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03-20-2017CITY OF EDGEWATER POLICE OFFICERS' PENSION BOARD QUARTERLY MEETING MINUTES City Hall Council Chambers Monday, March 20, 2017 at 1:30PM TRUSTEES PRESENT: David Arcieri Lawrence Leaf Larry Brinson Alexander Penalta TRUSTEES ABSENT: Timothy Webb OTHERS PRESENT: Ken Harrison, Sugarman & Susskind Dustin Watkins, Sugarman & Susskind Ferrell Jenne, Foster & Foster Jack Evatt, AndCo Consulting Doug Lozen, Foster & Foster Call to Order — Alexander Penalta called the meeting to order at 1:32pm. 2. Roll Call — As reflected above. Public Comment — None. Note: David Arcieri arrived at 1:33pm 4. Approval of Minutes The minutes from the December 12, 2016 quarterly meeting, February 17, 2017, informal disability hearing for Martha Miles, and February 17, 2017 informal disability hearing for John Tarr were approved upon motion by Larry Brinson and second by David Arden, motion carried 4-0. 5. New Business a. Review and discussion of proposed Ordinance regarding in -line -of -duty injury insurance benefit. i. Ken Harrison reviewed the proposed Ordinance and commented that the member must be vested in order to be eligible for the insurance benefit. Dustin Watkins commented that the funding comes 100% from the City. ii. Ken Harrison explained that an actuarial impact/no impact letter would need to be prepared once the proposed Ordinance was approved by the board. The proposed Ordinance and actuarial statement would then go to Council for first reading. iii. Dustin Watkins verified that the insurance benefit would be retro back to January 1, 1995. Ken Harrison commented that the City had been covering the insurance expenses and would like an Ordinance to solidify the policy. The board voted to approve the proposed Ordinance as presented and authorized Foster & Foster to prepare the actuarial statement to be sent to the City for first reading, upon motion by Lawrence Leaf and second by Larry Brinson, motion carried 4-0. Old Business — None. 7. Reports a. AndCo Consulting, Jack Evatt, Investment Consultant. i. Quarterly update as of December 31, 2016. I . Jack Evatt introduced the new firm name and logo. Jack commented that the philosophy behind the name change was to always put clients first. 2. Jack Evatt gave a brief overview of the market environment during the quarter. 3. Market value of the fund as of December 31, 2016, was $8,545,488. 4. Jack Evatt reviewed the total fund financial reconciliation. 5. Gross returns for the quarter were 0.51 %, underperforming the policy benchmark of 0.53%. Trailing gross returns for the 1, 3, and 5 year periods were 5.88%, 4.52%, and 8.51 %. Since inception (10/1/2000) gross returns were 4.62%, slightly underperforming the policy benchmark of 4.78%. Jack Evatt commented the fund was almost completely indexed. 6. Jack Evatt advised that through February, the total fund portfolio was at 4.52%, up 30BPS from the benchmark. 7. Jack Evatt reviewed the compliance checklist, commenting that the portfolio was in the 50th percentile of its peer group. Note: Doug Lozen arrived at 1:55pm 8. Jack Evatt reviewed the healthcare allocation and new regulations. Jack Evatt commented the allocation was approximately 12%. The board approved the AndlCo Consulting December 31, 2016 quarterly report as presented upon motion by David Arcieri and second by Larry Brinson, motion carried 4-0. 9. Jack Evatt commented no rebalancing was needed and does not recommend making any changes at this time. b. Foster & Foster, Doug Lozen, Actuary. i. October 1, 2016, actuarial valuation report. 1. Doug Lozen reviewed the changes from the prior year, including the use of the FRS mortality tables and State Monies. 2. The total required contribution from the City for Fiscal Year ending September 30, 2018, is 51.7%, up from 48.2% for Fiscal Year 2017. 3. Doug Lozen commented that experience during the last 12 months had been less favorable than expected, due to unfavorable turnover experience, a 6.71% investment return, (falling short of the 7.50% assumption), and no retiree mortality. These losses are partially offset by average increases in pensionable earning that were lower than the assumed rate. 4. Doug Lozen explained the increased funding requirement was primarily the result of the use of State Monies (which now goes to a Share Plan versus being used to reduce the City's funding requirement as in the past) and the FRS mortality tables. 5. Doug Lozen advised that the board would need to set administration rules on how to allocate the Share Monies. 6. David Arcieri asked about setting up a health insurance subsidy with the State Monies instead of the funded Share Plan. Doug Lozen commented this was an option, but it would need to go through the collective bargaining units. Doug commented he could revise the valuation report if a different Mutual Consent was reached on the use of State Monies. Ken Harrison confirmed that his understanding was that all State Monies go to the share plan. 7. Doug Lozen advised the funded ratio was 66.5%, remaining unchanged from the prior year. 2 3. Doug Lozen reminded the board that the two recently granted ILOD disability benefits would be realized in the October 1, 2017, valuation report. Doug reviewed the disability assumption currently being used. 9. Doug Lozen reminded the board they use a 4-year smoothing technique. 10. Alexander Penalta asked about the administration expenses. Doug Lozen commented expenses had risen due to additional reporting required. Ken Harrison commented that fees are less than 1 % of total assets, which was in line with other plans around the State. The board approved the October 1, 2016, valuation report as presented upon motion by David Arcieri and second by Larry Brinson, motion carried 4-0. The board voted the declaration of returns for the plan shall be 7.50% for the next year, the next several years, and the long-term thereafter net of investment related expenses, upon motion by David Arcieri and second by Alexander Penalta, motion carried 4-0. Sugarman & Susskind, Ken Harrison, Attorney i. Legislative and IRS determination letter update. 1. SB 632 — Dustin Watkins explained this Bill defines the long range rate of return and puts collars on the investment assumption. 2. Ken Harrison explained there was another proposed Bill that would close the FRS DB plan to new hires. 3. Ken Harrison commented that the IRS determination letter is still under review. ii. Jack Evatt reviewed the Investment Policy Statement (IPS) and commented the current policy has been in place since 2010. iii. Ken Harrison commented that all Chapter legal requirements have been met in the IPS. iv. Jack Evatt reviewed the changes to the asset targets and ranges. The board approved the Investment Policy Statement as presented upon motion by David Arcieri and second by Lawrence Leaf, motion carried 4-0. 8. Consent Agenda The board approved the consent agenda as presented upon motion made by David Arcieri and second by Larry Brinson, motion carried 4-0. 9. Staff Reports, Discussion, and Action a. Educational opportunities. i. Ferrell Jenne reminded the board that the Division of Retirement conference will be held May 31, 2017-June 2, 2017. Ferrell also advised that the FPPTA will be holding their annual conference in Orlando from June 25, 2017-June 28, 2017. 10. Trustee Reports, Discussion, and Action — None. 11. Adjournment — The meeting adjourned at 2:43pm. 12. Next Meeting — Monday, June 19, 2017, 1:30PM. pectfully ubmitted by: Approved by: II Je e, P n Administrator Alexander Penalta, Chairman Appro d y the Pension Board:g.l�' 1 �� 113 3