shall be payable in any coin or currency of the United States which is at the time of payment legal tender for the payment of public or private debts. This Bond is one of an authorized issue of Bonds in the aggregate principal amount of $ , of like date, tenor and effect, except as to date, number, series, interest rate, redemption provisions, and maturity date, issued to refund the Issuer's [describe Water and Sewer Revenue Bonds, Series 1991 being refunded], pursuant to the authority of and in full compliance with the Constitution and laws of the State of Florida, including particularly Chapter 166, Part II, and Chapter 180, uc-06/02/93-3368-Auo.� -14- Florida Statutes, and other applicable provisions of law, and Resolution No. 91-R-42, adopted by the Council of the Issuer on July 15, 1991. as supplemented, and particularly as supplemented by a resolution duly adopted by the Issuer on , as [amended and] supplemented (hereinafter collectively called the "Resolution"). and is subject to all the terms and conditions of such Resolution, the provisions of which are incorporated herein by reference. This Bond and the issue of Bonds of which it is a part are special obligations of the Issuer payable solely from and secured by a first lien on and pledge of (1) the net revenues derived from the operation of the System (the "Net Revenues"). and (2) the income on investment of funds held in the Construction Fund under the Resolution, all in the manner provided in the Resolution (such sources hereinafter collectively called the "Pledged Funds'%, on a parity with the outstanding Parity Bonds described in the Resolution]. Such lien and pledge ranks prior and superior to a lien on and pledge of Gross Revenues securing payment of the Issuer's obligations under State Revolving Fund Loan Agreements to the State of Florida. The Bonds shall not constitute a general indebtedness or a pledge of the faith or credit of the Issuer within the meaning of any constitutional or statutory provision, and the Issuer shall never be required to levy ad valorem taxes on any property to pay the principal of or interest on the Bonds or to make any of the required payments under the Resolution, or be required or compelled to pay the same from any funds of the Issuer except the Pledged Funds, in the manner provided in the Resolution. The acceptance of the Bonds by the Registered Owners from time to time thereof shall be deemed an agreement between the Issuer and each of such Registered Owners that the Bonds and the obligations evidenced thereby shall not constitute a lien upon any property of or in the Issuer, but shall constitute a lien only upon the Pledged Funds in the manner provided in the Resolution. It is hereby certified and recited that all acts, conditions and things required to happen, exist and be performed, precedent to and in the issuance of this Bond, have happened, exist, and have been performed in due time, form and manner as required by the Constitution and laws of the State of Florida applicable thereto, and that the issuance of the Bonds of this issue does not violate any constitutional or statutory limitations or provisions. (INSERT REDEMPTION PROVISIONS) Bonds in denominations greater than $5,000 Principal Amount shall be deemed to be an equivalent number of Bonds of the denomination of $5,000 Principal Amount. In the event a Bond is of a Principal Amount larger than $5,000, a portion of such Bond may be redeemed, but Bonds shall be redeemed only in the Principal Amount of $5,000 or any integral multiple thereof. Notice of redemption identifying the Bonds or portions thereof to be redeemed will be given by the Registrar by mailing a copy of the redemption notice by first-class mail (postage prepaid) not more than forty-five (45) days and not less then thirty (30) days prior to the date fixed for redemption to the Registered Owner of each Bond to be redeemed in whole or in part at the address shown on the Bond Register, and otherwise as provided in the Resolution. Failure to give such notice by mailing to any Registered Owner of Bonds, or any defect therein, shall not affect the validity of any proceeding for the redemption of other Bonds. All Bonds so called for redemption will cease to bear interest after the specified redemption date provided funds for their redemption are on deposit at the place of payment at that time. Upon surrender of any Bond for redemption in part only, the Issuer shall issue and deliver to the Registered Owner thereof, the costs of which shall LK-W/W/93-3386- ffia -15- be paid by the Registered Owner, a new Bond or Bonds of authorized denominations in aggregate principal amount equal to the unredeemed portion surrendered. If the date for payment of the principal of, premium, if any, or Interest on this bond shall be a Saturday. Sunday, legal holiday or a day on which banking institutions in the city where the principal corporate trust office of the Paying Agent Is located are authorized by law or executive order to close, then the date for such payment shall be the next succeeding day which is not a Saturday. Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such date shall have the same force and effect as if made on the nominal date of payment. (To be inserted where appropriate on face of bond: 'Reference is hereby made to the further provisions of this Bond set forth on the reverse side hereof, and such further provisions shall for all purposes have the same effect as if set forth on this side.") Subject to the provisions of the Resolution regarding registration, this Bond is and has all the qualities and incidents of a negotiable instrument under the Uniform Commercial Code -Investment Securities of the State of Florida. Subject to the limitations and upon payment of the charges provided in the Resolution, Bonds may be exchanged for a like aggregate Principal Amount (Maturity Amount of Capital Appreciation Bonds) of Bonds of the same maturity in other authorized denominations and are transferable by the Registered Owner in person or by his attorney duly authorized in writing at the above -mentioned office of the Registrar. The Issuer shall deem and treat the Registered Owner hereof as the absolute owner hereof (whether or not this Bond shall be overdue) for the purpose of receiving payment of or on account of principal hereof and interest due hereon and for all other purposes, and the Issuer shall not be affected by any notice to the contrary. In and by the Resolution, the Issuer has covenanted and agreed with the Registered Owners of the Bonds that it will fix, establish and maintain such rates and collect such fees, rentals and other charges for the services and facilities of the System and revise the same from time to time whenever necessary, as will always provide Gross Revenues in each Fiscal Year sufficient to pay (1) 100% of all Costs ofOperation and Maintenance of the System in such year and 100% of the payments required to be made into the Reserve Account and Renewal and Replacement Fund in such year, plus (2) together with all other funds pledged to secure junior hen debt, 100% of all Bond Service Requirements becoming due in such year on all outstanding obligations payable from the Net Revenues of the System which are junior and subordinate as to lien and pledge of such Net Revenues to the Bonds, plus (3) 100% of the Bond Service Requirement becoming due in such year on the Bonds, plus (4) together with the Allowable Impact Fees, 115% of the Bond Service Requirement becoming due in such year on the Bonds. The Issuer has entered into certain other covenants and agreements respecting the Bonds, as to which reference Is made to the Resolution. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Resolution until the certificate of authentication hereon shall have been executed by the Registrar. LK-0 /02/83-MM-Aufla -16- IN WITNESS WHEREOF, the City of Edgewater, Florida, has issued this Bond and has caused the same to be executed by the manual or facsimile signature of its Mayor and attested and countersigned by the manual or facsimile signature of its City Clerk, and its official seal or a facsimile thereof to be affixed, impressed, imprinted, lithographed or reproduced hereon, all as of (SEAL) Attested and Countersigned: City Clerk CITY OF EDGEWATER, FLORIDA Mayor CERTIFICATE OF AUTHENTICATION OF REGISTRAR This Bond is one of the Issue of the within described Bonds. The Rate of Interest. Maturity Date, Registered Owner and Principal Amount shown above are correct in all respects and have been recorded, along with the applicable federal taxpayer identification number and the address of the Registered Owner, in the Bond Register maintained at the principal offices of the undersigned. Registrar Authorized Signature Date of Authentication iatu6/02/93-W68-A thR -17- ASSIGNMENT ASSIGNMENT FOR VALUE RECEIVED, the undersigned (the "Transferor), hereby sells, assigns, and transfers unto (Please insert name and Social Security or Federal Employer Identification number of assignee) the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints (the 'transferee") as attorney to register the transfer of the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Date: Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or a trust company. NOTICE: No transfer will be registered and no new Bond will be issued in the name of the Transferee, unless the signature(s) to this assignment corresponds with the name as it appears upon the face of the within Bond in every particular, without alteration or enlargement or any change whatever and the Social Security or Federal Employer Identification Number of the Transferee is supplied. LK /02/93-3386-Aulha -Is- The following abbreviations, when used in the inscription on the face of the within Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the JT TEN - as Joint tenants with right of survivor- ship and not as tenants in common UNIF GIF MIN ACT - (Cust.) Custodian for (Minor) under Uniform Gifts to Minors Act of (State) Additional abbreviations may also be used though not in list above. LK-06/02/93-3363-Autha -19- (FORM OF CAPITAL APPRECIATION BONDS) NO. CA UNITED STATES OF AMERICA STATE OF FLORIDA CITY OF EDGEWATER WATER AND SEWER REVENUE REFUNDING BOND, SERIES 1993 Original Annual Yield Principal Maturity Date of ("proxlmatel Amount Date Issue CUSID Registered Owner: Maturity Amount: KNOW ALL MEN BY THESE PRESENTS, that the City of Edgewater, Florida (hereinafter called "Issuer"). for value received, hereby promises to pay, solely from the Pledged Funds hereinafter mentioned, to the Registered Owner identified above, or registered assigns, on the Maturity Date specified above, the Maturity Amount shown above. The Original Principal Amount identified above will accrete from the Date of Issue at the approximate Annual Yield identified above (subject to the rounding of the Accreted Values), compounded on and semiannually thereafter on 1 and 1 of each year. The Accreted Values will be paid on the Maturity Date (or upon earlier redemption) but only upon presentation and surrender of this Bond, provided that on the Maturity Date or upon earlier redemption hereof, the Accreted Values (per $5.000 Maturity Amount) as set forth in the Table of Accreted Values shall determine the total amount due (per $5.000 Maturity Amount) to the Maturity Date or date of redemption. Appreciated Principal Amounts for any date not set forth in the Table of Accreted Values shall be accrued from the immediately preceding Accreted Values in the Table in equal daily amounts on the basis of a 360 day year. Both principal of, premium, if any, and interest on this Bond are payable in any coin or currency of the United States which at the time of payment is legal tender for the payment of public or private debts. The Accreted Values of this Bond shall be payable upon presentation and surrender hereof on the Maturity Date or the date fixed for redemption at the principal corporate trust office of (the "Paying Agent" and "Registrar") in , Florida, or at the office designated for such payment of any successor thereof. This Bond is one of a duly authorized issue in the aggregate principal amount of $ , of like date, tenor and effect, except as to date, number, series, redemption provisions, interest rate, and maturity date, issued to refund the Issuer's (describe Water and Sewer Revenue Bonds, Series 1991 being refunded), pursuant to the authority of and in full compliance with the Constitution and laws of the State of Florida, including particularly Chapter 166, Part II, and Chapter 180. Florida Statutes, and other applicable provisions of law, and Resolution No. 91-R-42, adopted by the Council of the Issuer on July 15. 1991. as supplemented, and particularly as supplemented by a resolution duly adopted by the Issuer on , LK-06/02/93-3368-Autha -20- as [amended and] supplemented (hereinafter collectively called the 'Resolution"), and is subject to all the terns and conditions of such Resolution, the provisions of which are Incorporated herein by reference. This Bond and the issue of Bonds of which it is a part are special obligations of the Issuer payable solely from and secured by a first lien on and pledge of (1) the net revenues derived from the operation of the System (the "Net Revenues"), and (2) the income on investment of funds held in the Construction Fund under the Resolution, all in the manner provided In the Resolution (such sources hereinafter collectively called the "Pledged Funds'%, on a parity with the outstanding Parity Bonds described in the Resolution]. Such lien and pledge ranks prior and superior to a lien on and pledge of Gross Revenues securing payment of the Issuer's obligations under State Revolving Fund Loan Agreements to the State of Florida. The Bonds shall not constitute a general indebtedness or a pledge of the faith or credit of the Issuer within the meaning of any constitutional or statutory provision, and the Issuer shall never be required to levy ad valotem taxes on any property to pay the principal of or Interest on the Bonds or to make any of the required payments under the Resolution, or be required or compelled to pay the same from any funds of the Issuer except the Pledged Funds, in the manner provided in the Resolution. The acceptance of the Bonds by the Registered Owners from time to time thereof shall be deemed an agreement between the Issuer and each of such Registered Owners that the Bonds and the obligations evidenced thereby shall not constitute a lien upon any property of or in the Issuer, but shall constitute a hen only upon the Pledged Funds In the manner provided in the Resolution. It is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be performed precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the laws and Constitution of the State of Florida applicable thereto, and that the issuance of the Bonds of this issue does not violate any constitutional or statutory limitations or provisions. (INSERT REDEMPTION PROVISIONS) Bonds in Maturity Amounts greater than $5.000 shall be deemed to be an equivalent number of Bonds of the Maturity Amount of $5,000. In the event a Bond is of a Maturity Amount larger than $5,000, a portion of such Bond may be redeemed, but Bonds shall be redeemed only in the Maturity Amount of $5.000 or any integral multiple thereof. Notice of redemption identifying the Bonds or portions thereof to be redeemed will be given by the Registrar by mailing a copy of the redemption notice by first-class mall (postage prepaid) not more than forty-five (45) days and not less then thirty (30) days prior to the date fixed for redemption to the Registered Owner of each Bond to be redeemed in whole or in part at the address shown on the Bond Register, and otherwise as provided in the Resolution. Failure to give such notice by mailing to any Registered Owner of Bonds, or any defect therein, shall not affect the validity of any proceeding for the redemption of other Bonds. All Bonds so called for redemption will cease to bear interest after the specified redemption date provided funds for their redemption are on deposit at the place of payment at that time. Upon surrender of any Bond for redemption in part only, the Issuer shall issue and deliver to the Registered Owner thereof, the costs of which shall be paid by the Registered Owner, a new Bond or Bonds of authorized denominations in aggregate principal amount equal to the unredeemed portion surrendered. LK-06/02/93-3368-Authaes -21- If the date for payment of the principal of, premium, if any, or interest on this bond shall be a Saturday, Sunday, legal holiday or a day on which banking institutions in the city where the principal corporate trust office of the Paying Agent is located are authorized by law or executive order to close, then the date for such payment shall be the nest succeeding day which is not a Saturday, Sunday, legal holiday or a day on which such banking institutions are authorized to close, and payment on such date shall have the same force and effect as if made on the nominal date of payment. (To be inserted where appropriate on face of bond: "Reference is hereby made to the further provisions of this Bond set forth on the reverse side hereof, and such further provisions shall for all purposes have the same effect as if set forth on this side.)" Subject to the provisions of the Resolution regarding registration, this Bond is and has all the qualities and incidents of a negotiable instrument under the Uniform Commercial Code - Investment Securitiesof the State of Florida. In and by the Resolution, the Issuer has covenanted and agreed with the Registered Owners of the Bonds that it will fix, establish and maintain such rates and collect such fees, rentals and other charges for the services and facilities of the System and revise the same from time to time whenever necessary, as will always provide Gross Revenues in each Fiscal Year sufficient to pay (1) 100% of all Costs of Operation and Maintenance of the System in such year and 100% of the payments required to be made into the Reserve Account and Renewal and Replacement Fund in such year, plus (2) together with all other funds pledged to secure junior hen debt, 100% of all Bond Service Requirements becoming due in such year on all outstanding obligations payable from the Net Revenues of the System which are junior and subordinate as to lien and pledge of such Net Revenues to the Bonds, plus (3) 100% of the Bond Service Requirement becoming due in such year on the Bonds, plus (4) together with the Allowable Impact Fees, 115% of the Bond Service Requirement becoming due in such year on the Bonds. The Issuer has entered into certain other covenants and agreements respecting the Bonds, as to which reference is made to the Resolution. Subject to the limitations and upon payment of the charges provided in the Resolution. Bonds may be exchanged for a like aggregate Principal Amount (Maturity Amount for Capital Appreciation Bonds) of Bonds of the same maturity In other authorized denominations and are transferable by the Registered Owner in person or by his attorney duly authorized in writing, at the above -mentioned office of the Registrar. The Issuer shall deem and treat the Registered Owner hereof as the absolute owner hereof (whether or not this Bond shall be overdue) for the purpose of receiving payment of or on account of principal hereof and Interest due hereon and for all other purposes, and the Issuer shall not be affected by any notice to the contrary. This Bond shall not be valid or become obligatory for any purposes or be entitled to any security or benefit under the Resolution until the certificate of authentication hereon shall have been duly executed by the Registrar. La /92/93-336&Autl t . -22- IN WITNESS WHEREOF, the City of Edgewater. Florida, has issued this Bond and has caused the same to be executed by the manual or facsimile signature of its Mayor and attested and countersigned by the manual or facsimile signature of its City Clerk, and its official seal or a facsimile thereof to be affixed, impressed, imprinted, lithographed or reproduced hereon, as all of , (SEAL) Attested and Countersigned: City Clerk CITY OF EDGEWATER, FLORIDA Mayor CERTIFICATE OF AUTHENTICATION OF REGISTRAR This Bond is one of the Issue of the within described Bonds. The Annual Yield Interest, Maturity Date. Registered Owner, Maturity Amount and Original Principal Amount shown above are correct in all respects and have been recorded, along with the applicable federal taxpayer identification number and the address of the Registered Owner, in the Bond Register maintained at the principal offices of the undersigned. Registrar Authorized Signature Date of Authentication U(-06/02/93-3368-AuthRe. -23- ASSIGNMENT ASSIGNMENT FOR VALUE RECEIVED, the undersigned (the 'Transferor"), hereby sells, assigns, and transfers unto (Please insert name and Social Security or Federal Employer Identification number of assignee) the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints (the "transferee") as attorney to register the transfer of the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Date: Signature Guaranteed: NOTICE: Signature(s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or a trust company. NOTICE: No transfer will be registered and no new Bond will be issued in the name of the Transferee, unless the signature(s) to this assignment corresponds with the name as it appears upon the face of the within Bond in every particular, without alteration or enlargement or any change whatever and the Social Security or Federal Employer Identification Number of the Transferee is supplied. LK-06/02/93-336&AuthRe -24- The following abbreviations, when used in the inscription on the face of the within Bond, shall be construed as though they were written out in full according to applicable laws or regulations: TEN COM - as tenants in common TEN ENT - as tenants by the JT TEN - as joint tenants with right of survivor- ship and not as tenants in common UNIF GIF MIN ACT - (Cust.) Custodian for (Minor) under Uniform Gifts to Minors Act of (State) Additional abbreviations may also be used though not in list above. LK-06/M/93-3366-AulhR. -25- SECTION 13. APPLICATION OF PROCEEDS OF 1993 BONDS. All moneys received from the sale of the 1993 Bonds shall be applied by the Issuer as follows: A. All accrued interest to the date of delivery shall be deposited in the Sinking Fund and shall be used only for the purpose of paying interest becoming due on the 1993 Bonds. B. A sum which, together with other legally available funds of the Issuer deposited therein on the date of delivery of the 1993 Bonds, will not exceed the Maximum Bond Service Requirement on the 1993 Bonds and the outstanding Parity Bonds, if any, will be deposited in the Reserve Account. C. To the extent not paid or reimbursed therefor by the original purchaser of the 1993 Bonds, the Issuer shall next pay all costs and expenses in connection with the preparation, issuance, and sale of the 1993 Bonds. D. A sum to be specified in the Escrow Deposit Agreement which, together with other funds described in the Escrow Deposit Agreement to be deposited in escrow, and when invested or held in cash, will be sufficient to pay, as of any date of calculation, the principal of, interest on, and premium, if any, and other costs and obligations incurred with respect to the Refunded Bonds as the same shall become due or are redeemed, and to pay the expenses specified in the Escrow Deposit Agreement, shall be deposited into the Escrow Deposit Trust Fund established in the Escrow Deposit Agreement in the amounts sufficient for such purposes. Such funds shall be kept separate and apart from all other funds of the Issuer and the moneys on deposit therein shall be withdrawn, used and applied by the Escrow Agent solely for the purposes set forth herein and in the Escrow Deposit Agreement. Simultaneously with the delivery of the Bonds to the Underwriter, the Issuer shall enter into the Escrow Deposit Agreement. The Escrow Deposit Agreement shall provide for the deposit of sums into the Escrow Deposit Trust Fund and for the investment of such moneys in appropriate Federal Securities so as to produce sufficient funds to make all of the payments described in the first paragraph of this Subsection 13D. At the time of execution of the Escrow Deposit Agreement, the Issuer shall furnish to the Escrow Agent named therein appropriate documentation to demonstrate that the sums being deposited and the investments to be made will be sufficient for such purposes. The Registered Owners of the Bonds shall have no responsibility for the use of the proceeds of the Bonds, and the use of such Bond proceeds by the Issuer shall in no way affect the rights of such Registered Owners. SECTION 14. SECURITY FOR BONDS. (a) The payment of the principal of and interest on the Bonds shall be secured forthwith equally and ratably by a pledge of and an irrevocable lien on the Pledged Funds. The Issuer does hereby irrevocably pledge such funds to the payment of the principal of and interest on the Bonds issued pursuant to this Resolution, and to the payment therefrom into the Sinking Fund at the times provided of the sums required to secure the payment of the principal of and interest on the Bonds at the respective maturities of the Bonds. The Bonds and Interest thereon shall not be or constitute a general indebtedness of the Issuer within the meaning of any constitutional or statutory limitation or provision, LH-06/02/93-3368-AulhRes -26- but shall be payable solely from and secured by a lien upon and pledge of the Pledged Funds. No Owner of any of the Bonds shall ever have the right to require or compel the exercise of the ad valorem taxing power of the Issuer for payment of the principal of and interest on the Bonds or the making of any sinking fund, reserve, or other payments provided for in this Resolution. The Bonds and the obligation evidenced thereby shall not constitute a lien upon the System, or any part thereof, or on any property of or in the Issuer, but shall constitute a lien only on the Pledged Funds, in the manner provided herein. (b) The Bonds, being issued to refund the Refunded Bonds, shall not constitute a new obligation of the Issuer, but shall be a renewal of and a continuation of the original obligation of the Issuer evidenced by the Refunded Bands. The lien on and pledge of the Pledged Funds securing payment of the Bonds shall rank equally and pari passu with the lien on and pledge of such Pledged Funds securing payment of the Parity Bonds. Such lien and pledge securing payment of the Bonds and the Parity Bonds shall rank senior and superior to the lien on and pledge of Gross Revenues securing payment of the Issuer's obligations under State Revolving Fund Loan Agreements with the State of Florida. SECTION 16. COVENANTS OF THE ISSUER. For as long as any of the principal of and interest on any of the Bonds shall be outstanding and unpaid, or until payment has been provided for as herein permitted, the Issuer covenants with the Owners of any and all Bonds as follows: A. Revenue Fund. The entire Gross Revenues derived from the operation of the System shall upon receipt thereof be deposited in the "City of Edgewater Utility System Revenue Fund" (hereinafter called the "Revenue Fund"). created and established by the Original Resolution. The Revenue Fund shall constitute a trust fund for the purposes herein provided, and shall be kept separate and distinct from all other funds of the Issuer and used only for the purposes and in the manner herein provided. B. Sinking Fund and Rate Stabilization Fund. There have been created and established by the Original Resolution separate funds to be designated "City of Edgewater Water and Sewer Revenue Refunding Bonds Sinking Fund" (hereinafter called "Sinking Fund") and the City of Edgewater Utility Rate Stabilization Fund" (hereinafter called "Rate Stabilization Fund"). There have been created and established by the Original Resolution to the Sinking Fund four accounts known as the "Interest Account", "Principal Account", "Reserve Account" and "Bond Amortization Account". C. Disposition of Revenues. All Gross Revenues at any time remaining on deposit in the Revenue Fund shall be applied and allocated on a monthly basis, commencing in the month immediately following the delivery of the Bonds only in the following manner and in the following order of priority: (1) Gross Revenues shall first be used to deposit in the "City of Edgewater Utility System Operation and Maintenance Fund" (the "Operation and Maintenance Fund") which fund is hereby created and established, such sums as are necessary for payment of the Cost of Operation and Maintenance for the next ensuing month. (2) Gross Revenues shall next be used to deposit into the Interest Account, such sums as will, in equal monthly installments, collectively be LK-06/02/93-3368-Aua,Re. -27. sufflcient to pay all interest not capitalized becoming due on the Bonds on the next interest payment date. (3) Gross Revenues shall next be used for deposit into the Principal Account, in any Bond Year in which a Serial Bond matures, such sums as will, in equal monthly installments, be sufficient to pay the principal (Maturity Amount for Capital Appreciation Bonds) maturing on Serial Bonds in such Bond Year. (4) (a) On a parity with required deposits under paragraph (3) above, Gross Revenues shall next be used for deposit into the Bond Amortization Account, in any Bond Year In which an Amortization Installment is due, such sums as will, in equal monthly installments, be sufficient to pay the Amortization Installment required to be made In such Bond Year. Such payments shall be credited to a separate account for each series of Term Bonds outstanding, and if there shall be more than one stated maturity for Term Bonds of a series, then into a separate special account in the Bond Amortization Account for each such separate maturity of Tenn Bonds. The funds and investments in each such separate account shall be applied to the payment of principal of the Term Bonds of the series or maturity for which it is established, as provided in Section 15D herein. (b) Upon the sale of any series of Tenn Bonds, the Issuer, shall by resolution, establish the amounts and maturities of such Amortization Installments for each series, and if there shall be more than one maturity of Tenn Bonds within a series, the Amortization Installments for the Tenn Bonds of each maturity. (c) Moneys on deposit in each of the separate accounts in the Bond Amortization Account shall be used for the open market purchase or the redemption of Tenn Bonds of the series or maturity of Tenn Bonds within a series for which such separate account is established. (5) The required deposits to the Principal Account, Interest Account and Bond Amortization Account shall be adjusted in order to take into account the amount of money then on deposit therein. (6) (a) Gross Revenues shall next be applied by the Issuer to establish and maintain in the Reserve Account a sum equal to the Reserve Requirement. Such sum shall be initially established and funded by deposit at the time of issuance of any Bonds. (b) Moneys in the Reserve Account shall be used only for the purposes of (i) the payment of maturing principal of or interest on the Bonds, or maturing Amortization Installments, if any, when the other moneys in the Sinking Fund are insufficient therefor, or (n) transfers to the Revenue Fund of amounts in the Reserve Account in excess of the Reserve Requirement. (c) Any withdrawals from the Reserve Account under clause (b)(i) above shall be subsequently restored from the first moneys available in the Revenue Fund after all required current deposits under paragraphs (1). (2). (3) and (4) above (including all deficiencies in prior deposits) have been made in full. (d) Notwithstanding the foregoing provisions, in lieu of the required deposits of Gross Revenues into the Reserve Account, the Issuer may cause to be deposited into the Reserve Account for any series of Bonds a surety bond. Lx-06/02/83-3368-AuthRes -28- a letter of credit or an insurance policy issued by a reputable and recognized insurer for the benefit of the Owners in an amount equal to the difference between the Reserve Requirement and the sums then on deposit in the Reserve Account, if any, which surety bond, letter of credit or insurance policy shall be payable (upon the giving of notice as required thereunder) on any interest payment date on which a deficiency exists which cannot be cured by funds in any other fund or account held pursuant to this Resolution and available for such purpose. The insurer providing such surety bond or insurance policy shall be an insurer whose municipal bond insurance policies Insuring the payment, when due, of the principal of and interest on municipal bond Issues results in such issues being rated in the highest rating category by either Standard & Poor's Corporation or Moody's Investors Service, Inc., or their successors or any insurer who holds the highest policyholder rating accorded insurers by A.M. Best & Co. or any comparable service. The bank providing such letter of credit shall be a bank which is rated in the highest rating category by either Standard & Poor's Corporation or Moody's Investors Service, or their successors. If a disbursement is made from a surety bond, letter of credit or an insurance policy provided pursuant to this paragraph, the Issuer shall be obligated to either reinstate the maximum limits of such surety bond, letter of credit or insurance policy immediately following such disbursement or to deposit into the Reserve Account, as herein provided in this paragraph (6)(d) for restoration of withdrawals from the Reserve Account, funds in the amount of the disbursement made under such policy, or a combination of such alternatives. (7) Upon the issuance of any Additional Parity Bonds under the terms, limitations and conditions as are herein provided, the payments into the several accounts in the Sinking Fund shall be increased in such amounts as shall be necessary to make the payments for the principal of, interest on and reserves for such Additional Parity Bonds and, if Term Bonds are issued, the Amortization Installments. on the same basis as hereinabove provided with respect to the 1993 Bonds initially Issued under this Resolution. (8) The Issuer shall not be required to make any further payments into the Sinking Fund in any Bond Year when (i) the aggregate amount of money in the Interest Account, Principal Account and Bond Amortization Account in the Sinking Fund is at least equal to the total annual Bond Service Requirements becoming due in such Bond Year on the Bonds then outstanding, plus the amount of redemption premium, if any, then due and thereafter to become due in such Bond Year on such Bonds then outstanding by operation of the Bond Amortization Account, and (ii) the full amount of the Reserve Requirements is on deposit in the Reserve Account. (9) Gross Revenues shall next be used to provide for monthly payments or accruals of maturing principal of and interest on any debt of the Issuer which is payable from Net Revenues on a junior and subordinate basis to the Bonds. (10) Gross Revenues shall next be deposited monthly into a special account to be known as the "City of Edgewater Utility System Renewal and Replacement Fund" (hereinafter called the "Renewal and Replacement Fund"), which fund is hereby created and established, in an amount equal to one -twelfth (1/12) of five per centum (50/6) of the Gross Revenues of the System for the previous Fiscal Year; provided, however, that so long as there shall be on deposit in such Renewal and Replacement Fund a balance of at least five per centum (5%) of the value of the fixed assets of the System, according to the most recent annual audit of the Issuer, no additional deposits in such Fund shall be required. The moneys in the Renewal and LK-06/02/93-3366-Autha a -29- Replacement Fund shall be used only for the purposes of (a) paying the cost of extensions, enlargements or additions to, or the replacement of capital assets of, the System and emergency repairs thereto, upon the authorization of the governing body of the Issuer and, for projects costing in excess of $100,000, approval of the Consulting Engineers, and (b) transfers to the Reserve Account, if necessary in order to prevent a default in the payment of the principal or Amortization Installments of and interest on the Bonds. (11) Gross Revenues shall next be used to transfer from the Revenue Fund to the Rate Stabilization Fund the amount, if any, budgeted for deposit into the Rate Stabilization Fund for then current period as set forth in the current annual budget of the Issuer, or the amount otherwise determined by the Issuer to be credited to the Rate Stabilization Fund for such period; (12) Until the last date of completion of (i) all projects financed from the proceeds of the Parity Bonds, as defined herein, and (it) all projects financed from the proceeds of the presently outstanding loans of the Issuer from the State of Florida which are payable from Net Revenues on a junior lien basis, the Issuer will deposit all remaining Gross Revenues into the Construction Fund and use the money so deposited and the earnings thereon. first, if necessary, to complete the projects described in clause (I) above, and, second, if necessary, to complete the projects described in clause (it) above, and, third, after completion of all such projects, to the Revenue Fund. (13) Gross Revenues remaining in the Revenue Fund after all of the above required payments have been made may be used by the Issuer for any lawful purpose. (14) The Operation and Maintenance Fund, the Sinking Fund, the Renewal and Replacement Fund, the Revenue Fund, the Improvement Fund, the Rate Stabilization Fund, and all accounts therein and any other special funds herein established and created shall constitute trust funds for the purposes provided herein for such funds. (15) Monies on deposit in the Revenue Fund, the Operation and Maintenance Fund, and the Sinking Fund (except the Reserve Account therein) may be invested and reinvested in Authorized Investments, provided such investments either mature or are redeemable at not less than par without penalty at the option of the Issuer not later than the dates on which the moneys on deposit therein will be needed for the purpose of such fund. The moneys in the Reserve Account in the Sinking Fund, in the Rate Stabilization Fund and in the Renewal and Replacement Fund may be invested and reinvested only in Authorized Investments in the manner provided by law, provided such investments mature within five years of the date of purchase. All Income on all such investments shall be deposited into the Revenue Fund, except that investment income earned in the Reserve Account shall remain therein whenever the amount on deposit therein is less than the Reserve Requirement. (16) Investments in the Reserve Account and the Renewal and Replacement Fund shall be valued at their market value as of the last business day of each Fiscal Year. In the ensuing Fiscal Year, as a result of such revaluation, (1) any amount in the Reserve Account in excess of the Reserve Requirement may be transferred to the Revenue Fund, and (it) any deficiency in the Reserve Account shall be restored from 12 equal monthly deposits from the Revenue Fund as provided In Subsection C(6) hereof. Lx /02/93-MM-AuthPe -30- D. Operation of Bond Amortization Account. Money held for the credit of the Bond Amortization Account, and each separate account established therein, shall be applied to the retirement of Term Bonds as follows: (1) The Issuer shall endeavor to purchase Term Bonds subject to mandatory redemption in the then current Bond Year at the most advantageous price obtainable with reasonable diligence, such price not to exceed the principal of such Term Bonds, or the Appreciated Principal Amounts of Capital Appreciation Term Bonds on the mandatory redemption date, plus the accrued interest to the date of delivery thereof. No such purchase shall be made by the Issuer within the period of 45 days immediately preceding any interest payment date on which Term Bonds are subject to call for mandatory redemption. (2) The Issuer shall call for redemption from money in the Bond Amortization Account the amount of Term Bonds subject to mandatory redemption, in the then current Bond Year, less the principal amount of such Term Bonds, or Accreted Value of such Capital Appreciation Term Bonds, which have been purchased under Subsection D(1) above. (3) The Issuer shall pay the interest accrued on Term Bonds (but not on Capital Appreciation Term Bonds) being purchased or redeemed to the date of delivery or redemption from the Interest Account and the purchase or redemption price from the Bond Amortization Account. E. Operation and Maintenance. The Issuer will maintain the System and all parts thereof in good condition and will operate the same in an efficient and economical manner making such expenditures for equipment and for renewals, repairs and replacements as may be proper for the economical operation and maintenance thereof. F. Annual Budget. The Issuer shall annually prepare and adopt in accordance with applicable law a detailed budget of the estimated Cost of Operation and Maintenance of the System during each next succeeding Fiscal Year. No expenditure for the Cost of Operation and Maintenance of the System shall be made in any Fiscal Year in excess of the amount provided therefor in such budget without a finding and recommendation by the duly authorized officer in charge thereof, which finding and recommendation shall state in detail the purpose of and necessity for such Increased expenditures for the Cost of Operation and Maintenance of the System, and no such expenditure shall be made until the governing body of the Issuer shall have approved such finding and recommendation by resolution duly adopted. The Issuer shall, upon request, mail copies of such annual budgets to any Owner of Bonds who shall file his address with the Issuer and request in wilting that copies of all such budgets be furnished him, and shall make available such budgets at all reasonable times to any Owner of Bonds or to anyone acting for and on behalf of such Owner, providing that such Owner shall pay the reasonable cost of such documents. G. Bate Ordinance. (1) The Issuer will enact a rate ordinance and thereby will fix, establish and maintain such rates and will collect such fees, rentals or other charges for the services and facilities of the System and revise the same from time to time, whenever necessary, as will always provide Gross Revenues in each Fiscal Year sufficient to pay (a) one hundred per centum (1000/0) of all Costs of Operation and Maintenance of the System in such Fiscal Year, one hundred per centum (100%) of the payments required to be made into the Reserve Account, and LK- 3/02/93-3W&AuthRe -31- Renewal and Replacement Fund In such Fiscal Year, plus (b) together with all other funds pledged to secure junior lien debt, one hundred per centum (100%) of all Bond Service Requirements becoming due in such Fiscal Year on all outstanding obligations payable from the Net Revenues of the System which are junior and subordinate as to lien on and pledge of such Net Revenues to the lien and pledge securing payment of the Bonds, plus (c) one hundred per centum (100%) of the Bond Service Requirement becoming due in such year on the Bonds, plus (d) together with the Allowable Impact Fees, one hundred fifteen per centum (115%) of the Bond Service Requirement becoming due in such Fiscal Year on the Bonds. The Issuer will not reduce its schedule of rates, fees, rentals and other charges unless (i) the Issuer Is not In default of any covenant or provision of this Resolution, (]I) all required payments under this Resolution have been made in full, and (ill) the Consulting Engineer certifies that the proposed reduced schedule will provide sufficient Gross Revenues in each Fiscal Year to comply with all covenants and required payments under this Resolution. (2) Whenever Gross Revenues are less In any Fiscal Year than the amount required in Subsection G(1) above, the Issuer will promptly retain a Rate Consultant to prepare and present to the governing body of the Issuer a rate study recommending such revisions in rates, fees, rentals and other charges for the services and facilities of the System as will, in the opinion of the Rate Consultant, generate Gross Revenues sufficient to meet such requirements in the next five (5) full Fiscal Years. The Issuer will Implement the recommendations of the Rate Consultant or, with the concurrence of the Rate Consultants, such other rate revisions as the Issuer may find will generate such Gross Revenues. H. Books and Records. The Issuer shall keep books and records of the Pledged Funds and the financial affairs of the System which shall be kept separate and apart from all other books, records and accounts of the Issuer, and the Owners of the Bonds shall have the right at all reasonable times to inspect all records, accounts and data of the Issuer relating thereto. I. Annual Audit. The Issuer shall, at least once a year, within 120 days after the close of its Fiscal Year, cause the books, records and accounts relating to the System to be properly audited by a recognized independent firm of certified public accountants and shall make generally available the report of such audits to any Owner of Bonds. Such audits shall contain a complete report of the operations of the System including, the balance sheet, a statement of income and expense, the statement of changes in cash flow, and a certificate by the auditors stating no default on the part of the Issuer of any covenant herein has been disclosed by reason of the audit (or a statement specifying such default). The auditors selected shall be changed at any time by a written request signed by the Owners of a majority of the principal amount (Accreted Values for Capital Appreciation Bonds) of the Bonds outstanding or their duly authorized representatives. A copy of such annual audit shall be furnished to any rating services maintaining a rating on the Bonds and to any Owner of any Bonds who shall have requested in writing that a copy of such reports be furnished him. J. No Mortgage or Sale of the System. (1) The Issuer will not sell, lease, mortgage, pledge or otherwise encumber the System, or any substantial part thereof, or any revenues to be derived therefrom, except as herein provided. LK-0 /02/83-3388-1 tha -32. (2) (a) The Issuer shall have and hereby reserves the right to sell, lease or otherwise dispose of any of the property comprising a part of the System which the Issuer shall hereafter determine, in the manner provided herein, to be no longer necessary, useful or profitable in the operation of the System. (b) Prior to any such sale, lease or other disposition of said property, if the amount to be received therefor is not in excess of $50,000, the City Manager of the Issuer or other duly authorized officer in charge thereof shall make a finding in writing determining that such property comprising a part of the System is no longer necessary, useful or profitable in the operation thereof. (c) If the amount to be received from such sale, lease or other disposition of said property shall be in excess of $50,000 but not in excess of $100,000 such City Manager or other officer shall first make a finding in writing determining that such property comprising a part of the System is no longer necessary, useful or profitable in the operation thereof, and the governing body of the Issuer shall, by resolution duly adopted, approve and concur in the finding of the City Manager or other officer, and authorize such sale, lease or other disposition of said property. (d) If the amount to be received from such sale, lease or other disposition of said property shall be in excess of $100.000, the City Manager or other officer shall first make a finding in writing determining that such property comprising a part of the System is no longer necessary, useful or profitable In the operation thereof, and the Consulting Engineer shall make a finding that it is in the best interest of the System that such property be disposed of, and the governing body of the Issuer shall by resolution, duly adopted, approve and concur in the findings of the City Manager or other officer and of the Consulting Engineer, and shall authorize such sale, lease or other disposition of said property. (3) The governing body of the Issuer shall have and reserves the right to authorize the sale or other disposition of any of the property comprising a part of the System, if the Consulting Engineer shall certify that the Net Revenues of the System will not be materially adversely affected by reason of such sale or disposition. (4) If the proceeds derived from any sale or other disposition of the property of the System are in excess of 10% of the value of the fixed assets of the System according to the most recent annual audit and operating report, such proceeds shall be used for the retirement of outstanding Bonds. If the proceeds derived from any such sale or other disposition of property are less than 100/b of the value of the fixed assets of the System according to the most recent annual audit and operating report, such proceeds shall be placed In the Renewal and Replacement Fund or used for the retirement of outstanding Bonds, in such proportions as are determined by the governing body of the Issuer upon the recommendations of the City Manager. The payment of such proceeds Into the Renewal and Replacement Fund shall not reduce the amounts required to be paid into such Fund by Section 15C(10) herein. H. Insurance. The Issuer will carry adequate fire and windstorm insurance on all buildings and structures of the works and properties of the System which are subject to loss through fire or windstorm, and will otherwise carry Insurance of all kinds and in the amounts normally carried in the operation of similar facilities and properties in Florida; provided, however, that in lieu of such insurance the Issuer may establish a qualified plan of self-insurance in accordance with the laws LK- /022/83-3 -A thRea -9$- of the State of Florida. Any such insurance shall be carried for the benefit of the Owners of the Bonds. All moneys received for losses under any of such insurance, except public liability, are hereby pledged by the Issuer as security for the Bonds, until and unless such proceeds are used to remedy the loss or damage for which such proceeds are received, either by repairing the property damaged or replacing the property destroyed as soon as practicable. Any such proceeds not used for repair or replacement shall be used for the retirement of outstanding Bonds. L. No Free Service. The Issuer will not render or cause to be rendered any free services of any nature by its System, nor will any preferential rates be established for users of the same class. Whenever the Issuer, including its departments, agencies and instrumentalities, shall avail itself of the product, facilities or services provided by the System, or any part thereof, the same rates, fees or charges applicable to other customers receiving like services under similar circumstances shall be charged to the Issuer and any such department, agency or instrumentality. Such charges shall be paid as they accrue, and the Issuer shall transfer from its general funds to the Revenue Fund sufficient sums to pay such charges. The revenues so received shall be deemed to be Gross Revenues derived from the operation of the System, and shall be deposited and accounted for in the same manner as other Gross Revenues derived from such operation of the System. M. Mandatory Cut Off. To the extent permitted by law, upon failure of any user to pay for services rendered by the System within not more than sixty (60) days, the Issuer shall shut off the connection of such user and shall not furnish him or permit him to receive from the System further service until all obligations owed by him to the Issuer on account of services shall have been paid in full. This covenant shall not, however, prevent the Issuer from causing the System connection to be shut off sooner. N. Enforcement of Collections, The Issuer will diligently enforce and collect the rates, fees and other charges for the services and facilities of the System herein pledged; will take all steps, actions and proceedings for the enforcement and collection of such rates, charges and fees as shall become delinquent to the full extent permitted or authorized by law; and will maintain accurate records with respect thereof. All such fees, rates, charges and revenues herein pledged shall, as collected, be held in trust to be applied as herein provided and not otherwise. O. Default and Remedies. If either (i) the Issuer shall fail to pay the principal of or interest, or premium, if any, on any of the Bonds as the same shall become due, or (it) the Issuer shall fall in the observance or performance of any of the applicable covenants contained in this Resolution, then any Owner of Bonds may either at law or in equity, by suit, action, mandamus or other proceedings in any court of competent Jurisdiction, protect and enforce any and all rights, Including the right to the appointment of a receiver, existing under the laws of the State of Florida, or granted and contained herein, and may enforce and compel the performance of all duties required herein or by any applicable statutes relating to the System or the Bonds to be performed by the Issuer or by any officer thereof. Nothing herein, however, shall be construed to grant to any Owner of the Bonds any lien on the System or any other real or tangible personal property of the Issuer. P. Consulting Engineer. (1) The Consulting Engineer shall provide the Issuer with competent advice respecting the proper, efficient and economical operation and LK-06/02/93-3368-Authae9 -34- maintenance of the System and the making of capital improvements and renewals and replacements to the System. The Issuer shall, on an annual basis prior to completion of the Project, and on a triennial basis thereafter, cause to be prepared by the Consulting Engineer a report or survey of the System, with respect to the management of the properties thereof, the proper maintenance of the properties of the System, and the necessity for capital improvements and recommendations therefor. Such a report or survey shall also show any failure of the Issuer to perform or comply with the covenants herein contained. (2) If any such report or survey of the Consulting Engineer shall set forth that the provisions hereof or any reasonable recommendations of such Consulting Engineer have not been complied with, the Issuer shall immediately take such reasonable steps as are necessary to comply with such requirements and recommendations. Copies of each report or survey shall be placed on file with the City Manager and shall be open to the inspection of any Owner of Bonds. 9. No Competing System. To the full extent permitted by law, the Issuer will not hereafter grant, or cause, consent to, or allow the granting of, any franchise or permit to any person, firm, corporation or body, or agency or instrumentality whatsoever, for the furnishing of water or sewer services to or within the boundaries of the Issuer. R. Issuance of Other Obligations. Except for the 1993 Bonds and Parity Bonds, if any, the Issuer will not issue any other obligations payable from the Pledged Funds nor voluntarily create or cause to be created any debt, lien, pledge, assignment, encumbrance or other charge having priority to or being on a parity with the lien of the 1993 Bonds and Parity Bonds, if any, and the interest thereon upon Pledged Funds, except under the conditions and in the manner provided in Subsection S below. Any obligations issued by the Issuer other than the 1993 Bonds herein authorized and Parity Bonds, if any, and Additional Parity Bonds provided for in Subsection S below, payable from Pledged Funds, shall contain an express statement that such obligations are junior and subordinate in all respects to the 1993 Bonds and Parity Bonds, If any, as to lien on and source and security for payment from Pledged Funds. S. Issuance of Additional Parity Bonds. Additional Parity Bonds, payable on a parity from the Pledged Funds with the 1993 Bonds and Parity Bonds, if any, may be issued after the issuance of any 1993 Bonds for the construction and acquisition of any additions, extensions and improvements to the System or for refunding purposes and upon the conditions and in the manner herein provided: (1) There shall have been obtained and tiled with the Issuer a certificate of an independent certitled public accountant or firm of such accountants of suitable experience and responsibility: (a) stating that the books and records of the Issuer relating to the collection and receipt and application of Gross Revenues have been audited by it for the Fiscal Year immediately preceding the date of delivery of the proposed Additional Parity Bonds, or for any twelve (12) consecutive months period out of the eighteen (18) consecutive months immediately preceding the date of sale of the proposed Additional Parity Bonds: (b) setting forth the amount of Net Revenues received by the Issuer for the audited period referred to in (a) above, with respect to which such certificate is made: (c) stating that the Net Revenues described in (b) above, as adjusted in the manner permitted in Subsection S(2) below, equal at least 1.20 times the Maximum Bond Service Requirements coming due in any future Bond UK-06/02/93-3368-AuthR -35- Year on all Bonds then outstanding and on the proposed Additional Parity Bonds with respect to which such certificate is made. (2) The Net Revenues for such period may be adjusted by the Consulting Engineers or Rate Consultants as follows: (a) to reflect for such period changes made in the rates, fees, rentals and other charges from the operation of the System which are in effect before the date of such certificate, as though such changes had been in effect during all of such preceding audited period referred to in Subsection S(1) above; (b) to reflect for such period any change in such Net Revenues caused by any new projects of the System having been placed into use and operation subsequent to the date of commencement of such period and prior to the date of such certificate provided for in Subsection S(I) above: (c) to include for such period an amount equal to not more than 75% the Net Revenues estimated to be derived from the operation of any project which will be placed in operation within 3 years following the date of delivery of and to be acquired or constructed out of the proceeds of such Additional Parity Bonds during the first Fiscal Year commencing after such project is first placed in operation; (d) to include for such period an amount equal to not more than 75% of the Net Revenues estimated to be derived from the operation of any other project of the System, actually under construction but which will not be placed into use and operation until after the date of issuance (but in no event later than three years after such date) of such Additional Parity Bonds, during the first Fiscal Year commencing after such project Is first placed In service; and (e) to include for such period interest income estimated to be earned during the ensuing Fiscal Year on moneys deposited into the Reserve Account from a portion of the proceeds of such Additional Parity Bonds. (3) Each ordinance or resolution authorizing the issuance of Additional Parity Bonds shall recite that all of the covenants herein contained will be applicable to such Additional Parity Bonds. (4) The Issuer shall not be in default in performing any of the covenants and obligations assumed hereunder, and all payments herein required to have been made into the accounts and funds, as provided hereunder, shall have been made to the full extent required. (5) Refunding bonds for the purpose of refunding all of the then outstanding Bonds may be Issued without compliance with any of the above paragraphs (1) through (4) of this Subsection S. Refunding bonds for the purpose of refunding all or part of any series of the then outstanding Bonds, but less than all then outstanding Bonds, may be issued without compliance with paragraphs (1), (2) and (4), above, provided that the annual Bond Service Requirement on all Bonds outstanding after issuance of the refunding bonds, in each Bond Year in which any principal of or interest on the Bonds outstanding immediately prior to issuance of the refunding bonds is due or subject to mandatory redemption, is equal to or less than the annual Bond Service Requirement in each such corresponding Bond Year prior to issuance of such refunding bonds. T. Creation of Superior Idens. The Issuer will not issue any other notes, bonds, certificates or obligations of any kind or nature or create or cause or permit to be created any debt, hen, pledge, assignment or encumbrance or charge payable from or enjoying a hen upon any of the Pledged Funds ranking prior and superior to the hen created by this Resolution for the benefit of the Bonds. LK-06/02/93-3368-A Mee -36- U. Compliance with Laws and Regulation. The Issuer will perform and comply with, in every respect, any loan agreement which it might have with any governmental agency and all applicable Federal and State laws and regulations respecting the Bonds and the ownership and operation of the System. V. Fidelity Bond. The Issuer will require each employee who may have possession of any Pledged Funds to be covered by a fidelity bond written by a responsible indemnity company in an amount fully adequate to protect the Issuer from loss. W. Rate Stabilization Fund. (1) Each month the Issuer shall transfer from the Rate Stabilization Fund to the Revenue Fund the amount budgeted, if any, for transfer into the Revenue Fund for the then current month as set forth in the current annual budget or the amount otherwise determined by the Issuer to be deposited into the Revenue Fund for the month. (2) At any time and from time to time the Issuer may transfer for deposit in the Rate Stabilization Fund from any lawful source such amounts as the Issuer deems necessary or desirable; such amounts shall be applied for purposes of the Rate Stabilization Fund in accordance with paragraph (1) of this Subsection W. R. Impact Fees. The Issuer shall cause its Consulting Engineer upon the issuance of each series of Bonds, to calculate the New User Facilities Portion, the Impact Fees Percentage and the aggregate Allowable Impact Fees for such series of Bonds. Separate calculations shall be made for water projects and water Impact Fees and for sewer projects and sewer Impact Fees. Impact Fees, as received, shall first be deposited into the Water and Sewer System Capital Improvement Fund (the "Improvement Fund'). Water Impact Fees and sewer Impact Fees shall be maintained in separate accounts in the Improvement Fund. If necessary in order to make the deposits required by Subsection 15C, clauses (1) through (7), inclusive, the Issuer shall or, if not so required, the Issuer may, in lieu of required deposits of Gross Revenues, make monthly withdrawals from each account in the Improvement Fund and apply such moneys to the Sinking Fund to be used solely for the purposes of the Sinking Fund; provided that the aggregate amount of such withdrawals from each account in any Fiscal Year does not exceed the sum of the Allowable Impact Fees for each series of Bonds for such Fiscal Year. Moneys on deposit in each account in the Improvement Fund in excess of the Allowable Impact Fees in each Fiscal Year shall be used by the Issuer for any lawful purpose. Pending their application, all Impact Fees on deposit in the Improvement Fund may be invested and reinvested in Authorized Investments maturing, in the case of Allowable Impact Fees, at the times and in the amounts such moneys are required or intended to be transferred to the Sinking Fund, and in the case of other Impact Fees, at such time as the Issuer shall determine. The income on such investments shall remain in the Improvement Fund and be applied for any lawful purpose. Y. In the event that and so long as any Parity Bonds remain outstanding, all of the covenants contained in the Original Resolution shall be applicable to the 1993 Bonds and all Additional Parity Bonds. SECTION 16. FUNDS AND ACCOUNTS. The cash required to be accounted for in each of the funds and accounts established herein shall be deposited In separate and segregated bank accounts, and adequate accounting records shall be La-06/02/93-3368-MthRes -37- maintained to reflect and control the restricted allocation of the cash on deposit therein for the various purposes of such funds as herein provided. The designation and establishment of the various funds in and by this Resolution shall not be construed to require the establishment of any completely independent, self -balancing funds as such tern is commonly defined and used in governmental accounting, but rather is intended solely to constitute an earmarking of certain revenues and assets of the System for certain purposes and to establish certain priorities for application of such revenues and assets as herein provided. SECTION 17. TAX CODE. The Issuer at all relevant times while the Bonds are outstanding will comply with the requirements of the Tax Code in order that interest on the Bonds shall be excluded from gross income for federal income tax purposes. SECTION 18. DEFEASANCE. If, at any time, the Issuer shall have paid, or shall have made provision for payment of, the principal, interest. Amortization Installments and redemption premiums, if any, with respect to all or any of the Bonds and all rebate payments, if any, required under the Tax Code, with respect to the Bonds to be defeased, then, and in that event, with respect to the Bonds to be defeased, the pledge of and lien on the Pledged Funds, and all other covenants and pledges made in this Resolution in favor of the Owners of such Bonds shall no longer be in effect. For purposes of the preceding sentence, deposit of cash and/or Federal Securities in irrevocable trust with a banking institution or trust company, for the sole benefit of the Owners of the Bonds to be defeased, in respect to which such Federal Securities, the principal and interest received will be sufficient to make timely payment of the principal, interest, Amortization Installments and redemption premiums, if any, on such Bonds, shall be considered "provision for payment". Nothing herein shall be deemed to require the Issuer to call any of the outstanding Bonds for redemption prior to maturity pursuant to any applicable optional redemption provisions, or to impair the discretion of the Issuer in determining whether to exercise any such option for early redemption. Payment of all rebate payments required under the Tax Code may be evidenced by an opinion of counsel rendered to the Issuer by nationally recognized bond counsel. SECTION 19. MODIFICATION OR AMENDMENT, No modification or amendment of this Resolution or of any resolution amendatory hereof or supplemental hereto which is materially adverse to the Owners of the Bonds may be made without the consent in writing of the Owners of two-thirds or more in the principal amount of the Bonds (Accreted Values for Capital Appreciation Bonds) then outstanding; provided, however, that no modification or amendment shall permit a change in the redemption provisions or maturity of such Bonds or a reduction in the rate of interest thereon or in the amount of the principal obligation thereof or affecting the promise of the Issuer to pay the principal of and interest on the Bonds as the same shall become due from the Pledged Funds or reduce the percentage of the Owners of the Bonds required to consent to any material modification or amendment hereof without the consent of the Owners of all such Bonds. SECTION 20. VALIDATION AUTHORIZED. The City Attorney and Bond Counsel for the Issuer are authorized to prepare and file proceedings to validate the 1993 Bonds in the manner provided by law, if in their discretion the 1993 Bonds should be validated. LK-06/02/93-3366-AuLhae -38- SECTION 21. CAPITAL APPRECIATION BONDS. For the purposes of (i) receiving payment of the redemption price if a Capital Appreciation Bond is redeemed prior to maturity, or (it) receiving payment of a Capital Appreciation Bond if the principal of all Bonds is declared immediately due and payable under the provisions of this Resolution. or (iii) computing the amount of the Maximum Bond Service Requirement and of Bonds held by the registered owner of a Capital Appreciation Bond in giving to the Issuer or the Trustee any notice, consent, request or demand pursuant to this Resolution for any purpose whatsoever, the principal amount of a Capital Appreciation Bond shall be deemed to be its Accreted Value. SECTION 22. THE INSURER. So long as any of the 1993 Bonds are insured by the Insurer, the following provisions shall apply to the 1993 Bonds: A. Notices. Any and all notices required to be given by the Issuer, the Bond Registrar, or the Owners of the 1993 Bonds shall be simultaneously given in writing to the Insurer by registered or certified mail at the following address or such other address as shall be provided in writing to the Issuer and the Bond Registrar: Municipal Bond Investors Assurance Corporation 113 King Street Armonk, New York 10504 Attention: Surveillance B. Amendments. The Issuer will provide to the Insurer written notice of all amendments of this Resolution which are not materially adverse to the Owners of the Bonds. The Issuer will not adopt any modification or amendment of this Resolution which is materially adverse to the Owners of the Bonds without first obtaining the written consent of the Insurer and providing a copy thereof to Standard & Poor's Corporation. C. Additional Parity Bonds. The Issuer will not issue any Additional Parity Bonds without first obtaining the written consent of the Insurer. D. For purposes of Section 15.0 hereof, relating to default and remedies hereunder, so long as the Insurer is not in default under its bond insurance policy, the Insurer shall have the same rights as an Owner of the 1993 Bonds, and no Owner of any insured 1993 Bond shall exercise any rights or remedies under this Resolution without first obtaining the written consent of the Insurer. E. The Issuer will appoint from time to time as Bond Registrar or Paying Agent for the 1993 Bonds only commercial banks with trust powers. F. Payments under the Bond Insurance Policy: (1) In the event that, on the second Business Day, and again on the Business Day, prior to the payment date on the 1993 Bonds, the Paying Agent has not received sufficient moneys to pay all principal of and interest on the 1993 Bonds due on the second following or following, as the case may be, Business Day, the Paying Agent shall immediately notify the Insurer or its designee on the same Business Day by telephone or telegraph, confirmed in writing by registered or certified mail, of the amount of the deficiency. (2) If the deficiency is made up in whole or in part prior to or on the payment date, the Paying Agent shall so notify the Insurer or its designee. Lx-06/02/93-3366-Au[ha -39- (3) In addition, if the Paying Agent has notice that any Owner of an insured 1993 Bonds has been required to disgorge payments of principal or interest on the 1993 Bond to a trustee in Bankruptcy or creditors or others pursuant to a final Judgment by a court of competent Jurisdiction that such payment constitutes a voidable preference to such Owner of an insured 1993 Bond within the meaning of any applicable bankruptcy laws, then the Paying Agent shall notify the Insurer or its designee of such act by telephone or telegraphic notice, confirmed In writing by registered or certified mail. (4) The Paying Agent is hereby irrevocably designated, appointed, directed and authorized to act as attorney -in -Fact for Owners of the 1993 Bonds as follows: (i) If and to the extent there is a deficiency in amounts required to pay interest on the 1993 Bonds, the Paying Agent shall (a) execute and deliver to Citibank, N.A., or its successors under the Policy (the 'Insurance Paying Agent"), in form satisfactory to the Insurance Paying Agent, an instrument appointing the Insurer as agent for such Owner in any legal proceeding related to the payment of such interest and an assignment to the Insurer of the claims for interest to which such deficiency relates and which are paid by the Insurer. M receive as designee of the respective Owners (and not as Paying Agent) in accordance with the tenor of the Policy payment from the Insurance Paying Agent with respect to the claims for Interest so assigned, and (c) disburse the same to such respective Owners; and (it) If and to the extent of a deficiency In amounts required to pay principal of the Owners, the Paying Agent shall (a) execute and deliver to the Insurance Paying Agent in form satisfactory to the Insurance Paying Agent an instrument appointing the Insurer as agent for such Owner in any legal proceeding relating to the payment of such principal and an assignment to the Insurer of any of the 1993 Bonds surrendered to the Insurance Paying Agent of so much of the principal amount thereof as has not previously been paid or for which moneys are not held by the Paying Agent and available for such payment (but such assignment shall be delivered only if payment from the Insurance Paying Agent is received), (b) receive as designee of the respective Owners (and not as Paying Agent) in accordance with the tenor of the Policy payment therefor from the Insurance Paying Agent, and (c) disburse the same to such Owners. (5) Payment with respect to claims for interest on and principal of 1993 Bonds disbursed by the Paying Agent from proceeds of the Policy shall not be considered to discharge the obligation of the Issuer with respect to such 1993 Bonds, and the Insurer shall become the owner of such unpaid 1993 Bonds and claims for the interest in accordance with the tenor of the assignment made to it under the provisions of this subsection or otherwise. (6) Irrespective of whether any such assignment is executed and delivered, the Issuer and the Paying Agent hereby agree for the benefit of the Insurer that: (1) They recognize that to the extent the Insurer makes payments, directly or Indirectly (as by paying through the Paying Agent), on account of principal of or interest on the 1993 Bonds, the Insurer will be subrogated to the rights of such Owners to receive the amount of such principal and interest from the Issuer, LK-06/02/93-3368-Authaes -40- with interest thereon as provided and solely from the sources stated in this Resolution and the 1993 Bonds; and (2) They will accordingly pay to the Insurer the amount of such principal and Interest (Including principal and interest recovered under subparagraph (ii) of the first paragraph of the Policy, which principal and interest shall be deemed past due and not to have been paid), with interest thereon as provided in this Resolution and the 1993 Bonds, but only from the sources and In the manner provided herein for the payment of principal of and interest on the 1993 Bonds to Owners, and will otherwise treat the Insurer as the owner of such rights to the amount of such principal and interest. G. In connection with the issuance of Additional Parity Bonds, the Issuer shall deliver to the Insurer a copy of the disclosure document, if any, circulated with respect to such Additional Parity Bonds. H. The Insurer shall receive notice of the resignation or removal of the Paying Agent and the appointment of a successor thereto. 1, The Insurer shall receive, on an annual basis, copies of the Issuers audited financial statements and Annual Budget. SECTION 23. SEVERABDdTY OF INVALED PROVISIONS. If any one or more of the covenants, agreements, or provisions herein contained shall be held contrary to any express provision of law or contrary to the polity of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separable from the remaining covenants, agreements or provisions and shall in no way affect the validity of any of the other provisions hereof or of the Bonds issued hereunder. SECTION 24. REPEALING CLAUSE. All ordinances or resolutions or parts thereof of the Issuer in conflict with the provisions herein contained are, to the extent of such conflict, hereby superseded and repealed. SECTION 25. EFFECTIVE DATE. This Resolution shall take effect immediately upon its adoption. LK-06/02/93-3366-Autha. -41- After Motion by Councilman Jones and Second by Councilwoman Martin , the vote on this resolution was as llows: Mayor Jack H. Hayman, Sr. AYE Councilman Kirk Jones AYE Councilwoman Louise A. Martin AYE Councilman Mike Hays ABSENT Councilman David L. Mitchum AYE PASSED AND DULY ADOPTED this 3rd day of June, 1993. i1EST i'.. CITY COUNCIL OF THE CITY OF EDGEWATER, FLORIDA -',Sggan,',J adsworth ack H. H an, S . - o J. G.ty; Ctk::r ayor �A13 • APPROVED FOR FORM ID' C,ORDRECTNESS aniel U. Livermo e, Jr. Bond Counsel Livermore & Klein, P.A. 1750 Gulf Life Tower Jacksonville, FL 32207 (904)399-0500 LK-06/02/93-3368-AuthRes ESCROW DEPOSIT AGREEMENT Between CITY OF EDGEWATER, FLORIDA And Dated 1993 Exhibit A To Resolution ESCROW DEPOSIT AGREEMENT THIS ESCROW DEPOSIT AGREEMENT (this "Agreement') made and entered into as of 1, 1993, by and between the CITY OF EDGEWATER, FLORIDA (the "Issuer') and Florida, as escrow agent (the "Escrow Agent'): WITNESSETH: WHEREAS, the Issuer has heretofore Issued and there is now outstanding $ in aggregate principal amount of its Water and Sewer Revenue Bonds, Series 1991 ("1991 Bonds'). The Issuer is desirous of refunding that portion of the 1991 Bonds as more particularly described in the Schedule entitled " of the Schedules (collectively, the "Refunded Bonds'); and WHEREAS. in order to provide for the refunding of the Refunded Bonds, the Issuer has issued Its Water and Sewer Revenue Refunding Bonds, Series 1993 (the "Bonds'), in the aggregate principal amount of $ : and WHEREAS, a portion of the proceeds derived from the sale of the Bonds and certain other funds described herein will, be applied to the purchase of Federal Securities (as such term is hereinafter defined), which Federal Securities will mature and produce investment income and earnings at such times and In such amounts as will be sufficient, together with other moneys deposited in the trust created herein and held uninvested, to pay when due, at maturity and upon the redemption thereof as provided herein, all of the principal of, redemption premium, and interest on the Refunded Bonds; and WHEREAS, In order to provide for the proper and timely application of the moneys deposited in the trust created herein, the maturing principal amount of the Federal Securities purchased therewith, and investment income and earnings derived therefrom to the payment of the Refunded Bonds, it is necessary for the Issuer to enter into this Agreement with the Escrow Agent on behalf of the holders from time to time of the Refunded Bonds; NOW, THEREFORE, the Issuer, In consideration of the foregoing and the mutual covenants herein set forth and in order to secure the payment of the principal of, redemption premium, and interest on all of the Refunded Bonds according to their tenor and effect, does by these presents hereby grant, warrant, demise, release, convey, assign, transfer, pledge, set over and confirm, unto the Escrow Agent, and to its successors in the trust hereby created, and to it and its assigns forever, all and singular the property hereinafter described to wit: DIVISION I All right, title and interest of the Issuer in and to $ ("Bond Proceeds") derived from the proceeds of the Bonds deposited with the Escrow Agent upon issuance and delivery of the Bonds and execution and delivery of this Agreement. LH-06/02/934368-E.Dn pAg -1- DIVISION D All right, title and interest of the Issuer in and to the Federal Securities purchased from the moneys described in Divisions I hereof and more particularly described in the Schedule entitled " " of the Schedules and all income derived therefrom or accruing thereto. DIVISION III Any and all other property of every kind and nature from time to time hereafter, by delivery or by writing of any kind, conveyed, pledged, assigned or transferred to the Escrow Agent as and for additional security hereunder for the benefit of the Refunded Bonds by the Issuer or by anyone in its behalf to the Escrow Agent, which is hereby authorized to receive the same at any time as additional security hereunder. TO HAVE AND TO HOLD, all and singular, the Trust Estate (as such term is hereinafter defined), including all additional property which by the terms hereof has or may become subject to the encumbrances of this Agreement, unto the Escrow Agent, and its successors and assigns, forever in trust, however, for the benefit and security of the holders from time to time of the Refunded Bonds; but if the Refunded Bonds shall be fully and promptly paid when due, whether at maturity or upon the redemption thereof, in accordance with the terms thereof and hereof, then this Agreement shall be and become void and of no further force and effect (except for Section 3.06 hereof); otherwise the same shall remain in full force and effect, and upon the trusts and subject to the covenants and conditions hereinafter set forth. LK-06/02/83-3368-E.De Ag .2- ARTICLE I DEFIMTIONS Section 1.01 Definitions. In addition to words and terms elsewhere defined in this Agreement, the following words and terms as used in this Agreement shall have the following meanings, unless some other meaning is plainly intended. "Agreement" shall mean this Escrow Deposit Agreement. "Bonds" shall mean the Issuer's Water and Sewer Revenue Refunding Bonds, Series 1993. "Bond Insurer" shall mean , its successors and assigns. "Escrow Agent" shall mean Florida, or any successor Escrow Agent. "Escrow Deposit Trust Fund" shall mean the trust fund created and established pursuant to Section 2.01 hereof. "Escrow Securities" shall mean the Federal Securities listed in the Schedule entitled " " of the Schedules. "Federal Securities" shall mean noncallable direct obligations of, or obligations the timely payment of the principal of and interest on which are fully and unconditionally guaranteed by, the United States of America, for payment of which the full faith and credit of the United States of America has been pledged, or Refcorp interest strips, none of which permit redemption prior to maturity at the option of the obligor. "Issuer" shall mean the City of Edgewater, Florida. "Refunded Bonds" shall mean any or all of the maturities of the Issuer's Water and Sewer Revenue Bonds, Series 1991 ("1991 Bonds"), as listed in the Schedule entitled " " of the Schedules. "Refunded Bonds Paying Agent" shall mean Sun Bank, National Association, Orlando, Florida, as paying agent for the Refunded Bonds. "Schedules" shall mean the schedules comprising the schedules attached hereto as Exhibit C. "Substituted Securities" shall have the meaning set forth in Section 2.04 hereof. 'Trust Estate", "trust estate" or "pledged property" shall mean the property, rights and interest of the Issuer which are subject to the lien of this Agreement, and described in Divisions I and III, inclusive, of the granting clauses of this Agreement. Words of the masculine gender shall be deemed and construed to include correlative words of the feminine and neuter genders. Words importing the singular number shall include the plural number and vice versa unless the context shall otherwise indicate. The word "person" shall include corporations, associations, natural persons and public bodies unless the context shall otherwise indicate. Reference to a person other than a natural person shall Include its successors. LK-05/02/93-3368-EwDepAg -3- ARTICLE H ESTABLISHMENT OF FUNDS; FLOW OF FUNDS Section 2.01 Creation of Escrow Deposit Trust Fund and Deposit of Moneys. There is hereby created and established with the Escrow Agent a special and Irrevocable trust fund designated the Escrow Deposit Trust Fund (the "Escrow Deposit Trust Fund"), to be held in the custody of the Escrow Agent and accounted for separate and apart from other funds of the Issuer or of the Escrow Agent. Concurrently with the execution of this Agreement, the Issuer herewith deposits or causes to be deposited with the Escrow Agent and the Escrow Agent acknowledges receipt of immediately available moneys in the amounts described in Divisions I and II of the Trust Estate. Section 2.02 Payment of Refunded Bonds. A. The Escrow Agent shall apply the Bond Proceeds to purchase that portion of the Escrow Securities described in the Schedule entitled " " of the Schedules, and shall hold $ of the Bond Proceeds uninvested as cash. B. The Escrow Agent shall apply the Sinking Fund moneys for the Refunded Bonds to purchase that portion of the Escrow Securities described in the Schedule entitled " — _ " of the Schedules. C. The Escrow Agent shall apply the Reserve Account moneys for the Refunded Bonds to purchase that portion of the Escrow Securities described in the Schedule entitled " " of the Schedules. D. portion of 11 The Escrow Agent shall apply the Issuer contribution to purchase that the Escrow Securities described in the Schedule entitled " of the Schedules. E. The Issuer represents that the Escrow Securities will mature in principal amounts and earn interest and income at such times, all as described in the Schedule entitled " " of the Schedules, so as to provide moneys which, together with the amounts deposited in the Escrow Deposit Trust Fund held as cash, will be sufficient to pay all of the principal of, redemption premium, and interest on the Refunded Bonds when due and payable In accordance with the schedule of payments described in the Schedule entitled " of the Schedules. Notwithstanding the foregoing, if the amounts deposited in the Escrow Deposit Trust Fund are insufficient to make said payments of principal, redemption premiums and interest, the Issuer shall deposit into the Escrow Deposit Trust Fund the amount of any deficiency immediately upon notice from the Escrow Agent. Section 2.O3 Irrevocable Trust Created. The deposit of moneys, the Escrow Securities or other Federal Securities or other permitted investments hereunder in the Escrow Deposit Trust Fund shall constitute an irrevocable deposit of said moneys and Federal Securities for the benefit of the holders of the Refunded Bonds, except as provided herein. The holders of the Refunded Bonds shall have an express lien on all moneys and principal of and earnings on the Escrow Securities or other Federal Securities or other permitted investments hereunder described in the Escrow Deposit Trust Fund until applied in accordance with the Agreement. The moneys deposited in the Escrow Deposit Trust Fund and the matured principal of the Escrow Securities or other Federal Securities or other permitted investments LK-06/02/93-3368.ExDepAg .4- hereunder and the interest thereon shall be held in trust by the Escrow Agent, and shall be transferred in the necessary amounts as hereinafter set forth, to the appropriate Refunded Bonds Paying Agent for the Refunded Bonds, for the payment of the principal of, redemption premium, and Interest on the Refunded Bonds as the same become due and payable as more specifically set forth in the Schedule entitled 11 " of the Schedules. To the extent any moneys held uninvested are not insured by the Federal Deposit Insurance Corporation, such moneys shall be fully collateralized by Federal Securities; provided, however, the Escrow Agent shall be under no obligation to collateralize uninvested funds except as directed by the Issuer. Section 2.04 Purchase of Federal Securities. The Escrow Agent is hereby directed Immediately to purchase the Escrow Securities, applying for such purpose the Trust Estate as set forth in Section 2.02 hereof. The Escrow Agent shall purchase the Escrow Securities solely from the moneys deposited in the Escrow Deposit Trust Fund. The Escrow Agent shall apply the moneys deposited in the Escrow Deposit Trust Fund and the Escrow Securities or other Substituted Securities purchased therewith, together with all income or earnings thereon, in accordance with the provisions hereof. The Escrow Agent shall have no power or duty to invest any moneys held hereunder or to make substitutions of the Escrow Securities held hereunder or to sell, transfer or otherwise dispose of the Escrow Securities held hereunder except as expressly provided In this Agreement. If so directed by the Issuer on the date hereof, the Escrow Agent shall accept, in substitution for any of the Escrow Securities, Federal Securities which are not subject to redemption prior to maturity (the "Substituted Securities') and the principal of and the interest on which, together with the principal of and interest on the Escrow Securities for which no substitution is made and moneys held uninvested by the Escrow Agent, will meet the requirements of payment of all principal of, redemption premium, and interest on the Refunded Bonds as provided herein, as shown by the verification report described below. If further directed by the Issuer, the Escrow Agent shall exchange Substituted Securities for a corresponding amount of Escrow Securities for which such Substituted Securities were substituted on any date prior to the maturity date of the Substituted Securities to be exchanged; provided that no such exchange shall be made (except as provided in Section 2.06 hereof) unless no payments of principal of or interest on such Substituted Securities or Escrow Securities to be exchanged for the Substituted Securities have been made on or prior to the date of such exchange. The substitution of Substituted Securities for Escrow Securities may be effected only if there shall have been provided to the Escrow Agent by the Issuer: a written direction to carry out such substitution and (1) an independent verifleation by a nationally recognized independent certified public accounting firm concerning the adequacy of the Substituted Securities with respect to principal and the interest and redemption premium thereon and any other moneys or securities held for such purpose to meet the principal and interest when due of the Refunded Bonds as contemplated by the Schedules; (2) written consent of the Bond Insurer which consent shall not be unreasonably withheld; and (3) an opinion from nationally recognized bond counsel to the effect that the disposition and substitution or purchase of such securities will not, under the statutes, rules and regulations then in force and applicable to the Refunded Bonds and the Bonds, affect adversely the exclusion from gross income for federal Income tax purposes of Interest on the Refunded Bonds and the Bonds. LK-06/02/93-3368-Eec pAg -5- Section 2.05 No Reinvestment of Funds Received. The Escrow Agent shall not reinvest any portion of the amounts received from the maturing principal of or interest on the Escrow Securities, except as provided in Section 2.06 or 2.08 hereof. Section 2.06 Substitution of Certain Federal Securities. Notwithstanding any other provisions of this Agreement, at the written request of the Issuer and upon compliance with the conditions hereinafter stated, the Escrow Agent shall have the power to and shall, in simultaneous transactions, sell, transfer, otherwise dispose of or request the redemption of the Escrow Securities or other Federal Securities held hereunder and to substitute therefor other Federal Securities, subject to the condition that such obligations together with the earnings thereon and moneys held uninvested hereunder shall (based on a representation to such effect by the Issuer) be sufficient to pay, when due, the principal of, redemption premium and interest on the Refunded Bonds as the same become due and payable as set forth in the Schedule entitled " " of the Schedules. The Escrow Agent shall purchase such Substituted Securities with the proceeds derived from the maturity, sale, transfer, disposition or redemption of the Federal Securities held hereunder or from other moneys available. The transactions referenced in this Section may be effected only If there shall have been delivered to the Escrow Agent by the Issuer: (1) a verification by a nationally recognized independent certified public accounting firm concerning the adequacy of principal and interest payments on such substituted obligations and any other moneys or securities held for such purpose to meet the principal, redemption premium, and interest when due of the Refunded Bonds in accordance with the Schedule entitled " " of the Schedules; (2) written consent of the Bond Insurer which consent shall not be unreasonably withheld; and (3) an opinion from nationally recognized bond counsel to the effect that the disposition and substitution or purchase of such securities will not adversely affect the exclusion from gross income for federal income tax purposes of the interest on the Refunded Bonds and the Bonds. If securities are substituted pursuant to this Section 2.06, any surplus moneys (as shown in the report of the certified public accountant referred to above) resulting from the sale, transfer, other disposition or redemption of the Federal Securities held hereunder and the substitution therefor of direct obligations of, or obligations the principal of and interest on which are fully guaranteed by, the United States of America, shall be released to the Issuer from the trust fund created and established hereunder and used for any other lawful purpose which, in the opinion of nationally recognized bond counsel, will not adversely affect the exclusion from gross income for federal income tax purposes of the interest on the Refunded Bonds and the Bonds. and, after the release of such funds to the Issuer, the Escrow Agent shall have no further responsibility for such funds. Section 2.07 Tranafers from Escrow Deposit Trust Fund. As the principal of the Escrow Securities shall mature and be paid, and the investment income and earnings thereon are paid, the Escrow Agent shall, no later than each interest, principal payment and redemption date for the Refunded Bonds, as specified in the Schedules, transfer from the Escrow Deposit Trust Fund to the appropriate Refunded Bonds Paying Agent for the Refunded Bonds amounts sufficient to pay the principal of, redemption premium, and interest on the Refunded Bonds coming due, as specified in the Schedules. Section 2.08 Investment of Certain Moneys Remaining in Escrow Deposit Trust Fund. Subject to the provisions of Sections 2.04. 2.05 and 2.06 hereof, the Escrow Agent shall invest and reinvest, but only at the written direction of the Issuer, in Federal Securities any moneys remaining from time to time in the Escrow LK-06/02/93-3369-E-c PA9 .6- Deposit Trust Fund until such time that they are needed. Such moneys shall be reinvested in Federal Securities specified by the Issuer maturing on such dates and payable at such interest rates as the Escrow Agent shall be directed in writing to invest by the Issuer, which periods or interest rates shall be set forth in an opinion from a nationally recognized bond counsel to the Issuer, which opinion shall also be to the effect that such reinvestment of such moneys will not, under the statutes, rules and regulations then in force and applicable to the Refunded Bonds and the Bonds, affect adversely the exclusion from gross income for federal income tax purposes of interest on such Refunded Bonds and the Bonds and that such investment is not inconsistent with the statutes and regulations applicable to the Refunded Bonds and the Bonds or the terms of the ordinances and resolutions pursuant to which the Refunded Bonds and the Bonds were issued. Any interest income resulting from the reinvestment of moneys pursuant to this Section 2.08 and not needed for the payment to the Refunded Bonds as the same become due or payable, whether at maturity or upon the redemption thereof, as more specifically set forth in the Schedules, shall be applied in accordance with Section 2.09 hereof., provided, that any such interest income shall immediately be released to the Issuer from the trust fund created and established hereunder and used for any lawful purpose which, in the opinion of nationally recognized bond counsel, will not adversely affect the exclusion from gross income for federal income tax purposes of the interest on the Refunded Bonds and the Bonds if there shall have been obtained a verification by a nationally recognized independent certified public accounting firm concerning the adequacy of principal and interest payments on the Federal Securities held hereunder (other than such interest Income to be released to the Issuer) to meet the principal, redemption premium, and interest when due of the Refunded Bonds in accordance with the Schedules. Section 2.09 Transfer of Funds After AB Payments Required by this Agreement are Made. After all of the transfers by the Escrow Agent to the Refunded Bonds Paying Agents for payment of the principal of, redemption premium, and interest on the Refunded Bonds have been made, all remaining moneys and securities, together with any income and interest thereon, in the Escrow Deposit Trust Fund, shall be transferred to the Issuer by the Escrow Agent and shall be applied by the Issuer for any lawful purpose; provided, however, that no such transfer (except transfers made in accordance with Section 2.06 and 2.08 hereof) to the Issuer shall be made until all of the principal of, redemption premium, and interest on the Refunded Bonds have been paid. Section 2.10. Notice of Defeasance and Redemption of 1991 Bonds. The Escrow Agent shall, at the expense of the Issuer, as soon hereafter as practicable, but in any event within thirty (30) days after the delivery of the Bonds, cause a copy of the Notice of Defeasance, describing the bonds to be defeased with monies deposited in escrow under this Agreement, which is attached hereto as Exhibit A to be mailed to the Registered Owners of the Refunded Bonds in the manner provided for redemption of bonds. The Issuer hereby exercises its option to redeem the 1991 Bonds maturing on and after October 1, 2002 on the redemption date of October 1, 2001. The Escrow Agent is hereby irrevocably instructed to deliver to the Refunded Bonds Paying Agent for the 1991 Bonds, not later than August 1. 2001, the Form of Notice of Redemption attached hereto as Exhibit B for publication and mailing to the applicable Municipal Insurer and to all Registered Owners of the 1991 Bonds not more than forty five (45) and not less than thirty (30) days prior to the redemption date. The Issuer agrees not to exercise any right to redeem 1991 Bonds at its option, except as provided in Exhibit B attached hereto. LK-06/02/93-3368-F.DepA9 -%- ARTICLE III CONCERNING THE ESCROW AGENT Section 3.01 Appointment of Escrow Agent. The Issuer hereby appoints as Escrow Agent under this Agreement and by execution of this Agreement, the Escrow Agent accepts the duties and obligations as Escrow Agent hereunder. The Escrow Agent further represents that it has all requisite power, and has taken all corporate actions necessary, to execute and perform its duties hereunder. Section 3.02 Liability of Escrow Agent. The Escrow Agent shall not be liable for the accuracy of the calculations as to the sufficiency of moneys and of the principal amount of the securities and the earnings thereon to pay the Refunded Bonds. So long as the Escrow Agent applies any moneys, securities and the Interest earnings therefrom to pay the Refunded Bonds as provided herein, and complies fully with the terms of this Agreement, the Escrow Agent shall not be liable for any deficiencies in the amounts necessary to pay the Refunded Bonds caused by such calculations. The Escrow Agent shall have no lien, security interest or right of set-off whatsoever upon any of the moneys or investments In the Escrow Deposit Trust Fund for the payment of fees and expenses for services rendered by the Escrow Agent under this Agreement. Section 3.03 Permitted Acts. The Escrow Agent and its affiliates may become the owner of or may deal in the Refunded Bonds as fully and with the same rights as if it were not the Escrow Agent. Section 3.04 Successor Escrow Agent. The Escrow Agent, at the time acting hereunder, may at any time resign and be discharged from the trusts hereby created by giving not less than sixty (60) days written notice to the Issuer and, at the expense of the Issuer, publishing notice hereof, specifying the date when such resignation will take effect in a newspaper printed in the English language and of general circulation in the Issuer, such publication to be made at least once not less than sixty (60) days prior to the date when the resignation is to take effect, but no such resignation shall take effect unless a successor Escrow Agent shall have been appointed by the Issuer as hereinafter provided and such successor Escrow Agent shall have accepted such appointment, in which event such resignation shall take effect immediately upon the appointment and acceptance of a successor Escrow Agent. In the event the Escrow Agent hereunder shall resign or be removed, or be dissolved, or shall be in the course of dissolution or liquidation, or otherwise become incapable of acting hereunder, or in case the Escrow Agent shall be taken under the control of any public officer or officers, or of a receiver appointed by a court, a successor may be appointed by either the Issuer or the holders of a majority in principal amount of the Refunded Bonds then outstanding by an instrument or concurrent instruments in writing, signed by the Issuer or by such holders, or by their attorneys in fact, duly authorized in writing: provided, nevertheless, that in any such event, the Issuer shall appoint a temporary Escrow Agent to fill such vacancy until a successor Escrow Agent shall be appointed by the holders of a majority in principal amount of the Refunded Bonds then outstanding in the manner above provided, and any such temporary Escrow Agent so appointed by the Issuer shall immediately and without further act be superseded by the Escrow Agent so appointed by such holders. LK-08/02/93-3388-E.DepAg -8- The Issuer shall publish notice of any such appointment made by it at the time and in the manner described in the first paragraph of this Section. In the event that no appointment of a successor Escrow Agent or a temporary successor Escrow Agent shall have been made pursuant to the foregoing provisions of this Section within sixty (60) days after written notice of the resignation of the Escrow Agent has been given to the Issuer, the holder of any of the Refunded Bonds or any retiring Escrow Agent may apply to any court of competent Jurisdiction for the appointment of a successor Escrow Agent and such court may thereupon, after such notice, if any, as it shall deem proper, appoint such successor Escrow Agent. No successor Escrow Agent shall be appointed unless such successor Escrow Agent shall be a corporation with trust powers organized under the banking laws of the United States or any state, and shall be bound by this Agreement and have at the time of appointment capital and surplus of not less than $25,000,000 or is a member of a bank group or bank holding company with aggregate capital and surplus of not less than $25,000,000. Every successor Escrow Agent appointed hereunder shall execute, acknowledge and deliver to its predecessor and to the Issuer, an instrument in writing accepting such appointment hereunder and thereupon such successor Escrow Agent, without any further act, deed or conveyance, shall be bound by this Agreement and become fully vested with all the rights, immunities, powers, trusts, duties and obligations of its predecessor; but such predecessor shall, nevertheless, on the written request of such successor Escrow Agent or the Issuer, execute and deliver an instrument transferring to such successor Escrow Agent all the estates, properties, rights, powers and trust of such predecessor hereunder; and every predecessor Escrow Agent shall deliver all securities and moneys held by it hereunder to its successor; provided, however, that before any such delivery shall be made the fee of the retiring or removed Escrow Agent set forth in Section 3.05 hereof if fully paid in advance shall be pro rats. refunded by such Escrow Agent to the Issuer and the Issuer shall reimburse the retiring or removed Escrow Agent for any expenses it has incurred. Such proration shall be computed based upon the time such Escrow Agent served as such compared to the period from the date hereof until the Anal maturity or redemption of the Refunded Bonds. Should any transfer, assignment or instrument in writing from the Issuer be required by any successor Escrow Agent the estates, rights, powers and duties hereby vested or intended to be vested in the predecessor Escrow Agent, any such transfer, assignment and instruments in writing shall, on request, be executed, acknowledged and delivered by the Issuer. Any corporation into which the Escrow Agent, or any successor to it in the trusts created by this Agreement, may be merged or converted or with which it or any successor to it may be consolidated, or any corporation resulting from any merger, conversion, consolidation or reorganization to which the Escrow Agent or any successor to it shall be a party shall be the successor Escrow Agent under this Agreement without the execution or filing of any paper or any other act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 3.05 Payment to Escrow Agent. The Escrow Agent shall be entitled to a fee in full payment for its services rendered hereunder in the amount of $ payable by the Issuer upon execution and delivery of this Agreement. In addition, the Escrow Agent shall be entitled to payment and/or reimbursement by the Issuer for all advances, counsel fees and other expenses reasonably and necessarily made or incurred by it in connection with such services. Such advances, counsel fees and other expenses payable by the Issuer upon execution and delivery of this LK-06/02/93-3366-E.DepAg -9- Agreement shall not exceed $ . Payment shall be made from funds legally available to the Issuer and, as set forth in Section 3.02 hereof, the Escrow Agent shall have no claim against any amounts held hereunder in the Escrow Deposit Trust Fund. Section 3.06 Indemnification. To the extent permitted by law, the Issuer shall indemnify and exonerate, save and hold harmless the Escrow Agent from and against any and all claims, demands, expenses (including counsel fees and expenses) and liabilities of any and every nature which the Escrow Agent may sustain or incur or which may be asserted against the Escrow Agent as a result of any action taken or omitted by the Escrow Agent hereunder without bad faith, negligence or willful misconduct. At any time, the Escrow Agent may apply to the Issuer for written instructions with respect to any matter arising under this Agreement and shall be fully protected in acting in accordance with such instructions. In addition, the Escrow Agent may, as reasonably necessary, consult counsel to the Issuer or its own counsel, at the expense of the Issuer, and shall be deemed not to have acted in bad faith with respect to any action taken or omitted in good faith in accordance with such advice or opinion of counsel to the Issuer or its own counsel. The provisions of this Section 3.06 shall survive the termination of this Agreement. LK- /02/93-3366-E.MpAg -10- ARTICLE IV Section 4.01 Amendments to this Agreement. This Agreement is made for the benefit of the Issuer and the holders from time to time of the outstanding Refunded Bonds and it shall not be repealed, revoked, altered or amended without the written consent of all such holders, the Escrow Agent and the Issuer: provided. however, that the Issuer and the Escrow Agent may, with the prior written consent of Bond Insurer, but without the consent of, or notice to, such holders, enter into such agreements supplemental to this Agreement as shall not adversely affect the rights of such holders and shall not be Inconsistent with the terms and provisions of this Agreement, for any one or more of the following purposes: (a) to cure any ambiguity or formal defect or omission in this Agreement: and (b) to grant to or confer upon the Escrow Agent for the benefit of the holders of the Refunded Bonds any additional rights, remedies, powers or authority that may lawfully be granted to or conferred upon the Escrow Agent. The Escrow Agent shall be entitled to rely exclusively upon an unqualified opinion of nationally recognized attorneys on the subject of municipal bonds with respect to compliance with this Section 4.01, Section 4.02 Severability. If any one or more of the covenants or agreements provided in this Agreement on the part of the Issuer or the Escrow Agent to be performed should be determined by a court of competent jurisdiction to be contrary to law, such covenant or agreement shall be deemed and construed to be severed from the remaining covenants and agreements herein contained and shall in no way affect the validity of the remaining provisions of this Agreement. Section 4.03 Agreement Binding. All the covenants, promises and agreements in this Agreement contained by or on behalf of the Issuer or by or on behalf of the Escrow Agent shall bind and inure to the benefit of their respective successors and assigns, whether so expressed or not. Section 4.04 Termination. Except as provided in Section 3.06 hereof, this Agreement shall terminate when all transfers and payments required to be made by the Escrow Agent under the provisions hereof shall have been made. Section 4.08 Ezecution by Counterparts. This Agreement may be executed in several counterparts, all or any of which shall be regarded for all purposes as one original and shall constitute and be but one and the same instrument. Section 4.06 Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of Florida. La-06/02/83-3368-EecmepAg -11- IN WITNESS WIIiREOF, each of the parties hereto has caused this Agreement to be executed by Its duty authorized officers and the corporate seal of the Issuer has been hereunto affixed and attested as of the date first above written. CITY OF EDGEWATER, FLORIDA By: (SEAL) Attest: City Clerk Mayor as Escrow Agent By: Authorized Officer L-06/02/93-3368-E.DepAg -12- FORM OF NOTICE OF PARTIAL. DEFEASANCE CERTAIN CITY OF EDGEWATER, FLORIDA WATER AND SEWER REVENUE BONDS, SERIES 1991 DATED AUGUST 1, 1991 MATURING ON AND AFTER OCTOBER 1, 2002 NOTICE IS HEREBY GIVEN that for the payment of the interest on and the principal and redemption price of the bonds indicated below which mature on or after October 1, 2002 (the "Defeased Bonds"). there have been deposited in escrow with Florida, as Escrow Agent, refunding bond proceeds and other funds which have been invested in obligations consisting of securities which are direct obligations of the United States of America. The scheduled principal payments to be .received from such obligations, together with interest income therefrom, have been calculated to be adequate to pay the Interest on and the principal and redemption price of the Defeased Bonds as such become due through October 1, 2001 and to redeem on October 1, 2001 the then outstanding principal of the Defeased Bonds maturing thereafter. The Defeased Bonds are described as follows: Bond Principal Interest Maturity Numbers Amount Hats Date CWID 6.50% October 1, 2002 6.60% October 1, 2003 6.70% October 1, 2004 6.80% October 1, 2005 6.85% October 1, 2006 6.75% October 1, 2013 7.00% October 1, 2021 Dated this day of , 1993. CITY OF EDGEWATER, FLORIDA By: Mayor LK-06/02/93-3368-ESCDepA9 -13- EXHIBIT B FORM OF NOTICE OF REDEMPTION CERTAIN CITY OF EDGEWATER, FLORIDA WATER AND SEWER REVENUE BONDS, SERIES 1991 DATED AUGUST 1, 1991 MATURING ON AND AFTER OCTOBER 1, 2002 NOTICE IS HEREBY GIVEN that pursuant to the provisions of Resolution No. 91-R-42 of the Council of the City of Edgewater, Florida, adopted on July 15, 1991. as supplemented, under which the captioned bonds (the 'Bonds") were issued. those Bonds numbered below of the outstanding Bonds maturing on and after October 1, 2002 have been called for redemption prior to maturity on October 1, 2001 (the "Redemption Date"), at a redemption price equal to 102% of the par value of the Bonds to be redeemed, plus accrued interest to the Redemption Date. The outstanding Bonds to be redeemed are as follows: Bond Principal Interest Maturity Numbers Amount Rate Date CoalD To Come 6.50% October 1, 2002 6.60% October 1, 2003 6.70% October 1, 2004 6.80% October 1, 2005 6.85% October 1, 2006 6.75% October 1, 2013 7.00% October 1. 2021 Payment of the redemption price will be made on or after the Redemption Date, upon presentation and surrender of the Bonds to be redeemed at the principal corporate trust office of Sun Bank, National Association, 225 East Robinson Street, Suite 350, Orlando, Florida 32801, Attn: , as paying agent for the Bonds. Interest on the Bonds hereby called for redemption will cease to accrue on and after the Redemption Date. Dated: 1, 2001 SUN BANK, NATIONAL ASSOCIATION 0 LK-06/02/93-3368-E.DepAg -14- Its: