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90-R-45RESOLUTION NO. 90-R-45 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF EDGE - WATER, FLORIDA, AUTHORIZING INVESTMENTS TO PROVIDE FOR RETIREMENT OF THE CITY'S LOAN FROM THE GULF BREEZE POOL DATED SEPTEMBER 1, 1988; AUTHORIZING EXECUTION AND DELIVERY OF A FIRST SUPPLEMENTAL LOAN AGREEMENT, A REQUEST FOR REINVESTMENT AND AN ESCROW DEPOSIT AGREEMENT IN CONNECTION THEREWITH; REPEALING ALL RESOLUTIONS IN CONFLICT HEREWITH AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the City has deposited funds in escrow from the proceeds of its Water and Sewer Revenue Bond Anticipation Notes, Series 1990, to be ultimately invested to provide for retirement of its obligations under a Loan Agreement, dated as of September 1, 1988, between the City, Sun Bank, National Association, as trustee and the City of Gulf Breeze, Florida, as Administrator; and WHEREAS, in order to release the lien on and pledge of certain Pledged Revenues securing repayment of such loan, it is necessary to modify the above described Loan Agreement. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF EDGEWATER, FLORIDA- SECTION 1. The First Supplemental Loan Agreement, dated August 9, 1990, and the Escrow Deposit Agreement, dated August 9, 1990, in the forms attached hereto as Exhibit A and B, respective- ly, are approved, and the Mayor, City Manager and City Clerk are authorized and directed to execute and deliver such agreements and to execute a Request for Reinvestment pursuant to the Escrow Deposit Agreement, and to take such other action as may be appro- priate and consistent with the terms and provisions of the First Supplemental Loan Agreement and escrow Deposit Agreement. SECTION 2. The transfer of funds from monies presently held under Section 18 of the Escrow Deposit Agreement dated as of June 7, 1990, between the City and Sun Bank, National Associa- tion, as Escrow Agent, and the transfer of additional funds as required under the Escrow Deposit Agreement, from monies repre- senting proceeds of the Notes held in the Construction Fund, is hereby authorized and approved. SECTION 3. That all resolutions or parts of resolutions in conflict herewith, be and the same are hereby repealed. -_� T W �� SECTION 4. That this resolution shall take effect immedia- tely upon its adoption by the City Council of the City of Edge- water, Florida, and approval as provided by law. This Resolution was introduced and sponsored by Councilmember Bennington , and was read and passed by a vote of the City Coun- cil of the City of Edgewater, Florida, at a Regular meet- ing of said Council held on the 6 day of August , 1990, and approved as provided by law. ROLL CALL VOTE AS FO OW avor this 6 _day of AURMfit , 1990. Mayor i FIRST SUPPLEMENTAL LOAN AGREEMENT SUN HANK, NATIONAL ASSOCIATION between CITY OF GULF BREEZE, FLORIDA and CITY OF EDGEWATER, FLORIDA Dated August 9, 1990 FIRST SUPPLEMENTAL LOAN AGREEMENT This First Supplemental Loan Agreement, dated as of August 9. 1990. between SUN RANK, NATIONAL ASSOCIATION, Orlando, Florida, as Trustee for the holders of the Bonds (as defined herein), Jackson C. Tattle, City Manager and acting on behalf of the CITY OF GULF BREEZE, FLORIDA (the "Administrator") and the CITY OF EDGEWATER. FLORIDA, a municipal corporation organized and duly existing under the laws of the State of Florida (the "Governmental Unit"), WITNESSETH AS FOLLOWS: Section 1. Ali capitalized terms used herein which are defined in the Loan Agreement, dated as of September 1, 1988 (the "Loan Agreement") between the Trustee, the Administrator and the Governmental Unit, shall have the meanings set forth in the Loan Agreement. Section 2. The Governmental Unit intends to prepay the loan made to it pursuant to the Loan Agreement (the "Loan"), in accordance with Section 3.4 of the Loan Agreement, on December 1. 1998, the first day on which the Bonds converted to a long fixed rate in connection with the Loan may be redeemed. The Governmental Unit has established an Escrow Account and a Non -Asset Bond Account pursuant to the Escrow Deposit Agreement dated August 9. 1990 (the "Escrow Agreement") between Sun Bank, National Association, as Escrow Agent (the "Escrow Agent') and the Governmental Unit, and has made certain deposits of funds and investments as described therein. Section 9. The Governmental Unit agrees to pay (I) principal and interest on the Loan when due to and including December 1, 1998, (it) all remaining principal on the Loan to be prepaid on December 1, 1998. and (mi) a premium of 2% of such prepaid principal, solely from the moneys in the Escrow Account, at least 129 days prior to December 1, 1998. Section 4. The Governmental Unit agrees to pay any additional amount of the prepayment price, computed in accordance with Section 4.04(b) of the First Supplemental Trust Indenture (the "Indenture'l referred to in the Loan Agreement. on December 1. 1998. Such additional payment, if any, which is due in accordance with Section 3.4 of the Loan Agreement, shall be payable solely from the following sources: and (a) To the extent available, from the moneys in the Non -Asset Bond Account, (b) To the extent any additional amount is due, solely from legally available non -ad valorem revenues of the Governmental Unit, which amounts the Governmental Unit agrees to budget and appropriate from such source. All payments due under this section shall be paid at least 129 days prior to December 1, 1998. Section S. The Governmental Unit agrees that in the event that for any reason permitted under the Indenture, a draw upon the Debt Service Reserve Fund results in a liquidation of the investments made pursuant to Section 3.5 of the Loan Agreement, the Governmental Unit agrees to pay the Reserve Payment following such liquidation, but solely from the following sources: un,7/31/00-2804suppu -1- Account, and (a) To the extent available, from the moneys in the Non -Asset Bond (b) To the extent any additional amount is due, from the sources described In Section 4(b) hereof. Section S. The Governmental Unit agrees that, upon receipt of written notice from the Administrator and the Trustee that, as of a then current, specified date, the Administrator estimates that the amount to be due under Section 4 hereof on December 1, 1998 exceeds the maturity value of the investments then held in the Non - Asset Bond Account under the Escrow Agreement, the Governmental Unit will deposit into the Non -Asset Bond Account, from the sources described in Section 4 (b) hereof, additional funds which, when invested, will, together with the maturity value of the investments then held in the Non -Asset Bond Account, equal the amount specified in such notice. Section 7. The Trustee and the Administrator agree that the lien on and pledge of the Pledged Revenues securing repayment of the Loan and the Governmental Unit Note pursuant to the Loan Agreement are hereby released and extinguished. Section S. The Trustee agrees to give the Escrow Agent and the Governmental Unit written notice of airy amounts from the Governmental Unit due under Sections 4 and 5 hereof, together with written documentation demonstrating the calculation of the amounts due. IN WYPNESS WHEREOF, the parties hereto, intending to be legally bound, have caused this First Supplemental Loan Agreement to be executed and delivered as of the date first written above. JACKSON C. TUTTI.E, City Manager Administrator WITNESS: UU-7/31/W2804-3upplA -$- (SEAL) Attest: City Clerk ua,os/2o/W2804-ais..pu -3- CITY OF EDGEWATER, FLOREDA, G ental Unit Mayor W (SEAL) Attest: Vice President SUN HANK, NATIONAL ASSOCIATION, Trustee Corporate Trust Officer ua`7/31/90-2e0e-9„ppu -4- APPROVAL OF FIRST SUPPLEMENTAL LOAN AGREEMENT The undersigned, as the Financial Advisor referred to in the foregoing instrument, hereby consents and approves to the provisions and terns of the foregoing First Supplemental Loan Agreement. IN WITNESS WHEREOF, the undersigned official of the Financial Advisor, being duty authorized, has set his hand this 9th day of August, 1990. GOVERNMENT CREDIT Financial Advisor uaL-7/31/90-2e94suppu -5- ACCEPTANCE OF FIRST SUPPLEMENTAL LOAN AGREEMENT The undersigned, as the initial Credit Facility Issuer referred to in the foregoing instrument, hereby consents and agrees to the provisions and terns of the foregoing First Supplemental Loan Agreement. IN WITNESS WHEREOF, the undersigned official of the initial Credit Facility Issuer, being duly authorized, has set his hand this 1st day of August 9, 1990. FINANCIAL GUARANTY INSURANCE COMPANY Credit Facility Issuer By: Its: uo.7/31/e0-2eeasuppu -6- ESCROW DEPOSIT AGREEMENT CITY OF EDGEWATER, FLORIDA rm. SUN HAMS, NATIONAL ASSOCIATION Dated August 9, 1990 This ESCROW DEPOSIT AGREEMENT, dated as of August 9, 1990. by and between CITY OF EDGEWATER, FLORIDA. a municipal corporation under the laws of the State of Florida (the "Issuer"), and SUN BANK, NATIONAL ASSOCIATION, a national banking association, as Escrow Agent (the "Escrow Agent"); WITNESSETH: WHEREAS, the Issuer has previously authorized and issued obligations of the Issuer as hereinafter set forth defined as the "Refunded Gulf Breeze Loan", as to which the current Aggregate Debt Service (as hereinafter defined) is set forth on the Schedules; and WHEREAS, the Issuer has determined to provide for (I) payment of the current Aggregate Debt Service of the Refunded Gulf Breeze Loan by depositing with the Escrow Agent pursuant to the provisions hereof, cash and Federal Securities, as herein defined, the principal of and interest on which will be at least equal to such sum (the "Defeasance Deposit'l and (it) payment of certain other contingent liabilities due under the Loan Agreement (as herein defined) by deposit of $21.875.38 (the "Non - Asset Bond Deposit'9; and WHEREAS, In order to obtain the funds needed for such purpose, the Issuer has authorized and Issued certain Notes more fully described herein and has deposited certain funds In escrow which are being liquidated and deposited with the Escrow Agent hereunder; and WHEREAS, the Issuer has determined that the amount to be on deposit from time to time In the Escrow Account, as defined herein, will be sufficient to pay the Aggregate Debt Service; NOW THEREFORE, in consideration of the mutual covenants and agreements herein contained, the Issuer and the Escrow Agent agree as follows: Section 1. Definitions. As used herein, the following terms mean: "Administrator" means Jackson C. Tuttle, City Manager, acting on behalf of the City of Gulf Breeze, Florida. "Agarepate Debt Service means, as of any date, the sum of all present and future Annual Debt Service payments then remaining unpaid with respect to the Refunded Gulf Breeze Loan, as shown on the Schedules. -AgMCMc " means this Escrow Deposit Agreement. "Ann ,ate n.b�& means. In any year. the principal of and premium and interest on the Refunded Gulf Breeze Loan coming due in such year at maturity or upon earlier redemption on December 1, 1998, as shown on the Schedules. "Credit Facility Issuer" means Financial Guaranty Insurance Company, or its successor as Credit Facility Issuer under the Loan Agreement. uo,m/sl/so-seve-.wagm -1- "Escrow Account" means the account established and held by the Escrow Agent pursuant to this Agreement, in which the Defeasance Deposit will be held, invested and spent for payment of the Aggregate Debt Service on the Refunded Gulf Breeze Loan. "Escrow Agent" means Sun Bank, National Association, its successors and assigns, or such other party who may, pursuant hereto, be appointed to serve as Escrow Agent hereunder. "Escrow Retirement" means, as of any date of calculation, the sum of an amount in cash and principal amount of Federal Securities in the Escrow Account which, together with the interest due on the Federal Securities, will be sufficient to pay the Aggregate Debt Service on the Refunded Gulf Breeze Loan. "Federal Securities" means direct obligations of the United States of America and obligations the principal of and interest on which are fully guaranteed by the United States of America, none of which permit redemption prior to maturity at the option of the obligor. 'Iss i" means the City of Edgewater, Florida. "Loan Agreement" means the Loan Agreement dated as of September 1, 1988 between the Issuer, the Trustee. and the Administrator, as supplemented by First Supplemental Loan Agreement dated August 9, 1990.. "Non -Asset Bond Account" means the account established and held by the Escrow Agent pursuant to this Agreement, in which the Non -Asset Bond Deposit will be held, invested and disbursed to pay Non -Asset Bond Payments and Reserve Payments. "Non -Asset Bond Pant" means the payment of any amount due under Section 3.4 of the Loan Agreement on December 1, 1998, other than for principal of, premium on, and interest on the Refunded Gulf Breeze Loan. 'UQtW means the Water and Sewer Revenue Bond Anticipation Notes, Series 1990. of the Issuer, as defined in the Resolution, as herein defined. "Resolution" means a resolution duly adopted by the Issuer on May 21, 1990, authorizing Issuance of not exceeding $15.000,000 Water and Sewer Revenue Gulf Breeze Bonds, Series 1990 and not exceeding $4.700,000 Water and Sewer Revenue Bond Anticipation Notes, Series 1990. as supplemented by a resolution duly adopted by the Issuer on August 8, 1990. authorizing execution and delivery of this Agreement. "Refunded Gulf Breeze Loan" means the Issuer's outstanding Loan under the Loan Agreement. "Reserve Paymrnt" means the payment of any amount due as a Reserve Payment under Section 3.5 of the Loan Agreement and Is calculated in the same manner as provided in the Loan Agreement. "Schedules" means the refunding financial plan consisting of the various schedules shown on the Verification Report of Ernst & Young, dated August 9, 1990, relating to the Refunded Gulf Breeze loan. I10.07/31/W2804-meagre -2- 'Trustee" means Sun Bank, National Association, Orlando, Florida, as Trustee for the holders of the Bonds (as defined in the Loan Agreement). Section 2. Deposit of Funds. The Issuer hereby deposits $ with the Escrow Agent in immediately available funds, to be held in irrevocable escrow by the Escrow Agent and applied solely as provided In this Agreement. The Issuer represents that: (a) Such funds are derived from the net proceeds and transferred proceeds of the 1990 Notes, as defined in the Resolution. (b) The Defeasance Deposit, when deposited in the Escrow Account and applied pursuant to Section 3 below, will at least equal the Escrow Requirement as of the date hereof. Section S. Use and Investment of Funds. The Escrow Agent acknowledges receipt of the sum described in Section 2 and agrees: (a) to hold the funds in irrevocable escrow during the tern of this Agreement, (b) to deposit the sum of $ in the Escrow Account and the sum of $21.875.38 in the Non -Asset Bond Account, (c) to immediately Invest the moneys in the Escrow Account by the purchase of the Federal Securities set forth on Schedule of the Schedules to Immediately Invest the moneys in the Non -Asset Bond Account —by the purchase of the investments set forth on Schedule _ of the Schedules, (d) to reinvest on , upon receipt thereof, the maturing principal and Interest of such Federal Securities in the Escrow Account and in the Non -Asset Bond Account In the Federal Securities identified on Schedule _ of the Schedules as "0% Reinvestments", (e) to deposit In the Escrow Account, as received, the receipts of maturing principal of and Interest on the Federal Securities in the Escrow Account, and to deposit In the Non -Asset Bond Account, as received, the receipts of maturing principal of and Interest on the investments in the Non -Asset Bond Account, and (1) to accept any additional deposits tendered to it by the Issuer for deposit into the Non -Asset Bond Account, If required under the Loan Agreement, and to invest such moneys as directed by the Issuer with the consent of the Credit Facility Issuer. Section 4. Payment of Refunded Gulf Breese Loan. (a) Refunded Gulf Breen Lean On each interest payment date for the Refunded Gulf Breeze Loan, as shown on the Schedules, the Escrow Agent shall pay to the Trustee for the account of the Refunded Gulf Breeze Loan, from the cash on hand in the Escrow Account, a sum sufficient to pay that portion of the Annual Debt Service for the Refunded Gulf Breeze Loan coming due on such date, as shown on the Schedules. (b) Cnmlua Escrow o +*,t F m n, On any interest payment date for the Refunded Gulf Breeze Loan, after making all the payments from the Escrow Account LIM07/31/90-2894- .ge -9- described In Subsections 4(a) the Escrow Agent shall pay to the Issuer any remaining cash in the Escrow Account in excess of $100 above the Escrow Requirement, if any is shown on the Schedules, to be used for any lawful purpose of the Issuer. (c) On any date, upon written, documented demand from the Trustee, the Escrow Agent shall pay from the Non -Asset Bond Account to the Trustee the amount of any Reserve Payment then due from the Issuer under Section 3.5 of the loan Agreement. In the event that sufficient cash is not available for any such Reserve Payment, the Escrow Agent shall sell sufficient Investments from the Non -Asset Bond Account to provide the needed cash for such Reserve Payment. (d) On July 24. 1998, the Escrow Agent shall liquidate any remaining investments in the Non -Asset Bond Account and shall pay to the Trustee, upon written, documented demand from the Trustee, the amount of any Non -Asset Bond Payment and any Reserve Payment then due, as determined by the Administrator and the Financial Advisor, and approved by the Credit Facility Issuer for the Refunded Gulf Breeze Loan, and shall then pay the balance in the Non -Asset Bond Account to the Issuer. (e) Priority off, yments. The Trustee shall have an express first lien on the funds and Federal Securities in the Escrow Account until such funds and Federal Securities are used and applied as provided In this Agreement. If the cash on hand in the Escrow Account 1s ever insufficient to make the payments required under Subsection 4(a) which are due on any date, all of the payments required under Subsection 4(a) shall be made when due before any further payments shall be made under Subsection 4(b). Section S. Reinvestment. (a) Except as provided in Section 3 hereof, and in this Section, the Escrow Agent shall have no power or duty to invest any funds held under this Agreement or to sell, transfer or otherwise dispose of or make substitutions of the Federal Securities held hereunder. (b) (1) At the request of the Issuer and upon compliance with the conditions hereinafter stated, the Escrow Agent shall sell, transfer, otherwise dispose of or request the redemption of any of the Federal Securities acquired hereunder in the Escrow Account and shall either apply the proceeds thereof to the full discharge and satisfaction of the Refunded Gulf Breeze Loan or substitute other Federal Securities for such Federal Securities, or shall reinvest the proceeds of any of the Federal Securities acquired hereunder in other Federal Securities. The Issuer will not request the Escrow Agent to exercise any of the powers described In the preceding sentence in any manner which would cause any tax-exempt debt of the Issuer to be "arbitrage bonds" within the meaning of the Internal Revenue Code of 1986, as amended, and the Regulations thereunder. The transactions may be effected only if (1) an independent certified public accountant shall certify that the cash and principal amount of Federal Securities remaining on hand in the Escrow Account after the transactions are completed, together with the interest due thereon, will be not less than the Escrow Requirement, and (2) the Escrow Agent shall receive an unqualified opinion from a nationally recognized bond counsel or tax counsel to the effect that the transactions will not cause any tax-exempt debt of the Issuer to be "arbitrage bonds" within the meaning of the Internal Revenue Code of 1986. as amended, and the applicable regulations thereunder. UU,07/31/90-2994ec -4- (it) At the request of the Issuer and with the consent of the Trustee, and the approval of the Administrator and the Credit Facility Issuer (as defined in the Loan Agreement), the Escrow Agent shall sell, transfer, otherwise dispose of or request the redemption of the investments held In the Non -Asset Bond Account and reinvest the proceeds thereof in investments specified in such request; provided, that no such transactions may be effected unless the request is accompanied by an opinion of bond counsel as described In Section 5(b)(i)hereof. (ill) The Escrow Agent understands and agrees that it is the present expectation of the Issuer to issue Bonds to retire the Notes on or before the maturity date of the Notes, which will require sale of the Federal Securities purchased from the initial deposit of funds in the Escrow Account and Non -Asset Bond Account and reinvestment in other Federal Securities to comply with federal tax laws, which sale and reinvestment will be effected only as permitted in paragraphs (b)(1) and (it) of this Section 5. Section S, Notice of Prepayment of Refunded Gulf Breese Loan. On July 24, 1998, the Escrow Agent shall deliver to the Trustee written notice of the prepayment of the Loan, and shall pay to the Trustee the sum stated In the Schedules, from the Escrow Account, and, from the Non -Asset Bond Account, the amount provided In Section 4(d) hereof. Bection 7. Indemnity. The Issuer hereby assumes liability for, and hereby agrees (whether or not any of the transactions contemplated hereby are consummated) to Indemnify, protect, save and keep harmless the Escrow Agent and its respective successors, assigns, agents and servants, from and against any and all liabilities, obligations, losses, damages, penalties, claims, actions, suits, costs, expenses and disbursements (including legal fees and disbursements) of whatsoever kind and nature which may be imposed on, incurred by, or asserted against at any time, the Escrow Agent (whether or not also indemnified against the same by the Issuer or any other person under any other agreement or instrument) and in any way relating to or arising out of the execution and delivery of this Agreement, the establishment of the Escrow Account and the Non -Asset Bond Account, established hereunder, the acceptance of the funds and securities deposited therein, the purchase of the Federal Securities and other investments hereunder, the retention of the Federal Securities and other investments hereunder or the proceeds thereof and any payment, transfer or other application of funds or securities by the Escrow Agent In accordance with the provisions of this Agreement; provided, however, that the issuer shall not be required to indemnify the Escrow Agent against its own negligence or willful misconduct. In no event shall the Issuer or Escrow Agent be liable to any person by reason of the transactions contemplated hereby other than to each other as set forth in this Section. The Indemnities contained In this section shall survive the termination of this Agreement. Section 8. Responsibilities of Escrow Agent. Th Escrow Agent and its respective successors, assigns, agents and servants shall not be held to any personal liability whatsoever, In tort, contract, or otherwise, In connection with the execution and delivery of this Agreement, the establishment of the Escrow Account and the Non - Asset Bond Account, the acceptance of the funds deposited therein, the purchase of, the Federal Securities and other Investments hereunder, the retention of the Federal Securities and other Investments hereunder or the proceeds thereof or any payment, transfer or other application of money or securities by the Escrow Agent in any non - negligent act, non -negligent omission or non -negligent error of the Escrow Agent made In good faith In the conduct of Its duties. The Escrow Agent shall, however, be liable LK"7/31/90-2894-a ape -5- to the Issuer for its negligent or willful acts, omissions or errors which violate or fall to comply with the terms of this Agreement. The duties and obligations of the Escrow Agent shall be determined only by, the express provisions of this Agreement. The Escrow Agent may consult with counsel, who may or may not be counsel to the Issuer, and in reliance upon the opinion of such counsel shall have full and complete authorization and protection in respect of any action taken, suffered or omitted by it in good faith in accordance therewith. Whenever the Escrow Agent shall deem it necessary or desirable that a matter be proved or established prior to taking, suffering or omitting any action under this Agreement, such matter may be deemed to be conclusively established by a certificate signed by an authorized officer of the Issuer. $action 9. Resignation of Escrow Agent. The Escrow Agent may resign and thereby become discharged from the duties and obligations hereby created, by notice in writing given to the Issuer and published once in a newspaper of general circulation published in the territorial limits of the Issuer, and in a daily newspaper of general circulation or a financial journal published in the Borough of Manhattan. City and State of New York, not less than sixty (60) days before such resignation shall take effect. Such resignation shall take effect Immediately upon the appointment of a new Escrow Agent hereunder, If such new Escrow Agent shall be appointed before the time limited by such notice and shall then accept the duties and obligations thereof. Section 10. Removal of Escrow Agent. The Escrow Agent may be removed at any time for any breach of trust or for acting or proceeding in violation of, or for falling to act or proceed In accordance with, any provisions of this Agreement with respect to the duties and obligations of the Escrow Agent, by any court of competent jurisdiction upon the application of the Issuer or of the Trustee. Section 11. Successor Escrow Agent. (a) If at any time hereafter the Escrow Agent shall resign, be removed, be dissolved or otherwise become incapable of acting, or shall be taken over by any governmental official. agency, department or board, the position of Escrow Agent shall thereupon become vacant. if the position of Escrow Agent shall become vacant for any of the foregoing reasons or for any other reason, the Issuer shall, appoint an Escrow Agent to fill such vacancy. The Issuer shall publish notice of any such appointment once in each week for four (4) successive weeks In a newspaper of general circulation published in the territorial limits of the Issuer and in a daily newspaper of general circulation or a financial journal published in the Borough of Manhattan. City and State of New York. (b) At any time within one year after such vacancy shall have occurred, the Trustee may appoint a successor Escrow Agent, which shall supersede any Escrow Agent theretofore appointed by the Issuer. Photographic copies of each such instrument shall be delivered promptly by the Issuer, to the predecessor Escrow Agent and to the Escrow Agent so appointed by the Trustee. Section 12. Interpleader or Declaratory Judgment. If the parties to this Agreement shall be In disagreement about the interpretation of this Agreement, or about their rights and obligations, or the propriety of any action contemplated by Escrow Agent hereunder, the Escrow Agent may, at its sole discretion, file a declaratory judgment action or an action In interpleader to resolve the said disagreement. Unless the bringing of such declaratory judgment or interpleader action 13U07/31/90-4994e age -$- is occasioned by the willful misconduct, bad faith or negligence of the Escrow Agent, the Escrow Agent shall be indemnified for all costs, including reasonable attorneys' fees, in connection with the aforesaid actions. and shall be fully protected In suspending all or a part of Its activities under this Agreement until a final Judgment in the mterpleader action or declaratory Judgment action is received. Section 18. Tema. 'this Agreement shall commence upon Its execution and delivery and shall terminate when the Refunded Gulf Breeze Loan has been paid and discharged In accordance with the proceedings authorizing the Refunded Gulf Breeze Loan, and all amounts held by the Escrow Agent hereunder have been applied in accordance herewith. Section 14. Severability. If any one or more of the covenants or agreements provided in this Agreement on the part of the Issuer or the Escrow Agent to be performed should be determined by a court of competent Jurisdiction to be contrary to law, such covenant or agreements herein contained shall be null and void and shall be severed from the remaining covenants and agreements and shall In no way affect the validity of the remaining provisions of this Agreement. Section 18. Counterparts. This Agreement may be executed in several counterparts, all or any of which shall be regarded for all purposes as duplicate originals and shall constitute and be but one and the same instrument. Section 16. Governing law. This Agreement shall be construed under the laws of the State of Florida. Section 17. Security for Accounts and Funds. All accounts and funds maintained or held pursuant to this Agreement shall be continuously secured In the same manner as other deposits of municipal funds are required to be secured by the laws of Florida. ua,07/31/e0-28e4ewa re -7- IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their duly authorized officers and their official seals to be hereunto affixed and attested as of the date first above written. THE C7r OF� EEDGEWATER, FLORIDA (SEAL) z6/ t110; Mayor COUNTERSIGNED AND ATIE=D: City Clerk SUN BANS, NATIONAL ASSOCIATION as Escrow Agent (SEAL) By: Its: Attest: uo,u7/31/90-2804«.are .8- REQUEST FOR RrDrVESTMENT 1.(a) Pursuant to Sections 5(b) and ISM of the Escrow Deposit Agreement dated as of June 7, 1990, (the "Agreement") between Sun Bank, National Association, as Escrow Agent and the City of Edgewater, Florida (the "Issuer"), the Escrow Agent is requested to (1) establish an Escrow Account and a Non -Asset Bond Account under a new Escrow Deposit Agreement with the Issuer, dated the date hereof, (it) transfer the Gulf Breeze Funds to the accounts as specified thereunder. (W) invest the Gulf Breeze Funds and the earnings currently held from prior investments thereof in the Federal Securities listed on the Schedule entitled ", such Schedule being Included in the Verification Report dated August 9, 1990 prepared by Ernst & Young, Memphis, Tennessee and attached hereto, (the "Verification Report'), (tv) sell the other investments held and described in Schedule C of the Agreement and reinvest such proceeds in the Federal Securities listed on the Schedule entitled 11 " of the Verification Report, and (v) reinvest, on the dates as otherwise described, on the Schedule entitled " " of the Verification Report, the proceeds of such Investments. Such Verification Report complies with the requirements of the Agreement. (b) Also attached hereto is an opinion of Uvennore lUein & Lott, PA, dated August 9, 1990 which complies with the requirements in Sections 5(b) and 18(c) of the Agreement. (c) You are further directed to reinvest certain receipts from the Federal Securities as described in Schedule _ of the Verification Report, under the heading Dated: August 9, 1990 CITY OF EDGEWATER, FLORID Mayor The foregoing Request for Reinvestment is approved. Dated: August 9, 1990 SUN BANK, NATIONAL ASSOCIATION as Purchaser of the Notes referred to In the Agreement L tm,07/27/90-2e04-a«pt LIVERMORE KLEIN a L.OTT, P.A. ATTORNEYS AT LAW IM GULP LIM TOWER DANIEL U. LIVERMORE, JR. JACREONVILLE,PLORIDA 3=7 RICHARD E.RLEIN RICHARD I. LOFT TELEPHONE 9 /399-0500 PATRICIA D. LOTT TELECOPY 061/398-0500 WILLIAM L ZVARA T. DEAN DICR30N August 9, 1990 City of Edgewater, Florida Sun Bank, National Edgewater. Florida Association Orlando, Florida Jackson C. Tuttle, Financial Guaranty City Manager. Insurance Company City of Gulf Breeze, New York, New York Florida, as Administrator Re: $4.700.000 City of Edgewater, Florida Water and Sewer Revenue Bond Anticipation Notes, Series 1990 - Escrow Restructure Gentlemen: We have reviewed the terms of the Escrow Deposit Agreement, dated as of June 7, 1990 (the "Escrow Deposit Agreement"), by and between the City of Edgewater, Florida (the "Issuer" and the "Governmental Unit"), and Sun Bank, National Association, Orlando, Florida, a national banking association, as Escrow Agent (the "Escrow Agent"). a Request for Reinvestment dated August 9, 1990 executed by the Issuer and addressed to the Escrow Agent, directing transfer of specified funds to a new Escrow Deposit Agreement dated as of August 9. 1990 (the "New Escrow Agreement"), sale and purchase of certain specified Federal Securities and other Investments, and a Verification Report dated August 9,1990 prepared by Ernst & Young, Memphis. Tennessee and addressed to the addressees hereof and to our firm. We have also reviewed a resolution duly adopted by the Governmental Unit on August S, 1990 (the "Resolution"), and other applicable provisions of law, and a First Supplemental Loan Agreement dated as of August 9. 1990 (the "Supplemental Loan Agreement") by and among the Governmental Unit. Sun Bank. National Association. Orlando. Florida, as Trustee (the "livsteel and Jackson C. Tuttle. City Manager, acting on Administrator'). if o the New f Gulf Breeze. Florida as Administrator (the Agreement. We have examined the law and such certified proceedings of the Governmental Unit and other proofs as we deem necessary to render this opinion. Alt capitalized terns used In this opinion. unless otherwise stated herein, shall have the meaning set forth In the Supplemental Loan Agreement. As to questions of fact material to our opinion, we have relied upon representations of the Governmental Unit contained in the Resolution, the Supplemental Loan Agreement and in the certified proceedings and other certifications of public officials furnished to us, without undertaking to verify the same by independent investigation. As of the date hereof, and based on our examination of the foregoing and the law and proceedings in this matter, we are of the opinion that: 1. The Governmental Unit Is duly created and validly existing as a municipal corporation of the State of Florida, with the power to enact and perform the Resolution and to execute and deliver the Supplemental Loan Agreement and the New Escrow Agreement. 2. The Resolution has been duly adopted by the Governmental Unit. Each of the Supplemental Loan Agreement and the New Escrow Agreement has been duly authorized, executed and delivered by the Governmental Unit and constitutes the valid and binding obligation of the Governmental Unit, enforceable upon the Governmental Unit. The Resolution and the Supplemental Loan Agreement do not create a lien on or pledge of any revenue source or property of the Governmental Unit securing repayment of the Loan, but provide for payments only from the sources and in the manner described in the Supplemental Loan Agreement, and the lien on and pledge of Pledged Revenues which secured repayment of the Loan prior to the execution and delivery of the Supplemental Loan Agreement have been lawfully extinguished pursuant to the Supplemental Loan Agreement. The New Escrow Agreement creates a valid lien on the moneys and investments in the Escrow Account established therein securing the payments specified to be made from the Escrow Account established therein. 3. The Request for Reinvestment is a lawful request duly executed and delivered by the Issuer in compliance with Florida law and with the terms of Sections 5 and 18 of the Escrow Deposit Agreement. 4. The transactions described in the Request for Reinvestment will not cause any tax-exempt debt of the Issuer to be "arbitrage bonds" within the meaning of the Internal Revenue Code of 1986. as amended, and the applicable regulations thereunder. It Is to be understood that the rights of the parties to the Supplemental Loan Agreement and the New Escrow Agreement, and the enforceability of the Resolution, the Supplemental Loan Agreement, and the New Escrow Agreement (as defined in the Loan Agreement), may be subject to the exercise of judicial discretion In accordance with general principles of equity, to the valid exercise of the sovereign police powers of the State of Florida, and of the constitutional powers of the United States of America and to bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors' rights heretofore or hereafter enacted. Respectfully submitted. LM,07/77/904894-Opn -$-