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03-17-2014 CITY OF EDGEWATER FIREFIGHTERS' PENSION BOARD QUARTERLY MEETING MINUTES City Hall Council Chambers Monday March 17, 2614 at 6:66PM TRUSTEES PRESENT: Dominick Fede Justin Nickels Scott Hopkins ------------------------------------------ Gar Butt Barbara Scott ............................................................................................................................................................................................................................................................................................................................. TRUSTEES ABSENT: None OTHERS PRESENT: Doug Lozen, Board Actuary Ferrell Jenne, Plan Administrator ,lack Evatt, Investment Consultant David Kelly, Money Manager Brian Bizzell, Board Custodian Mark Rhein, Board Custodian, CFO 1. Call to Order Dominick Fede called the meeting to order at 6:15PM 2. Roll Call As reflected above, 3. No Public Comment 4. Approval of Minutes The minutes from the December 16, 2013 quarterly meeting were approved upon motion by-Justin Nickels and second by Gary Butt, motion carried 5-0. 5. New Business a. Board Elections i. Board Chairman and Secretary terms expire 4!7114 and Trustee Barbara Scott's term expires 5119114. ii. Trustee Barbara Scott would like to resign from the Board as a Trustee, but commits to staying on the Board until the Plan Document has been finalized. iii. Board directs Plan Administrator to work with Shontella Jackson for the election process regarding the Chairman and Secretary elected positions. b. Salem Trust i. Mark Rhein gave an overview of what role they play as the Board's custodian and also explained that they have fixed all problems they encountered when moving to the new software system. Mr. Rhein also stated that a 10% discount was extended to the Board on the last two quarterly invoices. ii. Plan administrator presented a request from the finance director to reimburse the City $379.00 for extra hours put in by City employees due to the Salem Trust software transition. The total cost was $1,137 ($379 per pension Board). 1. The Board questions if they should be included in this since they never had any association with The Principal Group. Plan Administrator to follow-up with the finance director. 6. Reports a. The Bogdahn Group, Jack Evatt i. Quarterly report as of December 31, 2013 1 1. Net earnings for the quarter were 7.93%, beating the policy benchmark of 5.66% by 2.27% points. 2. Since inception, the fund is at 5.12%, underperforming the policy benchmark of 6.48% by 1.36% points. 3. Jack Evatt expresses concern on fixed income investments and the ratings, according to the IPS they should be at A rating or better standard (this is a purchase rating). Mr. Evatt states that he believes all bonds that do not meet this standard have been sold. a. David Kelly states that they were working under a previous IPS that allowed them to buy BBB or better te"oT d-s--orinvestm-erst--rate-d_bonds.--Thy tasr coupl ..........................................................................................................................................................of years all purchases have been rated A or better: All purchase dates along with the ratings were sent to the Auditor and abided by the current IPS. 4. Trustee Barbara Scott asks if the Fund is below the minimum for fixed income based on cost or market. a. Jack Evatt states that there is a requirement for both and the ordinance has cost language which sets a minimum and maximum standard at cost. The IPS has ranges at market. Jack Evatt states the Fund is below the range at market. b. Trustee Justin Nickels states that the Board would like some direction on changing the language in the ordinance from cost to market. i. Jack Evatt states to use market value language because cost language is old and harder to measure. ii. Jack Evatt states that investment rated bond language should not be included because it can help with diversifying the portfolio and opening up the parameters. iii. Jack Evatt states that once the Ordinance language is changed, the language in the IPS will be updated to match the Ordinance. iv. David Kelly states that the IPS can be as open or restrictive as the Board wishes. v. ,lack Evatt tells the Board that he is happy to answer any questions the City Council has as a result of changes to the investment language in the Ordinance. Board votes to strike sections A.- D. under Section 10.02 of the draft Plan Document upon motion made by Barbara Scott and second by Scott Hopkins, motion carried 5-0. Note: Trustee Barbara Scoff leaves the Board meeting at 7:10 PM b. Bowen, Hanes&Company, David Kelly i. Portfolio summary update as of March 7, 2014. 1. Total fixed income as of March 7, 2014 is 2.1M which is a few thousand short of the target of 30%of cost. 2. Common stocks is at 4.9M which is 69.69% of cost, which means it is at the maximum it can reach (and still abide by the IPS). a. David Kelly states that he hopes he can have at least 75% market value of stocks moving forward. Mr. Kelly states that he believes stocks will outperform bonds. b. David Kelly states that he thinks the investment grading language should stay in the IPS. c. Jack Evatt states that the portfolio goal is not to earn as much as possible but to meet the investment return 2 9. Adjournment The meeting adjourned at 8:OOPM 10, Next Meetinq June 16,2014 at 6:OOPM %,Mb\ltted by: Approved by: �x F rre Jenne, Ian dministrator Dominick Fede, hairman ............................................................................................................................................................................................................... Date Approved By the Pension Board: Nf. 4