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03-17-2014 - SpecialCITY OF EDGEWATER FIREFIGHTERS' PENSION BOARD SPECIAL MEETING MINUTES City Hall Council Chambers Monday March 17, 2014 at 4:4OPM TRUSTEES PRESENT: Dominick Fede Justin Nickels Scott Hopkins ----- --- --------------------- --Gary utt ------------------- - - --- --- - - - - -- - -------------- Barbara Scott ...................................................................................................................................................................................................................................................... TRUSTEES ABSENT: None OTHERS PRESENT: Doug Lozen, Board Actuary Ferrell Jenne, Plan Administrator Ken Harrison, Board Attorney (via Skype video conference call) 1. Call to Order Dominick Fede called the meeting to order at 4:03PM 2. Roll Call As reflected above. 3. No Public Comment 4. Review of Proposed Plan Document a. Table of Contents i. "Article IX Termination of the Pian" was previously Article X. ii. "Article X Administration of the Plan" was created. iii. "Article XI General Provisions" is reduced in size due to the fact that most items got moved into Article X. b. Article I i. Ken Harrison to insert the definition of bargaining unit. ii. Ken Harrison to remove paragraph "Local Law Plan." c. Article II i. No changes requested. d. Article Ill i. Need to confirm with the City that member earnings are pre -taxed under section 3.01 "Employee Contributions" ii. Ken Harrison to add "up to a thirty year period" and remove "over' from section 3.03 "Employer Contributions" e. Article IV i. Doug Lozen states that imputing is not currently being accounted for (second paragraph under "Early retirement benefit" on page 16). Doug Lozen states that an actuarial impact statement is needed if this stays in the document because the early retirement benefit is being subsidized. 1. Trustee Barbara Scott asks if the impact is going to be significant to the Plan if this is implemented. Doug Lozen states that he would have to run the numbers but he estimates that it would not be a significant impact to the Plan. ii. Ken Harrison to remove the reference to section (h) in section 4.04 "Termination Benefit" and replace with "set forth here within." iii. Ken Harrison to change the reference from 10 years to 5 years on section 4.04 "Termination Benefit" iv. Doug Lozen states that the language in the plan document under "Participation in BACK -DROP" cuts off this option to members in the future. The member must meet normal retirement eligibility as of the effective date of the ordinance. Mr. Lozen also recommends adding the language that prohibits the member from retro back further than the normal retirement eligibility date. 1. Board agrees with Mr. Lozen's recommendations. 2. Ken Harrison to remove the the language "as of the effective date of the ordinance" or add the language "and thereafter" in section 4.O6 "Back DROP." 3. Ken Harrison to add language to safe guard against a member being able to retro back further than the normal retirement eligibility date. f. Article V i. Doug Lozen states that Foster & Foster is currently valuing for average finatzamperrsai�orr-(trest�af-tt��-f asttfl-y�arsrarrd-ittt�is-tarrguag�stay� ................................................ ..... ................................................................... as....is.....in.....Section....5.02... "Disability .... bene fi off-duty"....an.... actuarial....impact............................................. statement will be needed,i'f1��1Ri� 1. Trustee4=tinda Scott states that she inks it should stay as stated and not to change this. ii. Ken Harrison to add "at no more than 3% from age 55" to section 5.04 "Vested Benefits." g. Article VI L No requested changes. h. Article VII i. No requested changes. i. Article VIII i. No requested changes. j. Article IX i. No requested changes. k. Article X i. Ken Harrison to change city clerk to "administrator" in section 10.01 "Board of Trustees" (1). ii. Board will seek advice from The Bogdahn Group regarding section 10.02 "Finances and Operation of Fund." 1. Jack Fvatt from The Bogdahn Group recommends to remove sections A -D in section 10.02 under {2j pg. 51. This is covered in section F. iii. Board would like to follow-up with the City government on Section 10.03 "Claims Procedure." Article XI i. No requested changes. Board directs Ken Harrison to make the discussed changes to the Plan Document upon 5. Adjournment The meeting adjourned at 6:10PM. 6. Next Meeting Monday, June 16, 2014 at 6:OOPM. ;pectfull su mitted by: Approved by: II Jenne, PI -1- Administrator Dominick Fede, Chairman Date Approved By the Pension Board: Tmu- i Id , �a